|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Sawyer Savings Bank Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 24, 2026
Sawyer Savings Bank's savings rates are at 0.25%. Sawyer Savings Bank's 15-Year Fixed Rate Mortgage rates are at 6.00%, 30-Year Fixed Rate Mortgage rates are at 6.12%. MonitorBankRates evaluates the financial stability of Sawyer Savings Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.52%. Rates were last updated on 04/24/2026. Sawyer Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sawyer Savings Bank? Share your experience about Sawyer Savings Bank by leaving a review below, or read customer reviews before you decide to use Sawyer Savings Bank. 
Sawyer Savings Bank Savings Rates
Sawyer Savings Bank Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Sawyer Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Sawyer Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Sawyer Savings Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Sawyer Savings Bank
FDIC Certificate #
16039
Address
87 Market St,
Saugerties, NY 12477 · Ulster
Website
https://www.SawyerSavings.bank
Established
04/06/1871
FDIC Insurance Date
07/01/1943
Domestic Offices
4
Total Branches
4
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 96/100
5.0
Exceptional
Out of 5.0 Stars
7.52%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.0914%
Return on Equity (ROE)
1.0200%
Non-Performing Loans (NPL)
0.67%
Total Assets
$287,967,000
Total Deposits
$237,895,000
Equity Capital
$28,879,000
Net Income
$772,000
Headquarters
Saugerties
Total Offices
4
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Sawyer Savings BankIs Sawyer Savings Bank a safe place to deposit money?Yes, Sawyer Savings Bank is considered a safe financial institution. With a Texas Ratio of 7.5160724722385%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Sawyer Savings Bank operate?Sawyer Savings Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Sawyer Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Sawyer Savings Bank provides members with tools to manage their accounts and build a solid financial history. Does Sawyer Savings Bank offer online and mobile banking?Most modern institutions like Sawyer Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.SawyerSavings.bank. Current Sawyer Savings Bank Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
CSB at Mohall
The Bank of Tioga
Bank of Cashton
Bank of Marin
Enterprise Bank Omaha, NE
Fidelity
Community Bank Longview, TX
First Financial Bank (TX)
Farmers & Merchants State Bank
Fnbc B&t
Bank of Commerce and Trust Company
Town & Country Bank Salem, MO
FNB of Litchfield
Boundary Waters Bank
Jackson County Bank IN
State Bank & Trust
First National Bank Damariscotta, ME
FCN Bank, N.A.
HCB Hardin County Bank
First Eagle Bank
Bank of Monticello
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
