Flanagan State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.15%, 6-month CD rates at 0.10% and 3-month CD rates at 0.85%. Current savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.98%. Credit Card rates are at 20.24%. Personal Loan rates are at 14.85%. All these rates, and more, can be found in our database of rates. Flanagan State Bank's 12-Month CD relationship special rates are at 5.15%, 6-Month CD Super Jumbo rates are at 5.00%, 12-Month CD rates are at 2.47%, 18-Month CD rates are at 2.10%, 24-Month CD rates are at 2.09%. Flanagan State Bank's savings rates are at 0.05%. Flanagan State Bank's money market rates are at 0.65%.

Flanagan State Bank

To see how these rates compare to Flanagan State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Flanagan State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Flanagan State Bank CD rates. You can also compare Flanagan State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Flanagan State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Flanagan State Bank? Share your experience about Flanagan State Bank by leaving a review below, or read customer reviews before you decide to use Flanagan State Bank.

Flanagan State Bank Texas Ratio

Flanagan State Bank's Texas Ratio is at 12.43%, which is considered excellent. The Texas Ratio for Flanagan State Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Flanagan State Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.47%
18-Month CD
2.10%
24-Month CD
2.09%
36-Month CD
1.86%
48-Month CD
N/A
60-Month CD
1.77%
Savings
0.05%
MMA
0.65%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Flanagan State Bank
301 W Falcon Hwy
Flanagan, IL 61740
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Flanagan State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Flanagan State Bank
Flanagan State Bank
12-Month CD relationship special
5.15%
$10,000
Flanagan State Bank
Flanagan State Bank
6-Month CD Super Jumbo
5.00%
$250,000
Flanagan State Bank
Flanagan State Bank
6-Month Jumbo CD
4.75%
$100,000
Flanagan State Bank
Flanagan State Bank
12-Month CD
2.47%
$500
Flanagan State Bank
Flanagan State Bank
18-Month CD
2.10%
$5,000
Flanagan State Bank
Flanagan State Bank
24-Month CD
2.09%
$1,000
Flanagan State Bank
Flanagan State Bank
36-Month CD
1.86%
$1,000
Flanagan State Bank
Flanagan State Bank
60-Month CD
1.77%
$1,000
Flanagan State Bank
Flanagan State Bank
Money Market Investment Account
0.65%
$50,000
Flanagan State Bank
Flanagan State Bank
Savings Account
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Flanagan State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Gesa Credit Union
Gesa Credit Union
SmartPlus Savings <-$500
7.00%
$0
Barrington Bank & Trust Company
Barrington Bank & Trust Company
7-Month CD
5.30%
$1,000
Riverland Bank
Riverland Bank
18-Month CD
5.00%
$1,000
The Community State Bank
The Community State Bank
12-Month CD
4.58%
$1,000
Self-Help Credit Union
Self-Help Credit Union
48-Month CD
4.08%
$500
Beacon Community Bank
Beacon Community Bank
18-Month CD
4.05%
$250
Vermont State Bank
Vermont State Bank
12-Month CD
4.04%
$500
Sterling Bank Poplar Bluff, MO
Sterling Bank Poplar Bluff, MO
Money Market
4.00%
$200,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
3-Month CD
3.95%
$1,000
Massena Savings and Loan
Massena Savings and Loan
48-Month CD
3.86%
$1,000
Mineola Community Bank
Mineola Community Bank
Premier Gold Money Market
3.82%
$100,000
AVB Bank
AVB Bank
12-Month CD
3.75%
$2,500
Cape Cod Co-operative Bank
Cape Cod Co-operative Bank
18-Month CD
3.75%
$500
Randolph Brooks FCU
Randolph Brooks FCU
48-Month CD (certificate)
3.66%
$1,000
Union Federal S&L
24-Month CD
3.51%
$200
Access Community Credit Union
Access Community Credit Union
36-Month CD certificate
3.25%
$1,000
Hcbt
Hcbt
60-Month CD
3.04%
$1,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
Rewards Checking
3.04%
$100
BLC Community Bank
BLC Community Bank
Interest Plus Checking
3.00%
$25
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
36-Month CD
3.00%
$5,000
ACMG Federal Credit Union
ACMG Federal Credit Union
48-Month CD certificate
2.65%
$1,000
Tri-County Trust Company
Tri-County Trust Company
Chrismas Club Savings
2.50%
$0
Johnson State Bank
Johnson State Bank
48-Month CD
2.33%
$1,000
FNB of Raymond
FNB of Raymond
60-Month CD
2.27%
$1,000
FCNB of St. Paris
48-Month CD
2.20%
$1,000
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
48-Month CD
2.00%
$500
Raritan State Bank
Raritan State Bank
18-Month CD
1.92%
$1,000
Grand Timber Bank
Grand Timber Bank
6-Month CD
1.51%
$2,500
Mercer County State Bank
12-Month CD IRA
1.50%
$50
The Apple Creek Banking Company
The Apple Creek Banking Company
48-Month CD
1.42%
$500
North Shore Trust and Savings
North Shore Trust and Savings
24-Month CD
1.26%
$1,000
Fremont Bank
Fremont Bank
48-Month CD
1.25%
$2,500
FNB of Pandora
FNB of Pandora
18-Month CD
1.21%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
48-Month CD
1.20%
$1,000
Security State Bank of Marine
Security State Bank of Marine
48-Month CD
0.70%
$300
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
18-Month CD
0.55%
$1,000
Queenstown Bank
Queenstown Bank
60-Month CD
0.55%
$500
American National Bank - Fox Cities
American National Bank - Fox Cities
Savings Account Kasasa Saver
0.50%
$0
Tipton Latham Bank
Tipton Latham Bank
Savings Account
0.50%
$0
Security State Bank of Marine
Security State Bank of Marine
18-Month CD
0.45%
$300
Bogota Savings Bank
Bogota Savings Bank
12-Month CD
0.35%
$1,000
Conneaut Savings Bank
Conneaut Savings Bank
18-Month CD relationship bonus
0.25%
$1,000
Mercer Savings Bank
Mercer Savings Bank
Money Market
0.15%
$50,000
SL Bank
SL Bank
Savings Account
0.15%
$100
First National Bank in Pinckneyville
First National Bank in Pinckneyville
Money Market
0.10%
$1
Tennessee State Bank
Tennessee State Bank
Commercial Savings
0.10%
$100
Achieve Credit Union
Achieve Credit Union
Regular MMIA Money Market
0.10%
$2,500
First FSB of Angola
First FSB of Angola
Interest Earning Checking
0.05%
$250
Hcbt
Hcbt
Performance Interest Checking
0.05%
$0
Greene County Commercial Bank
Greene County Commercial Bank
Money Market
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Flanagan State Bank Information

Flanagan State Bank
301 W Falcon Hwy
Flanagan, IL 61740
Livingston
Established Date: 01/01/1913
FDIC Certificate #: 11734
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: HOMETOWN FINANCIAL GROUP INC
How Many Domestic U.S. Offices? 14
How Many Branches are There? 14
Is Flanagan State Bank FDIC Insured? Yes
What is Flanagan State Bank's Cert number? 11734
What is the maximum amount for insured deposits? $250,000 per holder, per account

Flanagan State Bank Financials

Total Assets:
$262,570,000
Total Deposits:
$248,690,000
Equity Capital:
$12,142,000
Domestic Deposits:
$248,690,000
Net Income:
$-184,000
Return on Assets:
-0.0025%
Quarterly Return on Assets:
-0.2700%
Pretax Return on Assets:
-0.2727%
Pretax Quarterly Return on Assets:
-0.2700%
Return on Equity:
-0.0400%
Quarterly Return on Equity:
-6.1400%
Leverage Tier 1 (Core Capital) Ratio:
9.2793%
Total Interest Income (YTD):
3.0093%
 
 
Headquarters:
Flanagan
FDIC Field Office:
Champaign
Regulator:
FDIC
County:
Livingston
# of Offices:
14
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Certificates of Deposit (CDs) are liquid no-risk investments that can be easily cashed in at any time. A Certificate of Deposit is an account is a time deposit account with a bank, a thrift or credit union. Investors generally receive a higher rate of interest on a CD account than they would on a savings account or money market account.
Mortgage rates are lower today, 30 year mortgage rates are almost back down to the 4.00% level at 4.03%, down from yesterday's average 30 year mortgage rate of 4.07%. 15 year mortgage rates today are also lower averaging 3.33%, down from yesterday’s average 15 year mortgage rate of 3.35%.  
buying-down-mortgage-rates-with-pointsGetting a lower mortgage rate is possible by shopping around for the best mortgage rates. Another option to getting a lower rate is to buy points.

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Flanagan State Bank Reviews

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