Commercial Bank Ithaca, MI CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Commercial Bank Ithaca, MIToday's 12-month CD rates can be found at 0.15%, 6-month CD rates at 1.00% and 3-month CD rates at 1.41%. Current savings rates are at 0.30% and money market rates are at 0.22%. Mortgage rates today on 30-year fixed loans are around 6.96%. Credit Card rates are at 9.99%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Commercial Bank Ithaca, MI CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Commercial Bank Ithaca, MI, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Commercial Bank Ithaca, MI CD rates. You can also compare Commercial Bank Ithaca, MI savings rates, MMA rates and mortgage rates using our other rate lists.

Commercial Bank Ithaca, MI money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commercial Bank Ithaca, MI? Share your experience about Commercial Bank Ithaca, MI by leaving a review below, or read customer reviews before you decide to use Commercial Bank Ithaca, MI.

Commercial Bank Ithaca, MI Texas Ratio

Commercial Bank Ithaca, MI's Texas Ratio is at 2.09%, which is considered excellent. The Texas Ratio for Commercial Bank Ithaca, MI is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Commercial Bank Ithaca, MI is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Commercial Bank Ithaca, MI
101 N Pine River St
Ithaca, MI 48847
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Commercial Bank Ithaca, MI Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Old Dominion National Bank
Old Dominion National Bank
12-Month CD
4.25%
$500
Benchmark Community Bank
Benchmark Community Bank
Success Checking
4.00%
$100
E-Trade
E-Trade
24-Month CD
4.00%
$0
Barrington Bank & Trust Company
Barrington Bank & Trust Company
11-Month CD
3.90%
$1,000
Manasquan Bank
Manasquan Bank
60-Month CD
3.75%
$500
CorTrust Bank
CorTrust Bank
36-Month CD
3.75%
$500
Southwest Missouri Bank
Southwest Missouri Bank
18-Month CD
3.50%
$500
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
12-Month CD
3.30%
$500
Marion County State Bank
Marion County State Bank
60-Month CD
3.25%
$1,000
Patriot Bank N.A.
Patriot Bank N.A.
12-Month CD
3.00%
$500
Coleman County State Bank
Coleman County State Bank
24-Month CD
2.94%
$1,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
18-Month CD
2.68%
$1,000
Kaw Valley Bank
Kaw Valley Bank
48-Month CD
2.53%
$500
Texas Heritage National Bank
Texas Heritage National Bank
60-Month CD (bump)
2.53%
$10,000
Artisans Bank
Artisans Bank
Premier Money Market
2.50%
$5,000
West Shore Bank
West Shore Bank
18-Month CD
2.27%
$500
Benchmark Community Bank
Benchmark Community Bank
12-Month CD
2.25%
$500
West Union Bank
West Union Bank
12-Month CD
2.10%
$500
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
36-Month CD
2.02%
$100
Fairview State Banking Company
Fairview State Banking Company
18-Month CD
2.02%
$2,500
Bank of Hindman
Bank of Hindman
48-Month CD
2.02%
$1,000
OAB One American Bank
OAB One American Bank
48-Month CD
1.96%
$500
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
36-Month CD
1.92%
$500
Ohio State Bank
Ohio State Bank
48-Month CD
1.85%
$500
USAA Federal Savings Bank
USAA Federal Savings Bank
12-Month CD
1.80%
$1,000
The Citizens Bank Company
The Citizens Bank Company
12-Month CD
1.76%
$1,000
FNB of Hope
60-Month CD
1.56%
$500
First State Bank New London, WI
First State Bank New London, WI
12-Month CD
1.50%
$5,000
Harvest Bank
Harvest Bank
Money Market
1.25%
$5,000
SpiritBank
SpiritBank
36-Month CD
1.15%
$1,000
Federation Bank
Federation Bank
60-Month CD
1.10%
$500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
60-Month CD
1.10%
$500
Bank of Wolcott
Bank of Wolcott
3-Month CD
1.00%
$5,000
FNB of Litchfield
FNB of Litchfield
18-Month CD
1.00%
$1,000
The Citizens Bank of Weston
The Citizens Bank of Weston
Money Market
1.00%
$2,500
The MINT National Bank
The MINT National Bank
MonuMINT Checking Plus
0.75%
$0
Colonial Federal Savings Bank
Colonial Federal Savings Bank
48-Month CD
0.65%
$1,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
Money Market Plus
0.55%
$25,000
Somerset Savings Bank
Somerset Savings Bank
60-Month CD
0.55%
$500
Kearney Trust Company
Kearney Trust Company
Money Market
0.50%
$5,000
Kentucky Farmers Bank
Kentucky Farmers Bank
Savings
0.50%
$50
Washington Financial Bank
Washington Financial Bank
60-Month CD
0.50%
$500
FirsTier Bank
FirsTier Bank
18-Month CD
0.50%
$0
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
Savings
0.40%
$100
Delaware NB of Delhi
Delaware NB of Delhi
Money Market
0.30%
$1,000
Greenstate Credit Union
Greenstate Credit Union
12-Month CD
0.30%
$500
Rondout Savings Bank
Rondout Savings Bank
12-Month CD
0.25%
$500
Utah Independent Bank
Utah Independent Bank
Savings
0.20%
$25
United Southern Bank
United Southern Bank
6-Month CD
0.10%
$1,000
Bank of Magnolia
Bank of Magnolia
Passbook Savings
0.03%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 12, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Commercial Bank Ithaca, MI rate data right now, check back for updates, we are adding rates all the time.

Commercial Bank Ithaca, MI Information

Commercial Bank Ithaca, MI
101 N Pine River St
Ithaca, MI 48847
Gratiot
Established Date: 08/29/1962
FDIC Certificate #: 18584
Date of FDIC Deposit Insurance: 08/29/1962
Bank Holding Company: COMMERCIAL NATL FINL CORP
How Many Domestic U.S. Offices? 10
How Many Branches are There? 11
Is Commercial Bank Ithaca, MI FDIC Insured? Yes
What is Commercial Bank Ithaca, MI 's Cert number? 18584
What is the maximum amount for insured deposits? $250,000 per holder, per account

Commercial Bank Ithaca, MI Financials

Total Assets:
$591,240,000
Total Deposits:
$521,630,000
Equity Capital:
$52,846,000
Domestic Deposits:
$521,630,000
Net Income:
$1,396,000
Return on Assets:
1.1998%
Quarterly Return on Assets:
0.9500%
Pretax Return on Assets:
1.1571%
Pretax Quarterly Return on Assets:
1.1600%
Return on Equity:
14.6300%
Quarterly Return on Equity:
10.5800%
Common Equity Tier 1 Capital Ratio:
14.6365%
Tier 1 Risk-Based Capital Ratio:
14.6365%
Leverage Tier 1 (Core Capital) Ratio:
9.4875%
Total Risk-Based Capital Ratio (YTD):
15.5783%
Total Interest Income (YTD):
4.5395%
 
 
Headquarters:
Ithaca
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
Gratiot
# of Offices:
10
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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Thinking about opening a new savings account or did you forget about a savings account you had? Besides searching for the best savings rates when opening an account, you should also read the fine print which can contain fees, especially for inactive accounts. These days you won't get rich earning interest on a savings account but you also don't want your savings account to cost you money either.
Pinnacle Bank Mortgage RatesPinnacle Bank mortgage rates on fixed conforming loans are really competitive right now with low fees. 30 year mortgage rates at Pinnacle Bank are currently quoted at 4.75 percent with 1 mortgage point and only $898 in fees. Paying points up front allows a borrower to get a lower mortgage rate from Pinnacle Bank or other lenders. 15 year mortgage rates from Pinnacle Bank are quoted at 4.25 percent with the same points and fees as the bank's 30 year loan.

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