Commercial Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Commercial Savings BankToday's 12-month CD rates can be found at 3.80%, 6-month CD rates at 3.80% and 3-month CD rates at 1.76%. Current savings rates are at 0.03% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 7.15%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Commercial Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Commercial Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Commercial Savings Bank CD rates. You can also compare Commercial Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Commercial Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commercial Savings Bank? Share your experience about Commercial Savings Bank by leaving a review below, or read customer reviews before you decide to use Commercial Savings Bank.

Commercial Savings Bank Texas Ratio

Commercial Savings Bank's Texas Ratio is at 0.67%, which is considered excellent. The Texas Ratio for Commercial Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Commercial Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Commercial Savings Bank
325 W Us Highway 30
Carroll, IA 51401
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Commercial Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Frontier State Bank
Frontier State Bank
6-Month CD
4.42%
$1,000
Axiom Bank
Axiom Bank
24-Month CD
4.00%
$500
UniBank
UniBank
3-Month CD
4.00%
$1,000
CF Bank
CF Bank
Money Market
3.90%
$25,000
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
12-Month CD
3.85%
$500
Mid-America Bank
Mid-America Bank
24-Month CD
3.79%
$500
The Stock Exchange Bank
The Stock Exchange Bank
12-Month CD
3.78%
$500
Mercantile Bank
Mercantile Bank
36-Month CD
3.65%
$500
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
60-Month CD
3.60%
$2,000
Sloan State Bank
Sloan State Bank
12-Month CD
3.55%
$1,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
24-Month CD (CDARS)
3.50%
$250,000
Beal Bank
Beal Bank
60-Month CD
3.45%
$1,000
Citizens National Bank of Albion
Citizens National Bank of Albion
60-Month CD
3.27%
$1,000
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
12-Month CD
3.25%
$500
705 Federal Credit Union
705 Federal Credit Union
12-Month CD
3.19%
$500
Cornerstone State Bank
Cornerstone State Bank
60-Month CD (Jumbo)
3.02%
$200,000
Bar Harbor SLA
Bar Harbor SLA
60-Month CD
2.83%
$500
Heritage Bank Minnesota
Heritage Bank Minnesota
60-Month CD
2.78%
$250
Metropolitan Capital B&T
Metropolitan Capital B&T
24-Month CD (Jumbo)
2.75%
$1,000,000
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
12-Month CD
2.27%
$1,000
Brattleboro S&L
Brattleboro S&L
48-Month CD
2.15%
$500
Cleveland State Bank
Cleveland State Bank
18-Month CD
2.06%
$1,000
The Bank of the West
The Bank of the West
36-Month CD
2.02%
$1,000
Bank of Hindman
Bank of Hindman
24-Month CD
1.51%
$1,000
FCNB Bank
FCNB Bank
24-Month CD
1.50%
$1,000
American Bank of Beaver Dam
American Bank of Beaver Dam
12-Month CD
1.45%
$1,000
The Citizens Bank Company
The Citizens Bank Company
48-Month CD
1.31%
$1,000
Putnam County Bank
Putnam County Bank
18-Month CD
1.25%
$1,000
William Penn Bank
William Penn Bank
18-Month CD
1.01%
$500
Mutual Security Credit Union
Mutual Security Credit Union
36-Month CD
1.00%
$500
Minnstar Bank
Minnstar Bank
24-Month CD
0.65%
$1,000
Security State Bank of Marine
Security State Bank of Marine
36-Month CD
0.50%
$300
First FSB of Kentucky
First FSB of Kentucky
12-Month CD
0.40%
$500
FSB Holton, KS
FSB Holton, KS
Money Market
0.30%
$2,500
Centinel Bank of Taos
Centinel Bank of Taos
NOW Checking
0.20%
$0
Yakima Federal S&L
Yakima Federal S&L
Choice Money Market
0.20%
$25,000
MCT Credit Union
MCT Credit Union
Share Savings
0.20%
$5
Clinton Bank
Clinton Bank
Savings
0.16%
$50
Central Federal SLA
Central Federal SLA
36-Month CD
0.15%
$2,500
Achieve Financial Credit Union
Achieve Financial Credit Union
18-Month CD
0.15%
$1,000
FNB of Brownstown
Money Market
0.10%
$1,500
NASA Federal Credit Union
NASA Federal Credit Union
Prime Savings
0.10%
$5
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
Share Savings
0.10%
$100
AB Federal Credit Union
AB Federal Credit Union
Regular Savings
0.10%
$0
First Nations Bank
First Nations Bank
36-Month CD
0.05%
$1,000
Department of Commerce FCU
Department of Commerce FCU
Share Savings
0.05%
$5
First State Bank (MI)
First State Bank (MI)
36-Month CD
0.05%
$1,000
American Savings Bank, FSB
American Savings Bank, FSB
Money Market
0.02%
$0
I3 Bank
I3 Bank
Premium Checking
0.01%
$0
Adirondack Bank
Adirondack Bank
Loyalty Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Commercial Savings Bank rate data right now, check back for updates, we are adding rates all the time.

Commercial Savings Bank Information

Commercial Savings Bank
325 W Us Highway 30
Carroll, IA 51401
Carroll
Established Date: 01/01/1917
FDIC Certificate #: 231
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: COMMERCIAL BAN CORP
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Commercial Savings Bank FDIC Insured? Yes
What is Commercial Savings Bank's Cert number? 231
What is the maximum amount for insured deposits? $250,000 per holder, per account

Commercial Savings Bank Financials

Total Assets:
$293,024,000
Total Deposits:
$249,961,000
Equity Capital:
$18,475,000
Domestic Deposits:
$249,961,000
Net Income:
$623,000
Return on Assets:
1.0977%
Quarterly Return on Assets:
0.8600%
Pretax Return on Assets:
0.8876%
Pretax Quarterly Return on Assets:
0.8900%
Return on Equity:
18.3900%
Quarterly Return on Equity:
13.7500%
Common Equity Tier 1 Capital Ratio:
12.2118%
Tier 1 Risk-Based Capital Ratio:
12.2118%
Leverage Tier 1 (Core Capital) Ratio:
7.7889%
Total Risk-Based Capital Ratio (YTD):
13.3215%
Total Interest Income (YTD):
4.1062%
 
 
Headquarters:
Carroll
FDIC Field Office:
Des Moines
Regulator:
FED
County:
Carroll
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Details of U.S. Bailout Packagethe U.S. Government's bailout plan for the nation's banks were released today.
News out this week doesn't bode well for CD rates and other bank deposit rates.  At an economic conference in Jackson Hole, Wyoming, Federal Reserve Chairman, Ben Bernanke, said Friday that the FOMC intends to act to help the economy recovery stay on tract. Stopping short of  saying more Fed easing to lower interest rates is imminent Ben still used language to suggest the Fed will act sooner than later if growth doesn't pick up.
First Internet Bank of Indiana Money Market Account rates are now at 0.80 percent with a yield of 0.80 percent. View current Money Market Account rates at First Internet Bank of Indiana below.

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

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Think Mutual Bank Best CD Rates
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Commercial Savings Bank Reviews

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