Bank of Rantoul Rates and Review February 2026
Rate Updates and AvailabilityBank of Rantoul money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Rantoul? Share your experience about Bank of Rantoul by leaving a review below, or read customer reviews before you decide to use Bank of Rantoul. Bank of Rantoul Texas RatioBank of Rantoul's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Bank of Rantoul is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Bank of Rantoul has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Bank of Rantoul is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Current Rate AvailabilityWe do not have Bank of Rantoul rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Bank of Rantoul is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Bank of Rantoul rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bank of Rantoul's official website for the most current offers and terms.
Bank Profile & OverviewBank of Rantoul
201 E Champaign AveRantoul, IL 61866 Champaign Established Date: 11/25/1920 FDIC Certificate #: 11711 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: BANCORP OF RANTOUL INC How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.bankofrantoul.bank
Is Bank of Rantoul FDIC Insured? Yes
What is Bank of Rantoul's Cert number? 11711
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$255,902,000
Total Deposits:
$200,651,000
Equity Capital:
$22,639,000
Net Income:
$1,183,000
Return on Assets (ROA):
2.1388%
Return on Equity (ROE):
26.1400%
Headquarters:
Rantoul
Regulator:
FDIC
# of Offices:
2
Source: FDIC | Last Updated 03/31/2024
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Frequently Asked Questions About Bank of RantoulHow do I open an account at Bank of Rantoul?You can typically open an account at Bank of Rantoul by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Bank of Rantoul provides a range of mortgage and home equity products. Is Bank of Rantoul a safe place to deposit money?Yes, Bank of Rantoul is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Bank of Rantoul offer online and mobile banking?Most modern institutions like Bank of Rantoul provide digital access including online balance checks and transfers. Compare to other Banks |