First Community Bank of Central Alabama CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to First Community Bank of Central Alabama CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Community Bank of Central Alabama, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Community Bank of Central Alabama CD rates. You can also compare First Community Bank of Central Alabama savings rates, MMA rates and mortgage rates using our other rate lists. First Community Bank of Central Alabama money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Community Bank of Central Alabama? Share your experience about First Community Bank of Central Alabama by leaving a review below, or read customer reviews before you decide to use First Community Bank of Central Alabama. First Community Bank of Central Alabama Texas Ratio First Community Bank of Central Alabama's Texas Ratio is at 6.53%, which is considered excellent. The Texas Ratio for First Community Bank of Central Alabama is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, First Community Bank of Central Alabama is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 26, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have First Community Bank of Central Alabama rate data right now, check back for updates, we are adding rates all the time. First Community Bank of Central Alabama InformationFirst Community Bank of Central Alabama
715 Wilson StWetumpka, AL 36092 Elmore Established Date: 08/28/2001 FDIC Certificate #: 57124 Date of FDIC Deposit Insurance: 08/28/2001 Bank Holding Company: CENTRAL ALABAMA BANCSHARES INC How Many Domestic U.S. Offices? 8 How Many Branches are There? 8 Website: https://www.fcbca.com
Is First Community Bank of Central Alabama FDIC Insured? Yes
What is First Community Bank of Central Alabama's Cert number? 57124
What is the maximum amount for insured deposits? $250,000 per holder, per account
First Community Bank of Central Alabama FinancialsTotal Assets:
$612,264,000
Total Deposits:
$576,777,000
Equity Capital:
$29,630,000
Domestic Deposits:
$576,777,000
Net Income:
$3,230,000
Return on Assets:
2.2235%
Quarterly Return on Assets:
2.1500%
Pretax Return on Assets:
2.2974%
Pretax Quarterly Return on Assets:
2.3000%
Return on Equity:
53.4400%
Quarterly Return on Equity:
43.9500%
Common Equity Tier 1 Capital Ratio:
10.6890%
Tier 1 Risk-Based Capital Ratio:
10.6890%
Leverage Tier 1 (Core Capital) Ratio:
8.6910%
Total Risk-Based Capital Ratio (YTD):
11.9416%
Total Interest Income (YTD):
5.0418%
Headquarters:
Wetumpka
FDIC Field Office:
Montgomery
Regulator:
FDIC
County:
Elmore
# of Offices:
8
Metropolitan Statistical Area (MSA):
Montgomery, AL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsBank CD rates are higher this week as ten different banks increased CD rates on a wide range of CD products. The largest increase was from TAB Bank, which increased their 6 month CD rate by 25 basis to 2.12 percent. TAB now has the second highest 6 month CD rate currently available. The highest 6 month rate is held by My eBanc at 2.20 percent. Mortgage rates are higher in the latest mortgage survey released this week by Freddie Mac. The average conforming fixed 30 year mortgage rate is at 5.21 percent for the week ending April 8, 2010 up from the prior week's average conforming mortgage rate of 5.08 percent. This week's increase pushed 30 year mortgage rates to the highest level in eight months. Mortgage discount points averaged 0.6 points, up from last week's average of 0.7 points.
 Mortgage rates were up slightly in the latest weekly mortgage survey. 30 year mortgage rates are back above 5.00 percent at 5.01 percent. Fixed conforming mortgage rates were higher and adjustable conforming mortgage rates were mixed.
Bank or Credit Union Offers and DealsToday's Mortgage Interest Rates: 30 Year Mortgage Rates at 5.08% - 15 Year Mortgage Rates at 4.57%Finworth CD Rates: Top Rate at 5.70% for 16-Month CD CD Rates May 18: Average Rates Stable as Market Awaits Fed Minutes Current Mortgage Rates Remain Low as Refinance Activity Declines Mortgage Rates Move Lower on Fears of Hungary Financial Crisis, 30 Year Mortgage Rates at 4.85% AloStar Bank of Commerce Money Market Account 50K Rates now at 0.70% How Soon Will You Receive Your FDIC-Insured Money After a Bank Failure? "Unbanked" and "Underbanked" U.S. Households Best CD Rates - December 21, 2018 FOMC Meets - Are Mortgage Rates and CD Rates Headed Up? Alternative Bank and Credit Union Offers to ExploreAverage Contract Mortgage Rates Increase: 30 Year Mortgage Rates at 4.68%, 15 Year Mortgage Rates at 4.11%CD Rate Calculators GMAC Bank Online Savings Account Weekly Mortgage Rates Mortgage Rates: 30 Year Mortgage Rates Head Back Down Towards 5.00% Black River Country Bank CD Interest Rates Weekly Deposit Rates, Best Rates Remain at 1.00% My e-BAnC by BAC Florida Bank 3 Year CD Rates now at 1.44% Crestmark Bank 1 Year CD Rates Best Rate 1.70% Mortgage Rates June 20, 2010: 30 Year Mortgage Rates at 4.76%, 15 Year Mortgage Rates at 4.25% First Community Bank of Central Alabama ReviewsThere are no reviews for First Community Bank of Central Alabama yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 3.05% and 3-month CD rates at 0.75%. Current savings rates are at 0.15% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.61%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.76%. All these rates, and more, can be found in our database of rates. 
