Flanagan State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.40%, 6-month CD rates at 2.00% and 3-month CD rates at 1.75%. Current savings rates are at 0.50% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.32%. Credit Card rates are at 9.99%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates. Flanagan State Bank's 6-Month CD (special) rates are at 5.00%, 6-Month CD (Super Jumbo) rates are at 5.00%, 6-Month CD (Jumbo) rates are at 4.75%, 12-Month CD rates are at 2.47%, 18-Month CD rates are at 2.10%. Flanagan State Bank's savings rates are at 0.05%. Flanagan State Bank's money market rates are at 0.65%.

Flanagan State Bank

To see how these rates compare to Flanagan State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Flanagan State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Flanagan State Bank CD rates. You can also compare Flanagan State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Flanagan State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Flanagan State Bank? Share your experience about Flanagan State Bank by leaving a review below, or read customer reviews before you decide to use Flanagan State Bank.

Flanagan State Bank Texas Ratio

Flanagan State Bank's Texas Ratio is at 13.05%, which is considered excellent. The Texas Ratio for Flanagan State Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Flanagan State Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.47%
18-Month CD
2.10%
24-Month CD
2.09%
36-Month CD
1.86%
48-Month CD
N/A
60-Month CD
1.77%
Savings
0.05%
MMA
0.65%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Flanagan State Bank
301 W Falcon Hwy
Flanagan, IL 61740
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Flanagan State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Flanagan State Bank
Flanagan State Bank
6-Month CD (special)
5.00%
$10,000
Flanagan State Bank
Flanagan State Bank
6-Month CD (Super Jumbo)
5.00%
$250,000
Flanagan State Bank
Flanagan State Bank
6-Month CD (Jumbo)
4.75%
$100,000
Flanagan State Bank
Flanagan State Bank
12-Month CD
2.47%
$500
Flanagan State Bank
Flanagan State Bank
18-Month CD
2.10%
$5,000
Flanagan State Bank
Flanagan State Bank
24-Month CD
2.09%
$1,000
Flanagan State Bank
Flanagan State Bank
36-Month CD
1.86%
$1,000
Flanagan State Bank
Flanagan State Bank
60-Month CD
1.77%
$1,000
Flanagan State Bank
Flanagan State Bank
Money Market
0.65%
$50,000
Flanagan State Bank
Flanagan State Bank
Regular Savings
0.05%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Flanagan State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
ableBanking
ableBanking
6-Month CD
4.70%
$5,000
Frontier State Bank
Frontier State Bank
12-Month CD (Jumbo)
4.56%
$250,000
North Dallas Bank & Trust (NDBT)
North Dallas Bank & Trust (NDBT)
18-Month CD
4.55%
$1,000
F&M Bank of St. Clair
F&M Bank of St. Clair
7-Month CD
4.51%
$500
FSB of Burnet
FSB of Burnet
3-Month CD (Jumbo)
4.06%
$95,000
Community Bank Owatonna
Community Bank Owatonna
Kasasa Checking
4.00%
$0
Citizens Bank of Clovis
Citizens Bank of Clovis
12-Month CD
3.75%
$1,000
Bank Midwest
Bank Midwest
60-Month CD
3.44%
$500
FSB of Randolph County
FSB of Randolph County
24-Month CD
3.35%
$500
Bank of Edmonson County
Bank of Edmonson County
60-Month CD
3.30%
$500
Integrity Bank & Trust
Integrity Bank & Trust
60-Month CD
3.03%
$500
TD Bank
TD Bank
24-Month CD
3.00%
$250
Kanza Bank
Kanza Bank
12-Month CD
3.00%
$1,000
Union State Bank of Everest
Union State Bank of Everest
48-Month CD
3.00%
$1,000
Agility Bank
Agility Bank
24-Month CD
2.98%
$1,000
AAA Federal Savings Bank
AAA Federal Savings Bank
36-Month CD
2.90%
$150
Foresight Bank
Foresight Bank
48-Month CD
2.83%
$500
Chain Bridge Bank
Chain Bridge Bank
18-Months CD
2.68%
$500
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
Prestige Money Market
2.50%
$4
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
3-Month CD
2.42%
$1,000
HomePride Bank
HomePride Bank
36-Month CD
2.27%
$500
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
Monster Savings
2.24%
$250
Acadian Federal Credit Union
Acadian Federal Credit Union
6-Month CD
2.17%
$2,500
Sloan State Bank
Sloan State Bank
36-Month CD
2.12%
$1,000
Timberland Bank
Timberland Bank
30-Month CD
2.12%
$500
Flanagan State Bank
Flanagan State Bank
24-Month CD
2.09%
$1,000
Unison Bank
Unison Bank
36-Month CD
2.00%
$2,500
Bank Plus
Bank Plus
24-Month CD
1.86%
$1,000
South Central State Bank
South Central State Bank
48-Month CD
1.81%
$100
Northfield Savings Bank
Northfield Savings Bank
36-Month CD
1.70%
$1,000
Buena Vista National Bank
Buena Vista National Bank
48-Month CD
1.25%
$500
Mid-Missouri Bank
Mid-Missouri Bank
48-Month CD
0.95%
$1,000
Lake Elmo Bank
Lake Elmo Bank
18-Month CD
0.75%
$1,000
FNB of Scotia
FNB of Scotia
Money Market
0.50%
$2,500
Hometown Bank of PA
Hometown Bank of PA
48-Month CD
0.50%
$1,000
State Bank of the Lakes
State Bank of the Lakes
18-Month CD
0.50%
$1,000
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
Platinum Money Market
0.40%
$5,000
Norway Savings Bank
Norway Savings Bank
24-Month CD
0.40%
$500
Achieve Financial Credit Union
Achieve Financial Credit Union
60-Month CD
0.40%
$1,000
National Iron Bank
National Iron Bank
24-Month CD
0.35%
$100,000
Rondout Savings Bank
Rondout Savings Bank
18-Month CD
0.30%
$500
Bank 21
Bank 21
Statement Savings
0.25%
$25
First Southern Bank Florence, AL
First Southern Bank Florence, AL
24-Month CD
0.25%
$1,000
Local Bank Hulbert, OK
Local Bank Hulbert, OK
Money Market
0.25%
$3,000
Mutual Federal Bank
Mutual Federal Bank
Passbook Savings
0.25%
$100
Conneaut Savings Bank
Conneaut Savings Bank
48-Month CD
0.25%
$1,000
FNB in Taylorville
FNB in Taylorville
NOW Checking
0.20%
$500
Grand Rapids SB
Grand Rapids SB
18-Month CD
0.20%
$1,000
Applied Bank
Applied Bank
Savings
0.05%
$100
Farmers State Bank of Calhan
Farmers State Bank of Calhan
SuperNOW Checking
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 8, 2024

Lender
Product
Rate
APR
Points
4.500%
4.664%
0.750
4.375%
4.670%
1.000
4.750%
4.790%
0.000
4.750%
4.885%
0.000
4.875%
4.930%
0.000
4.750%
4.936%
0.461
4.875%
4.938%
0.000
4.750%
4.940%
0.250
4.875%
4.953%
0.000
4.875%
4.953%
0.000
15-Year Fixed
4.875%
4.973%
0.875
5.000%
5.000%
0.000
15-Year Fixed Jumbo
5.000%
5.028%
0.000
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.870%
5.077%
0.000
4.875%
5.129%
0.000
4.875%
5.130%
1.000
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.000%
5.175%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Flanagan State Bank Information

Flanagan State Bank
301 W Falcon Hwy
Flanagan, IL 61740
Livingston
Established Date: 01/01/1913
FDIC Certificate #: 11734
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: HOMETOWN FINANCIAL GROUP INC
How Many Domestic U.S. Offices? 15
How Many Branches are There? 15
Is Flanagan State Bank FDIC Insured? Yes
What is Flanagan State Bank's Cert number? 11734
What is the maximum amount for insured deposits? $250,000 per holder, per account

Flanagan State Bank Financials

Total Assets:
$281,695,000
Total Deposits:
$260,327,000
Equity Capital:
$12,910,000
Domestic Deposits:
$260,327,000
Net Income:
$228,000
Return on Assets:
0.1103%
Quarterly Return on Assets:
0.3200%
Pretax Return on Assets:
0.3258%
Pretax Quarterly Return on Assets:
0.3300%
Return on Equity:
2.6600%
Quarterly Return on Equity:
6.9400%
Leverage Tier 1 (Core Capital) Ratio:
9.1747%
Total Interest Income (YTD):
3.8870%
 
 
Headquarters:
Flanagan
FDIC Field Office:
Champaign
Regulator:
FDIC
County:
Livingston
# of Offices:
15
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Current mortgage rates are lower today after two consecutive days of an increase in rates. Today's mortgage rates on 30 year mortgage loans are averaging 4.06%, down from yesterday’s average 30 year mortgage rate of 4.09%. Mortgage rates today on 15 year mortgage loans are averaging 3.35%, down from yesterday’s average 15 year rate of 3.36%. 
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