Clear Lake Bank and Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.25%, 6-month CD rates at 5.15% and 3-month CD rates at 0.50%. Current savings rates are at 0.50% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.09%. Credit Card rates are at 18.00%. Personal Loan rates are at 13.25%. All these rates, and more, can be found in our database of rates. Clear Lake Bank and Trust Company's 6-Month CD rates are at 4.04%, 12-Month CD rates are at 4.00%, 24-Month CD rates are at 3.80%, 18-Month CD (Add on CD) rates are at 3.51%, 36-Month CD rates are at 3.50%.

Clear Lake Bank and Trust Company

To see how these rates compare to Clear Lake Bank and Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Clear Lake Bank and Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Clear Lake Bank and Trust Company CD rates. You can also compare Clear Lake Bank and Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Clear Lake Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Clear Lake Bank and Trust Company? Share your experience about Clear Lake Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Clear Lake Bank and Trust Company.

Clear Lake Bank and Trust Company Texas Ratio

Clear Lake Bank and Trust Company's Texas Ratio is at 6.41%, which is considered excellent. The Texas Ratio for Clear Lake Bank and Trust Company is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Clear Lake Bank and Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.00%
18-Month CD
3.51%
24-Month CD
3.80%
36-Month CD
3.50%
48-Month CD
3.00%
60-Month CD
3.00%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Clear Lake Bank and Trust Company
322 Main Ave
Clear Lake, IA 50428
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Clear Lake Bank and Trust Company CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
6-Month CD
4.04%
$1,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
12-Month CD
4.00%
$1,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
24-Month CD
3.80%
$1,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
18-Month CD (Add on CD)
3.51%
$250
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
36-Month CD
3.50%
$1,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
48-Month CD
3.00%
$1,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
60-Month CD
3.00%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Clear Lake Bank and Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
OAB One American Bank
OAB One American Bank
Savings Plus
4.75%
$50,000
1st Community Credit Union
1st Community Credit Union
12-Month CD certificate
4.71%
$1,000
4U Federal Credit Union
4U Federal Credit Union
12-Month CD certificate
4.06%
$1,000
ABCO Federal Credit Union
ABCO Federal Credit Union
60-Month CD
4.00%
$1,000
EverTrust Bank
EverTrust Bank
9-Month CD
3.85%
$20,000
American Eagle Bank
American Eagle Bank
48-Month CD
3.55%
$5,000
Central Bank of Kansas City
Central Bank of Kansas City
60-Month CD
3.55%
$500
Evergreen Bank Group
Evergreen Bank Group
36-Month CD
3.50%
$500
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
33-Month CD
3.50%
$1,000
Foresight Bank
Foresight Bank
72-Month CD (Bump-Up)
3.09%
$500
Heritage Bank N.A.
Heritage Bank N.A.
24-Month CD
3.05%
$75,000
Metz Banking Company
Metz Banking Company
36-Month CD
3.05%
$1,000
FNB of Moose Lake
FNB of Moose Lake
60-Month CD
3.03%
$500
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
48-Month CD
3.00%
$2,000
USAA
USAA
36-Month CD
2.75%
$1,000
Homewood Federal SB
Homewood Federal SB
48-Month CD
2.75%
$500
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
60-Month CD
2.75%
$500
Hamler State Bank
Hamler State Bank
18-Month CD
2.65%
$500
The Bank of South Carolina
The Bank of South Carolina
24-Month CD
2.50%
$1,000
Bath Savings Institution
Bath Savings Institution
12-Month CD
2.27%
$500
First National Bank in Ord
First National Bank in Ord
12-Month CD
2.12%
$500
Superior National Bank
Superior National Bank
60-Month CD
2.02%
$500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
48-Month CD
2.00%
$1,000
Western Nebraska Bank
Western Nebraska Bank
Money Market
1.76%
$200,000
Northfield Savings Bank
Northfield Savings Bank
36-Month CD
1.70%
$1,000
Forcht Bank
Forcht Bank
Forcht Reserve Money Market
1.51%
$250,000
American State Bank (TX)
American State Bank (TX)
48-Month CD
1.51%
$1,000
Bank of Easton
Bank of Easton
30-Month CD
1.30%
$500
Bank of Kampsville
Bank of Kampsville
48-Month CD
1.27%
$1,000
Consumers Credit Union
Consumers Credit Union
24-Month CD
1.20%
$250
PCB Payne County Bank
PCB Payne County Bank
Savings
1.10%
$25
North American Savings Bank (NASB)
North American Savings Bank (NASB)
24-Month CD in-branch
1.01%
$1,000
SSB Sherwood State Bank
SSB Sherwood State Bank
18-Month CD
1.00%
$1,000
State Bank of Graymont
State Bank of Graymont
12-Month CD
0.90%
$1,000
Geddes Federal S&L
Geddes Federal S&L
Money Market
0.80%
$250,000
Main Street Bank Corp
Main Street Bank Corp
36-Month CD
0.50%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
Business Money Market
0.45%
$2,500
Security State Bank of Marine
Security State Bank of Marine
12-Month CD
0.40%
$300
Harford Bank
Harford Bank
Savings Account
0.25%
$100
Cross River Bank
Cross River Bank
Regular E/ Money Market
0.25%
$0
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
Personal Savings
0.20%
$100
Eagle Bank Everett, MA
Eagle Bank Everett, MA
Premier Money Market
0.10%
$2,500
ableBanking
ableBanking
Personal Money Market
0.10%
$250
BayVanguard Bank
BayVanguard Bank
Savings Account
0.05%
$50
Hancock County SB
Hancock County SB
Money Market
0.05%
$2,000
Busey Bank
Busey Bank
6-Month CD
0.05%
$1,000
Park National Bank
Park National Bank
Money Market
0.05%
$1,000
First Federal S&L of McMinnville
First Federal S&L of McMinnville
Regular Checking
0.01%
$0
Lusitania Savings Bank
Lusitania Savings Bank
Savings
0.01%
$100
Cambridge Trust Company
Cambridge Trust Company
6-Month CD
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 28, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Clear Lake Bank and Trust Company Information

Clear Lake Bank and Trust Company
322 Main Ave
Clear Lake, IA 50428
Cerro Gordo
Established Date: 01/01/1934
FDIC Certificate #: 15690
Date of FDIC Deposit Insurance: 11/10/1939
Bank Holding Company: ARNESON BANCSHARES INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Clear Lake Bank and Trust Company FDIC Insured? Yes
What is Clear Lake Bank and Trust Company's Cert number? 15690
What is the maximum amount for insured deposits? $250,000 per holder, per account

Clear Lake Bank and Trust Company Financials

Total Assets:
$550,456,000
Total Deposits:
$499,634,000
Equity Capital:
$42,153,000
Domestic Deposits:
$499,634,000
Net Income:
$2,088,000
Return on Assets:
1.4709%
Quarterly Return on Assets:
1.5200%
Pretax Return on Assets:
1.5835%
Pretax Quarterly Return on Assets:
1.5800%
Return on Equity:
20.0500%
Quarterly Return on Equity:
20.3900%
Common Equity Tier 1 Capital Ratio:
10.9782%
Tier 1 Risk-Based Capital Ratio:
10.9782%
Leverage Tier 1 (Core Capital) Ratio:
7.8954%
Total Risk-Based Capital Ratio (YTD):
12.2320%
Total Interest Income (YTD):
3.5016%
 
 
Headquarters:
Clear Lake
FDIC Field Office:
Des Moines
Regulator:
FED
County:
Cerro Gordo
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

2012 will go down as the year that homes were the most affordable ever according to the National Association of Realtors (NAR) Home Affordability Index. For those who can actually get a mortgage loan, record low mortgage rates and declines in home prices over the past several years have made homes more affordable than ever.
Mortgage Rates Today December 21, 2018Mortgage rates today are mixed as equity markets continue to tumble and 10 year U.S. Treasury yields rise slightly. 30 year conforming mortgage rates today are averaging 4.60 percent, down 1 basis point from yesterday's average 30 year rate of 4.59 percent. Today's mortgage rates on 15 year conventional loans are currently averaging 3.79 percent, an increase of 1 basis point from yesterday. 30 year jumbo mortgage rates today are averaging 4.46 percent, unchanged from yesterday. Current mortgage rates on 15 year jumbo mortgage rates tumble 10 basis points to 4.24 percent. To get the best deal on a mortgage loan search for and compare mortgage rates today.

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