Armstrong County Building and Loan Association Rates and Review March 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Armstrong County Building and Loan Association's 30-Months 30-Month Roth IRA Certificates rates are at 4.75%, 18-Months 18-Month SEP IRA Certificates rates are at 4.75%, 18-Months 18-Month Traditional IRA Certificates rates are at 4.75%, 30-Months 30-Month Educational IRA Certificate rates are at 3.75%, 30-Months 30-Month Roth IRA Certificate rates are at 3.75%. Armstrong County Building and Loan Association's Fixed Rate Mortgages 10 Year Loan rates are at 5.00%, Fixed Rate Mortgages 15 Year Loan rates are at 5.25%, Fixed Rate Mortgages 20 Year Loan rates are at 5.50%, 3/3 ARM rates are at 5.00%, Fixed Rate Mortgages 30 Year Loan rates are at 5.75%. MonitorBankRates evaluates the financial stability of Armstrong County Building and Loan Association with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.51%. Rates were last updated on 03/02/2026.
Rate Updates and AvailabilityArmstrong County Building and Loan Association money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Armstrong County Building and Loan Association? Share your experience about Armstrong County Building and Loan Association by leaving a review below, or read customer reviews before you decide to use Armstrong County Building and Loan Association. Armstrong County Building and Loan Association Texas RatioArmstrong County Building and Loan Association's Texas Ratio is at 5.51%, which is considered excellent. The Texas Ratio for Armstrong County Building and Loan Association is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Armstrong County Building and Loan Association has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Armstrong County Building and Loan Association is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 97/100
Armstrong County Building and Loan Association has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/02/2026 
Armstrong County Building and Loan Association CD Rates
Armstrong County Building and Loan Association Savings Rates
Armstrong County Building and Loan Association Mortgage Rates
Armstrong County Building and Loan Association Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Armstrong County Building and Loan Association is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Armstrong County Building and Loan Association rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Armstrong County Building and Loan Association's official website for the most current offers and terms.
Bank Profile & OverviewArmstrong County Building and Loan Association
935 5th AveFord City, PA 16226 Armstrong Established Date: 01/01/1925 FDIC Certificate #: 29471 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.acbla.com
Is Armstrong County Building and Loan Association FDIC Insured? Yes
What is Armstrong County Building and Loan Association's Cert number? 29471
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (97/100)
Texas Ratio:
5.51%
Return on Assets (ROA):
-0.4553%
Return on Equity (ROE):
-3.4500%
Non-Performing Loans (NPL):
0.70%
Total Assets:
$95,470,000
Total Deposits:
$83,202,000
Equity Capital:
$11,823,000
Net Income:
$72,000
Headquarters:
Ford City
Regulator:
FDIC
# of Offices:
1
Source: FDIC | Last Updated 12/31/2025
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Frequently Asked Questions About Armstrong County Building and Loan AssociationHow do I open an account at Armstrong County Building and Loan Association?You can typically open an account at Armstrong County Building and Loan Association by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Armstrong County Building and Loan Association provides a range of mortgage and home equity products. Is Armstrong County Building and Loan Association a safe place to deposit money?Yes, Armstrong County Building and Loan Association is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Armstrong County Building and Loan Association offer online and mobile banking?Most modern institutions like Armstrong County Building and Loan Association provide digital access including online balance checks and transfers. Compare to other Banks |
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