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Farmers Savings Bank Mineral Point, WI Rates & Review April 2026

Farmers Savings Bank Mineral Point, WI's 18-Month CD Specials* rates are at 3.25%, 9-Month CD Specials* rates are at 3.25%, 3 year CD rates are at 2.75%, 4 year CD rates are at 2.75%, 5 year CD rates are at 2.75%. Farmers Savings Bank Mineral Point, WI's savings rates are at 0.25%. Farmers Savings Bank Mineral Point, WI's money market rates are at 0.25%. Farmers Savings Bank Mineral Point, WI's 15 Year Fixed Rate rates are at 5.88%, 30 Year Fixed Rate rates are at 6.12%, 20 Year Fixed Rate rates are at 6.12%. MonitorBankRates evaluates the financial stability of Farmers Savings Bank Mineral Point, WI with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.17%. Rates were last updated on 04/03/2026.

Farmers Savings Bank Mineral Point, WI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers Savings Bank Mineral Point, WI? Share your experience about Farmers Savings Bank Mineral Point, WI by leaving a review below, or read customer reviews before you decide to use Farmers Savings Bank Mineral Point, WI.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.17%
Excellent Lower than avg
Farmers Savings Bank Mineral Point, WI
305 Doty St
Mineral Point, WI 53565
https://www.farmerssavings.com/
Member FDIC

Farmers Savings Bank Mineral Point, WI CD Rates

Product Rate APY Term View More
18 Month CD Specials* 3.22% 3.25% 18
Min Deposit $25,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
9 Month CD Specials* 3.24% 3.25% 9
Min Deposit $25,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
3 year CD 2.73% 2.75% 3 year
Min Balance $2,500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
4 year CD 2.73% 2.75% 4 year
Min Balance $2,500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
5 year CD 2.73% 2.75% 5 year
Min Balance $2,500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
2 Year CD 2.63% 2.65% 2 Year
Min Balance $2,500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
1 Year CD 2.48% 2.50% 1 Year
Min Balance $2,500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
182 Day CD 1.00% 1.00% 182 Day
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%

Farmers Savings Bank Mineral Point, WI Savings Rates

Product Rate APY View More
Premier Savings 3.69% 3.75%
Min Deposit $1,000
Min Balance $500,000
Details $1,000.00 minimum balance to open
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Premier Savings 3.20% 3.25%
Min Deposit $1,000
Min Balance $250,000
Details $1,000.00 minimum balance to open
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Health Savings Account 2.47% 2.50%
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Premier Savings 2.47% 2.50%
Min Deposit $1,000
Min Balance $100,000
Details $1,000.00 minimum balance to open
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Premier Savings 1.49% 1.50%
Min Deposit $1,000
Min Balance $1,000
Details $1,000.00 minimum balance to open
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Basic Savings 0.25% 0.25%
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Christmas Club 0.25% 0.25%
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Premier Savings 0.25% 0.25%
Min Deposit $1,000
Details $1,000.00 minimum balance to open
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%

Farmers Savings Bank Mineral Point, WI Checking Rates

Product Rate APY View More
Gold Money Market Checking 3.69% 3.75%
Min Balance $500,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Gold Money Market Checking 3.20% 3.25%
Min Balance $250,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Gold Money Market Checking 2.72% 2.75%
Min Balance $100,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Gold Money Market Checking 1.49% 1.50%
Min Balance $10,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Premier Checking Account 1.24% 1.25%
Min Balance $500,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Premier Checking Account 1.14% 1.15%
Min Balance $250,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Premier Checking Account 1.00% 1.00%
Min Balance $100,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Premier Checking Account 0.75% 0.75%
Min Balance $10,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Gold Money Market Checking 0.25% 0.25%
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Premier Checking Account 0.25% 0.25%
Min Balance $2,500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%

Farmers Savings Bank Mineral Point, WI Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed Rate 5.88% 0% 5.97% 15
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
30 Year Fixed Rate 6.13% 0% 6.18% 30
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
20 Year Fixed Rate 6.13% 0% 6.20% 20
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Farmers Savings Bank Mineral Point, WI is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Farmers Savings Bank Mineral Point, WI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Farmers Savings Bank Mineral Point, WI's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Farmers Savings Bank Mineral Point, WI
Bank Holding Company SOUTHERN WI BANCSHARES CORP
Address 305 Doty St, Mineral Point, WI 53565  ·  Iowa
FDIC Certificate # 13025
Established 01/01/1917
FDIC Insurance Date 01/01/1934
Domestic Offices 5
Total Branches 5
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.17%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.2937%
Return on Equity (ROE) 15.0100%
Non-Performing Loans (NPL) 0.01%
Total Assets $436,858,000
Total Deposits $384,178,000
Equity Capital $46,565,000
Net Income $6,111,000
Headquarters Mineral Point
Total Offices 5
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Farmers Savings Bank Mineral Point, WI

Is Farmers Savings Bank Mineral Point, WI a safe place to deposit money?

Yes, Farmers Savings Bank Mineral Point, WI is considered a safe financial institution. With a Texas Ratio of 0.17226798634385%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Farmers Savings Bank Mineral Point, WI operate?

Farmers Savings Bank Mineral Point, WI currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Farmers Savings Bank Mineral Point, WI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Farmers Savings Bank Mineral Point, WI provides members with tools to manage their accounts and build a solid financial history.

Does Farmers Savings Bank Mineral Point, WI offer online and mobile banking?

Most modern institutions like Farmers Savings Bank Mineral Point, WI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.farmerssavings.com/.

Current Farmers Savings Bank Mineral Point, WI Rates

  • 12-Month CD2.50%
  • 18-Month CD3.25%
  • 24-Month CD2.65%
  • 36-Month CD2.75%
  • 48-Month CD2.75%
  • 60-Month CD2.75%
  • Savings0.25%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.