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Commerce Bank of Arizona

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Commerce Bank of Arizona Rates & Review May 2026

Q: How many branches does Commerce Bank of Arizona operate?

Commerce Bank of Arizona currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Commerce Bank of Arizona provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

You can compare Commerce Bank of Arizona rates to other rates in our database, including 12-month CD rates currently at 2.87%, 6-month CD rates at 2.75% and 3-month CD rates at 0.05%. Savings rates are at 0.30% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.20%. All these rates can be compared to Commerce Bank of Arizona rates. MonitorBankRates evaluates the financial stability of Commerce Bank of Arizona with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.94%. Rates were last updated on 05/15/2026.

Commerce Bank of Arizona money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commerce Bank of Arizona? Share your experience about Commerce Bank of Arizona by leaving a review below, or read customer reviews before you decide to use Commerce Bank of Arizona.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.94%

Excellent Lower than avg

Commerce Bank of Arizona

7315 N Oracle Rd
Tucson, AZ 85704

Current Rate Availability

We do not have Commerce Bank of Arizona rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Commerce Bank of Arizona is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Commerce Bank of Arizona rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Commerce Bank of Arizona's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Commerce Bank of Arizona

Bank Holding Company CBOA FINANCIAL INC

Address 7315 N Oracle Rd, Tucson, AZ 85704 · Pima

Website https://www.commercebankaz.com

FDIC Certificate # 57279

Established 08/05/2002

FDIC Insurance Date 08/05/2002

Domestic Offices 5

Total Branches 0

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

3.94%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.8800%

Return on Equity (ROE) 9.8700%

Non-Performing Loans (NPL) 0.31%

Total Assets $433,758,000

Total Deposits $339,799,000

Equity Capital $36,862,000

Net Income $3,269,000

Headquarters Tucson

Total Offices 5

Source: FDIC | Last Updated 12/31/2023

Customer Reviews

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Frequently Asked Questions About Commerce Bank of Arizona

How many branches does Commerce Bank of Arizona operate?

Commerce Bank of Arizona currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Commerce Bank of Arizona does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Commerce Bank of Arizona provides members with tools to manage their accounts and build a solid financial history.

Does Commerce Bank of Arizona offer online and mobile banking?

Most modern institutions like Commerce Bank of Arizona provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.commercebankaz.com.