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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Code Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Code Credit Union's CDs of Deposit Preferred CD 15 month rates are at 3.75%, CDs of Deposit Preferred CD 9 month rates are at 3.65%, Roth IRA CD 48 month rates are at 3.60%, CDs of Deposit 48 month rates are at 3.60%, Traditional IRA CD 48 month rates are at 3.60%. Code Credit Union's savings rates are at 0.10%. Code Credit Union's money market rates are at 2.00%. MonitorBankRates evaluates the financial stability of Code Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.18%. Rates were last updated on 03/25/2026. Code Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Code Credit Union? Share your experience about Code Credit Union by leaving a review below, or read customer reviews before you decide to use Code Credit Union. 
Code Credit Union CD Rates
Code Credit Union Savings Rates
Code Credit Union Money Market Rates
Code Credit Union Checking Rates
Code Credit Union Mortgage Rates
Code Credit Union Home Equity & HELOC
Code Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Code Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Code Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Code Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Code Credit Union
Website
https://www.codecu.org
Address
285 Liberty St,
Dayton, OH 45402
Phone
937-222-8971
Fax
President
Doyle Burke
CEO
Scott Rutherford
Full-Time Employees
26
Part-Time Employees
2
Branch Locations
4
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.18%
Return on Assets (ROA)
0.7669%
Return on Equity (ROE)
6.2980%
Non-Performing Loans Ratio (NPL)
1.65%
Total Assets
172,393,885
Total Amount of Shares and Deposits
151,061,438
Total Shares and Deposits < 1 Year
142,604,977
Total Shares and Deposits 1 3 Years
7,687,528
Total Shares and Deposits > 3 Years
768,932
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,980,597
Total Uninsured Shares and Deposits > $250K (F+J)
6,980,597
Total Insured Shares and Deposits > $250K (item 17 less item K)
144,080,841
Total Interest Expense (Sum of items 6 8)
1,652,185
Share Certificates
1,262
Number of Accounts for Share Drafts
6,318
IRA KEOGH Accounts
621
Number of Accounts for Regular Shares
15,731
All other shares
2,278
Money Market Shares
478
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,350,857
Total Liabilities
151,899,429
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Code Credit UnionIs Code Credit Union a safe place to deposit money?Yes, Code Credit Union is considered a safe financial institution. With a Texas Ratio of 8.1758914598151%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Code Credit Union operate?Code Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Code Credit Union?Yes, to access services at Code Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Code Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Code Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Code Credit Union offer online and mobile banking?Most modern institutions like Code Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.codecu.org. Current Code Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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