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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Civic Central Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 2, 2026
Civic Central Credit Union's savings rates are at 0.40%. Civic Central Credit Union's Personal Loan Rates are at 4.25%. MonitorBankRates evaluates the financial stability of Civic Central Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.40%. Rates were last updated on 04/02/2026. Civic Central Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Civic Central Credit Union? Share your experience about Civic Central Credit Union by leaving a review below, or read customer reviews before you decide to use Civic Central Credit Union. Civic Central Credit Union
Civic Central Credit Union 400 E Miller St
https://www.goodcu.org Jefferson City, MO 65101 
Civic Central Credit Union Savings Rates
Civic Central Credit Union Checking Rates
Civic Central Credit Union Home Equity & HELOC
Civic Central Credit Union Auto Loan Rates
Civic Central Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Civic Central Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Civic Central Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Civic Central Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Civic Central Credit Union
Website
https://www.goodcu.org
Address
400 E Miller St,
Jefferson City, MO 65101
Phone
573-636-5338
Fax
573-635-3806
President
Cheryl Linhardt
CEO
Dana Heet
Full-Time Employees
9
Part-Time Employees
2
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.40%
Return on Assets (ROA)
0.8894%
Return on Equity (ROE)
6.6021%
Non-Performing Loans Ratio (NPL)
0.47%
Total Assets
99,708,690
Total Amount of Shares and Deposits
87,449,416
Total Shares and Deposits < 1 Year
86,651,604
Total Shares and Deposits 1 3 Years
797,811
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
83,543
Total Uninsured Shares and Deposits > $250K (F+J)
83,543
Total Insured Shares and Deposits > $250K (item 17 less item K)
87,365,873
Total Interest Expense (Sum of items 6 8)
732,526
Share Certificates
921
Number of Accounts for Share Drafts
2,650
IRA KEOGH Accounts
214
Number of Accounts for Regular Shares
5,937
All other shares
2
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,101,733
Total Liabilities
87,558,860
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Civic Central Credit UnionIs Civic Central Credit Union a safe place to deposit money?Yes, Civic Central Credit Union is considered a safe financial institution. With a Texas Ratio of 1.3957844965975%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Civic Central Credit Union operate?Civic Central Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Civic Central Credit Union?Yes, to access services at Civic Central Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Civic Central Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Civic Central Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Civic Central Credit Union offer online and mobile banking?Most modern institutions like Civic Central Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.goodcu.org. Current Civic Central Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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