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Century Bank Santa Fe, NM Rates & Review March 2026

Century Bank Santa Fe, NM's 3-Month CD rates are at 3.50%, 11-Month CD rates are at 3.30%, 7-Month CD rates are at 3.10%. Century Bank Santa Fe, NM's savings rates are at 0.03%. Century Bank Santa Fe, NM's money market rates are at 0.01%. MonitorBankRates evaluates the financial stability of Century Bank Santa Fe, NM with a 5.0 Star Rating, an B Overall Health Grade, and a Texas Ratio of 31.78%. Rates were last updated on 03/21/2026.

Century Bank Santa Fe, NM money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Century Bank Santa Fe, NM? Share your experience about Century Bank Santa Fe, NM by leaving a review below, or read customer reviews before you decide to use Century Bank Santa Fe, NM.

Overall Health & Safety Grade ?
B
Solid Health Score: 84/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
31.78%
Fair Higher than avg
Century Bank Santa Fe, NM
100 S Federal Pl
Santa Fe, NM 87501
https://www.mycenturybank.com
Member FDIC

Century Bank Santa Fe, NM CD Rates

Product Rate APY Term View More
3 Month CD 3.45% 3.50% 3
Min Deposit $5,000
Min Balance $5,000
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%
11 Month CD 3.30% 3.30% 11
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%
7 Month CD 3.08% 3.10% 7
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%

Century Bank Santa Fe, NM Savings Rates

Product Rate APY View More
Liberty Savings 1.98% 2.00%
Min Deposit $2,000
Min Balance $2,000
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%
Business High Performance Savings 0.03% 0.03%
Min Deposit $25
Min Balance $100
Details Variable
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%
High Performance Savings 0.03% 0.03%
Min Deposit $25
Min Balance $100
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%
Minor Savings 0.03% 0.03%
Min Deposit $25
Min Balance $25
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%

Century Bank Santa Fe, NM Money Market Rates

Product Rate APY View More
Liberty Money Market 2.02% 2.05%
Min Balance $150,000
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%
Business Liberty Money Market 1.98% 2.00%
Min Balance $250,000
Details Variable
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%
Liberty Money Market 1.98% 2.00%
Min Balance $50,000
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%
Business Liberty Money Market 1.73% 1.75%
Min Balance $50,000
Details Variable
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%
Liberty Money Market 1.73% 1.75%
Min Deposit $15,000
Min Balance $1,000
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%
Business Liberty Money Market 1.49% 1.50%
Min Deposit $20,000
Min Balance $1,000
Details Variable
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%
Business High Performance Money Market 0.03% 0.03%
Min Balance $100,000
Details Variable
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%
High Performance Money Market 0.03% 0.03%
Min Balance $100,000
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%
Business High Performance Money Market 0.02% 0.02%
Min Balance $25,000
Details Variable
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%
High Performance Money Market 0.02% 0.02%
Min Balance $25,000
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%
Business High Performance Money Market 0.01% 0.01%
Min Deposit $5,000
Min Balance $1,000
Details Variable
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%
High Performance Money Market 0.01% 0.01%
Min Deposit $5,000
Min Balance $1,000
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%

Century Bank Santa Fe, NM Checking Rates

Product Rate APY View More
Liberty Checking 0.99% 1.00%
Min Deposit $500
Min Balance $0
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%
Century Interest Checking 0.01% 0.01%
Min Deposit $100
Min Balance $0
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%
Century Platinum Checking 0.01% 0.01%
Min Balance $1,000
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%
Century Platinum Checking - 0.00%
Min Deposit $100
Min Balance $1,000
Last Updated 03/21/2026
Institution Ratings
3.6
Star Rating
C-
Health Grade
Texas Ratio: 31.78%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Century Bank Santa Fe, NM is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Century Bank Santa Fe, NM rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Century Bank Santa Fe, NM's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Century Bank Santa Fe, NM
Bank Holding Company CENTURY FINL SERVICES CORP
Address 100 S Federal Pl, Santa Fe, NM 87501  ·  Santa Fe
FDIC Certificate # 28362
Established 01/01/1910
FDIC Insurance Date 08/09/1989
Domestic Offices 9
Total Branches 9
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B
Overall Health Grade Score: 84/100
5.0
Exceptional Out of 5.0 Stars
31.78%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8273%
Return on Equity (ROE) 11.7000%
Non-Performing Loans (NPL) 2.16%
Total Assets $1,339,316,000
Total Deposits $1,209,632,000
Equity Capital $117,226,000
Net Income $8,757,000
Headquarters Santa Fe
Total Offices 9
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Century Bank Santa Fe, NM

Is Century Bank Santa Fe, NM a safe place to deposit money?

Yes, Century Bank Santa Fe, NM is considered a safe financial institution. With a Texas Ratio of 31.776903117991%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Century Bank Santa Fe, NM operate?

Century Bank Santa Fe, NM currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Century Bank Santa Fe, NM does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Century Bank Santa Fe, NM provides members with tools to manage their accounts and build a solid financial history.

Does Century Bank Santa Fe, NM offer online and mobile banking?

Most modern institutions like Century Bank Santa Fe, NM provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mycenturybank.com.

Current Century Bank Santa Fe, NM Rates

  • 12-Month CD3.30%
  • Savings0.03%
  • MMA0.01%
Retrieved from our database of financial products. Rates subject to change.