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CB Commercial Bank Of Ozark Rates & Review April 2026

You can compare CB Commercial Bank Of Ozark rates to other rates in our database, including 12-month CD rates currently at 1.31%, 6-month CD rates at 1.41% and 3-month CD rates at 0.10%. Savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.79%. All these rates can be compared to CB Commercial Bank Of Ozark rates. MonitorBankRates evaluates the financial stability of CB Commercial Bank Of Ozark with a 5.0 Star Rating, an F Overall Health Grade, and a Texas Ratio of 2,187.88%. Rates were last updated on 04/17/2026.

CB Commercial Bank Of Ozark money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CB Commercial Bank Of Ozark? Share your experience about CB Commercial Bank Of Ozark by leaving a review below, or read customer reviews before you decide to use CB Commercial Bank Of Ozark.

Overall Health & Safety Grade ?
F
High Risk Health Score: 0/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2,187.88%
Weak Higher than avg
CB Commercial Bank Of Ozark
208 S Merrick Ave
Ozark, AL 36360
https://www.cbozark.com
Member FDIC

Current Rate Availability

We do not have CB Commercial Bank Of Ozark rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for CB Commercial Bank Of Ozark is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather CB Commercial Bank Of Ozark rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CB Commercial Bank Of Ozark's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name CB Commercial Bank Of Ozark
Bank Holding Company COMMERCIAL BANCSHARES OZARK
Address 208 S Merrick Ave, Ozark, AL 36360  ·  Dale
FDIC Certificate # 17975
Established 04/02/1959
FDIC Insurance Date 04/02/1959
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

F
Overall Health Grade Score: 0/100
5.0
Exceptional Out of 5.0 Stars
2,187.88%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.1709%
Return on Equity (ROE) 10.6400%
Non-Performing Loans (NPL) 0.61%
Total Assets $117,900,000
Total Deposits $110,494,000
Equity Capital $5,533,000
Net Income $709,000
Headquarters Ozark
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About CB Commercial Bank Of Ozark

Is CB Commercial Bank Of Ozark a safe place to deposit money?

Yes, CB Commercial Bank Of Ozark is considered a safe financial institution. With a Texas Ratio of 2187.8787878788%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does CB Commercial Bank Of Ozark operate?

CB Commercial Bank Of Ozark currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, CB Commercial Bank Of Ozark does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CB Commercial Bank Of Ozark provides members with tools to manage their accounts and build a solid financial history.

Does CB Commercial Bank Of Ozark offer online and mobile banking?

Most modern institutions like CB Commercial Bank Of Ozark provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cbozark.com.