Madison County Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Madison County Bank Deposit Rates
Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 4.04% and 3-month CD rates at 0.05%. Current savings rates are at 0.40% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.41%. Credit Card rates are at 7.90%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates. Madison County Bank's 6-Month CD rates are at 4.15%, 60-Month CD rates are at 3.40%, 48-Month CD rates are at 2.00%, 36-Month CD rates are at 1.85%, 24-Month CD rates are at 1.70%. Madison County Bank's savings rates are at 1.20%. Madison County Bank's money market rates are at 1.15%.

Madison County Bank

To see how these rates compare to Madison County Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Madison County Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Madison County Bank CD rates. You can also compare Madison County Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Madison County Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Madison County Bank? Share your experience about Madison County Bank by leaving a review below, or read customer reviews before you decide to use Madison County Bank.

Madison County Bank Texas Ratio

Madison County Bank's Texas Ratio is at 1.01%, which is considered excellent. The Texas Ratio for Madison County Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Madison County Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.60%
18-Month CD
1.60%
24-Month CD
1.70%
36-Month CD
1.85%
48-Month CD
2.00%
60-Month CD
3.40%
Savings
1.20%
MMA
1.15%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Madison County Bank
111 W 3rd St
Madison, NE 68748
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Madison County Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Madison County Bank
Madison County Bank
6-Month CD
4.15%
$500
Madison County Bank
Madison County Bank
60-Month CD
3.40%
$500
Madison County Bank
Madison County Bank
48-Month CD
2.00%
$500
Madison County Bank
Madison County Bank
36-Month CD
1.85%
$500
Madison County Bank
Madison County Bank
24-Month CD
1.70%
$500
Madison County Bank
Madison County Bank
18-Month CD
1.60%
$500
Madison County Bank
Madison County Bank
12-Month CD
1.60%
$500
Madison County Bank
Madison County Bank
Christmas Club Savings
1.20%
$10
Madison County Bank
Madison County Bank
Money Market
1.15%
$250
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Madison County Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
18-Month CD
4.25%
$25,000
1st Security Bank of Washington
1st Security Bank of Washington
12-Month CD (relationship)
4.11%
$500
Toyota Financial Savings Bank
Toyota Financial Savings Bank
6-Month CD
4.06%
$1
Canyon View Credit Union
Canyon View Credit Union
24-Month CD
4.05%
$500
Regional Missouri Bank
Regional Missouri Bank
60-Month CD
4.01%
$1,000
BankNewport
BankNewport
24-Month CD
3.75%
$1,000
Unison Bank
Unison Bank
12-Month CD
3.75%
$2,500
Gunnison S&L
Gunnison S&L
30-Month CD
3.56%
$500
AAC Credit Union
AAC Credit Union
48-Month CD
3.50%
$500
LendingClub
LendingClub
60-Month CD
3.40%
$500
Osgood Bank
Osgood Bank
12-Month CD
3.30%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
48-Month CD
3.30%
$2,500
AAEC Credit Union
AAEC Credit Union
24-Month CD
3.25%
$1,000
Henderson FSB
Henderson FSB
48-Month CD
3.20%
$500
MCT Credit Union
MCT Credit Union
24-Month CD
3.15%
$1,000
American State Bank (TX)
American State Bank (TX)
24-Month CD
3.01%
$1,000
Mountain Pacific Bank
Mountain Pacific Bank
36-Month CD
3.00%
$500
Meridian Bank
Meridian Bank
60-Month CD
3.00%
$500
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
48-Month CD
2.93%
$500
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
48-Month CD
2.78%
$500
New Haven Bank
New Haven Bank
36-Month CD
2.75%
$500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
30-Month CD
2.53%
$1,000
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
18-Month CD
2.50%
$1,000
TruBank
TruBank
60-Month CD
2.10%
$500
Peoples Bank & Trust Co.
24-Month CD
2.02%
$1,000
Artisans Bank
Artisans Bank
48-Month CD
2.00%
$1,500
UniBank for Savings
UniBank for Savings
60-Month CD
1.75%
$500
First National Bank of Clarksdale
First National Bank of Clarksdale
24-Month CD
1.50%
$500
FNB of Hope
36-Month CD
1.46%
$500
Think Mutual Bank
Think Mutual Bank
Money Market
1.45%
$5,000
Home Bank SB
Home Bank SB
60-Month CD
1.36%
$500
First Community Bank of Moultrie County
First Community Bank of Moultrie County
30-Month CD
1.26%
$500
First State Bank Nebraska
First State Bank Nebraska
30-Month CD
1.25%
$5,000
Pentucket Bank
Pentucket Bank
Money Market
1.13%
$1,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
18-Month CD
1.00%
$1,000
Truliant Federal Credit Union
Truliant Federal Credit Union
Select Money Market
1.00%
$1,000
Consumers Credit Union
Consumers Credit Union
18-Month CD
0.99%
$250
Minnstar Bank
Minnstar Bank
48-Month CD
0.90%
$1,000
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
24-Month CD
0.85%
$500
United Bank of Union
United Bank of Union
12-Month CD
0.55%
$500
Mascoma Bank
Mascoma Bank
24-Month CD
0.35%
$500
Union Bank, Inc.
Union Bank, Inc.
48-Month CD
0.34%
$1,000
F&M Union Bank
Interest Checking
0.30%
$1,000
Security Bank Minnesota
Security Bank Minnesota
Regular Savings
0.25%
$100
Beardstown Savings
Beardstown Savings
3-Month CD
0.20%
$0
State Bank & Trust Company
State Bank & Trust Company
Money Market
0.15%
$0
Arlington State Bank
Arlington State Bank
Money Market
0.10%
$2,500
First State Bank (MI)
First State Bank (MI)
18-Month CD
0.05%
$1,000
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
Performance Money Market
0.01%
$100
First Seacoast Bank
First Seacoast Bank
NOW Checking
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 17, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Madison County Bank Information

Madison County Bank
111 W 3rd St
Madison, NE 68748
Madison
Established Date: 01/01/1888
FDIC Certificate #: 31999
Date of FDIC Deposit Insurance: 01/28/1980
Bank Holding Company: MADISON COUNTY FINANCIAL INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Madison County Bank FDIC Insured? Yes
What is Madison County Bank's Cert number? 31999
What is the maximum amount for insured deposits? $250,000 per holder, per account

Madison County Bank Financials

Total Assets:
$587,061,000
Total Deposits:
$466,591,000
Equity Capital:
$84,384,000
Domestic Deposits:
$466,591,000
Net Income:
$742,000
Return on Assets:
0.4030%
Quarterly Return on Assets:
0.5000%
Pretax Return on Assets:
0.4800%
Pretax Quarterly Return on Assets:
0.4800%
Return on Equity:
2.9000%
Quarterly Return on Equity:
3.5100%
Common Equity Tier 1 Capital Ratio:
17.6128%
Tier 1 Risk-Based Capital Ratio:
17.6128%
Leverage Tier 1 (Core Capital) Ratio:
14.3096%
Total Risk-Based Capital Ratio (YTD):
18.8641%
Total Interest Income (YTD):
4.4038%
 
 
Headquarters:
Madison
FDIC Field Office:
Sioux City
Regulator:
FED
County:
Madison
# of Offices:
6
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

30 year mortgage rates today are averaging 3.96 percent, down from last week's average 30 year rate of 3.97 percent. This is the second consecutive week average 30 year mortgage rates remained under 4.00 percent. We do expect rates to increase because 10 year Treasury yields are up 14 basis points since Monday.
average-bank-cd-ratesBank CD rates continued their slow decent down this week, there were no big moves down, in fact the average bank CD rate decline was fractional this week over last week.
The current national average 12 month CD rate is 0.77 percent. You can find CD rates higher than the current national average rates. We have compiled a list of the highest and lowest 12 month certificate of deposit rates in the state of Florida. The highest 12 month rate on our table is 1.47 percent, almost double the national average. The lowest 12 month CD rate on our list is 0.15 percent, well below the national average rate.

Bank or Credit Union Offers and Deals

Mortgage Rates Today Increase on Strong Jobs Report: 30 Year Rates at 3.61%
Mortgage Rates Decline: 30 Year Mortgage Rates at 4.78%, 15 year Mortgage Rates at 4.27%
Home Loan Rates and Loan Refinance Rates: 30 Year Rates at 4.88%
Mortgage Rates Higher: Current 30 Year Mortgage Rates at 4.96%, 15 Year Mortgage Rates at 4.27%
Citizens Trust Bank 3 Month CD Rates now at 0.03%
Mortgage Rates: Today's Mortgage Rates Mixed, 30 Year Mortgage Rates at 4.29%
Mortgage Rates Hit New Lows: 30 Year Mortgage Rates at 4.55%, 15 year Mortgage Rates at 3.91% – MBA
Auto Loans Los Angeles, CA
CD Rates in Florida | Best CD Rates Today
Citibank 9 month CD Yields 3.50%

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Today Move Higher on Talk of Fed Rate Hike
5 Star Bank MMA 50K Rates now at 0.20%
TD Bank $250,000 Home Loan Offer and Current Mortgage Rates
Mortgage Rates are a Critical Aspect of the Home Buying Process
Mortgage Rates: Fixed Mortgage Rates Stable as Fed to Lower Rates
Current Mortgage Interest Rates: November 2, 2009
U.S. Bank CD Rates
Citizens Trust Bank 6 Month $25K CD Rates now at 0.05%
Average 1 Year CD Rates Increase to 0.90 Percent, Best 1 Year Rates Increase to 1.07 Percent
GE Capital Retail Bank and My Savings Direct Top Savings Rate List

Madison County Bank Reviews

There are no reviews for Madison County Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Madison County Bank
Your Name:
Your Rating:

See how Madison County Bank Compares to other banks