MonitorBankRates
  1. Home
  2. Banks
  3. Thomaston Savings Bank
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Thomaston Savings Bank Rates & Review June 2026

Thomaston Savings Bank's 16-Months Business Certificate of Deposit - Fixed Rate 16-Month rates are at 3.60%, 16-Months 16-Month Certificate of Deposit - Fixed Rate rates are at 3.60%, 6-Months Business Certificate of Deposit - Fixed Rate 6-Month rates are at 3.50%, 60-Months Business Certificate of Deposit - Fixed Rate 60-Month rates are at 3.50%, 6-Months 6-Month Certificate of Deposit - Fixed Rate rates are at 3.50%. Thomaston Savings Bank's savings rates are at 0.05%. Thomaston Savings Bank's Personal Loan Rates are at 5.99%. MonitorBankRates evaluates the financial stability of Thomaston Savings Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.58%. Rates were last updated on 06/04/2026.

Thomaston Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Thomaston Savings Bank? Share your experience about Thomaston Savings Bank by leaving a review below, or read customer reviews before you decide to use Thomaston Savings Bank.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.58%
Excellent Higher than avg
Thomaston Savings Bank
203 Main St
Thomaston, CT 06787
https://www.thomastonsavingsbank.com
Member FDIC

Thomaston Savings Bank CD Rates

Product Rate APY Term View More
Business Certificate of Deposit - Fixed Rate 16 month 3.55% 3.60% 16 Months
Min Deposit $1,000
Details All terms available for Individual Retirement Accounts (IRA).
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
16 month Certificate of Deposit - Fixed Rate 3.55% 3.60% 16 Months
Details Daily balances below $1,000 do not earn APY.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 6 month 3.45% 3.50% 6 Months
Min Deposit $1,000
Details All terms available for Individual Retirement Accounts (IRA).
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 60 month 3.45% 3.50% 60 Months
Min Deposit $1,000
Details All terms available for Individual Retirement Accounts (IRA).
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
6 month Certificate of Deposit - Fixed Rate 3.45% 3.50% 6 Months
Details Daily balances below $1,000 do not earn APY.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 48 month 3.40% 3.45% 48 Months
Min Deposit $1,000
Details All terms available for Individual Retirement Accounts (IRA).
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
48 month Certificate of Deposit - Fixed Rate 3.40% 3.45% 48 Months
Details Daily balances below $1,000 do not earn APY.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 36 month 3.35% 3.40% 36 Months
Min Deposit $1,000
Details All terms available for Individual Retirement Accounts (IRA).
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
36 month Certificate of Deposit - Fixed Rate 3.35% 3.40% 36 Months
Details Daily balances below $1,000 do not earn APY.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 24 month 3.30% 3.35% 24 Months
Min Deposit $1,000
Details All terms available for Individual Retirement Accounts (IRA).
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
24 month Certificate of Deposit - Fixed Rate 3.30% 3.35% 24 Months
Details Daily balances below $1,000 do not earn APY.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 18 month 3.26% 3.30% 18 Months
Min Deposit $1,000
Details All terms available for Individual Retirement Accounts (IRA).
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
18 month Certificate of Deposit - Fixed Rate 3.26% 3.30% 18 Months
Details Daily balances below $1,000 do not earn APY.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 12 month 2.92% 2.95% 12 Months
Min Deposit $1,000
Details All terms available for Individual Retirement Accounts (IRA).
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
12 month Certificate of Deposit - Fixed Rate 2.92% 2.95% 12 Months
Details Daily balances below $1,000 do not earn APY.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 9 month 2.87% 2.90% 9 Months
Min Deposit $1,000
Details All terms available for Individual Retirement Accounts (IRA).
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
9 month Certificate of Deposit - Fixed Rate 2.87% 2.90% 9 Months
Details Daily balances below $1,000 do not earn APY.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 5 month 2.72% 2.75% 5 Months
Min Deposit $1,000
Details All terms available for Individual Retirement Accounts (IRA).
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
5 month Certificate of Deposit - Fixed Rate 2.72% 2.75% 5 Months
Details Daily balances below $1,000 do not earn APY.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Certificate of Deposit - Flex 4 month 2.48% 2.50% 4 Months
Min Deposit $1,000
Details You can withdraw the full balance and accrued interest without a penalty beginning 7 calendar days after you fund the account.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Certificate of Deposit - Variable Rate 18 month 2.48% 2.50% 18 Months Variable Rate
Min Deposit $25
Details Deposits allowed during term. You must maintain a minimum balance of $25 in the account each day to obtain the disclosed APY.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
4 month Certificate of Deposit - Flex 2.48% 2.50% 4 Months
Details You can withdraw the full balance and accrued interest without a penalty beginning 7 calendar days after you fund the account.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
18 month Certificate of Deposit - Variable Rate 2.48% 2.50% 18 Months
Details You must maintain a minimum balance of $25 in the account each day to obtain the disclosed APY.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 91 Days 1.99% 2.00% 91 Days
Min Deposit $1,000
Details All terms available for Individual Retirement Accounts (IRA).
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
91 Days Certificate of Deposit - Fixed Rate 1.99% 2.00% 91 Days
Details Daily balances below $1,000 do not earn APY.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 10 month 0.10% 0.10% 10 Months
Min Deposit $1,000
Details All terms available for Individual Retirement Accounts (IRA).
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 11 month 0.10% 0.10% 11 Months
Min Deposit $1,000
Details All terms available for Individual Retirement Accounts (IRA).
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 13 month 0.10% 0.10% 13 Months
Min Deposit $1,000
Details All terms available for Individual Retirement Accounts (IRA).
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 15 month 0.10% 0.10% 15 Months
Min Deposit $1,000
Details All terms available for Individual Retirement Accounts (IRA).
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 30 month 0.10% 0.10% 30 Months
Min Deposit $1,000
Details All terms available for Individual Retirement Accounts (IRA).
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 7 month 0.10% 0.10% 7 Months
Min Deposit $1,000
Details All terms available for Individual Retirement Accounts (IRA).
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Certificate of Deposit - Fixed Rate 8 month 0.10% 0.10% 8 Months
Min Deposit $1,000
Details All terms available for Individual Retirement Accounts (IRA).
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
7 month Certificate of Deposit - Fixed Rate 0.10% 0.10% 7 Months
Details Daily balances below $1,000 do not earn APY.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%

Thomaston Savings Bank Savings Rates

Product Rate APY View More
Business Savings 0.35% 0.35%
Min Balance $250,000
Details Tiered rate. Rate applies only to the portion of the account balance within that tier.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Relationship Savings 0.20% 0.20%
Min Balance $250,000
Details Relationship Checking account required; see deposit contract or ask a bank representative for specific terms.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Savings 0.15% 0.15%
Min Balance $50,000
Details Tiered rate. Rate applies only to the portion of the account balance within that tier.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Health Savings Account (HSA) 0.15% 0.15%
Min Balance $50,000
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Relationship Savings 0.15% 0.15%
Min Balance $50,000
Details Relationship Checking account required; see deposit contract or ask a bank representative for specific terms.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Health Savings Account (HSA) 0.10% 0.10%
Min Balance $5,000
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Relationship Savings 0.10% 0.10%
Min Balance $0
Details Relationship Checking account required; see deposit contract or ask a bank representative for specific terms.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Savings 0.05% 0.05%
Min Balance $0
Details Tiered rate. Rate applies only to the portion of the account balance within that tier.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Health Savings Account (HSA) 0.05% 0.05%
Min Balance $0
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Savings 0.05% 0.05%
Min Balance $0
Details You must maintain a minimum balance of $25.00 in the account each day to obtain the disclosed annual percentage yield.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%

Thomaston Savings Bank Checking Rates

Product Rate APY View More
Interest Checking 0.05% 0.05%
Min Balance $500
Details You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Interest Checking - 0.00%
Min Balance $0
Details 0% Interest Earned on Balances < $500.00. You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%

Thomaston Savings Bank Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - Fixed Rate 4.99% - 4.99% 12 Month
Details Fixed Rate New Automobile Loan APRs range from 4.99% - 10.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. A new automobile refers to a vehicles less than two years old.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
New Auto Loan - Fixed Rate 5.49% - 5.49% 48 Month
Details Fixed Rate New Automobile Loan APRs range from 4.99% - 10.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. A new automobile refers to a vehicles less than two years old.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
New Auto Loan - Fixed Rate 5.99% - 5.99% 60 Month
Details Fixed Rate New Automobile Loan APRs range from 4.99% - 10.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. A new automobile refers to a vehicles less than two years old.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
New Auto Loan - Fixed Rate 6.49% - 6.49% 72 Month
Details Fixed Rate New Automobile Loan APRs range from 4.99% - 10.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. A new automobile refers to a vehicles less than two years old.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate 6.49% - 6.49% 12 Month
Details Fixed Rate Used Automobile Loan APRs range from 6.49% - 12.49% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Qualifying used automobiles refer to vehicles three to 10 years old.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate 6.99% - 6.99% 60 Month
Details Fixed Rate Used Automobile Loan APRs range from 6.49% - 12.49% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Qualifying used automobiles refer to vehicles three to 10 years old.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate 7.49% - 7.49% 72 Month
Details Fixed Rate Used Automobile Loan APRs range from 6.49% - 12.49% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Qualifying used automobiles refer to vehicles three to 10 years old.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%

Thomaston Savings Bank Personal Loan Rates

Product Rate APR View More
Personal Loan - Fixed Rate 5.99% 5.99%
Details Fixed Rate Personal Loan APRs range from 5.99% to 14.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Personal Loan - Fixed Rate 6.99% 6.99%
Details Fixed Rate Personal Loan APRs range from 5.99% to 14.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Personal Loan - Fixed Rate 7.99% 7.99%
Details Fixed Rate Personal Loan APRs range from 5.99% to 14.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Personal Loan - Fixed Rate 8.99% 8.99%
Details Fixed Rate Personal Loan APRs range from 5.99% to 14.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Personal Loan - Fixed Rate 9.99% 9.99%
Details Fixed Rate Personal Loan APRs range from 5.99% to 14.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months.
Last Updated 06/04/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Thomaston Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Thomaston Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Thomaston Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Thomaston Savings Bank
FDIC Certificate # 18258
Address 203 Main St, Thomaston, CT 06787  ·  Naugatuck Valley
Established 10/01/1874
FDIC Insurance Date 07/01/1960
Domestic Offices 16
Total Branches 16
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
6.58%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7209%
Return on Equity (ROE) 11.2600%
Non-Performing Loans (NPL) 0.37%
Total Assets $1,905,036,000
Total Deposits $1,658,991,000
Equity Capital $171,980,000
Net Income $14,513,000
Headquarters Thomaston
Total Offices 16
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Thomaston Savings Bank
Your Name:
Your Rating:

Frequently Asked Questions About Thomaston Savings Bank

How many branches does Thomaston Savings Bank operate?

Thomaston Savings Bank currently maintains approximately 16 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Thomaston Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Thomaston Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Thomaston Savings Bank offer online and mobile banking?

Most modern institutions like Thomaston Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thomastonsavingsbank.com.

Current Thomaston Savings Bank Rates

  • 12-Month CD0.10%
  • 18-Month CD2.50%
  • 24-Month CD3.35%
  • 36-Month CD3.40%
  • 48-Month CD3.45%
  • 60-Month CD3.50%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.