Eastern Michigan Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Eastern Michigan Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Eastern Michigan Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Eastern Michigan Bank CD rates. You can also compare Eastern Michigan Bank savings rates, MMA rates and mortgage rates using our other rate lists. Eastern Michigan Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Eastern Michigan Bank? Share your experience about Eastern Michigan Bank by leaving a review below, or read customer reviews before you decide to use Eastern Michigan Bank. Eastern Michigan Bank Texas Ratio Eastern Michigan Bank's Texas Ratio is at 2.52%, which is considered excellent. The Texas Ratio for Eastern Michigan Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Eastern Michigan Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Eastern Michigan Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 24, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Eastern Michigan Bank rate data right now, check back for updates, we are adding rates all the time. Eastern Michigan Bank InformationEastern Michigan Bank
65 N Howard AveCroswell, MI 48422 Sanilac Established Date: 12/04/1895 FDIC Certificate #: 982 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: EASTERN MI FINANCIAL CORP How Many Domestic U.S. Offices? 12 How Many Branches are There? 12 Website: https://www.emb.bank
Is Eastern Michigan Bank FDIC Insured? Yes
What is Eastern Michigan Bank's Cert number? 982
What is the maximum amount for insured deposits? $250,000 per holder, per account
Eastern Michigan Bank FinancialsTotal Assets:
$564,324,000
Total Deposits:
$471,712,000
Equity Capital:
$40,505,000
Domestic Deposits:
$471,712,000
Net Income:
$1,612,000
Return on Assets:
1.1352%
Quarterly Return on Assets:
1.1700%
Pretax Return on Assets:
1.4541%
Pretax Quarterly Return on Assets:
1.4500%
Return on Equity:
18.2400%
Quarterly Return on Equity:
16.1100%
Common Equity Tier 1 Capital Ratio:
12.3594%
Tier 1 Risk-Based Capital Ratio:
12.3594%
Leverage Tier 1 (Core Capital) Ratio:
8.8972%
Total Risk-Based Capital Ratio (YTD):
13.0274%
Total Interest Income (YTD):
3.8211%
Headquarters:
Croswell
FDIC Field Office:
Detroit
Regulator:
FED
County:
Sanilac
# of Offices:
12
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Bank of America is offering an introductory savings rate of 1.50 percent for their Money Market Savings Account. The savings account rate stays the same until January 4, 2010 for the opening balance and any additional money you deposit into the money market savings account. The minimum savings account opening balance is $10,000.
This past week brought more CD rate changes that were once again positive. Five different banks changed CD Rates on 24 certificate of deposit terms and all the increases were higher. Over the past year, the best 1 year CD rates have just about doubled in price to around 2.50 percent.
2 Year Jumbo CD rates at EverBank are currently at 1.11 percent with a yield of 1.12 percent. You can view a current list of EverBank CD rates along with reviews and the bank's financial information at EverBank CD Rates and Financial Information. Bank or Credit Union Offers and Deals5 Star Bank Money Market Account Rates now at 0.10%FOMC Meets - Are Mortgage Rates and CD Rates Headed Up? TAB Bank Increases CD Rates, 1 Year Jumbo Rates now at 1.30% APY Teen Drivers Are Hitting The Road 12 Month CD Rates: PenFed Tops Our 1 Year CD Rates List at 1.16% APY Mortgage Rates Hit New Lows: 30 Year Mortgage Rates at 4.55%, 15 year Mortgage Rates at 3.91% – MBA Mortgage Rates Today Increase for the Third Consecutive Week Mortgage Refinance Rates: 30 Year Refinance Mortgage Rates at 4.85%, 15 Year Refinance Mortgage Rates at 4.33% BankPurely CD Rates Merrick Bank CD Rates Alternative Bank and Credit Union Offers to ExploreColorado Federal Savings Bank Savings Rates now at 0.85%Top Money Market Account Rates and Savings Account Rates Aurora Bank CD Rates American Bank Money Market Account Rates now at 0.25% Mortgage Rates Continue to Decline: 30 Year Mortgage Rates at 4.75% $200 in Bonuses with PNC Bank’s Virtual Wallet Checking Pro Accounts Mortgage Rates Today Decline Following Treasury Yields Lower on Bernanke Comments Short Term CD Interest Rates in Montpelier, Vermont Mortgage Rates Decline Again in 2019 Applied Bank Savings Rates now at 0.10% Eastern Michigan Bank ReviewsThere are no reviews for Eastern Michigan Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 0.80%, 6-month CD rates at 4.15% and 3-month CD rates at 3.55%. Current savings rates are at 0.05% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates. 
