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Community 1st Credit Union

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Community 1st Credit Union Rates & Review April 2026

Q: Is a member application needed to join Community 1st Credit Union?

Yes, to access services at Community 1st Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community 1st Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 4, 2026

You can compare Community 1st Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.78%, 6-month share certificate rates at 1.15% and 3-month share certificate rates at 3.60%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.27%. All these rates can be compared to Community 1st Credit Union rates. MonitorBankRates evaluates the financial stability of Community 1st Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.90%. Rates were last updated on 04/04/2026.

Community 1st Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community 1st Credit Union? Share your experience about Community 1st Credit Union by leaving a review below, or read customer reviews before you decide to use Community 1st Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.90%

Excellent Lower than avg

Community 1st Credit Union
DuPont Headquarters

955 Ross Loop
Dupont, WA 98327

https://www.myc1cu.com

Current Rate Availability

We do not have Community 1st Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Community 1st Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Community 1st Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community 1st Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Community 1st Credit Union

Website https://www.myc1cu.com

Address 955 Ross Loop, Dupont, WA 98327

Phone 253-722-5212

Fax 253-476-4807

President Frank Worden

CEO Daniel LeFree

Full-Time Employees 46

Part-Time Employees 0

Branch Locations 5

ATM Locations 4

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.90%

Return on Assets (ROA)

0.0002%

Return on Equity (ROE)

0.0015%

Non-Performing Loans Ratio (NPL)

1.17%

Total Assets

190,960,734

Total Amount of Shares and Deposits

163,443,679

Total Shares and Deposits < 1 Year

156,977,297

Total Shares and Deposits 1 3 Years

5,226,281

Total Shares and Deposits > 3 Years

1,240,101

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

8,404,164

Total Uninsured Shares and Deposits > $250K (F+J)

8,404,164

Total Insured Shares and Deposits > $250K (item 17 less item K)

155,039,515

Total Interest Expense (Sum of items 6 8)

1,925,143

Share Certificates

1,349

Number of Accounts for Share Drafts

4,854

IRA KEOGH Accounts

352

Number of Accounts for Regular Shares

12,153

Money Market Shares

364

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

66,010,584

Total Liabilities

169,260,169

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Community 1st Credit Union yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Community 1st Credit Union

Is Community 1st Credit Union a safe place to deposit money?

Yes, Community 1st Credit Union is considered a safe financial institution. With a Texas Ratio of 5.9048292032259%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Community 1st Credit Union operate?

Community 1st Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community 1st Credit Union?

Yes, to access services at Community 1st Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community 1st Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community 1st Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Community 1st Credit Union offer online and mobile banking?

Most modern institutions like Community 1st Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myc1cu.com.