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 Armstrong County Building and Loan Association Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 19, 2026
Armstrong County Building and Loan Association's 18-Months 18-Month IRA SEP Certificate rates are at 4.50%, 18-Months 18-Month IRA Traditional Certificate rates are at 4.50%, 30-Months 30-Month IRA Roth Certificate rates are at 4.50%, 3 - 4 Year CD rates are at 4.00%, 3 - 4 Years 3 - 4 Year Certificate of Deposit rates are at 4.00%. Armstrong County Building and Loan Association's Fixed Rate Mortgages - 10 Year Loan rates are at 5.00%, Fixed Rate Mortgages - 15 Year Loan rates are at 5.50%, Adjustable Rate Mortgages - 3/3 ARM rates are at 5.50%, Fixed Rate Mortgages - 20 Year Loan rates are at 6.25%, Adjustable Rate Mortgages rates are at 5.50%. MonitorBankRates evaluates the financial stability of Armstrong County Building and Loan Association with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 6.00%. Rates last updated and verified on 09/19/2026. Armstrong County Building and Loan Association money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Armstrong County Building and Loan Association? Share your experience about Armstrong County Building and Loan Association by leaving a review below, or read customer reviews before you decide to use Armstrong County Building and Loan Association. 
Armstrong County Building and Loan Association CD Rates
Armstrong County Building and Loan Association Savings Rates
Armstrong County Building and Loan Association Mortgage Rates
Armstrong County Building and Loan Association Home Equity & HELOC
Armstrong County Building and Loan Association Other Rates
Financial Health HistoryArmstrong County Building and Loan Association’s Texas Ratio stayed near 5.51% in Q3 2023 to 6.00% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Armstrong County Building and Loan Association is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Armstrong County Building and Loan Association rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Armstrong County Building and Loan Association's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Armstrong County Building and Loan Association
FDIC Certificate #
29471
Address
935 5th Ave,
Ford City, PA 16226 · Armstrong
Website
https://www.acbla.com
Established
19250101
FDIC Insurance Date
19890809
Domestic Offices
1
Total Branches
1
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 97/100
5.0
Exceptional
Out of 5.0 Stars
6.00%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.2658%
Return on Equity (ROE)
2.1400%
Non-Performing Loans (NPL)
0.75%
Total Assets
$95,073,000
Total Deposits
$82,706,000
Equity Capital
$11,950,000
Net Income
$127,000
Headquarters
Ford City
Total Branches and Offices
1
Source: FDIC | Last Updated 06/30/2026
Customer Reviews
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Add Your Rating and Review for Armstrong County Building and Loan Association
Frequently Asked Questions About Armstrong County Building and Loan AssociationHow many branches does Armstrong County Building and Loan Association operate?Armstrong County Building and Loan Association currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Armstrong County Building and Loan Association does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Armstrong County Building and Loan Association provides members with tools to manage their accounts and build a solid financial history. Does Armstrong County Building and Loan Association offer online and mobile banking?Most modern institutions like Armstrong County Building and Loan Association provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.acbla.com. Current Armstrong County Building and Loan Association Rates
Retrieved from our database of financial products. Rates subject to change.
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