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Hamler State Bank Rates & Review March 2026

Hamler State Bank's 9-Months 9-Month Certificates of Deposit rates are at 3.85%, 18-Months 18-Month Certificates of Deposit rates are at 3.55%, 11-Months 11-Month Certificates of Deposit rates are at 3.45%, 13-Months 13-Month Certificates of Deposit rates are at 3.20%, 2 Year Certificates of Deposit rates are at 2.90%. MonitorBankRates evaluates the financial stability of Hamler State Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.82%. Rates were last updated on 03/23/2026.

Hamler State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hamler State Bank? Share your experience about Hamler State Bank by leaving a review below, or read customer reviews before you decide to use Hamler State Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.82%
Excellent Lower than avg
Hamler State Bank
210 Randolph St
Hamler, OH 43524
https://WWW.HAMLERSTATEBANK.COM
Member FDIC

Hamler State Bank CD Rates

Product Rate APY Term View More
9 month Certificates of Deposit 3.78% 3.85% 9 Months
Min Balance $5,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
18 month Certificates of Deposit 3.49% 3.55% 18 Months
Min Balance $5,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
11 month Certificates of Deposit 3.39% 3.45% 11 Months
Min Balance $5,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
13 month Certificates of Deposit 3.15% 3.20% 13 Months
Min Balance $5,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
2 Year Certificates of Deposit 2.86% 2.90% 2 Year
Min Balance $500
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
30 month (2.5 Years) Certificates of Deposit 2.52% 2.55% 30 Months (2.5 Years)
Min Balance $5,000
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
5 Years Certificates of Deposit 1.10% 1.11% 5 Years
Min Balance $500
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
4 Years Certificates of Deposit 0.90% 0.90% 4 Years
Min Balance $500
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
3 Years Certificates of Deposit 0.60% 0.60% 3 Years
Min Balance $500
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
1 Year Certificates of Deposit 0.40% 0.40% 1 Year
Min Balance $500
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
6 month Certificates of Deposit 0.20% 0.20% 6 Months
Min Balance $2,500
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
120 Day Certificates of Deposit 0.10% 0.10% 120 Day
Min Balance $2,500
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
91 Day Certificates of Deposit 0.10% 0.10% 91 Day
Min Balance $2,500
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%
31 Day Certificates of Deposit 0.05% 0.05% 31 Day
Min Balance $2,500
Last Updated 03/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.82%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Hamler State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Hamler State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hamler State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Hamler State Bank
FDIC Certificate # 14920
Address 210 Randolph St, Hamler, OH 43524  ·  Henry
Established 01/01/1921
FDIC Insurance Date 12/15/1934
Domestic Offices 1
Total Branches 1
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.82%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.6885%
Return on Equity (ROE) 12.2500%
Non-Performing Loans (NPL) 0.10%
Total Assets $121,183,000
Total Deposits $103,377,000
Equity Capital $16,900,000
Net Income $1,082,000
Headquarters Hamler
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Hamler State Bank

Is Hamler State Bank a safe place to deposit money?

Yes, Hamler State Bank is considered a safe financial institution. With a Texas Ratio of 0.82169268693509%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Hamler State Bank operate?

Hamler State Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Hamler State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hamler State Bank provides members with tools to manage their accounts and build a solid financial history.

Does Hamler State Bank offer online and mobile banking?

Most modern institutions like Hamler State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://WWW.HAMLERSTATEBANK.COM.

Current Hamler State Bank Rates

  • 12-Month CD0.40%
  • 18-Month CD3.55%
  • 24-Month CD2.90%
  • 36-Month CD0.60%
  • 48-Month CD0.90%
  • 60-Month CD1.11%
Retrieved from our database of financial products. Rates subject to change.