The Bank of Princeton CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.10%, 6-month CD rates at 4.05% and 3-month CD rates at 2.07%. Current savings rates are at 0.25% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.12%. Credit Card rates are at 12.74%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates. The Bank of Princeton's 60-Month CD rates are at 2.50%, 48-Month CD rates are at 2.50%, 36-Month CD rates are at 2.50%, 24-Month CD rates are at 2.50%, 18-Month CD rates are at 2.50%. The Bank of Princeton's savings rates are at 0.03%. The Bank of Princeton's money market rates are at 3.00%.

The Bank of Princeton

To see how these rates compare to The Bank of Princeton CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Bank of Princeton, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Bank of Princeton CD rates. You can also compare The Bank of Princeton savings rates, MMA rates and mortgage rates using our other rate lists.

The Bank of Princeton money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Bank of Princeton? Share your experience about The Bank of Princeton by leaving a review below, or read customer reviews before you decide to use The Bank of Princeton.

The Bank of Princeton Texas Ratio

The Bank of Princeton's Texas Ratio is at 3.07%, which is considered excellent. The Texas Ratio for The Bank of Princeton is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The Bank of Princeton is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.50%
18-Month CD
2.50%
24-Month CD
2.50%
36-Month CD
2.50%
48-Month CD
2.50%
60-Month CD
2.50%
Savings
0.03%
MMA
3.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The Bank of Princeton
183 Bayard Ln
Princeton, NJ 08540
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

The Bank of Princeton CD Rates and Interest Rates

Bank
Product
APY
Min Dep
The Bank of Princeton
The Bank of Princeton
Premier Money Market
3.00%
$50,000
The Bank of Princeton
The Bank of Princeton
60-Month CD
2.50%
$500
The Bank of Princeton
The Bank of Princeton
48-Month CD
2.50%
$500
The Bank of Princeton
The Bank of Princeton
36-Month CD
2.50%
$500
The Bank of Princeton
The Bank of Princeton
24-Month CD
2.50%
$500
The Bank of Princeton
The Bank of Princeton
18-Month CD
2.50%
$500
The Bank of Princeton
The Bank of Princeton
12-Month CD
2.50%
$500
The Bank of Princeton
The Bank of Princeton
Wise Savings
0.03%
$50
The Bank of Princeton
The Bank of Princeton
Classic Checking
0.02%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare The Bank of Princeton Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Communitywide Federal Credit Union
Communitywide Federal Credit Union
6-Month CD
4.50%
$1,000
LimeLight Bank
LimeLight Bank
18-Month CD
4.15%
$1,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
24-Month CD
4.15%
$250
Portage Community Bank
Portage Community Bank
Neighbor Rewards Checking
4.00%
$0
CNB Bank Direct
CNB Bank Direct
High Yield Savings
3.80%
$100
Central State Bank State Center, IA
Central State Bank State Center, IA
24-Month CD
3.53%
$1,500
Bank of Prairie du Sac
Bank of Prairie du Sac
24-Month CD
3.35%
$1,000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
48-Month CD
3.25%
$500
T Bank
T Bank
60-Month CD
3.20%
$1,000
First Financial of Maryland FCU
First Financial of Maryland FCU
24-Month CD
3.20%
$500
Clarion County Community Bank
Clarion County Community Bank
18-Month CD
3.10%
$500
First Bank Hampton
First Bank Hampton
24-Month CD
3.10%
$1,000
Tucumcari Federal S&L
12-Month CD
3.09%
$1,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
60-Month CD
3.05%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
18-Month CD
3.00%
$1,000
Abound Federal Credit Union
Abound Federal Credit Union
12-Month CD
3.00%
$500
TD Bank
TD Bank
36-Month CD
2.75%
$250
Grove Bank
Grove Bank
60-Month CD
2.57%
$1,000
Bank of Hindman
Bank of Hindman
60-Month CD
2.53%
$1,000
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
36-Month CD
2.52%
$500
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
6-Month CD
2.52%
$150
Marthas Vineyard Bank
Marthas Vineyard Bank
24-Month CD
2.50%
$1,000
The Bank of Landisburg
The Bank of Landisburg
12-Month CD
2.27%
$1,000
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
24-Month CD
2.27%
$2,500
Northrim Bank
Northrim Bank
60-Month CD
2.00%
$500
PSB Wellsburg, IA
PSB Wellsburg, IA
48-Month CD
1.95%
$1,000
Westmoreland Federal S&L
Westmoreland Federal S&L
48-Month CD
1.75%
$500
Hilltop National Bank
Hilltop National Bank
24-Month CD
1.71%
$1,000
Connex Credit Union
Connex Credit Union
36-Month CD
1.60%
$500
Savers Co-operative Bank
Savers Co-operative Bank
24-Month CD
1.28%
$500
Harvest Bank
Harvest Bank
Money Market
1.25%
$5,000
Citizens Federal S&LA
Citizens Federal S&LA
Money Market
0.90%
$2,500
Citizens National Bank Cameron, TX
Citizens National Bank Cameron, TX
Premier Money Market
0.75%
$25,000
Heritage Bank of the Ozarks
Heritage Bank of the Ozarks
Neighbor Rewards Savings
0.75%
$100
FirstOak Bank
FirstOak Bank
3-Month CD
0.55%
$600
Maspeth Federal S&L
Maspeth Federal S&L
Money Market
0.50%
$2,500
Metropolitan Bank
Metropolitan Bank
48-Month CD
0.50%
$2,500
PennCrest Bank
PennCrest Bank
Money Market
0.50%
$0
Fulton Savings Bank
Fulton Savings Bank
36-Month CD
0.40%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
Prestige Interest Checking
0.35%
$0
First Federal S&L of Lorain
First Federal S&L of Lorain
36-Month CD
0.30%
$250
Savings Bank of Walpole
Savings Bank of Walpole
24-Month CD
0.30%
$500
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
Savings
0.25%
$500
Windsor Federal S&L
Windsor Federal S&L
24-Month CD
0.25%
$1,000
Collinsville Bank
Collinsville Bank
Total Money Market
0.25%
$1,000
Bank of Botetourt
Bank of Botetourt
Personal Savings
0.15%
$100
The Valley State Bank
The Valley State Bank
Regular Savings
0.15%
$100
North Country Savings Bank
North Country Savings Bank
Statement Savings
0.05%
$50
Savings Bank of Danbury
Savings Bank of Danbury
Passbook Savings
0.03%
$10
Katahdin Trust Company
Katahdin Trust Company
Evergreen Money Market
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 11, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

The Bank of Princeton Information

The Bank of Princeton
183 Bayard Ln
Princeton, NJ 08540
Mercer
Established Date: 04/23/2007
FDIC Certificate #: 58513
Date of FDIC Deposit Insurance: 04/23/2007
Bank Holding Company: PRINCETON BCORP INC
How Many Domestic U.S. Offices? 29
How Many Branches are There? 29
Is The Bank of Princeton FDIC Insured? Yes
What is The Bank of Princeton's Cert number? 58513
What is the maximum amount for insured deposits? $250,000 per holder, per account

The Bank of Princeton Financials

Total Assets:
$1,982,746,000
Total Deposits:
$1,705,876,000
Equity Capital:
$241,553,000
Domestic Deposits:
$1,705,876,000
Net Income:
$4,547,000
Return on Assets:
1.5732%
Quarterly Return on Assets:
0.9300%
Pretax Return on Assets:
1.1516%
Pretax Quarterly Return on Assets:
1.1500%
Return on Equity:
12.0600%
Quarterly Return on Equity:
7.5600%
Common Equity Tier 1 Capital Ratio:
13.8672%
Tier 1 Risk-Based Capital Ratio:
13.8672%
Leverage Tier 1 (Core Capital) Ratio:
12.3800%
Total Risk-Based Capital Ratio (YTD):
14.9386%
Total Interest Income (YTD):
5.8926%
 
 
Headquarters:
Princeton
FDIC Field Office:
Jamesburg
Regulator:
FDIC
County:
Mercer
# of Offices:
29
Metropolitan Statistical Area (MSA):
Trenton-Princeton, NJ
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

WauBank Money Market RatesWauBank, a new online bank, is currently offering competitive money market rates that are much higher than traditional brick and mortar banks' money market rates. The current money market rate at WauBank is at 2.18 percent with an APY of 2.20 percent. To give you an idea of how good this rate is at WauBank, the current FDIC national average rate is only at 0.18 percent. WauBank's money market rate is more than 12 times the FDIC average rate. The minimum opening balance for a money market account at WauBank is only $5,000.
Average CD rates are stable this week no big swings in average rates. The current national average 12 month rate as reported by MonitorBankRates.com is at 0.574%. There are banks offering CD rates higher than the national averages. Right now on our 12 month rate table Discover Bank is offering 12 month rates more than double the current average. Discover's current 12 month bank CD rates are at 1.19% with an APY of 1.20%.
USAA 2.5 Year CD rates are now at 0.85 percent with a yield of 0.85 percent. View current 2.5 Year CD rates at USAA below.

Bank or Credit Union Offers and Deals

U.S. Bank CD Rates
Freddie Mac Weekly PMMS - 30 Year Rates Average 3.85%
Car Tax Rebate: Government Car Allowance Rebate System
Use Equity to Warm Your Home for the Holidays
Doral Bank Direct CD Rates
Mortgage Rates Down Slightly: 30 Year Mortgage Rates at 5.01% & 15 Year Mortgage Rates at 4.33%
Mortgage Rates Near Historic Lows: 30 Year Mortgage Rates at 4.76%, 15 Year Mortgage Rates at 4.25%
Mortgage Rates and Refinance Rates Lower March 15: 15 Year Conforming Rates Back Under 4.00%
Columbus CD Rates
Bank CD Rates: June 30, 2009

Alternative Bank and Credit Union Offers to Explore

Agora Lending Mortgage Rates
Credit Score: Raising Your FICO Credit Score
3-7 Mortgage Rates and Refinance Rates: 15 Year Conforming Mortgage Rates Averaging 4.26%
Credit Card Bill of Rights
Mortgage Rates: Loan Depot 15 Mortgage Rates at 3.875% w/0 Points: 30 Year National Average Mortgage Rates at 4.26%
Refinance Mortgage Rates: 30 Year Refinance Rates at 5.09%, 15 Year Refinance Rates at 4.39%
Citi Mortgage Offer $500 of Closing Costs
New Year's Resolution, Save More Money
Home Mortgage Rates Mostly Lower This Week: 30 Year Conventional Mortgage Rates at 4.22%, 30 Year Jumbo Mortgage Rates at 4.73%
Mortgage Rates Lower: 30 Year Mortgage Rates at 4.91%, 15 year Mortgage Rates at 4.24%

The Bank of Princeton Reviews

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