Rocky Mountain Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.15%, 6-month CD rates at 5.00% and 3-month CD rates at 4.00%. Current savings rates are at 0.50% and money market rates are at 3.32%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 19.74%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. Rocky Mountain Bank's 18-Month CD rates are at 2.75%, 24-Month CD rates are at 2.50%, 12-Month CD rates are at 1.51%, 60-Month CD rates are at 0.60%, 48-Month CD rates are at 0.60%. Rocky Mountain Bank's savings rates are at 0.10%. Rocky Mountain Bank's money market rates are at 0.05%.

Rocky Mountain Bank

To see how these rates compare to Rocky Mountain Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Rocky Mountain Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Rocky Mountain Bank CD rates. You can also compare Rocky Mountain Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Rocky Mountain Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rocky Mountain Bank? Share your experience about Rocky Mountain Bank by leaving a review below, or read customer reviews before you decide to use Rocky Mountain Bank.

Rocky Mountain Bank Texas Ratio

Rocky Mountain Bank's Texas Ratio is at 18.68%, which is considered excellent. The Texas Ratio for Rocky Mountain Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Rocky Mountain Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.51%
18-Month CD
2.75%
24-Month CD
2.50%
36-Month CD
0.60%
48-Month CD
0.60%
60-Month CD
0.60%
Savings
0.10%
MMA
0.05%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Rocky Mountain Bank
2615 King Ave W
Billings, MT 59102
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Rocky Mountain Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Rocky Mountain Bank
Rocky Mountain Bank
18-Month CD
2.75%
$1,000
Rocky Mountain Bank
Rocky Mountain Bank
24-Month CD
2.50%
$1,000
Rocky Mountain Bank
Rocky Mountain Bank
12-Month CD
1.51%
$1,000
Rocky Mountain Bank
Rocky Mountain Bank
60-Month CD
0.60%
$1,000
Rocky Mountain Bank
Rocky Mountain Bank
48-Month CD
0.60%
$1,000
Rocky Mountain Bank
Rocky Mountain Bank
36-Month CD
0.60%
$1,000
Rocky Mountain Bank
Rocky Mountain Bank
High Yield Savings
0.10%
$100,000
Rocky Mountain Bank
Rocky Mountain Bank
Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Rocky Mountain Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
11-Month CD
5.00%
$1,000
ESB Bank
ESB Bank
18-Month CD
5.00%
$10,000
Navy Federal Credit Union
Navy Federal Credit Union
24-Month CD (Certificate)
4.20%
$1,000
USAlliance Financial
USAlliance Financial
9-Month CD
4.00%
$500
Apple Federal Credit Union
Apple Federal Credit Union
84-Month CD (Certificate)
4.00%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
Money Market (6 month guaranteed rate)
4.00%
$50,000
Merrimack County SB
Merrimack County SB
6-Month CD Add-On
4.00%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
12-Month CD
4.00%
$500
FNB of Moose Lake
FNB of Moose Lake
12-Month CD
3.85%
$1,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
36-Month CD
3.75%
$1,000
GreenLeaf Bank
GreenLeaf Bank
60-Month CD
3.55%
$1,000
Commerce Bank of Arizona
Commerce Bank of Arizona
48-Month CD
3.50%
$1,000
PSB of Plainview
PSB of Plainview
12-Month CD
3.44%
$10,000
Senath State Bank
Senath State Bank
24-Month CD
3.29%
$500
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
15-Month CD
3.00%
$1,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
24-Month CD
2.68%
$500
First Nebraska Bank
First Nebraska Bank
18-Month CD
2.50%
$500
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
Money Market
2.35%
$1,000
FNB of Raymond
FNB of Raymond
18-Month CD
2.02%
$1,000
Woodlands National Bank
Woodlands National Bank
Money Market Savings
2.02%
$100,000
Methuen Co-operative Bank
Methuen Co-operative Bank
36-Month CD
2.00%
$1,000
Methuen Co-operative Bank
Methuen Co-operative Bank
24-Month CD
2.00%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
48-Month CD
2.00%
$1,000
OSB Odin State Bank
OSB Odin State Bank
24-Month CD
1.76%
$1,000
Milford Federal Bank
Milford Federal Bank
24-Month CD
1.51%
$1,000
NBT Financial Bank
NBT Financial Bank
60-Month CD
1.51%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
60-Month CD
1.30%
$1,000
FNB of Groton
FNB of Groton
18-Month CD
1.11%
$1,000
Parke Bank
Parke Bank
48-Month CD
1.05%
$500
Bank of Botetourt
Bank of Botetourt
12-Month CD
1.00%
$500
Longview Bank
Longview Bank
Money Market
1.00%
$25,000
Table Rock Community Bank
Table Rock Community Bank
8-Month CD
1.00%
$1,000
Vinton County Bank
Vinton County Bank
18-Month CD
1.00%
$1,000
Bank of Sun Prairie
Bank of Sun Prairie
24-Month CD
1.00%
$500
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
12-Month CD
0.85%
$1,000
Chain Bridge Bank
Chain Bridge Bank
Money Market
0.54%
$100
Jones Bank
Jones Bank
Premier Checking Account
0.30%
$0
Union Bank, Inc.
Union Bank, Inc.
36-Month CD
0.25%
$1,000
United Minnesota Bank
United Minnesota Bank
3-Month CD
0.25%
$500
Peoples Bank Taylorsville, KY
Money Market
0.20%
$100,000
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
48-Month CD
0.20%
$1,000
Clinton Savings Bank
Clinton Savings Bank
12-Month CD
0.20%
$10
Collinsville Bank
Collinsville Bank
12-Month CD
0.20%
$500
Oxford Bank
Oxford Bank
18-Month CD
0.15%
$500
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Christmas Club Account
0.10%
$1
Franklin Bank
Franklin Bank
Money Market
0.10%
$5,000
NCB
NCB
Money Market Deposit Account
0.10%
$2,500
Eclipse Bank
Eclipse Bank
Classic Savings
0.10%
$0
Dime Bank
Dime Bank
18-Month CD
0.10%
$500
United Southern Bank
United Southern Bank
Regular Savings
0.05%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Rocky Mountain Bank Information

Rocky Mountain Bank
2615 King Ave W
Billings, MT 59102
Yellowstone
Established Date: 10/19/1970
FDIC Certificate #: 20310
Date of FDIC Deposit Insurance: 11/25/1970
Bank Holding Company: HEARTLAND FINANCIAL USA INC
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is Rocky Mountain Bank FDIC Insured? Yes
What is Rocky Mountain Bank's Cert number? 20310
What is the maximum amount for insured deposits? $250,000 per holder, per account

Rocky Mountain Bank Financials

Total Assets:
$694,611,000
Total Deposits:
$633,638,000
Equity Capital:
$48,695,000
Domestic Deposits:
$633,638,000
Net Income:
$130,000
Return on Assets:
0.6374%
Quarterly Return on Assets:
0.0700%
Pretax Return on Assets:
0.0322%
Pretax Quarterly Return on Assets:
0.0300%
Return on Equity:
8.9000%
Quarterly Return on Equity:
1.0900%
Common Equity Tier 1 Capital Ratio:
11.1298%
Tier 1 Risk-Based Capital Ratio:
11.1298%
Leverage Tier 1 (Core Capital) Ratio:
8.1137%
Total Risk-Based Capital Ratio (YTD):
12.1882%
Total Interest Income (YTD):
3.5044%
 
 
Headquarters:
Billings
FDIC Field Office:
Billings
Regulator:
FDIC
County:
Yellowstone
# of Offices:
9
Metropolitan Statistical Area (MSA):
Billings, MT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC

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