Charter West Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Charter West BankToday's 12-month CD rates can be found at 0.25%, 6-month CD rates at 0.50% and 3-month CD rates at 0.10%. Current savings rates are at 0.20% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.50%. Credit Card rates are at 13.20%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Charter West Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Charter West Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Charter West Bank CD rates. You can also compare Charter West Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Charter West Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Charter West Bank? Share your experience about Charter West Bank by leaving a review below, or read customer reviews before you decide to use Charter West Bank.

Charter West Bank Texas Ratio

Charter West Bank's Texas Ratio is at 1.40%, which is considered excellent. The Texas Ratio for Charter West Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Charter West Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Charter West Bank
201 S Main St
West Point, NE 68788
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare Charter West Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Raymond James
9-Month CD
4.30%
$1,000
Toyota Financial Savings Bank
Toyota Financial Savings Bank
6-Month CD
4.22%
$1
Credit Human Federal Credit Union
Credit Human Federal Credit Union
12-Month CD
4.01%
$500
First Foundation Bank
First Foundation Bank
9-Month CD (Online)
4.00%
$2,500
Dieterich Bank
Dieterich Bank
6-Month CD
4.00%
$1,000
First Internet Bank of Indiana
First Internet Bank of Indiana
36-Month CD
3.97%
$1,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
24-Month CD
3.95%
$5,000
FNB of Waterloo
FNB of Waterloo
12-Month CD
3.91%
$1,000
Franklin SB Farmington, ME
Franklin SB Farmington, ME
6-Month CD
3.75%
$500
First State Bank of Porter
First State Bank of Porter
12-Month CD
3.56%
$1,000
Evergreen Bank Group
Evergreen Bank Group
24-Month CD
3.50%
$500
Ridgewood Savings Bank
Ridgewood Savings Bank
24-Month CD
3.50%
$100
Adirondack Bank
Adirondack Bank
6-Month CD
3.25%
$1,000
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
6-Month CD
3.12%
$1,000
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
12-Month CD
3.03%
$500
First Bank of Central Ohio
First Bank of Central Ohio
Premium Money Market
2.85%
$10,000
Gogebic Range Bank
Gogebic Range Bank
12-Month CD
2.78%
$500
Corebank
Corebank
60-Month CD
2.68%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
6-Month CD (Jumbo)
2.53%
$100,000
FSB of Burnet
FSB of Burnet
3-Month CD
2.52%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
60-Month CD
2.34%
$2,500
Seattle Bank
Seattle Bank
Digital Direct Checking
2.30%
$0
Oostburg State Bank
Oostburg State Bank
12-Month CD
2.26%
$1,000
Prevail Bank
Prevail Bank
36-Month CD
2.12%
$1,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
24-Month CD
2.10%
$0
1st University Credit Union
1st University Credit Union
60-Month CD
2.02%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
60-Month CD
1.95%
$1,000
Clay County Savings Bank
Clay County Savings Bank
60-Month CD
1.84%
$500
Badger Bank
Badger Bank
24-Month CD
1.36%
$1,000
New Albin Savings Bank
New Albin Savings Bank
Passbook Savings
1.00%
$200
Neffs National Bank
Neffs National Bank
6-Month CD
1.00%
$1,000
Buena Vista National Bank
Buena Vista National Bank
6-Month CD
0.85%
$500
FNB of Hereford
FNB of Hereford
NOW Checking
0.70%
$1,000
Thumb Bank and Trust
Thumb Bank and Trust
30-Month CD
0.60%
$500
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
Investors Plus Money Market
0.50%
$2,000
5 Star Bank
5 Star Bank
48-Month CD
0.50%
$500
AB Federal Credit Union
AB Federal Credit Union
24-Month CD
0.45%
$1,000
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
Money Market
0.40%
$1,000
Citizens Bank of Kansas
Citizens Bank of Kansas
24-Month CD (Bump)
0.40%
$500
Altoona First Savings Bank
Altoona First Savings Bank
30-Month CD
0.40%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
Money Market Plus
0.25%
$2,000
United Southern Bank
United Southern Bank
48-Month CD
0.25%
$1,000
Presence Bank
Presence Bank
Money Market
0.15%
$2,500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
3-Month CD
0.10%
$0
The Bank of New Glarus
The Bank of New Glarus
Savings
0.10%
$1
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
Money Market
0.05%
$2,500
Busey Bank
Busey Bank
48-Month CD
0.05%
$1,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
Easy Interest Checking
0.01%
$50
Greene County Commercial Bank
Greene County Commercial Bank
Money Market
0.01%
$1
Reading Co-op Bank
Reading Co-op Bank
Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Charter West Bank rate data right now, check back for updates, we are adding rates all the time.

Charter West Bank Information

Charter West Bank
201 S Main St
West Point, NE 68788
Cuming
Established Date: 04/01/1985
FDIC Certificate #: 26185
Date of FDIC Deposit Insurance: 04/01/1985
Bank Holding Company: NATIONWIDE BANKSHARES INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Charter West Bank FDIC Insured? Yes
What is Charter West Bank's Cert number? 26185
What is the maximum amount for insured deposits? $250,000 per holder, per account

Charter West Bank Financials

Total Assets:
$447,987,000
Total Deposits:
$397,614,000
Equity Capital:
$38,434,000
Domestic Deposits:
$397,614,000
Net Income:
$777,000
Return on Assets:
1.0689%
Quarterly Return on Assets:
0.7000%
Pretax Return on Assets:
0.7192%
Pretax Quarterly Return on Assets:
0.7200%
Return on Equity:
12.4200%
Quarterly Return on Equity:
8.1500%
Leverage Tier 1 (Core Capital) Ratio:
9.7238%
Total Interest Income (YTD):
5.8935%
 
 
Headquarters:
West Point
FDIC Field Office:
Omaha
Regulator:
FED
County:
Cuming
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates barely changed today despite the United State's long term rating outlook being lowered to negative by Standard & Poor's. Current 30 year mortgage rates are averaging 4.80% as reported by MonitorBankRates.com. 30 year rates are down from yesterday's average rate of 4.83%.  Average 30 year rates in Arizona are slightly higher than the national average at 4.84%.
Mortgage Rates for December 20th, 2019Mortgage rates for December 20th, 2019, inched higher but thankfully there were no big moves higher. Mortgage rates on 30-year conforming loans are averaging 3.77 percent, up from this past Monday's average rate of 3.75 percent. Average 30-year mortgage rates are up 7 basis points week over week, during the same time 10-year U.S. Treasury yields were up 10 basis points. We expect average mortgage rates to remain near current levels for the rest of the year and into 2020. To get the best deal on a mortgage loan, compare online mortgage rates with average mortgage rates for December 19, 2019.
KS StateBank Jumbo CD RatesKS StateBank jumbo CD rates were recently changed and most of the changes were higher. All jumbo CD rates at KS StateBank were increased except for 1 year jumbo CD rates which were lowered. The largest increase was on 4 year jumbo CD rates from KS StateBank which were increased 10 basis points to 3.26 percent with an APY of 3.10 percent.

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