What are the current interest rates at Commerce Bank Kansas City, MO?

Current rates for Commerce Bank Kansas City, MO include: Savings: 0.01%

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Commerce Bank Kansas City, MO

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Commerce Bank Kansas City, MO Rates & Review March 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Commerce Bank Kansas City, MO provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 25, 2026

Commerce Bank Kansas City, MO's savings rates are at 0.01%. MonitorBankRates evaluates the financial stability of Commerce Bank Kansas City, MO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.37%. Rates were last updated on 03/25/2026.

Commerce Bank Kansas City, MO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commerce Bank Kansas City, MO? Share your experience about Commerce Bank Kansas City, MO by leaving a review below, or read customer reviews before you decide to use Commerce Bank Kansas City, MO.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.37%

Excellent Lower than avg

Commerce Bank Kansas City, MO

1000 Walnut St
Kansas City, MO 64106

https://www.commercebank.com

Commerce Bank Kansas City, MO Savings Rates

Product	Rate	APY	View More
myRewards Savings	-	0.01%
No additional details. Last Updated 03/25/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.37%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Commerce Bank Kansas City, MO is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Commerce Bank Kansas City, MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Commerce Bank Kansas City, MO's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Commerce Bank Kansas City, MO

Bank Holding Company COMMERCE BANCSHARES INC

Address 1000 Walnut St, Kansas City, MO 64106 · Jackson

Website https://www.commercebank.com

FDIC Certificate # 24998

Established 02/21/1984

FDIC Insurance Date 02/21/1984

Domestic Offices 144

Total Branches 157

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

1.37%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.4795%

Return on Equity (ROE) 22.4900%

Non-Performing Loans (NPL) 0.08%

Total Assets $32,722,351,000

Total Deposits $25,937,792,000

Equity Capital $3,280,934,000

Net Income $561,585,000

Headquarters Kansas City

Total Offices 144

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Commerce Bank Kansas City, MO

Is Commerce Bank Kansas City, MO a safe place to deposit money?

Yes, Commerce Bank Kansas City, MO is considered a safe financial institution. With a Texas Ratio of 1.3739004641296%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Commerce Bank Kansas City, MO operate?

Commerce Bank Kansas City, MO currently maintains approximately 157 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Commerce Bank Kansas City, MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Commerce Bank Kansas City, MO provides members with tools to manage their accounts and build a solid financial history.

Does Commerce Bank Kansas City, MO offer online and mobile banking?

Most modern institutions like Commerce Bank Kansas City, MO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.commercebank.com.