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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Coffee County Teachers Federal Credit Union Rates & Review April 2026You can compare Coffee County Teachers Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.26%, 6-month share certificate rates at 3.10% and 3-month share certificate rates at 0.05%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.12%. All these rates can be compared to Coffee County Teachers Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Coffee County Teachers Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.33%. Rates were last updated on 04/23/2026. Coffee County Teachers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Coffee County Teachers Federal Credit Union? Share your experience about Coffee County Teachers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Coffee County Teachers Federal Credit Union. Coffee County Teachers Federal Credit Union
Coffee County Teachers Federal Credit Union 1006 Madison Ave N
Douglas, GA 31533 3128
Current Rate AvailabilityWe do not have Coffee County Teachers Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Coffee County Teachers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Coffee County Teachers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Coffee County Teachers Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Coffee County Teachers Federal Credit Union
Address
1006 Madison Ave N,
Douglas, GA 31533 3128
Phone
912-384-2866
Fax
912-384-5155
President
Vivian Loving
CEO
Sandra Andrade
Full-Time Employees
2
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.33%
Return on Assets (ROA)
1.4692%
Return on Equity (ROE)
7.1667%
Non-Performing Loans Ratio (NPL)
1.17%
Total Assets
3,166,285
Total Amount of Shares and Deposits
2,511,675
Total Shares and Deposits < 1 Year
2,443,172
Total Shares and Deposits 1 3 Years
68,503
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,511,675
Total Interest Expense (Sum of items 6 8)
5,591
Share Certificates
3
Number of Accounts for Regular Shares
1,031
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,053,660
Total Liabilities
2,517,171
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Coffee County Teachers Federal Credit UnionIs Coffee County Teachers Federal Credit Union a safe place to deposit money?Yes, Coffee County Teachers Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.3320046125593%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Coffee County Teachers Federal Credit Union operate?Coffee County Teachers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Coffee County Teachers Federal Credit Union?Yes, to access services at Coffee County Teachers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Coffee County Teachers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Coffee County Teachers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Coffee County Teachers Federal Credit Union offer online and mobile banking?Most modern institutions like Coffee County Teachers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Credit Unions
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