What are the current interest rates at Thomaston Savings Bank?

Current rates for Thomaston Savings Bank include: 12-Month CD: 0.10%, 18-Month CD: 2.50%, 24-Month CD: 3.35%, 36-Month CD: 3.40%, 48-Month CD: 3.45%, 60-Month CD: 3.50%, Savings: 0.05%

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Thomaston Savings Bank

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Thomaston Savings Bank Rates & Review September 2026

Q: How many branches does Thomaston Savings Bank operate?

Thomaston Savings Bank currently maintains approximately 16 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Thomaston Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Thomaston Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 19, 2026

Thomaston Savings Bank's 16-Months 16-Month Business Certificate of Deposit - Fixed Rate rates are at 3.60%, 16-Months 16-Month Certificate of Deposit - Fixed Rate rates are at 3.60%, 6-Months 6-Month Business Certificate of Deposit - Fixed Rate rates are at 3.50%, 6-Months 6-Month Certificate of Deposit - Fixed Rate rates are at 3.50%, 60-Months 60-Month Business Certificate of Deposit - Fixed Rate rates are at 3.50%. Thomaston Savings Bank's savings rates are at 0.05%. Thomaston Savings Bank's Personal Loan Rates are as low as 6.99%. MonitorBankRates evaluates the financial stability of Thomaston Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.33%. Rates last updated and verified on 09/19/2026.

Thomaston Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Thomaston Savings Bank? Share your experience about Thomaston Savings Bank by leaving a review below, or read customer reviews before you decide to use Thomaston Savings Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.33%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Thomaston Savings Bank

203 Main St
Thomaston, CT 06787

https://www.thomastonsavingsbank.com

Thomaston Savings Bank CD Rates

Product	Rate	APY	Term
16 Month Business Certificate of Deposit - Fixed Rate	3.55%	3.60%	16 Months
Min Deposit $1,000 Details Daily balance to earn APY Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
16 Month Certificate of Deposit - Fixed Rate	3.55%	3.60%	16 Months
Min Deposit $1,000 Details Daily balance to earn APY: $1,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
6 Month Business Certificate of Deposit - Fixed Rate	3.45%	3.50%	6 Months
Min Deposit $1,000 Details Daily balance to earn APY Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
6 Month Certificate of Deposit - Fixed Rate	3.45%	3.50%	6 Months
Min Deposit $1,000 Details Daily balance to earn APY: $1,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
60 Month Business Certificate of Deposit - Fixed Rate	3.45%	3.50%	60 Months
Min Deposit $1,000 Details Daily balance to earn APY Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
60 Month Certificate of Deposit - Fixed Rate	3.45%	3.50%	60 Months
Min Deposit $1,000 Details Daily balance to earn APY: $1,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
48 Month Business Certificate of Deposit - Fixed Rate	3.40%	3.45%	48 Months
Min Deposit $1,000 Details Daily balance to earn APY Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
48 Month Certificate of Deposit - Fixed Rate	3.40%	3.45%	48 Months
Min Deposit $1,000 Details Daily balance to earn APY: $1,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
36 Month Business Certificate of Deposit - Fixed Rate	3.35%	3.40%	36 Months
Min Deposit $1,000 Details Daily balance to earn APY Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
36 Month Certificate of Deposit - Fixed Rate	3.35%	3.40%	36 Months
Min Deposit $1,000 Details Daily balance to earn APY: $1,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
24 Month Business Certificate of Deposit - Fixed Rate	3.30%	3.35%	24 Months
Min Deposit $1,000 Details Daily balance to earn APY Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
24 Month Certificate of Deposit - Fixed Rate	3.30%	3.35%	24 Months
Min Deposit $1,000 Details Daily balance to earn APY: $1,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
18 Month Business Certificate of Deposit - Fixed Rate	3.26%	3.30%	18 Months
Min Deposit $1,000 Details Daily balance to earn APY Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
18 Month Certificate of Deposit - Fixed Rate	3.26%	3.30%	18 Months
Min Deposit $1,000 Details Daily balance to earn APY: $1,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
12 Month Business Certificate of Deposit - Fixed Rate	2.92%	2.95%	12 Months
Min Deposit $1,000 Details Daily balance to earn APY Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
12 Month Certificate of Deposit - Fixed Rate	2.92%	2.95%	12 Months
Min Deposit $1,000 Details Daily balance to earn APY: $1,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
9 Month Business Certificate of Deposit - Fixed Rate	2.87%	2.90%	9 Months
Min Deposit $1,000 Details Daily balance to earn APY Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
9 Month Certificate of Deposit - Fixed Rate	2.87%	2.90%	9 Months
Min Deposit $1,000 Details Daily balance to earn APY: $1,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
5 Month Business Certificate of Deposit - Fixed Rate	2.72%	2.75%	5 Months
Min Deposit $1,000 Details Daily balance to earn APY Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
5 Month Certificate of Deposit - Fixed Rate	2.72%	2.75%	5 Months
Min Deposit $1,000 Details Daily balance to earn APY: $1,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
18 Month Business Certificate of Deposit - Variable Rate	2.48%	2.50%	18 Months
Min Deposit $25 Min Balance $25 Details Variable Rate - deposits allowed during term Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
18 Month Certificate of Deposit - Variable Rate	2.48%	2.50%	18 Months
Min Deposit $25 Min Balance $25 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
4 Month Business Certificate of Deposit - Flex	2.48%	2.50%	4 Months
Min Deposit $1,000 Details You can withdraw the full balance and accrued interest without a penalty beginning 7 calendar days after you fund the account. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
4 Month Certificate of Deposit - Flex	2.48%	2.50%	4 Months
Min Deposit $1,000 Details You can withdraw the full balance and accrued interest without a penalty beginning 7 calendar days after you fund the account. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
91 Day Business Certificate of Deposit - Fixed Rate	1.99%	2.00%	91 Days
Min Deposit $1,000 Details Daily balance to earn APY Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
91 Day Certificate of Deposit - Fixed Rate	1.99%	2.00%	91 Days
Min Deposit $1,000 Details Daily balance to earn APY: $1,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
10 Month Business Certificate of Deposit - Fixed Rate	0.10%	0.10%	10 Months
Min Deposit $1,000 Details Daily balance to earn APY Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
10 Month Certificate of Deposit - Fixed Rate	0.10%	0.10%	10 Months
Min Deposit $1,000 Details Daily balance to earn APY: $1,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
11 Month Business Certificate of Deposit - Fixed Rate	0.10%	0.10%	11 Months
Min Deposit $1,000 Details Daily balance to earn APY Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
11 Month Certificate of Deposit - Fixed Rate	0.10%	0.10%	11 Months
Min Deposit $1,000 Details Daily balance to earn APY: $1,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
13 Month Business Certificate of Deposit - Fixed Rate	0.10%	0.10%	13 Months
Min Deposit $1,000 Details Daily balance to earn APY Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
13 Month Certificate of Deposit - Fixed Rate	0.10%	0.10%	13 Months
Min Deposit $1,000 Details Daily balance to earn APY: $1,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
15 Month Business Certificate of Deposit - Fixed Rate	0.10%	0.10%	15 Months
Min Deposit $1,000 Details Daily balance to earn APY Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
15 Month Certificate of Deposit - Fixed Rate	0.10%	0.10%	15 Months
Min Deposit $1,000 Details Daily balance to earn APY: $1,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
30 Month Business Certificate of Deposit - Fixed Rate	0.10%	0.10%	30 Months
Min Deposit $1,000 Details Daily balance to earn APY Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
30 Month Certificate of Deposit - Fixed Rate	0.10%	0.10%	30 Months
Min Deposit $1,000 Details Daily balance to earn APY: $1,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
7 Month Business Certificate of Deposit - Fixed Rate	0.10%	0.10%	7 Months
Min Deposit $1,000 Details Daily balance to earn APY Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
7 Month Certificate of Deposit - Fixed Rate	0.10%	0.10%	7 Months
Min Deposit $1,000 Details Daily balance to earn APY: $1,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
8 Month Business Certificate of Deposit - Fixed Rate	0.10%	0.10%	8 Months
Min Deposit $1,000 Details Daily balance to earn APY Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
8 Month Certificate of Deposit - Fixed Rate	0.10%	0.10%	8 Months
Min Deposit $1,000 Details Daily balance to earn APY: $1,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%

Thomaston Savings Bank Savings Rates

Product	Rate	APY
Business Savings	0.35%	0.35%
Min Balance $250,000 Details Balance: $250,000+ Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Relationship Savings Account	0.20%	0.20%
Min Deposit $15,000 Min Balance $250,000 Details Balance: $250,000.00+ Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Business Savings	0.15%	0.15%
Min Balance $50,000 Details Balance: $50,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Health Savings Account (HSA)	0.15%	0.15%
Min Balance $50,000 Details Balance: $50,000.00+ Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Relationship Savings Account	0.15%	0.15%
Min Deposit $15,000 Min Balance $50,000 Details Balance: $50,000 - $249,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Health Savings Account (HSA)	0.10%	0.10%
Min Balance $5,000 Details Balance: $5,000.00 - $49,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Relationship Savings Account	0.10%	0.10%
Min Deposit $15,000 Min Balance $0 Details Balance: $0 - $49,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Business Savings	0.05%	0.05%
Min Balance $0 Details Balance: $0 - $49,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Health Savings Account (HSA)	0.05%	0.05%
Min Balance $0 Details Balance: $0 - $4,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Savings	0.05%	0.05%
Min Deposit $25 Min Balance $0 Details Balance: $0.00 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%

Thomaston Savings Bank Checking Rates

Product	Rate	APY
Interest Checking	0.05%	0.05%
Min Deposit $25 Min Balance $500 Details Balance Tiers: $500.00 - $14,999.99 Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Interest Checking	0.05%	0.05%
Min Deposit $25 Min Balance $15,000 Details Balance Tiers: $15,000.00+ Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%

Thomaston Savings Bank Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan - Fixed Rate	4.99%	-	4.99%	12 Month
Details Fixed Rate New Automobile Loan APRs range from 4.99% - 10.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. A new automobile refers to a vehicles less than two years old. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
New Auto Loan - Fixed Rate	4.99%	-	4.99%	24 Month
Details Fixed Rate New Automobile Loan APRs range from 4.99% - 10.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. A new automobile refers to a vehicles less than two years old. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
New Auto Loan - Fixed Rate	4.99%	-	4.99%	36 Month
Details Fixed Rate New Automobile Loan APRs range from 4.99% - 10.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. A new automobile refers to a vehicles less than two years old. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
New Auto Loan - Fixed Rate	5.49%	-	5.49%	48 Month
Details Fixed Rate New Automobile Loan APRs range from 4.99% - 10.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. A new automobile refers to a vehicles less than two years old. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
New Auto Loan - Fixed Rate	5.99%	-	5.99%	60 Month
Details Fixed Rate New Automobile Loan APRs range from 4.99% - 10.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. A new automobile refers to a vehicles less than two years old. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
New Auto Loan - Fixed Rate	6.49%	-	6.49%	72 Month
Details Fixed Rate New Automobile Loan APRs range from 4.99% - 10.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. A new automobile refers to a vehicles less than two years old. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Used Auto Loan - Fixed Rate	6.49%	-	6.49%	12 Month
Details Fixed Rate Used Automobile Loan APRs range from 6.49% - 12.49% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Qualifying used automobiles refer to vehicles three to 10 years old. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Used Auto Loan - Fixed Rate	6.49%	-	6.49%	24 Month
Details Fixed Rate Used Automobile Loan APRs range from 6.49% - 12.49% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Qualifying used automobiles refer to vehicles three to 10 years old. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Used Auto Loan - Fixed Rate	6.49%	-	6.49%	36 Month
Details Fixed Rate Used Automobile Loan APRs range from 6.49% - 12.49% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Qualifying used automobiles refer to vehicles three to 10 years old. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Used Auto Loan - Fixed Rate	6.49%	-	6.49%	48 Month
Details Fixed Rate Used Automobile Loan APRs range from 6.49% - 12.49% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Qualifying used automobiles refer to vehicles three to 10 years old. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Used Auto Loan - Fixed Rate	6.99%	-	6.99%	60 Month
Details Fixed Rate Used Automobile Loan APRs range from 6.49% - 12.49% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Qualifying used automobiles refer to vehicles three to 10 years old. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Used Auto Loan - Fixed Rate	7.49%	-	7.49%	72 Month
Details Fixed Rate Used Automobile Loan APRs range from 6.49% - 12.49% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Qualifying used automobiles refer to vehicles three to 10 years old. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%

Thomaston Savings Bank Personal Loan Rates

Product	APR	Term
Personal Loan - Fixed Rate	6.99%	24 months
Details Fixed Rate Personal Loan APRs range from 5.99% to 14.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Personal Loan - Fixed Rate	7.99%	36 months
Details Fixed Rate Personal Loan APRs range from 5.99% to 14.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Personal Loan - Fixed Rate	7.99%	48 months
Details Fixed Rate Personal Loan APRs range from 5.99% to 14.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Personal Loan - Fixed Rate	8.99%	60 months
Details Fixed Rate Personal Loan APRs range from 5.99% to 14.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Personal Loan - Fixed Rate	9.99%	72 months
Details Fixed Rate Personal Loan APRs range from 5.99% to 14.99% depending on your creditworthiness and the repayment term. Loan repayment terms range from 12 months to 72 months. Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%

Thomaston Savings Bank Other Rates

Product	Rate	Points	APY/APR
Business IOLTA	2.23%	-	2.25%
Min Balance $0 Details For accounts established with a Tax ID number of the CT Bar Foundation. For more information or to open an account, please visit your local branch . Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%
Business IOREBTA	0.05%	-	0.05%
Min Balance $0 Details For accounts established with a Tax ID number of CHFA. For more information or to open an account, please visit your local branch . Last Updated 09/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.33%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Thomaston Savings Bank’s Texas Ratio fell from 6.58% in Q3 2023 to 5.33% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 4.1 to 5.0 and its Health Grade from B+ to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.9B	5.33%	5.0	A+
March 31, 2026	$1.9B	5.54%	5.0	A+
December 31, 2025	$1.9B	5.39%	5.0	A+
September 30, 2025	$1.9B	5.28%	5.0	A+
June 30, 2025	$1.9B	5.57%	5.0	A+
March 31, 2025	$1.8B	4.79%	5.0	A+
December 31, 2024	$1.8B	6.44%	5.0	A
September 30, 2024	$1.8B	6.82%	5.0	A
June 30, 2024	$1.8B	6.33%	5.0	A
March 31, 2024	$1.8B	5.68%	5.0	A+
December 31, 2023	$1.8B	5.30%	5.0	A+
September 30, 2023	$1.8B	6.58%	4.1	B+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Thomaston Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Thomaston Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Thomaston Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Thomaston Savings Bank

FDIC Certificate # 18258

Address 203 Main St, Thomaston, CT 06787 · Naugatuck Valley

Website https://www.thomastonsavingsbank.com

Established 18741001

FDIC Insurance Date 19600701

Domestic Offices 16

Total Branches 16

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

5.33%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.0716%

Return on Equity (ROE) 11.6200%

Non-Performing Loans (NPL) 0.48%

Total Assets $1,934,794,000

Total Deposits $1,688,877,000

Equity Capital $181,959,000

Net Income $10,264,000

Headquarters Thomaston

Total Branches and Offices 16

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Thomaston Savings Bank earned the Verified Healthy badge

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Frequently Asked Questions About Thomaston Savings Bank

How many branches does Thomaston Savings Bank operate?

Thomaston Savings Bank currently maintains approximately 16 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Thomaston Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Thomaston Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Thomaston Savings Bank offer online and mobile banking?

Most modern institutions like Thomaston Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thomastonsavingsbank.com.