North Shore Bank of Commerce CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.55%, 6-month CD rates at 3.87% and 3-month CD rates at 0.20%. Current savings rates are at 0.50% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.07%. Credit Card rates are at 13.90%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates. North Shore Bank of Commerce's 60-Month CD rates are at 2.00%, 24-Month CD rates are at 2.00%, 36-Month CD rates are at 1.90%, 48-Month CD rates are at 1.50%, 12-Month CD rates are at 1.50%. North Shore Bank of Commerce's savings rates are at 0.10%. North Shore Bank of Commerce's money market rates are at 2.70%.

North Shore Bank of Commerce

To see how these rates compare to North Shore Bank of Commerce CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from North Shore Bank of Commerce, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with North Shore Bank of Commerce CD rates. You can also compare North Shore Bank of Commerce savings rates, MMA rates and mortgage rates using our other rate lists.

North Shore Bank of Commerce money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North Shore Bank of Commerce? Share your experience about North Shore Bank of Commerce by leaving a review below, or read customer reviews before you decide to use North Shore Bank of Commerce.

North Shore Bank of Commerce Texas Ratio

North Shore Bank of Commerce's Texas Ratio is at 2.31%, which is considered excellent. The Texas Ratio for North Shore Bank of Commerce is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, North Shore Bank of Commerce is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.50%
18-Month CD
N/A
24-Month CD
2.00%
36-Month CD
1.90%
48-Month CD
1.50%
60-Month CD
2.00%
Savings
0.10%
MMA
2.70%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
North Shore Bank of Commerce
131 W Superior St
Duluth, MN 55802
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

North Shore Bank of Commerce CD Rates and Interest Rates

Bank
Product
APY
Min Dep
North Shore Bank of Commerce
North Shore Bank of Commerce
Preferred Investment Max Money Market
2.70%
$5,000
North Shore Bank of Commerce
North Shore Bank of Commerce
60-Month CD
2.00%
$1,000
North Shore Bank of Commerce
North Shore Bank of Commerce
24-Month CD
2.00%
$1,000
North Shore Bank of Commerce
North Shore Bank of Commerce
36-Month CD
1.90%
$1,000
North Shore Bank of Commerce
North Shore Bank of Commerce
48-Month CD
1.50%
$1,000
North Shore Bank of Commerce
North Shore Bank of Commerce
12-Month CD
1.50%
$1,000
North Shore Bank of Commerce
North Shore Bank of Commerce
Regular Savings
0.10%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare North Shore Bank of Commerce Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Landmark Credit Union
Landmark Credit Union
Premium Checking
7.50%
$0
Belt Valley Bank
Belt Valley Bank
3-Month CD
4.34%
$500
Yakima Federal S&L
Yakima Federal S&L
6-Month CD
4.10%
$500
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
SuperSaver Money Market (Jumbo)
3.90%
$100,000
Main Bank
Main Bank
6-Month CD
3.90%
$1,000
Navy Federal Credit Union
Navy Federal Credit Union
36-Month CD
3.75%
$1,000
The Clay City Banking Co.
The Clay City Banking Co.
12-Month CD
3.70%
$1,000
First Seacoast Bank
First Seacoast Bank
24-Month CD
3.65%
$1,000
Home Bank of California
Home Bank of California
12-Month CD
3.57%
$2,500
EverBank
EverBank
48-Month CD
3.50%
$1,000
Security Bank USA
Security Bank USA
48-Month CD
3.44%
$25,000
FNB of Waterloo
FNB of Waterloo
60-Month CD
3.34%
$1,000
Kish Bank
Kish Bank
36-Month CD
3.30%
$2,000
Vinton County Bank
Vinton County Bank
24-Month CD
3.30%
$2,500
Bankwell Bank
Bankwell Bank
Smart Money Market
3.25%
$100
Belt Valley Bank
Belt Valley Bank
60-Month CD
3.13%
$500
State Bank of Southern Utah
State Bank of Southern Utah
Big Interest Checking
3.04%
$0
360 Federal Credit Union
360 Federal Credit Union
36-Month CD
3.04%
$1,000
Heritage Bank N.A.
Heritage Bank N.A.
60-Month CD
2.95%
$75,000
Wyoming Community Bank
Wyoming Community Bank
60-Month CD
2.60%
$1,000
Magyar Bank
Magyar Bank
24-Month CD
2.50%
$2,500
Mascoma Bank
Mascoma Bank
12-Month CD
2.50%
$500
Milton Savings Bank
Milton Savings Bank
18-Month CD
2.50%
$500
Ladysmith Federal S&L
60-Month CD
2.47%
$1,000
CNB of McConnelsville
36-Month CD
2.25%
$5,000
FNB of Brookfield
FNB of Brookfield
60-Month CD
2.02%
$1,000
First Harvest Federal Credit Union
First Harvest Federal Credit Union
36-Month CD
2.00%
$1,000
American National Bank - Fox Cities
American National Bank - Fox Cities
60-Month CD
1.85%
$500
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
Statement Savings
1.77%
$150
Champlain National Bank
Champlain National Bank
12-Month CD
1.51%
$500
First Community Bank of Moultrie County
First Community Bank of Moultrie County
48-Month CD
1.51%
$500
United Orient Bank
United Orient Bank
18-Month CD
1.25%
$500
North Country Savings Bank
North Country Savings Bank
Money Market Advantage
1.01%
$75,000
WSB Municipal Bank
WSB Municipal Bank
24-Month CD
0.87%
$500
The Honesdale National Bank
The Honesdale National Bank
60-Month CD
0.85%
$1,000
First National Bank in Trinidad
First National Bank in Trinidad
24-Month CD
0.70%
$1,000
Washita State Bank
Washita State Bank
Money Market
0.50%
$100,000
Bank of Springfield
Bank of Springfield
12-Month CD
0.41%
$1,000
Academic Employees Credit Union
Academic Employees Credit Union
24-Month CD
0.30%
$1,000
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
Basic Savings
0.25%
$0
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
12-Month CD
0.25%
$2,000
Adirondack Bank
Adirondack Bank
24-Month CD
0.25%
$1,000
The Bank of Romney
The Bank of Romney
Savings
0.20%
$10
The Bank of South Carolina
The Bank of South Carolina
Money Market
0.20%
$2,500
GSL Savings Bank
GSL Savings Bank
Savings
0.15%
$50
First Harvest Federal Credit Union
First Harvest Federal Credit Union
Progressive Money Market
0.15%
$1,500
New Mexico Bank and Trust
New Mexico Bank and Trust
Money Market
0.10%
$100,000
Applied Bank
Applied Bank
6-Month CD
0.05%
$1,000
I3 Bank
I3 Bank
Premium Checking
0.01%
$0
Brenham National Bank
Brenham National Bank
Success Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

North Shore Bank of Commerce Information

North Shore Bank of Commerce
131 W Superior St
Duluth, MN 55802
St. Louis
Established Date: 09/14/1915
FDIC Certificate #: 8850
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: NORTH SHORE FINANCIAL CORP
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is North Shore Bank of Commerce FDIC Insured? Yes
What is North Shore Bank of Commerce's Cert number? 8850
What is the maximum amount for insured deposits? $250,000 per holder, per account

North Shore Bank of Commerce Financials

Total Assets:
$507,816,000
Total Deposits:
$394,290,000
Equity Capital:
$39,451,000
Domestic Deposits:
$394,290,000
Net Income:
$1,192,000
Return on Assets:
1.0067%
Quarterly Return on Assets:
0.9600%
Pretax Return on Assets:
0.9608%
Pretax Quarterly Return on Assets:
0.9600%
Return on Equity:
11.4900%
Quarterly Return on Equity:
12.0500%
Leverage Tier 1 (Core Capital) Ratio:
9.2771%
Total Interest Income (YTD):
5.1020%
 
 
Headquarters:
Duluth
FDIC Field Office:
Minneapolis
Regulator:
FED
County:
St. Louis
# of Offices:
7
Metropolitan Statistical Area (MSA):
Duluth, MN-WI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average savings rates and money market rates continue to fall ever so slightly this month. While average rates have moved lower, savvy savers can find deposit rates much higher than the averages. The best rate deals these days are from online banks which offer rates much higher than the averages and much higher than traditional brick and mortar banks.
Mortgage rates are lower today after a week of increases. Fixed conforming home mortgage rates and fixed jumbo mortgage rates are all lower today following Treasury yields lower. The Fed's daily Treasury purchases of between $7 and $9 billion per day is lowering Treasury yields and mortgage rates. 30 year home conforming mortgage rates are averaging 4.38 percent, down from yesterday’s average 30 year home mortgage rate of 4.40 percent. 30 year home mortgage rates today in Minnesota are also averaging 4.38 percent. 
credit-cards-credit-industry-credit-card-changesCredit card issuers are fighting back the recent credit card changes by charging higher interest rates, higher credit card balance transfer fees and even charging a minimum monthly finance charge.

Bank or Credit Union Offers and Deals

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Omaha CD Rates
Think Mutual Bank Savings Account & Money Market Account
Investing in Certificate of Deposit Accounts
FlagStar Bank Money Market Account Rate of 3.65% APY
Evergeen Bank Group Savings Account Rates & MMA Rates
Mortgage Rates Decline This Week: 30 Year Mortgage Rates at 3.92%
Mortgage Rates: Current Spread Between 30 Year Conforming Mortgage Rates and Jumbo Mortgage Rates at 0.44%

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates at Lowest Level Ever Recorded MBA: 30 Year Mortgage Rates at 4.57%, 15 Year Mortgage Rates at 3.95%
HSBC Bank USA, N.A. 6 Month $25K CD Rates now at 0.75%
Short Term Direction of Mortgage Rates Depends on Greece
Top 12 Month CD Rates This Week October 10, 2012
Refinance Rates Increase Sending Refinance Mortgage Applications Lower
Mortgage Rates Week of February 6, 30 Year Mortgage Rates at 3.90%
CD Rates at Allegany County Teachers Federal Credit Union
ableBanking, a division of Northeast Bank 2 Year CD Rates now at 0.70%
United Bank CD Rates
Affinity Federal Credit Union Savings Rates at 4.00% APY

North Shore Bank of Commerce Reviews

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