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State Bank Wonder Lake, IL

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State Bank Wonder Lake, IL Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, State Bank Wonder Lake, IL provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

You can compare State Bank Wonder Lake, IL rates to other rates in our database, including 12-month CD rates currently at 0.15%, 6-month CD rates at 5.00% and 3-month CD rates at 0.10%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.78%. All these rates can be compared to State Bank Wonder Lake, IL rates. MonitorBankRates evaluates the financial stability of State Bank Wonder Lake, IL with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.99%. Rates were last updated on 05/15/2026.

State Bank Wonder Lake, IL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank Wonder Lake, IL? Share your experience about State Bank Wonder Lake, IL by leaving a review below, or read customer reviews before you decide to use State Bank Wonder Lake, IL.

Verified Healthy Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.99%

Excellent Higher than avg

State Bank Wonder Lake, IL

7526 Hancock Dr
Wonder Lake, IL 60097

https://www.thestatebankgroup.com

Current Rate Availability

We do not have State Bank Wonder Lake, IL rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for State Bank Wonder Lake, IL is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather State Bank Wonder Lake, IL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with State Bank Wonder Lake, IL's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name State Bank Wonder Lake, IL

Bank Holding Company FIRST SECURE BANK GROUP INC

Address 7526 Hancock Dr, Wonder Lake, IL 60097 · Mchenry

Website https://www.thestatebankgroup.com

FDIC Certificate # 22971

Established 10/22/1979

FDIC Insurance Date 10/22/1979

Domestic Offices 7

Total Branches 7

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

6.99%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.3212%

Return on Equity (ROE) 3.0100%

Non-Performing Loans (NPL) 0.70%

Total Assets $301,888,000

Total Deposits $246,744,000

Equity Capital $37,269,000

Net Income $1,835,000

Headquarters Wonder Lake

Total Offices 7

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

State Bank Wonder Lake, IL earned the Verified Healthy badge

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Frequently Asked Questions About State Bank Wonder Lake, IL

How many branches does State Bank Wonder Lake, IL operate?

State Bank Wonder Lake, IL currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, State Bank Wonder Lake, IL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, State Bank Wonder Lake, IL provides members with tools to manage their accounts and build a solid financial history.

Does State Bank Wonder Lake, IL offer online and mobile banking?

Most modern institutions like State Bank Wonder Lake, IL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thestatebankgroup.com.