Citizens Access CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.02%, 6-month CD rates at 3.25% and 3-month CD rates at 4.25%. Current savings rates are at 0.02% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.70%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates. Citizens Access's 12-Month CD rates are at 4.25%. Citizens Access's savings rates are at 3.90%.

Citizens Access

To see how these rates compare to Citizens Access CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Access, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Access CD rates. You can also compare Citizens Access savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens Access money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Access? Share your experience about Citizens Access by leaving a review below, or read customer reviews before you decide to use Citizens Access.

Rate
APY/APR
vs Avg
12-Month CD
4.25%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
3.90%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

Citizens Access CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Citizens Access
Citizens Access
12-Month CD
4.25%
$5,000
Citizens Access
Citizens Access
High Yield Online Savings
3.90%
$0

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Citizens Access Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Financial Federal Bank
Financial Federal Bank
6-Month CD
4.55%
$1,000
F&M Bank of St. Clair
F&M Bank of St. Clair
12-Month CD
4.50%
$500
State Bank of Texas
State Bank of Texas
12-Month CD
4.25%
$50,000
Bank
Bank
36-Month CD (IntraFi)
4.25%
$100,000
The Corner Stone Bank
The Corner Stone Bank
18-Month CD
4.15%
$1,000
OBannon Bank
OBannon Bank
18-Month CD
4.06%
$1,000
USAlliance Financial
USAlliance Financial
36-Month CD
4.00%
$500
USAlliance Financial
USAlliance Financial
48-Month CD
4.00%
$500
USAlliance Financial
USAlliance Financial
60-Month CD
4.00%
$500
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
60-Month CD (Bump)
4.00%
$2,500
The Golden 1 Credit Union
The Golden 1 Credit Union
48-Month CD
4.00%
$500
Access Federal Credit Union
Access Federal Credit Union
36-Month CD
4.00%
$1,000
West Pointe Bank
West Pointe Bank
60-Month CD
3.56%
$500
Raymond James Bank
Raymond James Bank
3-Month CD
3.45%
$1,000
First National Bank in Marlow
First National Bank in Marlow
24-Month CD
3.30%
$500
Columbia Bank
Columbia Bank
24-Month CD
3.25%
$500
Grand Valley Bank
Grand Valley Bank
36-Month CD
3.25%
$500
Merchants State Bank
Merchants State Bank
36-Month CD
3.25%
$5,000
Putnam County State Bank
Putnam County State Bank
18-Month CD
2.75%
$500
First Bank Hampton
First Bank Hampton
24-Month CD
2.65%
$1,000
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
48-Month CD
2.65%
$2,500
1st University Credit Union
1st University Credit Union
6-Month CD
2.25%
$10,000
Genesee Regional Bank
Genesee Regional Bank
48-Month CD
2.00%
$500
International Bank of Chicago
International Bank of Chicago
24-Month CD
2.00%
$1,000
802 Credit Union
802 Credit Union
36-Month CD
2.00%
$500
First National Bank of Ava
First National Bank of Ava
48-Month CD
1.51%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
18-Month CD
1.50%
$1,000
RBT Rollstone B&T
RBT Rollstone B&T
60-Month CD
1.30%
$500
SSB Scott State Bank
SSB Scott State Bank
18-Month CD
1.20%
$1,000
Freedom Bank, Inc.
Freedom Bank, Inc.
60-Month CD
1.15%
$1,000
TruBank
TruBank
18-Month CD
1.10%
$500
Landmark Credit Union
Landmark Credit Union
6-Month CD
1.00%
$500
Fidelity Co-operative Bank
Fidelity Co-operative Bank
12-Month CD
0.80%
$500
1st Northern California Credit Union
1st Northern California Credit Union
Money Market
0.75%
$10,000
Municipal Bank
Municipal Bank
48-Month CD
0.65%
$1,000
Bank of Dudley
Smart Start Savings
0.65%
$1
Collins State Bank
Collins State Bank
Rewards Checking
0.50%
$100
First National Bank in Trinidad
First National Bank in Trinidad
12-Month CD (Jumbo)
0.50%
$100,000
State Bank of the Lakes
State Bank of the Lakes
12-Month CD
0.50%
$1,000
First FSB of Kentucky
First FSB of Kentucky
12-Month CD
0.40%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
Money Market
0.30%
$1,500
Unity Bank
Unity Bank
48-Month CD
0.30%
$1,000
Community Bank of Elmhurst
Community Bank of Elmhurst
Savings
0.25%
$100
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
Partner Savings
0.20%
$10
Universal Bank
Universal Bank
6-Month CD
0.15%
$1,000
Elevate Bank
Elevate Bank
Money Market
0.15%
$1,500
Rondout Savings Bank
Rondout Savings Bank
Statement Savings
0.10%
$100
1st Security Bank of Washington
1st Security Bank of Washington
Preferred Savings
0.05%
$100
Wakefield Co-operative Bank
Wakefield Co-operative Bank
Ultimate Plus Money Market
0.05%
$0
USB Union Savings Bank
USB Union Savings Bank
Access Savings
0.03%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15 Year Fixed
5.375%
5.637%
1.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Citizens Bank Savings Rates at 4.25% APY

Citizens Bank savings rates are currently one of the best savings rates available and more than 21x the national average. Current savings rates at Citizens bank are at 4.25% APY. Citizens Bank is a well-known financial institution in the United States, offering a wide range of banking services to its customers. One of the most popular products offered by the bank is the Citizens Bank savings account, which provides a secure and convenient way for customers to save money while earning interest.

The savings account rate of 4.25% offered by Citizens Bank on their Access savings account is one of the highest in the industry. This rate is variable and subject to change, but right now is very competitive offering for you the chance to maximize your earnings.

The Access Savings Account has no monthly maintenance fees or minimum balance requirements. You can easily open an account online and manage your account online or through the mobile app. The online banking system is user-friendly and provides customers with real-time access to their account balance, transaction history, and interest earned.

    Read more...

CD Rates for December 24th, 2019

CD Rates for December 24th, 2019Average CD rates for December 24th, 2019 are mostly lower compared to last week's average rates. All average CD rates declined, except for average 3-month CD rates, which were unchanged. The best CD rates available on our rate lists are also lower, except for 6-month CD rates which moved higher. We don't expect any big moves either way for CD rates in the coming months, unless the Federal Reserve increases or lowers the fed funds rate which is unlikely.What's more likely to happen in 2020 is for CD rates to continue their slow decline. Slowly declining CD rates are unfortunate because CD rates never got above their pre-Financial Crisis level of more than a decade ago. If there is a recession in 2020, we might see the highest 12-month CD rates available fall towards 1.00 percent.BMO Harris Bank CD rates on 6-month certificates of deposit are the best deal available on our rate list. Current 6-month CD rates at BMO Harris Bank are at 1.89 percent with an APY of 1.90 percent. That rate is higher than many 12-month CD rates available today. Overall, Ally Bank is one bank that stands out with competitive CD rates on all CD terms. You can compare online CD rates with Ally Bank CD rates to get the best deal on a certificate of deposit.     Read more...

Average CD Rates for December 15th, 2019

Average CD Rates for December 15th, 2019Average CD rates for December 15th, 2019, are lower for both short-term and long-term certificates of deposit while the best CD rates available remain unchanged. We expect average CD rates to continue a gradual downward trend in 2010. Current 12-month CD rates are averaging 1.87 percent, a sharp decline from an average rate of 1.92 percent set on December 11th. The best 12-month CD rates on our rate table remain unchanged at 2.13 percent with an APY of 2.15 percent.6-month CD rates are currently averaging 1.22 percent, down from an average 6-month rate of 1.26 percent set last Wednesday. The highest CD rates on 6-month certificates of deposit jumped considerably higher because of a new entry on our rate list. TotalDirectBank CD rates are the best 6-month CD rate on our list at 2.03 percent with an APY of 2.05 percent.

Average CD Rates for December 15th, 2019

    Read more...

Citizens Access CD Rates

Citizens Access CD RatesCitizens Access CD rates are currently some of the best CD rates available this year. 1 year CD rates at Citizens Access are currently at 2.66 percent with an APY of 2.70 percent. 6 month CD rates at Citizens Access are at 2.18 percent with an APY of 2.20 percent. Compare Citizens Access CD rates with other bank CD rates to find the best rate.     Read more...

Citizens Access Savings Rates - Best Savings Rate Available

Citizens Access savings rates are the best savings rates currently available. The current Citizens Access savings account rates is at 2.25 percent with a minimum deposit of $5,000. You can compare the current savings rate at Citizens Access with other savings rates below.     Read more...

12 Month CD Rates Higher Than Inflation Rate

Twelve month CD rates are now above the current inflation rate and this hasn't been the case for over a decade. This is great news for retirees who can now invest in certificates of deposit and actually make money when inflation is taken into account.For the past decade, if you invested in certificates of deposit, you were probably getting a CD rate lower than the rate of inflation. You actually lost money by investing in either short term or long term certificates of deposit.For example, back in 2012, the highest 12 month CD rates were around 1.00 percent. The inflation rate in 2012 was 2.10 percent, giving you a negative return of 1.10 percent. Looking at it another way, for every $10,000 invested you actually lost $110.00.     Read more...

Explore Other Rate Deals

Evergreen Bank Group, headquartered in Oak Brook, Illinois, is advertising savings accounts and money market account rates. Their money market account rates are currently better than their savings account rates.
Lone Star Bank 9 Month CD rates are now at 0.30 percent with a yield of 0.30 percent. View current 9 Month CD rates at Lone Star Bank below.
This is a first in a very long time, both average 1 year CD rates and the best 1 year CD rates in our database are higher this week. Average 1 year CD rates increased from 0.88 percent to 0.90 percent and the highest 1 year rate offered by banks in our database increased from 1.05 percent to 1.07 percent.

Bank or Credit Union Offers and Deals

Savings Account Rates Houston, TX
Mortgage Rates Continue Upward Trend: 30-Year Rates at 6.73%
5 Star Bank 1 Year CD Rates now at 0.85%
Current Mortgage Rates: Mortgage Rates Decline to Five Week Low
Best Online Savings Rates at 1.05 Percent, 10 Times the FDIC National Average Savings Rates
Average CD Interest Rates First Week of 2011
Mortgage Rates and Bond Yields Surge Higher, Fed Tries to Stop the Trend
Inflation is Creeping Up, Deposit Rates Will Move Higher in Early 2015
Citibank Savings Account Promo
Mortgage Rates Lower: 30 Year Mortgage Rates at 5.14%

Alternative Bank and Credit Union Offers to Explore

Home Equity Loans vs. Reverse Mortgages
Mortgage Interest Rates: Today's Mortgage Rates are Higher
Great Lakes CU Savings Rates & Money Market Account Rates
Auto Insurance: Basics on Auto Insurance and Finding the Best Auto Insurance Rates
CD Rate Calculators
Fixed Term Rate Mortgages and Adjustable Rate Mortgages Lower
NewportFed 5.51% APR Checking Account
1% Mortgage Rates
Credit Cards: Be Smart When Using Your Credit Cards
Mortgage Rates Drop Again: 30 Year Mortgage Rates Averaging 4.76%

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