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CNB Bank Clearfield, PA Rates & Review March 2026

You can compare CNB Bank Clearfield, PA rates to other rates in our database, including 12-month CD rates currently at 0.75%, 6-month CD rates at 0.15% and 3-month CD rates at 3.25%. Savings rates are at 1.51% and money market rates are at 2.53%. Mortgage rates on 30-year fixed loans are around 6.16%. All these rates can be compared to CNB Bank Clearfield, PA rates. MonitorBankRates evaluates the financial stability of CNB Bank Clearfield, PA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.36%. Rates were last updated on 03/25/2026.

CNB Bank Clearfield, PA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CNB Bank Clearfield, PA? Share your experience about CNB Bank Clearfield, PA by leaving a review below, or read customer reviews before you decide to use CNB Bank Clearfield, PA.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.36%
Excellent Lower than avg
CNB Bank Clearfield, PA
1 S 2nd St
Clearfield, PA 16830
https://www.cnbbank.bank
Member FDIC

CNB Bank Clearfield, PA Checking Rates

Product Rate APY View More
WOW Checking - 1.40%
Min Deposit $50
Details Qualifications Required; Qualifying balance up to $99,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.36%

CNB Bank Clearfield, PA Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan 5.59% - 5.77%
Details Promotional rates will apply with $10,000 new money. Based on 30 days to first payment if you borrow $50,000 for 180 months, at 5.59% (5.77% APR) you would have a payment of $410.93. Payment quoted does not include debt protection, taxes or insurance, if applicable the actual payment obligation will be greater. The disclosed rate requires a credit score greater or equal to 680, and an eligible CNB Bank checking account with auto-charge enabled for the payment. Appraisal fee may apply. Not for the purchase of homes. 85% maximum loan to value. Property insurance is required and flood insurance may be required. Other rates and terms available. All loans are subject to approval, and some fees and restrictions may apply.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.36%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for CNB Bank Clearfield, PA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather CNB Bank Clearfield, PA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CNB Bank Clearfield, PA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name CNB Bank Clearfield, PA
Bank Holding Company CNB FINANCIAL CORP
Address 1 S 2nd St, Clearfield, PA 16830  ·  Clearfield
FDIC Certificate # 13876
Established 01/27/1934
FDIC Insurance Date 02/09/1934
Domestic Offices 82
Total Branches 82
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
5.36%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1041%
Return on Equity (ROE) 12.0600%
Non-Performing Loans (NPL) 0.32%
Total Assets $8,372,231,000
Total Deposits $7,131,555,000
Equity Capital $932,937,000
Net Income $73,449,000
Headquarters Clearfield
Total Offices 82
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About CNB Bank Clearfield, PA

Is CNB Bank Clearfield, PA a safe place to deposit money?

Yes, CNB Bank Clearfield, PA is considered a safe financial institution. With a Texas Ratio of 5.359810407377%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does CNB Bank Clearfield, PA operate?

CNB Bank Clearfield, PA currently maintains approximately 82 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, CNB Bank Clearfield, PA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CNB Bank Clearfield, PA provides members with tools to manage their accounts and build a solid financial history.

Does CNB Bank Clearfield, PA offer online and mobile banking?

Most modern institutions like CNB Bank Clearfield, PA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cnbbank.bank.