Citizens Access CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.05%, 6-month CD rates at 3.79% and 3-month CD rates at 3.00%. Current savings rates are at 0.05% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.75%. Credit Card rates are at 16.49%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates. Citizens Access's 12-Month CD rates are at 5.00%, 60-Month CD rates are at 3.45%. Citizens Access's savings rates are at 4.50%.

Citizens Access

To see how these rates compare to Citizens Access CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Access, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Access CD rates. You can also compare Citizens Access savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens Access money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Access? Share your experience about Citizens Access by leaving a review below, or read customer reviews before you decide to use Citizens Access.

Rate
APY/APR
vs Avg
12-Month CD
5.00%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
3.45%
Savings
4.50%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

Citizens Access CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Citizens Access
Citizens Access
12-Month CD
5.00%
$5,000
Citizens Access
Citizens Access
High Yield Online Savings
4.50%
$0
Citizens Access
Citizens Access
60-Month CD
3.45%
$5,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Citizens Access Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Wintrust Bank
Wintrust Bank
7-Month CD
5.30%
$1,000
New Albin Savings Bank
New Albin Savings Bank
6-Month CD
5.09%
$1,000
Henderson State Bank
Henderson State Bank
11-Month CD special
4.90%
$500
Bank of Star Valley
Bank of Star Valley
12-Month CD
4.37%
$250
Bank of the Flint Hills
Bank of the Flint Hills
12-Month CD
4.25%
$500
Marcus Bank
Marcus Bank
24-Month CD
4.20%
$500
Abbey Credit Union
Abbey Credit Union
36-Month CD
4.15%
$500
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
Money Market Checking
4.07%
$1,000,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
6-Month CD
4.04%
$1,000
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
Workplace Money Market Account
3.75%
$100
State Bank of Southern Utah
State Bank of Southern Utah
48-Month CD
3.75%
$500
Murphy Bank
Murphy Bank
6-Month CD
3.50%
$1,000
T Bank
T Bank
60-Month CD
3.35%
$1,000
First National Bank in Olney
First National Bank in Olney
12-Month CD
3.30%
$500
5Star Bank
5Star Bank
24-Month CD
3.30%
$1,000
First Harvest Federal Credit Union
First Harvest Federal Credit Union
60-Month CD (Certificate)
3.00%
$1,000
First Shore Federal S&L
First Shore Federal S&L
24-Month CD
3.00%
$500
State Bank of Chilton
State Bank of Chilton
48-Month CD
3.00%
$1,000
Union State Bank of Everest
Union State Bank of Everest
36-Month CD
3.00%
$1,000
First Security Bank Byron, MN
First Security Bank Byron, MN
Rewards Money Market
2.27%
$500,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
Money Market
2.00%
$100,000
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
48-Month CD
2.00%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
48-Month CD
1.95%
$1,000
Readlyn Savings Bank
Readlyn Savings Bank
48-Month CD
1.85%
$1,000
PSB Indianola, IA
PSB Indianola, IA
24-Month CD
1.80%
$1,000
The Bank of New Glarus
The Bank of New Glarus
48-Month CD
1.40%
$1,000
Liberty Savings Bank
Liberty Savings Bank
Big Interest Checking
1.00%
$0
Freedom Bank, Inc.
Freedom Bank, Inc.
48-Month CD
0.80%
$1,000
Commercial Bank Parsons, KS
Commercial Bank Parsons, KS
FREE Kasasa Saver Checking
0.75%
$25
FSB Louise, TX
FSB Louise, TX
Tiered Money Market: Tier 1
0.75%
$2,500
Bank Northwest
Bank Northwest
6-Month CD
0.75%
$500
New Mexico B&T
New Mexico B&T
24-Month CD
0.70%
$1,000
MCS Bank
MCS Bank
120-Month CD
0.60%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
Regular Savings
0.60%
$50
Torrington Savings Bank
Torrington Savings Bank
48-Month CD
0.60%
$1,000
Central State Bank Clayton, IL
Central State Bank Clayton, IL
12-Month CD
0.55%
$1,000
Adirondack Bank
Adirondack Bank
60-Month CD
0.50%
$1,000
Neffs National Bank
Neffs National Bank
Statement Savings
0.40%
$10
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Premium Money Market
0.30%
$35,000
Methuen Co-operative Bank
Methuen Co-operative Bank
Money Market
0.30%
$2,500
USAlliance Financial
USAlliance Financial
Platinum Money Manager
0.30%
$75,000
United Bank of Union
United Bank of Union
Seniority Checking
0.30%
$0
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
Regular Savings
0.25%
$100
Peoples Bank Taylorsville, KY
12-Month CD
0.15%
$500
Community Bank of Missouri
Community Bank of Missouri
Savings Account
0.10%
$0
Federated Bank Onarga, IL
Federated Bank Onarga, IL
Savings Account
0.10%
$750
Forte Bank
Forte Bank
Statement Savings
0.10%
$50
Brenham National Bank
Brenham National Bank
48-Month CD
0.05%
$1,000
Ohio Valley Bank Co.
Ohio Valley Bank Co.
Statement Savings
0.05%
$100
Savings Bank of Danbury
Savings Bank of Danbury
Passbook Savings
0.03%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Citizens Bank Savings Rates at 4.25% APY

Citizens Bank savings rates are currently one of the best savings rates available and more than 21x the national average. Current savings rates at Citizens bank are at 4.25% APY. Citizens Bank is a well-known financial institution in the United States, offering a wide range of banking services to its customers. One of the most popular products offered by the bank is the Citizens Bank savings account, which provides a secure and convenient way for customers to save money while earning interest.

The savings account rate of 4.25% offered by Citizens Bank on their Access savings account is one of the highest in the industry. This rate is variable and subject to change, but right now is very competitive offering for you the chance to maximize your earnings.

The Access Savings Account has no monthly maintenance fees or minimum balance requirements. You can easily open an account online and manage your account online or through the mobile app. The online banking system is user-friendly and provides customers with real-time access to their account balance, transaction history, and interest earned.

    Read more...

CD Rates for December 24th, 2019

CD Rates for December 24th, 2019Average CD rates for December 24th, 2019 are mostly lower compared to last week's average rates. All average CD rates declined, except for average 3-month CD rates, which were unchanged. The best CD rates available on our rate lists are also lower, except for 6-month CD rates which moved higher. We don't expect any big moves either way for CD rates in the coming months, unless the Federal Reserve increases or lowers the fed funds rate which is unlikely.What's more likely to happen in 2020 is for CD rates to continue their slow decline. Slowly declining CD rates are unfortunate because CD rates never got above their pre-Financial Crisis level of more than a decade ago. If there is a recession in 2020, we might see the highest 12-month CD rates available fall towards 1.00 percent.BMO Harris Bank CD rates on 6-month certificates of deposit are the best deal available on our rate list. Current 6-month CD rates at BMO Harris Bank are at 1.89 percent with an APY of 1.90 percent. That rate is higher than many 12-month CD rates available today. Overall, Ally Bank is one bank that stands out with competitive CD rates on all CD terms. You can compare online CD rates with Ally Bank CD rates to get the best deal on a certificate of deposit.     Read more...

Average CD Rates for December 15th, 2019

Average CD Rates for December 15th, 2019Average CD rates for December 15th, 2019, are lower for both short-term and long-term certificates of deposit while the best CD rates available remain unchanged. We expect average CD rates to continue a gradual downward trend in 2010. Current 12-month CD rates are averaging 1.87 percent, a sharp decline from an average rate of 1.92 percent set on December 11th. The best 12-month CD rates on our rate table remain unchanged at 2.13 percent with an APY of 2.15 percent.6-month CD rates are currently averaging 1.22 percent, down from an average 6-month rate of 1.26 percent set last Wednesday. The highest CD rates on 6-month certificates of deposit jumped considerably higher because of a new entry on our rate list. TotalDirectBank CD rates are the best 6-month CD rate on our list at 2.03 percent with an APY of 2.05 percent.

Average CD Rates for December 15th, 2019

    Read more...

Citizens Access CD Rates

Citizens Access CD RatesCitizens Access CD rates are currently some of the best CD rates available this year. 1 year CD rates at Citizens Access are currently at 2.66 percent with an APY of 2.70 percent. 6 month CD rates at Citizens Access are at 2.18 percent with an APY of 2.20 percent. Compare Citizens Access CD rates with other bank CD rates to find the best rate.     Read more...

Citizens Access Savings Rates - Best Savings Rate Available

Citizens Access savings rates are the best savings rates currently available. The current Citizens Access savings account rates is at 2.25 percent with a minimum deposit of $5,000. You can compare the current savings rate at Citizens Access with other savings rates below.     Read more...

12 Month CD Rates Higher Than Inflation Rate

Twelve month CD rates are now above the current inflation rate and this hasn't been the case for over a decade. This is great news for retirees who can now invest in certificates of deposit and actually make money when inflation is taken into account.For the past decade, if you invested in certificates of deposit, you were probably getting a CD rate lower than the rate of inflation. You actually lost money by investing in either short term or long term certificates of deposit.For example, back in 2012, the highest 12 month CD rates were around 1.00 percent. The inflation rate in 2012 was 2.10 percent, giving you a negative return of 1.10 percent. Looking at it another way, for every $10,000 invested you actually lost $110.00.     Read more...

Explore Other Rate Deals

mortgage-rates-down-for-third-week-according-to-freddie-mac-record-low-for-15-year-mortgage-ratesMortgage rates are down again in this week's Primary Mortgage Market Survey released by Freddie Mac this morning. Current 30-year mortgage rates are now just above 5.00 percent at 5.04 percent with 0.7 discount points. Nearing the a recent low of 4.91 percent set on May 28, 2009.
Inflation rose in June in part because of the increase in gas prices. Even taking out the sharp gas hike, the core CPI index still showed an underlying buildup of inflationary pressures. This is welcome news for those looking to the Federal Reserve to increase the federal funds rate, which will force savings rates and money market rates higher.

Bank or Credit Union Offers and Deals

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Synchrony Bank Savings Rates now at 1.04%
30 Year Mortage Rates at 4.94% According to MBA
Getting a Mortgage is Easier These Days as Lenders are Willing to Take on More Risk
Future Direction of Mortgage Rates
giantbank.com 6 Month Jumbo CD Rates now at 0.80%
The Number One Point in Obama State of the Union Speech is the Economy

Alternative Bank and Credit Union Offers to Explore

Paper Social Security Checks Stop After February 2013
Current Savings Rates/Money Market Rates
Car Loan Rate Tables
Ally Bank Mortgage Rates
TAB Bank 2 Year Jumbo CD Rates now at 1.20%
AIG Bank Money Market Accounts
AloStar Bank of Commerce Savings Rates now at 1.04%
Bank of America Mortgage Rates
Fifth Third Bank 30 Year Mortgage Rate 4.625% APR
Current Mortgage Rates - November 9, 2009

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