What are the current interest rates at Thomaston Savings Bank?

Current rates for Thomaston Savings Bank include: 12-Month CD: 0.10%, 18-Month CD: 2.50%, 24-Month CD: 3.35%, 36-Month CD: 3.40%, 48-Month CD: 3.45%, 60-Month CD: 3.50%, Savings: 0.05%

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Thomaston Savings Bank Rates & Review August 2026

Item: Thomaston Savings Bank
Rating: 5761
Author: jDZz

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Thomaston Savings Bank's 16-Months Business Certificate of Deposit - Fixed Rate 16-Month rates are at 3.60%, 16-Months Certificate of Deposit - Fixed Rate 16-Month rates are at 3.60%, 6-Months Business Certificate of Deposit - Fixed Rate 6-Month rates are at 3.50%, 60-Months Business Certificate of Deposit - Fixed Rate 60-Month rates are at 3.50%, 6-Months Certificate of Deposit - Fixed Rate 6-Month rates are at 3.50%. Thomaston Savings Bank's savings rates are at 0.05%. Thomaston Savings Bank's Personal Loan Rates are at 5.99%. MonitorBankRates evaluates the financial stability of Thomaston Savings Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.58%. Rates last updated and verified on 08/28/2026.

Thomaston Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Thomaston Savings Bank? Share your experience about Thomaston Savings Bank by leaving a review below, or read customer reviews before you decide to use Thomaston Savings Bank.

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.58%

Excellent Higher than avg

Thomaston Savings Bank

203 Main St
Thomaston, CT 06787

https://www.thomastonsavingsbank.com

Thomaston Savings Bank CD Rates

Product	Rate	APY	Term
Business Certificate of Deposit - Fixed Rate 16 month	3.55%	3.60%	16 Months
Min Deposit $1,000 Min Balance $1,000 Details Daily balance to earn APY Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Fixed Rate 16 month	3.55%	3.60%	16 Months
Min Deposit $1,000 Details All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 6 month	3.45%	3.50%	6 Months
Min Deposit $1,000 Min Balance $1,000 Details Daily balance to earn APY Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 60 month	3.45%	3.50%	60 Months
Min Deposit $1,000 Min Balance $1,000 Details Daily balance to earn APY Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Fixed Rate 6 month	3.45%	3.50%	6 Months
Min Deposit $1,000 Details All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Fixed Rate 60 month	3.45%	3.50%	60 Months
Min Deposit $1,000 Details All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 48 month	3.40%	3.45%	48 Months
Min Deposit $1,000 Min Balance $1,000 Details Daily balance to earn APY Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Fixed Rate 48 month	3.40%	3.45%	48 Months
Min Deposit $1,000 Details All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 36 month	3.35%	3.40%	36 Months
Min Deposit $1,000 Min Balance $1,000 Details Daily balance to earn APY Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Fixed Rate 36 month	3.35%	3.40%	36 Months
Min Deposit $1,000 Details All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 24 month	3.30%	3.35%	24 Months
Min Deposit $1,000 Min Balance $1,000 Details Daily balance to earn APY Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Fixed Rate 24 month	3.30%	3.35%	24 Months
Min Deposit $1,000 Details All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 18 month	3.26%	3.30%	18 Months
Min Deposit $1,000 Min Balance $1,000 Details Daily balance to earn APY Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Fixed Rate 18 month	3.26%	3.30%	18 Months
Min Deposit $1,000 Details All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 12 month	2.92%	2.95%	12 Months
Min Deposit $1,000 Min Balance $1,000 Details Daily balance to earn APY Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Fixed Rate 12 month	2.92%	2.95%	12 Months
Min Deposit $1,000 Details All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 9 month	2.87%	2.90%	9 Months
Min Deposit $1,000 Min Balance $1,000 Details Daily balance to earn APY Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Fixed Rate 9 month	2.87%	2.90%	9 Months
Min Deposit $1,000 Details All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 5 month	2.72%	2.75%	5 Months
Min Deposit $1,000 Min Balance $1,000 Details Daily balance to earn APY Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Fixed Rate 5 month	2.72%	2.75%	5 Months
Min Deposit $1,000 Details All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Certificate of Deposit - Flex 4 month	2.48%	2.50%	4 Months
Min Deposit $1,000 Details You can withdraw the full balance and accrued interest without a penalty beginning 7 calendar days after you fund the account. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Certificate of Deposit - Variable Rate 18 month	2.48%	2.50%	18 Months
Min Deposit $25 Details Variable Rate - deposits allowed during term. You must maintain a minimum balance of $25 in the account each day to obtain the disclosed APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Flex 4 month	2.48%	2.50%	4 Months
Min Deposit $1,000 Details You can withdraw the full balance and accrued interest without a penalty beginning 7 calendar days after you fund the account. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. You may not make partial withdrawals from your account any time during the term. You can withdraw the full balance and accrued interest beginning 7 calendar days after you first funded your account. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Variable Rate 18 month	2.48%	2.50%	18 Months
Min Deposit $25 Details All terms also available for Individual Retirement Accounts (IRA). Deposits allowed during the term. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity from certificate accounts. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. You must maintain a minimum balance of $25 in the account each day to obtain the disclosed APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 91 Days	1.99%	2.00%	91 Days
Min Deposit $1,000 Min Balance $1,000 Details Daily balance to earn APY Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Fixed Rate 91 Days	1.99%	2.00%	91 Days
Min Deposit $1,000 Details All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 10 month	0.10%	0.10%	10 Months
Min Deposit $1,000 Min Balance $1,000 Details Daily balance to earn APY Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 11 month	0.10%	0.10%	11 Months
Min Deposit $1,000 Min Balance $1,000 Details Daily balance to earn APY Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 13 month	0.10%	0.10%	13 Months
Min Deposit $1,000 Min Balance $1,000 Details Daily balance to earn APY Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 15 month	0.10%	0.10%	15 Months
Min Deposit $1,000 Min Balance $1,000 Details Daily balance to earn APY Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 30 month	0.10%	0.10%	30 Months
Min Deposit $1,000 Min Balance $1,000 Details Daily balance to earn APY Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 7 month	0.10%	0.10%	7 Months
Min Deposit $1,000 Min Balance $1,000 Details Daily balance to earn APY Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 8 month	0.10%	0.10%	8 Months
Min Deposit $1,000 Min Balance $1,000 Details Daily balance to earn APY Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Fixed Rate 10 month	0.10%	0.10%	10 Months
Min Deposit $1,000 Details All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Fixed Rate 11 month	0.10%	0.10%	11 Months
Min Deposit $1,000 Details All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Fixed Rate 13 month	0.10%	0.10%	13 Months
Min Deposit $1,000 Details All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Fixed Rate 15 month	0.10%	0.10%	15 Months
Min Deposit $1,000 Details All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Fixed Rate 30 month	0.10%	0.10%	30 Months
Min Deposit $1,000 Details All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Fixed Rate 7 month	0.10%	0.10%	7 Months
Min Deposit $1,000 Details All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Certificate of Deposit - Fixed Rate 8 month	0.10%	0.10%	8 Months
Min Deposit $1,000 Details All terms available for Individual Retirement Accounts (IRA). $1,000 - $249,999.99 Daily balance to earn APY. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. A penalty may be imposed for early withdrawal of principal prior to maturity. The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Daily balances below $1,000 do not earn APY. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%

Thomaston Savings Bank Savings Rates

Product	Rate	APY
Business Savings	0.35%	0.35%
Min Balance $250,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Relationship Savings Account	0.20%	0.20%
Min Balance $250,000 Details Relationship Savings account required; see deposit contract or ask a bank representative for specific terms. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and will be credited to the account every month. The interest rate and annual percentage yield (APY) on variable rate accounts may change after the account is opened. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Savings	0.15%	0.15%
Min Balance $50,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Health Savings Account (HSA)	0.15%	0.15%
Min Balance $50,000 Details Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and will be credited to the account every month. The interest rate and annual percentage yield (APY) on variable rate accounts may change after the account is opened. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Relationship Savings Account	0.15%	0.15%
Min Balance $50,000 Details Relationship Savings account required; see deposit contract or ask a bank representative for specific terms. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and will be credited to the account every month. The interest rate and annual percentage yield (APY) on variable rate accounts may change after the account is opened. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Health Savings Account (HSA)	0.10%	0.10%
Min Balance $5,000 Details Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and will be credited to the account every month. The interest rate and annual percentage yield (APY) on variable rate accounts may change after the account is opened. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Relationship Savings Account	0.10%	0.10%
Min Balance $0 Details Relationship Savings account required; see deposit contract or ask a bank representative for specific terms. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and will be credited to the account every month. The interest rate and annual percentage yield (APY) on variable rate accounts may change after the account is opened. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Business Savings	0.05%	0.05%
Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Health Savings Account (HSA)	0.05%	0.05%
Min Balance $0 Details Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and will be credited to the account every month. The interest rate and annual percentage yield (APY) on variable rate accounts may change after the account is opened. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Savings	0.05%	0.05%
Min Balance $0 Details All terms also available for Individual Retirement Accounts (IRA). Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. Interest is compounded daily and credited to the account every month. The interest rate and annual percentage yield (APY) on variable rate accounts may change after the account is opened. You must maintain a minimum balance of $0.00 in the account each day to obtain the disclosed annual percentage yield. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%

Thomaston Savings Bank Checking Rates

Product	Rate	APY
Interest Checking	0.05%	0.05%
Min Balance $15,000 Details 0% Interest Earned on Balances < $500.00. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield. Interest is compounded daily and credited to the account every month. The interest rate and annual percentage yield (APY) on variable rate accounts may change after the account is opened. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Interest Checking	0.00%	0.00%
Min Balance $0 Details 0% Interest Earned on Balances < $500.00. Deposit rates are subject to change without notice. Withdrawals and fees may reduce earnings. You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield. Interest is compounded daily and credited to the account every month. The interest rate and annual percentage yield (APY) on variable rate accounts may change after the account is opened. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%

Thomaston Savings Bank Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan - Fixed Rate	4.99%	-	4.99%	12 Month
Details Fixed Rate New Automobile Loan APRs range from 4.99% - 10.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. A new automobile refers to a vehicles less than two years old. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate	5.49%	-	5.49%	48 Month
Details Fixed Rate New Automobile Loan APRs range from 4.99% - 10.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. A new automobile refers to a vehicles less than two years old. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate	5.99%	-	5.99%	60 Month
Details Fixed Rate New Automobile Loan APRs range from 4.99% - 10.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. A new automobile refers to a vehicles less than two years old. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate	6.49%	-	6.49%	72 Month
Details Fixed Rate New Automobile Loan APRs range from 4.99% - 10.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. A new automobile refers to a vehicles less than two years old. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate	6.49%	-	6.49%	12 Month
Details Fixed Rate Used Automobile Loan APRs range from 6.49% - 12.49% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Qualifying used automobiles refer to vehicles three to 10 years old. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate	6.99%	-	6.99%	60 Month
Details Fixed Rate Used Automobile Loan APRs range from 6.49% - 12.49% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Qualifying used automobiles refer to vehicles three to 10 years old. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate	7.49%	-	7.49%	72 Month
Details Fixed Rate Used Automobile Loan APRs range from 6.49% - 12.49% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Qualifying used automobiles refer to vehicles three to 10 years old. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%

Thomaston Savings Bank Personal Loan Rates

Product	Rate	APR
Fixed Rate Personal Loan	5.99%	5.99%
Details APRs range from 5.99% to 14.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Fixed Rate Personal Loan	6.99%	6.99%
Details APRs range from 5.99% to 14.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Fixed Rate Personal Loan	7.99%	7.99%
Details APRs range from 5.99% to 14.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Fixed Rate Personal Loan	8.99%	8.99%
Details APRs range from 5.99% to 14.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%
Fixed Rate Personal Loan	9.99%	9.99%
Details APRs range from 5.99% to 14.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.58%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Thomaston Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Thomaston Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Thomaston Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Thomaston Savings Bank

FDIC Certificate # 18258

Address 203 Main St, Thomaston, CT 06787 · Naugatuck Valley

Website https://www.thomastonsavingsbank.com

Established 10/01/1874

FDIC Insurance Date 07/01/1960

Domestic Offices 16

Total Branches 16

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

6.58%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.7209%

Return on Equity (ROE) 11.2600%

Non-Performing Loans (NPL) 0.37%

Total Assets $1,905,036,000

Total Deposits $1,658,991,000

Equity Capital $171,980,000

Net Income $14,513,000

Headquarters Thomaston

Total Branches and Offices 16

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

jDZz

★★★★★

December 17, 2025

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Average Rating

★★★★★

Total Reviews

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Frequently Asked Questions About Thomaston Savings Bank

How many branches does Thomaston Savings Bank operate?

Thomaston Savings Bank currently maintains approximately 16 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Thomaston Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Thomaston Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Thomaston Savings Bank offer online and mobile banking?

Most modern institutions like Thomaston Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thomastonsavingsbank.com.