Commercial Bank Ithaca, MI CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Commercial Bank Ithaca, MIToday's 12-month CD rates can be found at 3.23%, 6-month CD rates at 4.25% and 3-month CD rates at 4.83%. Current savings rates are at 0.20% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.74%. Credit Card rates are at 17.20%. Personal Loan rates are at 13.06%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Commercial Bank Ithaca, MI CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Commercial Bank Ithaca, MI, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Commercial Bank Ithaca, MI CD rates. You can also compare Commercial Bank Ithaca, MI savings rates, MMA rates and mortgage rates using our other rate lists.

Commercial Bank Ithaca, MI money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commercial Bank Ithaca, MI? Share your experience about Commercial Bank Ithaca, MI by leaving a review below, or read customer reviews before you decide to use Commercial Bank Ithaca, MI.

Commercial Bank Ithaca, MI Texas Ratio

Commercial Bank Ithaca, MI's Texas Ratio is at 1.54%, which is considered excellent. The Texas Ratio for Commercial Bank Ithaca, MI is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Commercial Bank Ithaca, MI is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
6.75%
Credit Card
N/A
Personal Loan
N/A
Commercial Bank Ithaca, MI
101 N Pine River St
Ithaca, MI 48847
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Commercial Bank Ithaca, MI Mortgage Rates

Lender
Product
Rate
APR
Points
Commercial Bank Ithaca, MI
Commercial Bank Ithaca, MI
30-Year Fixed
6.625%
6.755%
0.000
Commercial Bank Ithaca, MI
Commercial Bank Ithaca, MI
15-Year Fixed
6.375%
6.586%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Commercial Bank Ithaca, MI Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Boonville Federal Savings Bank
Boonville Federal Savings Bank
6-Month CD
0.20%
$1,000
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
48-Month CD
0.05%
$500
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
12-Month CD share certificate
4.00%
$1,000
Springfield State Bank
Springfield State Bank
Savings Account
0.15%
$100
Bluff View Bank
Bluff View Bank
18-Month CD
1.51%
$1,000
Murray Bank
Murray Bank
9-Month CD special
5.25%
$1,000
First Federal Savings of Middletown
First Federal Savings of Middletown
6-Month CD
0.75%
$1,000
Merrimack County SB
Merrimack County SB
18-Month CD
1.75%
$500
Genesee Regional Bank
Genesee Regional Bank
7-Month CD Special
5.00%
$500
Bradford National Bank
Bradford National Bank
15-Month CD
4.19%
$1,000
Prairie Community Bank
Prairie Community Bank
12-Month CD
1.65%
$1,000
iGOBanking
iGOBanking
iGO Savings Plus
0.50%
$0
Security FSB
Security FSB
12-Month CD
0.71%
$1,000
Bristol Morgan Bank
Bristol Morgan Bank
60-Month CD
2.15%
$500
Colonial Savings, F.A.
Colonial Savings, F.A.
36-Month CD
1.76%
$1,000
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
23-Month CD
4.25%
$1,000
Freedom Bank of Virginia
Freedom Bank of Virginia
Freedom2Earn Business Checking
2.00%
$2,500
Centier Bank
Centier Bank
48-Month CD
2.00%
$1,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
Business Money Market
2.02%
$1,000,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
18-Month CD
2.17%
$1,000
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
9-Month CD
5.12%
$0
Altoona First Savings Bank
Altoona First Savings Bank
7-Month CD
5.00%
$1,000
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
6-Month CD
4.52%
$50,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
Regular Savings
0.15%
$100
Henderson FSB
Henderson FSB
Money Market
0.25%
$1,000
CNB of Park Rapids
CNB of Park Rapids
36-Month CD Step-Up
3.29%
$10,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
12-Month CD
4.75%
$1,000
The Community State Bank
The Community State Bank
12-Month CD
2.52%
$1,000
Community Bank Mankato
Community Bank Mankato
24-Month CD
0.35%
$1,000
Schuyler Savings Bank
Schuyler Savings Bank
36-Month CD
0.30%
$1,000
Sauk Valley B&T Co.
Sauk Valley B&T Co.
18-Month CD
1.20%
$1,000
North Star Bank
North Star Bank
36-Month CD
2.37%
$500
Community Bank Dunlap, IA
Community Bank Dunlap, IA
24-Month CD
3.00%
$500
Chartway Credit Union
Chartway Credit Union
19-Month CD certificate special
5.20%
$500
Teachers Federal Credit Union
Teachers Federal Credit Union
24-Month CD (Certificate)
3.50%
$1,000
Gorham Savings Bank
Gorham Savings Bank
Checking Account
0.02%
$25
Community Bank Topeka, KS
Community Bank Topeka, KS
24-Month CD
0.35%
$1,000
Global Bank
Global Bank
18-Month CD
2.25%
$1,000
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
24-Month CD
0.30%
$1,000
MapleMark Bank
MapleMark Bank
24-Month CD
4.00%
$25,000
First County Bank
First County Bank
6-Month CD
4.00%
$1,000
Bank of the Flint Hills
Bank of the Flint Hills
36-Month CD
4.25%
$500
Osgood Bank OB
Osgood Bank OB
24-Month CD
2.02%
$1,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
9-Month CD
5.03%
$2,500
Grand Valley Bank
Grand Valley Bank
48-Month CD
3.35%
$500
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
24-Month CD
2.02%
$100
Bank Forward
Bank Forward
Forward Money Market
3.00%
$2,000,000
Murray Bank
Murray Bank
11-Month CD special
5.25%
$1,000
Ivy Bank, a div of Cambridge Savings Bank
Ivy Bank, a div of Cambridge Savings Bank
36-Month CD
3.25%
$1,000
FSB of Rosemount
FSB of Rosemount
Classic Savings
0.50%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Commercial Bank Ithaca, MI Mortgage Rates

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Commercial Bank Ithaca, MI Information

Commercial Bank Ithaca, MI
101 N Pine River St
Ithaca, MI 48847
Gratiot
Established Date: 08/29/1962
FDIC Certificate #: 18584
Date of FDIC Deposit Insurance: 08/29/1962
Bank Holding Company: COMMERCIAL NATL FINL CORP
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is Commercial Bank Ithaca, MI FDIC Insured? Yes
What is Commercial Bank Ithaca, MI 's Cert number? 18584
What is the maximum amount for insured deposits? $250,000 per holder, per account

Commercial Bank Ithaca, MI Financials

Total Assets:
$600,378,000
Total Deposits:
$529,310,000
Equity Capital:
$49,590,000
Domestic Deposits:
$529,310,000
Net Income:
$1,686,000
Return on Assets:
1.4015%
Quarterly Return on Assets:
1.1100%
Pretax Return on Assets:
1.3474%
Pretax Quarterly Return on Assets:
1.3500%
Return on Equity:
16.9300%
Quarterly Return on Equity:
13.9400%
Common Equity Tier 1 Capital Ratio:
13.7135%
Tier 1 Risk-Based Capital Ratio:
13.7135%
Leverage Tier 1 (Core Capital) Ratio:
8.5925%
Total Risk-Based Capital Ratio (YTD):
14.7380%
Total Interest Income (YTD):
3.9936%
 
 
Headquarters:
Ithaca
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
Gratiot
# of Offices:
10
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

mortgage-rates-30-year-mortgage-rates-at-503-and-15-year-mortgage-rates-at-4352Mortgage rates were higher in the current mortgage application survey released this morning. The average contract rate on 30 year mortgages is back above 5.00 percent at 5.03 percent for the week ending February 19, 2010, according to the Mortgage Bankers Association’s Weekly Mortgage Applications Survey. The average mortgage discount points on 30 year mortgages increased to 1.34 points from the prior week’s average of 1.00 point.
Fixed term mortgage rates and refinance rates are mostly higher this week with the exception of 15 year conforming mortgage rates and refinance rates.  Today's 30 year conforming mortgage rates and refinance rates are averaging 4.80 percent, an increase from last week’s average 30 year home loan rates and refinance rate of 4.77 percent. 30 year mortgage rates and mortgage refinance rates in California are higher than the national average 30 year rate. 30 year interest rates today in CA are averaging 4.93 percent.
Average 30 year mortgage rates today are down again and heading back down to the 4.00 percent level as we predicted last week. Current average 30 year mortgage rates are at 4.16 percent, down from the previous week's average rate of 4.23 percent. Last month it looked like 30 year rates would move above 5.00 percent by the end of 2013, now 30 year rates will probably be below 4.00 percent within the next couple of weeks.

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

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