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Susquehanna Valley Federal Credit Union Rates & Review April 2026

Susquehanna Valley Federal Credit Union's 3 Years CDs rates are at 1.65%, 2 Years CDs rates are at 1.30%, 1 Year CDs rates are at 1.15%, 6 month CDs rates are at 1.00%. Susquehanna Valley Federal Credit Union's savings rates are at 0.10%. Susquehanna Valley Federal Credit Union's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Susquehanna Valley Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.20%. Rates were last updated on 04/05/2026.

Susquehanna Valley Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Susquehanna Valley Federal Credit Union? Share your experience about Susquehanna Valley Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Susquehanna Valley Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.20%
Excellent Lower than avg
Susquehanna Valley Federal Credit Union
Main Branch
3850 Hartzdale Dr
Camp Hill, PA 17011 7809
https://www.svfcu.org
Member NCUA

Susquehanna Valley Federal Credit Union CD Rates

Product Rate APY Term View More
3 Years Certificates 1.64% 1.65% 3 Years
Min Deposit $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
2 Years Certificates 1.29% 1.30% 2 Years
Min Deposit $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
1 Year Certificates 1.14% 1.15% 1 Year
Min Deposit $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
6 month Certificates 1.00% 1.00% 6 Months
Min Deposit $500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%

Susquehanna Valley Federal Credit Union Savings Rates

Product Rate APY View More
Club Account 0.10% 0.10%
Min Balance $100
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Goal Savings 0.10% 0.10%
Min Balance $0
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
IRA Savings 0.10% 0.10%
Min Balance $0
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Share Savings 0.10% 0.10%
Min Balance $5
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%

Susquehanna Valley Federal Credit Union Money Market Rates

Product Rate APY View More
Money Markets 0.65% 0.65%
Min Balance $100,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Money Markets 0.50% 0.50%
Min Balance $50,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Money Markets 0.35% 0.35%
Min Balance $25,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Money Markets 0.25% 0.25%
Min Balance $2,500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%

Susquehanna Valley Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 5.00% 5
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Home Equity Loans - - 5.00%
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Fixed Rate, Fixed Term Home Equity Loan - - 5.25%
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Home Equity Loan - - 5.50% 10
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Home Equity Loans - - 5.50% 10 Years
Details LTV Up to 80%
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Home Equity Loan - - 6.00% 15
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Home Equity Loans - - 6.00% 15 Years
Details LTV Up to 80%
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Home Equity Line of Credit - - 7.50%
Details Variable
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%

Susquehanna Valley Federal Credit Union Credit Card Rates

Product Rate APR View More
Onyx Visa Credit Card - 6.90%
Details Regular APR: 6.90%
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Visa Balance Transfer - 6.90%
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Visa Credit Cards Onyx - 6.90%
Details Purchases APR*
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Platinum Visa Credit Card - 9.90%
Details Regular APR: 6.90%
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Visa Credit Cards Platinum - 9.90%
Details Purchases APR*
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Classic Visa Credit Card - 12.90%
Details Regular APR: 12.90% - 15.90%
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%
Visa Credit Cards Classic - 12.90%
Details Purchases APR*
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.20%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Susquehanna Valley Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Susquehanna Valley Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Susquehanna Valley Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Susquehanna Valley Federal Credit Union
Address 3850 Hartzdale Dr, Camp Hill, PA 17011 7809
Phone 717-737-4152
Fax 717-737-0589
President Michael Sellar
CEO Eric Lundvall
Full-Time Employees 13
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.20%
Return on Assets (ROA)
1.3117%
Return on Equity (ROE)
11.6977%
Non-Performing Loans Ratio (NPL)
0.25%
Total Assets
82,712,794
Total Amount of Shares and Deposits
73,421,252
Total Shares and Deposits < 1 Year
72,885,541
Total Shares and Deposits 1 3 Years
535,711
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,800,356
Total Uninsured Shares and Deposits > $250K (F+J)
1,800,356
Total Insured Shares and Deposits > $250K (item 17 less item K)
71,620,896
Total Interest Expense (Sum of items 6 8)
129,933
Share Certificates
139
Number of Accounts for Share Drafts
3,511
IRA KEOGH Accounts
233
Number of Accounts for Regular Shares
5,691
All other shares
1,469
Money Market Shares
197
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,096,379
Total Liabilities
73,441,169
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Susquehanna Valley Federal Credit Union

Is Susquehanna Valley Federal Credit Union a safe place to deposit money?

Yes, Susquehanna Valley Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.2046074006554%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Susquehanna Valley Federal Credit Union operate?

Susquehanna Valley Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Susquehanna Valley Federal Credit Union?

Yes, to access services at Susquehanna Valley Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Susquehanna Valley Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Susquehanna Valley Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Susquehanna Valley Federal Credit Union offer online and mobile banking?

Most modern institutions like Susquehanna Valley Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.svfcu.org.

Current Susquehanna Valley Federal Credit Union Rates

  • 12-Month CD1.15%
  • 24-Month CD1.30%
  • Savings0.10%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.