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Thomaston Savings Bank

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Thomaston Savings Bank Rates & Review November 2026

Q: What are the current interest rates at Thomaston Savings Bank?

Current rates for Thomaston Savings Bank include: 12-Month CD: 2.00%, 18-Month CD: 3.66%, 24-Month CD: 4.25%, 36-Month CD: 4.35%, 48-Month CD: 4.35%, 60-Month CD: 4.35%, Savings: 0.20%, MMA: 2.78%

Q: What CD terms does Thomaston Savings Bank offer?

Thomaston Savings Bank CD rates are 2.00% APY for a 12 month CD, 4.15% APY for an 18 month CD, 4.25% APY for a 2 year CD, 4.35% APY for a 3 year CD, 4.35% APY for a 4 year CD and 4.35% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Thomaston Savings Bank for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: November 5, 2026

Thomaston Savings Bank's 36-Month CD - Fixed Rate rates are at 4.35%, 48-Month CD - Fixed Rate rates are at 4.35%, 60-Month CD - Fixed Rate rates are at 4.35%, 24-Month CD - Fixed Rate rates are at 4.25%, 18-Month CD - Fixed Rate rates are at 4.15%. Thomaston Savings Bank's savings rates are at 0.20%. Thomaston Savings Bank's money market rates are at 2.78%. Thomaston Savings Bank's checking rates are as high as 0.05%. Thomaston Savings Bank's Personal Loan Rates are as low as 6.99%. Thomaston Savings Bank's top CD rate of 4.35% APY on a 3 year CD is 53% higher than the MonitorBankRates national average of 2.84% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Thomaston Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.17%. Rates last updated and verified on 11/05/2026.

Thomaston Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Thomaston Savings Bank? Share your experience about Thomaston Savings Bank by leaving a review below, or read customer reviews before you decide to use Thomaston Savings Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.17%

Excellent Lower than avg

Health Trend

Steady 12 quarters

Full history ›

Thomaston Savings Bank

203 Main St
Thomaston, CT 06787

https://www.thomastonsavingsbank.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Thomaston Savings Bank CD Rates

Product	Rate	APY	Term	Min. Deposit
36-Month CD - Fixed Rate	4.27%	4.35%	36 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
36-Month CD - Fixed Rate	4.27%	4.35%	36 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
48-Month CD - Fixed Rate	4.27%	4.35%	48 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
48-Month CD - Fixed Rate	4.27%	4.35%	48 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
60-Month CD - Fixed Rate	4.27%	4.35%	60 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
60-Month CD - Fixed Rate	4.27%	4.35%	60 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
24-Month CD - Fixed Rate	4.17%	4.25%	24 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
24-Month CD - Fixed Rate	4.17%	4.25%	24 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
18-Month CD - Fixed Rate	4.08%	4.15%	18 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
18-Month CD - Fixed Rate	4.08%	4.15%	18 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
12-Month CD - Fixed Rate	3.93%	4.00%	12 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
12-Month CD - Fixed Rate	3.93%	4.00%	12 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
9-Month CD - Fixed Rate	3.93%	4.00%	9 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
9-Month CD - Fixed Rate	3.93%	4.00%	9 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
6-Month CD - Fixed Rate	3.69%	3.75%	6 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
6-Month CD - Fixed Rate	3.69%	3.75%	6 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
18-Month CD - Variable Rate	3.60%	3.66%	18 Months	$25
Min Deposit $25 Min Balance $25 Details Deposits allowed during the term; IRA also available; minimum $25 to open and earn APY Last Updated 11/05/2026 Rate History 1 change since Sep 19, 2026 · 2.50% → 3.66% ▲ 1.16 pts · high 3.66% / low 2.50% Oct 3, 20263.66%▲ from 2.50% Sep 19, 20262.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
5-Month CD - Fixed Rate	2.72%	2.75%	5 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 2.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
5-Month CD - Fixed Rate	2.72%	2.75%	5 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 2.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
4-Month CD - Flex	2.48%	2.50%	4 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Withdrawal of full balance and accrued interest without penalty beginning 7 calendar days after funding Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 2.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
10-Month CD - Fixed Rate	1.99%	2.00%	10 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA also available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
10-Month CD - Fixed Rate	1.99%	2.00%	10 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA also available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
11-Month CD - Fixed Rate	1.99%	2.00%	11 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA also available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
11-Month CD - Fixed Rate	1.99%	2.00%	11 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA also available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
13-Month CD - Fixed Rate	1.99%	2.00%	13 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA also available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
13-Month CD - Fixed Rate	1.99%	2.00%	13 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA also available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
15-Month CD - Fixed Rate	1.99%	2.00%	15 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA also available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
15-Month CD - Fixed Rate	1.99%	2.00%	15 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA also available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
16-Month CD - Fixed Rate	1.99%	2.00%	16 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA also available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
16-Month CD - Fixed Rate	1.99%	2.00%	16 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA also available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
30-Month CD - Fixed Rate	1.99%	2.00%	30 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA also available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
30-Month CD - Fixed Rate	1.99%	2.00%	30 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA also available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
7-Month CD - Fixed Rate	1.99%	2.00%	7 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA also available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
7-Month CD - Fixed Rate	1.99%	2.00%	7 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA also available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
8-Month CD - Fixed Rate	1.99%	2.00%	8 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA also available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
8-Month CD - Fixed Rate	1.99%	2.00%	8 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA also available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
91 Day CD - Fixed Rate	1.99%	2.00%	91 Days	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
91 Day CD - Fixed Rate	1.99%	2.00%	91 Days	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA also available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%

Thomaston Savings Bank Business CD Rates

Product	Rate	APY	Term	Min. Deposit
36-Month Business CD - Fixed Rate	4.27%	4.35%	36 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
36-Month Business CD - Fixed Rate	4.27%	4.35%	36 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
48-Month Business CD - Fixed Rate	4.27%	4.35%	48 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
48-Month Business CD - Fixed Rate	4.27%	4.35%	48 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
60-Month Business CD - Fixed Rate	4.27%	4.35%	60 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
60-Month Business CD - Fixed Rate	4.27%	4.35%	60 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
24-Month Business CD - Fixed Rate	4.17%	4.25%	24 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
24-Month Business CD - Fixed Rate	4.17%	4.25%	24 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
18-Month Business CD - Fixed Rate	4.08%	4.15%	18 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
18-Month Business CD - Fixed Rate	4.08%	4.15%	18 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
12-Month Business CD - Fixed Rate	3.93%	4.00%	12 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
12-Month Business CD - Fixed Rate	3.93%	4.00%	12 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
9-Month Business CD - Fixed Rate	3.93%	4.00%	9 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
9-Month Business CD - Fixed Rate	3.93%	4.00%	9 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
6-Month Business CD - Fixed Rate	3.69%	3.75%	6 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
6-Month Business CD - Fixed Rate	3.69%	3.75%	6 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
5-Month Business CD - Fixed Rate	2.72%	2.75%	5 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 2.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
5-Month Business CD - Fixed Rate	2.72%	2.75%	5 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 2.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
4-Month Business CD - Flex	2.48%	2.50%	4 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Full balance and accrued interest withdrawable without penalty beginning 7 calendar days after funding; no partial withdrawals during term; daily balances below $1,000 do not earn APY Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 2.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
10-Month Business CD - Fixed Rate	1.99%	2.00%	10 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA terms available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
10-Month Business CD - Fixed Rate	1.99%	2.00%	10 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA terms available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
11-Month Business CD - Fixed Rate	1.99%	2.00%	11 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA terms available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
11-Month Business CD - Fixed Rate	1.99%	2.00%	11 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA terms available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
13-Month Business CD - Fixed Rate	1.99%	2.00%	13 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA terms available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
13-Month Business CD - Fixed Rate	1.99%	2.00%	13 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA terms available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
15-Month Business CD - Fixed Rate	1.99%	2.00%	15 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA terms available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
15-Month Business CD - Fixed Rate	1.99%	2.00%	15 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA terms available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
16-Month Business CD - Fixed Rate	1.99%	2.00%	16 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA terms available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
16-Month Business CD - Fixed Rate	1.99%	2.00%	16 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA terms available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
30-Month Business CD - Fixed Rate	1.99%	2.00%	30 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA terms available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
30-Month Business CD - Fixed Rate	1.99%	2.00%	30 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA terms available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
7-Month Business CD - Fixed Rate	1.99%	2.00%	7 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA terms available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
7-Month Business CD - Fixed Rate	1.99%	2.00%	7 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA terms available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
8-Month Business CD - Fixed Rate	1.99%	2.00%	8 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA terms available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
8-Month Business CD - Fixed Rate	1.99%	2.00%	8 Months	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA terms available Last Updated 11/05/2026 Rate History 1 change since Oct 14, 2026 · 0.10% → 2.00% ▲ 1.90 pts · high 2.00% / low 0.10% Oct 26, 20262.00%▲ from 0.10% Oct 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
91 Day Business CD - Fixed Rate	1.99%	2.00%	91 Days	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $249,999.99; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
91 Day Business CD - Fixed Rate	1.99%	2.00%	91 Days	$1,000
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000+; IRA terms available Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%

Thomaston Savings Bank Savings Rates

Product	Rate	APY
Relationship Savings	0.20%	0.20%
Min Deposit $15,000 Min Balance $250,000 Details Balance: $250,000.00+; Relationship Checking account required Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Health Savings Account (HSA)	0.15%	0.15%
Min Deposit $0 Min Balance $50,000 Details Balance: $50,000.00+ Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 13 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Relationship Savings	0.15%	0.15%
Min Deposit $15,000 Min Balance $50,000 Details Balance: $50,000 - $249,999.99; Relationship Checking account required Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Health Savings Account (HSA)	0.10%	0.10%
Min Deposit $0 Min Balance $5,000 Details Balance: $5,000.00 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 13 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Relationship Savings	0.10%	0.10%
Min Deposit $15,000 Min Balance $0 Details Balance: $0 - $49,999.99; Relationship Checking account required Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 0.10% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Health Savings Account (HSA)	0.05%	0.05%
Min Deposit $0 Min Balance $0 Details Balance: $0 - $4,999.99 Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 13 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Savings	0.05%	0.05%
Min Deposit $25 Min Balance $0 Details IRA also available Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 13 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%

Thomaston Savings Bank Business Money Market Rates

Product	Rate	APY
Premier Business Money Market	2.75%	2.78%
Min Deposit $0 Min Balance $250,000 Details Balance: $250,000+; Minimum daily balance to earn APY: $250,000 Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 2.78% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Premier Business Money Market	1.50%	1.51%
Min Deposit $0 Min Balance $50,000 Details Balance: $50,000 - $249,999.99; Minimum daily balance to earn APY: $50,000 Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Premier Business Money Market	0.75%	0.75%
Min Deposit $0 Min Balance $0 Details Balance: $0.00 - $49,999.99; Minimum daily balance to earn APY: $0.00 Last Updated 11/05/2026 Rate History No change since Oct 26, 2026 · 0.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%

Thomaston Savings Bank Checking Rates

Product	Rate	APY
Interest Checking	0.05%	0.05%
Min Deposit $25 Min Balance $500 Details Balance: $500.00 - $14,999.99 Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 13 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Interest Checking	0.05%	0.05%
Min Deposit $25 Min Balance $15,000 Details Balance: $15,000.00+ Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 13 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Interest Checking	0.00%	0.00%
Min Deposit $25 Min Balance $0 Details Balance: $0 - $499.99 Last Updated 11/05/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%

Thomaston Savings Bank Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan - Fixed Rate	4.99%	-	4.99%	12 Month
Details New automobile refers to a vehicle less than two years old. Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 4.99% APR · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
New Auto Loan - Fixed Rate	4.99%	-	4.99%	24 Month
Details New automobile refers to a vehicle less than two years old. Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 4.99% APR · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
New Auto Loan - Fixed Rate	4.99%	-	4.99%	36 Month
Details New automobile refers to a vehicle less than two years old. Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 4.99% APR · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
New Auto Loan - Fixed Rate	5.49%	-	5.49%	48 Month
Details New automobile refers to a vehicle less than two years old. Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 5.49% APR · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
New Auto Loan - Fixed Rate	5.99%	-	5.99%	60 Month
Details New automobile refers to a vehicle less than two years old. Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 5.99% APR · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
New Auto Loan - Fixed Rate	6.49%	-	6.49%	72 Month
Details New automobile refers to a vehicle less than two years old. Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 6.49% APR · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Used Auto Loan - Fixed Rate	6.49%	-	6.49%	12 Month
Details Qualifying used automobiles refer to vehicles three to 10 years old. Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 6.49% APR · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Used Auto Loan - Fixed Rate	6.49%	-	6.49%	24 Month
Details Qualifying used automobiles refer to vehicles three to 10 years old. Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 6.49% APR · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Used Auto Loan - Fixed Rate	6.49%	-	6.49%	36 Month
Details Qualifying used automobiles refer to vehicles three to 10 years old. Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 6.49% APR · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Used Auto Loan - Fixed Rate	6.49%	-	6.49%	48 Month
Details Qualifying used automobiles refer to vehicles three to 10 years old. Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 6.49% APR · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Used Auto Loan - Fixed Rate	6.99%	-	6.99%	60 Month
Details Qualifying used automobiles refer to vehicles three to 10 years old. Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 6.99% APR · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Used Auto Loan - Fixed Rate	7.49%	-	7.49%	72 Month
Details Qualifying used automobiles refer to vehicles three to 10 years old. Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 7.49% APR · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%

Thomaston Savings Bank Personal Loan Rates

Product	APR	Term
Personal Loan - Fixed Rate	6.99%	24 months
No additional details. Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 6.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Personal Loan - Fixed Rate	7.99%	36 months
No additional details. Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 7.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Personal Loan - Fixed Rate	7.99%	48 months
No additional details. Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 7.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Personal Loan - Fixed Rate	8.99%	60 months
No additional details. Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 8.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%
Personal Loan - Fixed Rate	9.99%	72 months
No additional details. Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 9.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%

Thomaston Savings Bank Other Rates

Product	Rate	Points	APY/APR	Term	View More
IOREBTA	0.05%	-	0.05%
Min Balance $0 Details Balance: $.01 +; for accounts established with a Tax ID number of CHFA Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.17%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Thomaston Savings Bank’s Texas Ratio fell from 6.10% in Q3 2023 to 5.17% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 4.1 to 5.0 and its Health Grade from B+ to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.9B	5.17%	5.0	A+
March 31, 2026	$1.9B	5.36%	5.0	A+
December 31, 2025	$1.9B	5.18%	5.0	A+
September 30, 2025	$1.9B	5.03%	5.0	A+
June 30, 2025	$1.9B	5.30%	5.0	A+
March 31, 2025	$1.8B	4.59%	5.0	A+
December 31, 2024	$1.8B	6.23%	5.0	A
September 30, 2024	$1.8B	6.57%	5.0	A
June 30, 2024	$1.8B	6.06%	5.0	A
March 31, 2024	$1.8B	5.40%	5.0	A+
December 31, 2023	$1.8B	4.90%	5.0	A+
September 30, 2023	$1.8B	6.10%	4.1	B+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Thomaston Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Thomaston Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Thomaston Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Thomaston Savings Bank

Website https://www.thomastonsavingsbank.com

Address 203 Main St, Thomaston, CT 06787 · Naugatuck Valley

FDIC Certificate # 18258

Regulator FDIC

Established October 1, 1874

FDIC Insurance Date July 1, 1960

Domestic Offices 16

Total Branches 16

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.17%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.0716%

Return on Equity (ROE)

11.6200%

Non-Performing Loans Ratio (NPL)

0.48%

Total Assets

$1,934,794,000

Total Deposits

$1,688,877,000

Equity Capital

$181,959,000

Net Income

$10,264,000

Headquarters

Thomaston

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

Thomaston Savings Bank earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Thomaston Savings Bank

Does Thomaston Savings Bank offer CDs?

Yes. Thomaston Savings Bank current CD rates include its 36-Month CD - Fixed Rate at 4.35% APY, its 48-Month CD - Fixed Rate at 4.35% APY and its 60-Month CD - Fixed Rate at 4.35% APY, verified by MonitorBankRates as of November 5, 2026.

Are CDs from Thomaston Savings Bank FDIC insured?

Yes. Thomaston Savings Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Thomaston Savings Bank?

The highest Thomaston Savings Bank CD rate is its 36-Month Business Certificate of Deposit - Fixed Rate at 4.35% APY, verified by MonitorBankRates as of November 5, 2026.

What CD terms does Thomaston Savings Bank offer?

Thomaston Savings Bank CD rates are 2.00% APY for a 12 month CD, 4.15% APY for an 18 month CD, 4.25% APY for a 2 year CD, 4.35% APY for a 3 year CD, 4.35% APY for a 4 year CD and 4.35% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Thomaston Savings Bank for its full lineup.

What is the highest savings rate at Thomaston Savings Bank?

The highest Thomaston Savings Bank savings rate is its Relationship Savings at 0.20% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest money market rate at Thomaston Savings Bank?

The highest Thomaston Savings Bank money market rate is its Premier Business Money Market at 2.78% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest checking rate at Thomaston Savings Bank?

The highest Thomaston Savings Bank checking rate is its Interest Checking at 0.05% APY, verified by MonitorBankRates as of November 5, 2026.

What is the lowest auto loan rate at Thomaston Savings Bank?

The lowest Thomaston Savings Bank auto loan rate is its New Auto Loan - Fixed Rate at 4.99%, verified by MonitorBankRates as of November 5, 2026.

What is the lowest personal loan rate at Thomaston Savings Bank?

The lowest Thomaston Savings Bank personal loan rate is its Personal Loan - Fixed Rate at 6.99%, verified by MonitorBankRates as of November 5, 2026.

How many branches does Thomaston Savings Bank operate?

Thomaston Savings Bank currently maintains approximately 16 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Thomaston Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Thomaston Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Thomaston Savings Bank offer online and mobile banking?

Most modern institutions like Thomaston Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thomastonsavingsbank.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Thomaston Savings Bank rates compare?

Thomaston Savings Bank's top CD rate of 4.35% APY on a 3 year CD is 53% higher than the MonitorBankRates national average of 2.84% APY for that term, and it has an A+ health rating. Thomaston Savings Bank's top rates are its 36-Months 36-Month Business Certificate of Deposit - Fixed Rate at 4.35% APY, its Relationship Savings at 0.20% APY, its Premier Business Money Market at 2.78% APY, its Interest Checking at 0.05% APY and its Personal Loan - Fixed Rate at 6.99% APR, verified by MonitorBankRates on November 5, 2026.

Current Thomaston Savings Bank Rates

12-Month CD2.00%
18-Month CD3.66%
24-Month CD4.25%
36-Month CD4.35%
48-Month CD4.35%
60-Month CD4.35%
Savings0.20%
MMA2.78%

Retrieved from our database of financial products. Rates subject to change.

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Thomaston Savings Bank Rates & Review November 2026

Brian McKay

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Thomaston Savings Bank CD Rates

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Thomaston Savings Bank Savings Rates

Thomaston Savings Bank Business Money Market Rates

Thomaston Savings Bank Checking Rates

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Thomaston Savings Bank Personal Loan Rates

Thomaston Savings Bank Other Rates

Financial Health History

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Bank Profile & Overview

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Thomaston Savings Bank earned the Verified Healthy badge

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Frequently Asked Questions About Thomaston Savings Bank

Does Thomaston Savings Bank offer CDs?

Are CDs from Thomaston Savings Bank FDIC insured?

What is the highest CD rate at Thomaston Savings Bank?

What CD terms does Thomaston Savings Bank offer?

What is the highest savings rate at Thomaston Savings Bank?

What is the highest money market rate at Thomaston Savings Bank?

What is the highest checking rate at Thomaston Savings Bank?

What is the lowest auto loan rate at Thomaston Savings Bank?

What is the lowest personal loan rate at Thomaston Savings Bank?

How many branches does Thomaston Savings Bank operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Thomaston Savings Bank offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Thomaston Savings Bank rates compare?

Current Thomaston Savings Bank Rates

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