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Farmers Savings Bank Mineral Point, WI Rates & Review November 2026

Farmers Savings Bank Mineral Point, WI's savings rates are at 0.20%. Farmers Savings Bank Mineral Point, WI's money market rates are at 2.35%. Farmers Savings Bank Mineral Point, WI's checking rates are as high as 0.60%. Farmers Savings Bank Mineral Point, WI's savings rates are 73% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Farmers Savings Bank Mineral Point, WI with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.22%. Rates last updated and verified on 11/05/2026.

Farmers Savings Bank Mineral Point, WI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers Savings Bank Mineral Point, WI? Share your experience about Farmers Savings Bank Mineral Point, WI by leaving a review below, or read customer reviews before you decide to use Farmers Savings Bank Mineral Point, WI.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.22%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Farmers Savings Bank
305 Doty St
Mineral Point, WI 53565
https://www.farmerssavings.com/
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Farmers Savings Bank Mineral Point, WI Savings Rates

Product Rate APY View More
Forward Christmas Savings - 0.20%
Min Deposit $0
Details Compounded annually; Holiday Savings account; Best for people who want to save steadily for holiday spending
Last Updated 11/05/2026
Rate History
No change since Sep 29, 2026 · 0.20% APY · checked 10 times
0.00%0.35%0.70%Sep 29, 2026: 0.20% APYSep 29, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Forward Junior Savings - 0.20%
Min Deposit $0
Details Compounded quarterly; Kids & Teens account; Best for parents, grandparents, or guardians saving for a child's future
Last Updated 11/05/2026
Rate History
No change since Sep 29, 2026 · 0.20% APY · checked 10 times
0.00%0.35%0.70%Sep 29, 2026: 0.20% APYSep 29, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%
Forward Savings Account - 0.20%
Min Deposit $0
Details Compounded quarterly; Maintain a $100 daily balance to avoid the monthly fee; Best for everyday savers building an emergency fund or future goals
Last Updated 11/05/2026
Rate History
No change since Oct 14, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Oct 14, 2026: 0.20% APYOct 14, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%

Farmers Savings Bank Mineral Point, WI Business Money Market Rates

Product Rate APY View More
Partner Business Money Market - 2.35%
Min Balance $750,000
Details Balance: $750,000 & up; $2,500 minimum daily balance; $15 maintenance fee if daily balance falls below minimum; Unlimited deposits & in-person withdrawals
Last Updated 11/05/2026
Rate History
No change since Sep 29, 2026 · 2.35% APY · checked 7 times
1.85%2.35%2.85%Sep 29, 2026: 2.35% APYSep 29, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%

Farmers Savings Bank Mineral Point, WI Business Checking Rates

Product Rate APY View More
Partner Business Interest Checking - 0.60%
Min Balance $100,000
Details Balance: $100,000+; Earn interest on qualifying balances; $5,000 minimum to earn interest; 500 included transactions; No monthly maintenance fees
Last Updated 11/05/2026
Rate History
No change since Sep 29, 2026 · 0.60% APY · checked 11 times
0.10%0.60%1.10%Sep 29, 2026: 0.60% APYSep 29, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%

Farmers Savings Bank Mineral Point, WI Other Rates

Product Rate Points APY/APR Term View More
Brite Future - - 3.00%
Min Deposit $0
Min Balance $0
Details Balance: $0.01 - $25,000.00; APY on qualifying balances
Last Updated 11/05/2026
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 8 times
2.50%3.00%3.50%Oct 7, 2026: 3.00% APYOct 7, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.22%

Financial Health History

Farmers Savings Bank Mineral Point, WI’s Texas Ratio stayed near 0.16% in Q3 2023 to 0.22% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.5% 2.0★ 2.9% 3.0★ 4.4% 4.0★ 5.9% 5.0★ Healthy zone – entire history below the 15% limit 0.16% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.22% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$461M0.22%5.0A+
March 31, 2026$458M0.23%5.0A+
December 31, 2025$437M0.09%5.0A+
September 30, 2025$422M2.39%5.0A+
June 30, 2025$432M2.89%5.0A+
March 31, 2025$420M4.36%5.0A+
December 31, 2024$416M0.32%5.0A+
September 30, 2024$406M0.00%5.0A+
June 30, 2024$405M0.00%5.0A+
March 31, 2024$408M0.00%5.0A+
December 31, 2023$410M0.00%5.0A+
September 30, 2023$389M0.16%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Farmers Savings Bank Mineral Point, WI is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Farmers Savings Bank Mineral Point, WI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Farmers Savings Bank Mineral Point, WI's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Farmers Savings Bank Mineral Point, WI
Address 305 Doty St, Mineral Point, WI 53565  ·  Iowa
Bank Holding Company SOUTHERN WI BANCSHARES CORP
FDIC Certificate # 13025
Regulator FDIC
Established January 1, 1917
FDIC Insurance Date January 1, 1934
Domestic Offices 5
Total Branches 5
FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.22%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.7518%
Return on Equity (ROE)
16.5100%
Non-Performing Loans Ratio (NPL)
0.02%
Total Assets
$461,179,000
Total Deposits
$404,028,000
Equity Capital
$49,845,000
Net Income
$3,959,000
Headquarters
Mineral Point
Total Branches and Offices
5
Source: FDIC — Last Updated June 30, 2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Farmers Savings Bank Mineral Point, WI earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/banks/farmers-savings-bank-rates-review-13025">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Farmers Savings Bank Mineral Point, WI

What is the highest savings rate at Farmers Savings Bank Mineral Point, WI?

The highest Farmers Savings Bank Mineral Point, WI savings rate is its Forward Christmas Savings at 0.20% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest money market rate at Farmers Savings Bank Mineral Point, WI?

The highest Farmers Savings Bank Mineral Point, WI money market rate is its Partner Business Money Market at 2.35% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest checking rate at Farmers Savings Bank Mineral Point, WI?

The highest Farmers Savings Bank Mineral Point, WI checking rate is its Partner Business Interest Checking at 0.60% APY, verified by MonitorBankRates as of November 5, 2026.

How many branches does Farmers Savings Bank Mineral Point, WI operate?

Farmers Savings Bank Mineral Point, WI currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Farmers Savings Bank Mineral Point, WI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Farmers Savings Bank Mineral Point, WI provides members with tools to manage their accounts and build a solid financial history.

Does Farmers Savings Bank Mineral Point, WI offer online and mobile banking?

Most modern institutions like Farmers Savings Bank Mineral Point, WI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.farmerssavings.com/.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Farmers Savings Bank Mineral Point, WI rates compare?

Farmers Savings Bank Mineral Point, WI's savings rates are 73% lower than the MonitorBankRates national average, and it has an A+ health rating. Farmers Savings Bank Mineral Point, WI's top rates are its Forward Christmas Savings at 0.20% APY, its Partner Business Money Market at 2.35% APY and its Partner Business Interest Checking at 0.60% APY, verified by MonitorBankRates on November 5, 2026.

Current Farmers Savings Bank Mineral Point, WI Rates

  • Savings0.20%
  • MMA2.35%
Retrieved from our database of financial products. Rates subject to change.