MonitorBankRates
  1. Home
  2. Banks
  3. Thomaston Savings Bank
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Thomaston Savings Bank Rates & Review March 2026

Thomaston Savings Bank's 16-Months 16-Month Business Certificate of Deposit - Fixed Rate rates are at 3.50%, 16-Months 16-Month Certificate of Deposit - Fixed Rate rates are at 3.50%, 5-Months 5-Month Business Certificate of Deposit - Fixed Rate rates are at 3.35%, 5-Months 5-Month Certificate of Deposit - Fixed Rate rates are at 3.35%, 60-Months 60-Month Business Certificate of Deposit - Fixed Rate rates are at 2.90%. Thomaston Savings Bank's savings rates are at 0.05%. Thomaston Savings Bank's Fixed Rate Mortgage 15 Year rates are at 5.38%, Fixed Rate Mortgage 10 Year rates are at 5.62%, Fixed Rate Mortgage 30 Year rates are at 5.88%, Fixed Rate Mortgage 20 Year rates are at 6.38%. Thomaston Savings Bank's Personal Loan Rates are at 5.99%. MonitorBankRates evaluates the financial stability of Thomaston Savings Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.58%. Rates were last updated on 03/21/2026.

Thomaston Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Thomaston Savings Bank? Share your experience about Thomaston Savings Bank by leaving a review below, or read customer reviews before you decide to use Thomaston Savings Bank.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.58%
Excellent Higher than avg
Thomaston Savings Bank
203 Main St
Thomaston, CT 06787
https://www.thomastonsavingsbank.com
Member FDIC

Thomaston Savings Bank CD Rates

Product Rate APY Term View More
16 month Business Certificate of Deposit - Fixed Rate 3.45% 3.50% 16 Months
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
16 month Certificate of Deposit - Fixed Rate 3.45% 3.50% 16 Months
Min Balance $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
5 month Business Certificate of Deposit - Fixed Rate 3.30% 3.35% 5 Months
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
5 month Certificate of Deposit - Fixed Rate 3.30% 3.35% 5 Months
Min Balance $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
60 month Business Certificate of Deposit - Fixed Rate 2.87% 2.90% 60 Months
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
60 month Certificate of Deposit - Fixed Rate 2.87% 2.90% 60 Months
Min Balance $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
48 month Business Certificate of Deposit - Fixed Rate 2.82% 2.85% 48 Months
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
48 month Certificate of Deposit - Fixed Rate 2.82% 2.85% 48 Months
Min Balance $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
6 month Business Certificate of Deposit - Fixed Rate 2.72% 2.75% 6 Months
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
6 month Certificate of Deposit - Fixed Rate 2.72% 2.75% 6 Months
Min Balance $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
4 month Business Certificate of Deposit - Flex 2.48% 2.50% 4 Months
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
18 month Variable Rate Business Certificate of Deposit - Variable Rate 2.48% 2.50% 18 Months Variable Rate
Min Deposit $25
Details deposits allowed during term
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
4 month Certificate of Deposit - Flex 2.48% 2.50% 4 Months
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
18 month Certificate of Deposit - Variable Rate 2.48% 2.50% 18 Months
Min Balance $25
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
91 Days Business Certificate of Deposit - Fixed Rate 1.99% 2.00% 91 Days
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
91 Days Certificate of Deposit - Fixed Rate 1.99% 2.00% 91 Days
Min Balance $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
7 month Business Certificate of Deposit - Fixed Rate 0.10% 0.10% 7 Months
Min Deposit $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
7 month Certificate of Deposit - Fixed Rate 0.10% 0.10% 7 Months
Min Balance $1,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%

Thomaston Savings Bank Savings Rates

Product Rate APY View More
Business Savings 0.35% 0.35%
Min Balance $250,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Relationship Savings 0.20% 0.20%
Min Balance $250,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Savings 0.15% 0.15%
Min Balance $50,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Health Savings Account (HSA) 0.15% 0.15%
Min Balance $50,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Relationship Savings 0.15% 0.15%
Min Balance $50,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Health Savings Account (HSA) 0.10% 0.10%
Min Balance $5,000
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Relationship Savings 0.10% 0.10%
Min Balance $0
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Business Savings 0.05% 0.05%
Min Deposit $0
Min Balance $0
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Health Savings Account (HSA) 0.05% 0.05%
Min Balance $0
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Savings 0.05% 0.05%
Min Balance $0
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%

Thomaston Savings Bank Checking Rates

Product Rate APY View More
Interest Checking 0.05% 0.05%
Min Balance $500
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Interest Checking - 0.00%
Min Balance $0
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%

Thomaston Savings Bank Mortgage Rates

Product Rate Points APR Term View More
Fixed Rate Mortgage 15 Year 5.38% 0 5.62%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Fixed Rate Mortgage 10 Year 5.63% 0 5.97%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Fixed Rate Mortgage 30 Year 5.88% 0 6.15%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Fixed Rate Mortgage 20 Year 6.38% 0 6.58%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%

Thomaston Savings Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan 5 Year 6.00% 0 6.00%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Home Equity Loan 10 Year 6.50% 0 6.50%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Home Equity Line of Credit 6.75% 0 6.75%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Home Equity Loan 15 Year 6.88% 0 6.88%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Home Equity Loan 20 Year 7.13% 0 7.13%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%

Thomaston Savings Bank Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - Fixed Rate 4.99% - 4.99% 12
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
New Auto Loan - Fixed Rate 5.49% - 5.49% 48
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
New Auto Loan - Fixed Rate 5.99% - 5.99% 60
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
New Auto Loan - Fixed Rate 6.49% - 6.49% 72
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate 6.49% - 6.49% 12
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate 6.99% - 6.99% 60
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate 7.49% - 7.49% 72
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%

Thomaston Savings Bank Personal Loan Rates

Product Rate APR View More
Personal Loan - Fixed Rate 5.99% 5.99%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Personal Loan - Fixed Rate 6.99% 6.99%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Personal Loan - Fixed Rate 7.99% 7.99%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Personal Loan - Fixed Rate 8.99% 8.99%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%
Personal Loan - Fixed Rate 9.99% 9.99%
No additional details.
Last Updated 03/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.58%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Thomaston Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Thomaston Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Thomaston Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Thomaston Savings Bank
FDIC Certificate # 18258
Address 203 Main St, Thomaston, CT 06787  ·  Naugatuck Valley
Established 10/01/1874
FDIC Insurance Date 07/01/1960
Domestic Offices 16
Total Branches 16
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
6.58%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.7209%
Return on Equity (ROE) 11.2600%
Non-Performing Loans (NPL) 0.37%
Total Assets $1,905,036,000
Total Deposits $1,658,991,000
Equity Capital $171,980,000
Net Income $14,513,000
Headquarters Thomaston
Total Offices 16
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

jDZz
★★★★★
December 17, 2025
ISyo
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Thomaston Savings Bank
Your Name:
Your Rating:

Frequently Asked Questions About Thomaston Savings Bank

Is Thomaston Savings Bank a safe place to deposit money?

Yes, Thomaston Savings Bank is considered a safe financial institution. With a Texas Ratio of 6.5788985378164%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Thomaston Savings Bank operate?

Thomaston Savings Bank currently maintains approximately 16 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Thomaston Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Thomaston Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Thomaston Savings Bank offer online and mobile banking?

Most modern institutions like Thomaston Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thomastonsavingsbank.com.

Current Thomaston Savings Bank Rates

  • 18-Month CD2.50%
  • 48-Month CD2.85%
  • 60-Month CD2.90%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.