Clear Lake Bank and Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 0.90% and 3-month CD rates at 0.20%. Current savings rates are at 1.00% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.80%. Credit Card rates are at 17.99%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. Clear Lake Bank and Trust Company's 6-Month CD rates are at 3.73%, 12-Month CD rates are at 3.45%, 18-Month CD (Add on) rates are at 3.25%, 24-Month CD rates are at 3.20%, 60-Month CD rates are at 3.05%.
To see how these rates compare to Clear Lake Bank and Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Clear Lake Bank and Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Clear Lake Bank and Trust Company CD rates. You can also compare Clear Lake Bank and Trust Company savings rates, MMA rates and mortgage rates using our other rate lists. Clear Lake Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Clear Lake Bank and Trust Company? Share your experience about Clear Lake Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Clear Lake Bank and Trust Company. Clear Lake Bank and Trust Company Texas Ratio Clear Lake Bank and Trust Company's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Clear Lake Bank and Trust Company is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Clear Lake Bank and Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Clear Lake Bank and Trust Company CD Rates and Interest Rates
Clear Lake Bank and Trust Company
6-Month CD
3.73%
$1,000
Clear Lake Bank and Trust Company
12-Month CD
3.45%
$1,000
Clear Lake Bank and Trust Company
18-Month CD (Add on)
3.25%
$250
Clear Lake Bank and Trust Company
24-Month CD
3.20%
$1,000
Clear Lake Bank and Trust Company
60-Month CD
3.05%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Clear Lake Bank and Trust Company Rates with Other Competitive Bank and Credit Union Rates
Citizens Bank & Trust Company KY
48-Month CD
4.35%
$500
Generations Commercial Bank
9-Month CD
4.35%
$1,000
Mid-America Bank
48-Month CD
4.04%
$500
Ally Bank
60-Month CD
3.50%
$0
Century Bank and Trust GA
Kasasa Checking
3.50%
$50
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 29, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Clear Lake Bank and Trust Company InformationClear Lake Bank and Trust Company
322 Main AveClear Lake, IA 50428 Cerro Gordo Established Date: 01/01/1934 FDIC Certificate #: 15690 Date of FDIC Deposit Insurance: 11/10/1939 Bank Holding Company: ARNESON BANCSHARES INC How Many Domestic U.S. Offices? 5 How Many Branches are There? 5 Website: https://www.clearlakebank.bank
Is Clear Lake Bank and Trust Company FDIC Insured? Yes
What is Clear Lake Bank and Trust Company's Cert number? 15690
What is the maximum amount for insured deposits? $250,000 per holder, per account
Clear Lake Bank and Trust Company FinancialsTotal Assets:
$572,139,000
Total Deposits:
$518,342,000
Equity Capital:
$45,494,000
Domestic Deposits:
$518,342,000
Net Income:
$1,823,000
Return on Assets:
1.4674%
Quarterly Return on Assets:
1.2700%
Pretax Return on Assets:
1.3255%
Pretax Quarterly Return on Assets:
1.3300%
Return on Equity:
19.5900%
Quarterly Return on Equity:
16.2400%
Common Equity Tier 1 Capital Ratio:
11.0229%
Tier 1 Risk-Based Capital Ratio:
11.0229%
Leverage Tier 1 (Core Capital) Ratio:
8.3079%
Total Risk-Based Capital Ratio (YTD):
12.2759%
Total Interest Income (YTD):
4.5836%
Headquarters:
Clear Lake
FDIC Field Office:
Des Moines
Regulator:
FED
County:
Cerro Gordo
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsCurrent mortgage rates are mixed today as a New York Times/CBS News poll shows Americans are more pessimistic about the outlook and direction of the economy. Today's conforming 30 year mortgage rates are averaging 4.86%, up from yesterday's average 30 year mortgage rate of 4.79%. 30 year conforming rates in California are higher than the national average. 30 year mortgage rates today in CA are averaging 4.90%
Mortgage rates jumped higher this week over last, abruptly reversing the down trend we have seen over the past year. Both conforming mortgage rates and jumbo mortgage rates are higher this week over last.
Already low mortgage rates today will probably move lower this coming week as investors make the classic flight to quality. Investors are concerned about the Greece's sovereign debt problems, the health of Spain's banks and a declining Euro. As a result many investors are fleeing the Euro, buying dollars and investing those dollars into U.S. Treasuries forcing bond yields lower.
Bank or Credit Union Offers and DealsFixed Mortgage Rates Today Continue to Make Record LowsHealth Insurance Mortgage Refinance: 30 Year Mortgage Refinance Rates at 4.91%, 15 Year Mortgage Refinance Rates at 4.32% Mortgage Rates 7/18: Current Mortgage Rates Stablize: 30 Year Mortgage Rates at 4.72% Mortgage Loan Rates Continue to Climb in Mortgage Survey: 30 Year Mortgage Interest Rates Averaged 4.83%, 15 Year Mortgage Interest Rates Averaged 4.17% Credit Union of Ohio Savings Interest Account Rates and Money Market Rates Great CD Deal at Central Bank - 7 Month APY 1.35% Mortgage Rates Hit All-Time Low: 30 Year Mortgage Rates at 4.15%, 15 Year Mortgage Rates at 3.36% Average Savings Rates/Money Market Rates and Best Rates 10/10/12 Mortgage Rates Week of February 6, 30 Year Mortgage Rates at 3.90% Alternative Bank and Credit Union Offers to ExploreAirTran Credit CardFixed Term Mortgage Rates Lower and Adjustable Mortgage Rates Mixed in Latest Mortgage Survey Luana Savings Bank 5 Year Jumbo CD Rates now at 1.35% Salem Five Ups CD Rates ableBanking CD Rates: Best Rate at 5.30% APY 12-Month CD Comenity Direct CD Rates New Federal Reserve Rules for Home Mortgage Loans OneWest Bank CD Rates Life Insurance - Whole Life Insurance Low Mortgage Rates Continue: 30 Year Mortgage Rates at 4.67%, 15 Year Mortgage Rates at 4.18% Clear Lake Bank and Trust Company ReviewsThere are no reviews for Clear Lake Bank and Trust Company yet. Feel free to create one below.
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