Madison County Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.40%, 6-month CD rates at 0.75% and 3-month CD rates at 0.10%. Current savings rates are at 0.10% and money market rates are at 0.99%. Mortgage rates today on 30-year fixed loans are around 6.49%. Credit Card rates are at 17.75%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates. Madison County Bank's 6-Month CD rates are at 4.15%, 60-Month CD rates are at 3.40%, 48-Month CD rates are at 2.00%, 36-Month CD rates are at 1.85%, 24-Month CD rates are at 1.70%. Madison County Bank's savings rates are at 1.20%. Madison County Bank's money market rates are at 3.15%.

Madison County Bank

To see how these rates compare to Madison County Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Madison County Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Madison County Bank CD rates. You can also compare Madison County Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Madison County Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Madison County Bank? Share your experience about Madison County Bank by leaving a review below, or read customer reviews before you decide to use Madison County Bank.

Madison County Bank Texas Ratio

Madison County Bank's Texas Ratio is at 1.01%, which is considered excellent. The Texas Ratio for Madison County Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Madison County Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.60%
18-Month CD
1.60%
24-Month CD
1.70%
36-Month CD
1.85%
48-Month CD
2.00%
60-Month CD
3.40%
Savings
1.20%
MMA
3.15%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Madison County Bank
111 W 3rd St
Madison, NE 68748
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Madison County Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Madison County Bank
Madison County Bank
6-Month CD
4.15%
$500
Madison County Bank
Madison County Bank
60-Month CD
3.40%
$500
Madison County Bank
Madison County Bank
Money Market
3.15%
$90,000
Madison County Bank
Madison County Bank
48-Month CD
2.00%
$500
Madison County Bank
Madison County Bank
36-Month CD
1.85%
$500
Madison County Bank
Madison County Bank
24-Month CD
1.70%
$500
Madison County Bank
Madison County Bank
18-Month CD
1.60%
$500
Madison County Bank
Madison County Bank
12-Month CD
1.60%
$500
Madison County Bank
Madison County Bank
Christmas Club Savings
1.20%
$10
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Madison County Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Golden 1 Credit Union
The Golden 1 Credit Union
10-Month CD
4.25%
$500
The Bank of Tescott
The Bank of Tescott
36-Month CD
3.95%
$0
MapleMark Bank
MapleMark Bank
24-Month CD
3.90%
$25,000
E-Trade
E-Trade
60-Month CD
3.90%
$0
Heritage Bank of St Tammany
Heritage Bank of St Tammany
18-Month CD
3.82%
$500
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
12-Month CD
3.75%
$1,000
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
36-Month CD
3.75%
$1,000
Compass Savings Bank
Compass Savings Bank
18-Month CD
3.66%
$500
Methuen Co-operative Bank
Methuen Co-operative Bank
12-Month CD
3.50%
$1,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
SuperSaver Money Market
3.40%
$5,000
Bank of Washington
Bank of Washington
60-Month CD
3.25%
$500
AAEC Credit Union
AAEC Credit Union
24-Month CD
3.25%
$1,000
Bank of Clovis
Bank of Clovis
12-Month CD
3.14%
$5,000
GreenLeaf Bank
GreenLeaf Bank
36-Month CD
3.10%
$1,000
NBT Financial Bank
NBT Financial Bank
60-Month CD (Jumbo)
3.03%
$250,000
Lindell Bank & Trust Company
Lindell Bank & Trust Company
60-Month CD
3.00%
$1,000
Apple Bank for Savings
Apple Bank for Savings
60-Month CD
3.00%
$1,000
Frontier State Bank
Frontier State Bank
24-Month CD
2.58%
$1,000
Grinnell State Bank
Grinnell State Bank
60-Month CD
2.32%
$1,000
FNB Of Nokomis
FNB Of Nokomis
48-Month CD
2.16%
$1,000
First National Bank in Ord
First National Bank in Ord
12-Month CD
2.12%
$500
CNB Hugoton, KS
CNB Hugoton, KS
12-Month CD
2.06%
$500
Grove Bank
Grove Bank
72-Month CD
2.01%
$1,000
Genesee Regional Bank
Genesee Regional Bank
36-Month CD
2.00%
$500
Wolf River Community Bank
Wolf River Community Bank
18-Month CD
1.65%
$1,000
CorTrust Bank
CorTrust Bank
Cor Savings
1.50%
$1,000,000
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
Passbook Savings
1.05%
$0
Parkway Bank and Trust Company
Parkway Bank and Trust Company
36-Month CD
1.00%
$1,000
Forte Bank
Forte Bank
12-Month CD
1.00%
$1,000
Minnstar Bank
Minnstar Bank
60-Month CD
1.00%
$500
South Ottumwa SB
South Ottumwa SB
12-Month CD
1.00%
$500
RBT Rollstone B&T
RBT Rollstone B&T
12-Month CD
0.75%
$500
Security Bank Minnesota
Security Bank Minnesota
Platinum Money Market
0.75%
$0
Bank of Hindman
Bank of Hindman
6-Month CD
0.75%
$1,000
Chester National Bank
Chester National Bank
48-Month CD
0.65%
$500
First National Bank in Olney
First National Bank in Olney
Statement Savings
0.55%
$100
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
18-Month CD
0.55%
$500
Bank of Luxemburg
Bank of Luxemburg
Advantage Checking
0.50%
$50,000
North Central Bank
North Central Bank
48-Month CD
0.45%
$1,000
Bruning Bank
Bruning Bank
Savings
0.35%
$50
FNB of Elmer
FNB of Elmer
12-Month CD
0.30%
$500
First State B&T Williston, ND
First State B&T Williston, ND
Classic Savings
0.25%
$200
Somerset Savings Bank
Somerset Savings Bank
24-Month CD
0.25%
$500
NVE Bank
NVE Bank
24-Month CD
0.16%
$1,000
Capital Bank TX
Capital Bank TX
NOW Checking
0.15%
$100
Petefish, Skiles & Co. Bank
Investor Fund Money Market
0.15%
$0
First State Bank Nebraska
First State Bank Nebraska
Money Market
0.10%
$2,500
Rondout Savings Bank
Rondout Savings Bank
Statement Savings
0.10%
$100
Consumers National Bank
Consumers National Bank
Consumer Premium Money Market
0.10%
$50
State Bank Brownsburg, IN
Simply Savings
0.05%
$25
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 14, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Madison County Bank Information

Madison County Bank
111 W 3rd St
Madison, NE 68748
Madison
Established Date: 01/01/1888
FDIC Certificate #: 31999
Date of FDIC Deposit Insurance: 01/28/1980
Bank Holding Company: MADISON COUNTY FINANCIAL INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Madison County Bank FDIC Insured? Yes
What is Madison County Bank's Cert number? 31999
What is the maximum amount for insured deposits? $250,000 per holder, per account

Madison County Bank Financials

Total Assets:
$587,061,000
Total Deposits:
$466,591,000
Equity Capital:
$84,384,000
Domestic Deposits:
$466,591,000
Net Income:
$742,000
Return on Assets:
0.4030%
Quarterly Return on Assets:
0.5000%
Pretax Return on Assets:
0.4800%
Pretax Quarterly Return on Assets:
0.4800%
Return on Equity:
2.9000%
Quarterly Return on Equity:
3.5100%
Common Equity Tier 1 Capital Ratio:
17.6128%
Tier 1 Risk-Based Capital Ratio:
17.6128%
Leverage Tier 1 (Core Capital) Ratio:
14.3096%
Total Risk-Based Capital Ratio (YTD):
18.8641%
Total Interest Income (YTD):
4.4038%
 
 
Headquarters:
Madison
FDIC Field Office:
Sioux City
Regulator:
FED
County:
Madison
# of Offices:
6
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The European Union came up with a very risky way to help pay for bailing out Cyprus banks. They are going to place a tax on money in deposit accounts.   The tax on deposits in Cyprus banks is 6.75% on deposits up to €100,000, and 9.9% above that level.  This is a very dangerous move that will certainly erode confidence in banks, not only in Cyprus but across the European Union. Depositors in the next country that needs a bailout would certainly have to pay the tax as well. To be fair to the euro zone finance ministers, they did have their backs against the wall when they came up with this decision. Germany, which has the largest economy in the zone, and the International Monetary Fund insisted that financial aid to Cyprus should be limited to €10 billion.
foreclosuresForeclosures are more common these days, finding a foreclosed property to buy has become a lot easier than it was during the housing bubble. When home prices were increasing in the double digits annually and anyone could qualify for a mortgage , the supply of foreclosed homes was low.

Bank or Credit Union Offers and Deals

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giantbank.com Money Market Account Rates now at 0.45%
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Mortgage Refinance Rates: 30 Year Refinance Mortgage Rates at 4.85%, 15 Year Refinance Mortgage Rates at 4.33%
Mortgage Rates Decrease: 30 Year Mortgage Rates at 4.47% on Lower Bond Yields

Alternative Bank and Credit Union Offers to Explore

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Captial One Bank Online Savings Account Promo
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Today's Savings Rates: Highest Account Rates at 1.04%
Conforming Mortgage Rates Climb Higher on Positive Economic Outlook
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Mortgage Rates Remain Low - Average 15 Year Rates at 2.87%
Texas CD Rates: Top 12 Month CD Rate 1.25% APY 1.26%

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