What are the current interest rates at Bank of Guam?

Current rates for Bank of Guam include: Savings: 3.04%

☰

Home›
Banks›
Bank of Guam

iAdvertiser Disclosure

Bank of Guam Rates & Review April 2026

Q: How many branches does Bank of Guam operate?

Bank of Guam currently maintains approximately 17 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Bank of Guam does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Guam provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

Bank of Guam's savings rates are at 3.04%. MonitorBankRates evaluates the financial stability of Bank of Guam with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.07%. Rates were last updated on 04/23/2026.

Bank of Guam money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Guam? Share your experience about Bank of Guam by leaving a review below, or read customer reviews before you decide to use Bank of Guam.

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.07%

Excellent Higher than avg

Bank of Guam

111 W Chalan Santo Papa
Hagatna, GU 96910

https://bankofguam.com/

Bank of Guam Savings Rates

Product	Rate	APY
Boost Savings	-	3.56%
Min Deposit $10,000 Min Balance $10,000 Details A limited-term high-yield savings account that makes your money work for you. Available online for Guam and CNMI and in the branches for all other regions. This account must be funded within 5 banking days of opening the account or by May 31, 2026, whichever comes first. If not funded, the account will be closed. This account will only be available between April 01, 2026 and May 31, 2026. This account will mature on March 31, 2027, and all funds will be transferred to an existing Bank of Guam deposit account. Early closure penalties include a $50 fee, and all interest will be forfeited. No withdrawals will be allowed. Last Updated 04/23/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.07%
True Savings Plus	-	3.04%
Details Get closer to your savings goal sooner. Available online for Guam and CNMI and in the branches for all other regions. Online account opening required. Maintenance fee of $5.00, waived if enrolled in e-Statements. Must be funded within 30 days of opening the account. $3.00 per in-branch deposit. $3.00 per in-branch withdrawal. $10.00 per paper statement request. Last Updated 04/23/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.07%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Guam is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Guam rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Guam's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of Guam

Bank Holding Company BANKGUAM HOLDING CO

Address 111 W Chalan Santo Papa, Hagatna, GU 96910 · Guam

Website https://bankofguam.com/

FDIC Certificate # 20884

Established 12/11/1972

FDIC Insurance Date 12/11/1972

Domestic Offices 1

Total Branches 17

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 95/100

5.0

Exceptional Out of 5.0 Stars

10.07%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.4155%

Return on Equity (ROE) 22.8900%

Non-Performing Loans (NPL) 0.56%

Total Assets $3,014,461,000

Total Deposits $2,739,797,000

Equity Capital $224,177,000

Net Income $23,235,000

Headquarters Hagatna

Total Offices 1

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for Bank of Guam yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Bank of Guam

Frequently Asked Questions About Bank of Guam

Is Bank of Guam a safe place to deposit money?

Yes, Bank of Guam is considered a safe financial institution. With a Texas Ratio of 10.073209599923%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Bank of Guam operate?

Bank of Guam currently maintains approximately 17 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Guam does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Guam provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Guam offer online and mobile banking?

Most modern institutions like Bank of Guam provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://bankofguam.com/.