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Susquehanna Valley Federal Credit Union Rates & Review September 2026

Susquehanna Valley Federal Credit Union's 3 Year CDs rates are at 1.65%, 2 Year CDs rates are at 1.30%, 1 Year CDs rates are at 1.15%, 6 Month CDs rates are at 1.00%. Susquehanna Valley Federal Credit Union's savings rates are at 0.10%. Susquehanna Valley Federal Credit Union's money market rates are at 0.25%. Susquehanna Valley Federal Credit Union's Personal Loan Rates are as low as 8.99%. MonitorBankRates evaluates the financial stability of Susquehanna Valley Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.21%. Rates last updated and verified on 09/21/2026.

Susquehanna Valley Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Susquehanna Valley Federal Credit Union? Share your experience about Susquehanna Valley Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Susquehanna Valley Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.21%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Susquehanna Valley Federal Credit Union
Main Branch
3850 Hartzdale Dr
Camp Hill, PA 17011-7809
https://www.svfcu.org
Member NCUA

Susquehanna Valley Federal Credit Union CD Rates

Product Rate APY Term View More
3 Year Certificates 1.64% 1.65% 3 Years
Min Balance $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
2 Year Certificates 1.29% 1.30% 2 Years
Min Balance $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
1 Year Certificates 1.14% 1.15% 1 Year
Min Balance $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
6 Month Certificates 1.00% 1.00% 6 Months
Min Balance $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%

Susquehanna Valley Federal Credit Union Savings Rates

Product Rate APY View More
Club Account 0.10% 0.10%
Min Balance $100
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Goal Savings 0.10% 0.10%
Min Balance $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
IRA Savings 0.10% 0.10%
Min Balance $0
Details Balance: $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Share Savings 0.10% 0.10%
Min Balance $5
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%

Susquehanna Valley Federal Credit Union Money Market Rates

Product Rate APY View More
Money Markets 0.65% 0.65%
Min Balance $100,000
Details Balance: $100,000 +
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Money Markets 0.50% 0.50%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Money Markets 0.35% 0.35%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Money Markets 0.25% 0.25%
Min Balance $2,500
Details Balance: $2,500 - $24,999
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%

Susquehanna Valley Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 5.00% 5 Years
Details LTV: Up to 80%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Home Equity Loans - - 5.50% 10 Years
Details LTV: Up to 80%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Home Equity Loans - - 6.00% 15 Years
Details LTV: Up to 80%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Home Equity Line of Credit 7.25% - 7.25% Open Ended
Details Variable ***; LTV **: Up to 80%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%

Susquehanna Valley Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Autos 2023 & Newer - - 4.99% Up to 60 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Autos 2022 & Older - - 5.29% Up to 48 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Autos 2022 & Older - - 5.79% 60 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Autos 2023 & Newer - - 6.25% 72 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Autos 2022 & Older - - 6.59% 72 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Autos 2023 & Newer - - 6.99% 84 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Autos 2022 & Older - - 7.25% 84 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%

Susquehanna Valley Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
RV & Boat Loans - 6.25% Up to 60 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
RV & Boat Loans - 6.79% 72 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
RV & Boat Loans - 7.09% 84 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
RV & Boat Loans - 7.39% 120 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%

Susquehanna Valley Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 8.99% Up to 60 Months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Signature Line of Credit 9.49% Open Ended
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%

Susquehanna Valley Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Classic Loan - - 12.90%
Details Published APR range: 12.90% - 15.90%.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Onyx Loan - - 6.90%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%
Platinum Loan - - 9.90%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.21%

Financial Health History

Susquehanna Valley Federal Credit Union’s Texas Ratio fell from 2.31% in Q2 2023 to 0.21% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.8% 2.0★ 1.6% 3.0★ 2.5% 4.0★ 3.3% 5.0★ Healthy zone – entire history below the 15% limit 2.31% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.21% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$86M0.21%5.0A+
December 31, 2025$84M0.29%5.0A+
September 30, 2025$83M1.18%5.0A+
June 30, 2025$84M1.45%5.0A+
March 31, 2025$85M0.31%5.0A+
December 31, 2024$84M2.42%5.0A+
September 30, 2024$84M0.77%5.0A+
June 30, 2024$85M1.52%5.0A+
March 31, 2024$86M1.66%5.0A+
December 31, 2023$86M1.75%5.0A+
September 30, 2023$86M1.70%5.0A+
June 30, 2023$88M2.31%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Susquehanna Valley Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Susquehanna Valley Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Susquehanna Valley Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Susquehanna Valley Federal Credit Union
Address 3850 Hartzdale Dr, Camp Hill, PA 17011-7809
Phone 717-737-4152
Fax 717-737-0589
President Michael Sellar
CEO Eric Lundvall
Full-Time Employees 13
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.21%
Return on Assets (ROA)
0.4310%
Return on Equity (ROE)
3.7202%
Non-Performing Loans Ratio (NPL)
0.05%
Total Assets
86,495,121
Total Amount of Shares and Deposits
76,422,081
Total Shares and Deposits < 1 Year
75,848,133
Total Shares and Deposits 1 3 Years
573,948
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,588,920
Total Uninsured Shares and Deposits > $250K (F+J)
1,588,920
Total Insured Shares and Deposits > $250K (item 17 less item K)
74,833,161
Total Interest Expense (Sum of items 6 8)
38,434
Share Certificates
146
Number of Accounts for Share Drafts
3,462
IRA KEOGH Accounts
223
Number of Accounts for Regular Shares
5,658
All other shares
1,447
Money Market Shares
201
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,222,458
Total Liabilities
76,475,014
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Susquehanna Valley Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Susquehanna Valley Federal Credit Union

How many branches does Susquehanna Valley Federal Credit Union operate?

Susquehanna Valley Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Susquehanna Valley Federal Credit Union?

Yes, to access services at Susquehanna Valley Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Susquehanna Valley Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Susquehanna Valley Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Susquehanna Valley Federal Credit Union offer online and mobile banking?

Most modern institutions like Susquehanna Valley Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.svfcu.org.

Current Susquehanna Valley Federal Credit Union Rates

  • 12-Month CD1.15%
  • 24-Month CD1.30%
  • Savings0.10%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.