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Collinsville Building and Loan Association Rates & Review August 2026

Collinsville Building and Loan Association's 10-Months 10-Month CERTIFICATE rates are at 3.82%, 21-Months 21-Month CERTIFICATE rates are at 3.72%, 41-Months 41-Month CERTIFICATE rates are at 3.72%, 10-Months 10-Month CERTIFICATE rates are at 3.30%, 21-Months 21-Month CERTIFICATE rates are at 3.20%. Collinsville Building and Loan Association's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of Collinsville Building and Loan Association with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 08/28/2026.

Collinsville Building and Loan Association money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Collinsville Building and Loan Association? Share your experience about Collinsville Building and Loan Association by leaving a review below, or read customer reviews before you decide to use Collinsville Building and Loan Association.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Collinsville Building and Loan Association
701 Belt Line Rd
Collinsville, IL 62234
https://www.collinsvillebuildingandloan.com
Member FDIC

Collinsville Building and Loan Association CD Rates

Product Rate APY Term View More
10 MONTH CERTIFICATE 3.75% 3.82% 10 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
21 MONTH CERTIFICATE 3.65% 3.72% 21 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
41 MONTH CERTIFICATE 3.65% 3.72% 41 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
10 MONTH CERTIFICATE 3.25% 3.30% 10 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
21 MONTH CERTIFICATE 3.15% 3.20% 21 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
41 MONTH CERTIFICATE 3.15% 3.20% 41 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 MONTH CERTIFICATE 0.25% 0.25%
Min Deposit $500
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 MONTH CERTIFICATE 0.25% 0.25%
Min Deposit $500
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 MONTH CERTIFICATE 0.25% 0.25%
Min Deposit $500
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 MONTH CERTIFICATE 0.20% 0.20%
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 MONTH CERTIFICATE 0.20% 0.20%
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 MONTH CERTIFICATE 0.20% 0.20%
Min Deposit $500
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 MONTH CERTIFICATE 0.15% 0.15%
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
15 MONTH CERTIFICATE 0.15% 0.15%
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
16 MONTH CERTIFICATE 0.15% 0.15%
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
17 MONTH CERTIFICATE 0.15% 0.15%
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
182 DAY CERTIFICATE 0.05% 0.05%
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
7 MONTH CERTIFICATE 0.05% 0.05%
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
91 DAY CERTIFICATE 0.05% 0.05%
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Collinsville Building and Loan Association Savings Rates

Product Rate APY View More
JR SAVER'S CLUB 1.00% 1.01%
Min Balance $0
Details UP TO $2,500.00
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
JR SAVER'S CLUB OR MORE 0.10% 0.10%
Min Balance $0
Details $2,500.01
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
STATEMENT SAVINGS 0.10% 0.10%
Min Deposit $10
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Collinsville Building and Loan Association Checking Rates

Product Rate APY View More
Loyalty Checking 3.69% 3.75%
Min Deposit $100
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
FIRST CLASS CHECKING 0.10% 0.10%
Min Balance $5,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
CB&L CHECKING 0.05% 0.05%
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
FIRST CLASS CHECKING 0.05% 0.05%
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
CB&L CHECKING 0.01% 0.01%
Min Deposit $500
Min Balance $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
FIRST CLASS CHECKING 0.01% 0.01%
Min Deposit $100
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Collinsville Building and Loan Association is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Collinsville Building and Loan Association rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Collinsville Building and Loan Association's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Collinsville Building and Loan Association
FDIC Certificate # 28103
Address 701 Belt Line Rd, Collinsville, IL 62234  ·  Madison
Established 01/01/1885
FDIC Insurance Date 08/09/1989
Domestic Offices 1
Total Branches 1
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.1835%
Return on Equity (ROE) 0.6900%
Non-Performing Loans (NPL) 0.00%
Total Assets $115,617,000
Total Deposits $80,807,000
Equity Capital $34,473,000
Net Income $118,000
Headquarters Collinsville
Total Branches and Offices 1
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Collinsville Building and Loan Association

How many branches does Collinsville Building and Loan Association operate?

Collinsville Building and Loan Association currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Collinsville Building and Loan Association does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Collinsville Building and Loan Association provides members with tools to manage their accounts and build a solid financial history.

Does Collinsville Building and Loan Association offer online and mobile banking?

Most modern institutions like Collinsville Building and Loan Association provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.collinsvillebuildingandloan.com.

Current Collinsville Building and Loan Association Rates

  • 12-Month CD0.15%
  • 18-Month CD0.15%
  • 24-Month CD0.20%
  • 36-Month CD0.25%
  • 48-Month CD0.25%
  • 60-Month CD0.25%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.