|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Tulare County Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 30, 2026
Tulare County Credit Union's CD - 9 month rates are at 3.87%, CD - 18 month rates are at 3.25%, CD - 24 month rates are at 3.25%, CD - 36 month rates are at 3.25%, CD - 48 month rates are at 3.25%. Tulare County Credit Union's savings rates are at 0.05%. Tulare County Credit Union's money market rates are at 2.53%. Tulare County Credit Union's Personal Loan Rates are as low as 8.25%. Tulare County Credit Union's Credit Card Rates are at 11.90%. Tulare County Credit Union's CD rates are 10% lower than the MonitorBankRates national average, and it has an A- health rating. MonitorBankRates evaluates the financial stability of Tulare County Credit Union with a 4.4 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 8.11%. Rates last updated and verified on 10/30/2026. Tulare County Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tulare County Credit Union? Share your experience about Tulare County Credit Union by leaving a review below, or read customer reviews before you decide to use Tulare County Credit Union. Tulare County Credit Union
Tulare Corporate Branch 300 N K St
https://www.tularefcu.org Tulare, CA 93274-4008  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Tulare County Credit Union CD Rates
Tulare County Credit Union Savings Rates
Tulare County Credit Union Money Market Rates
Tulare County Credit Union Home Equity & HELOC
Tulare County Credit Union Auto Loan Rates
Tulare County Credit Union RV, Boat and Powersport Loan Rates
Tulare County Credit Union Credit Card Rates
Tulare County Credit Union Personal Loan Rates
Tulare County Credit Union Other Rates
Financial Health HistoryTulare County Credit Union’s Texas Ratio rose from 6.52% in Q3 2023 to 8.11% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.4 and its Health Grade from A to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Tulare County Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tulare County Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Tulare County Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Tulare County Credit Union
Website
https://www.tularefcu.org
Address
300 N K St,
Tulare, CA 93274-4008
Phone
559-686-1791
Fax
559-686-1116
President
Vivian Hamilton
CEO
Philip Clarey
Full-Time Employees
34
Part-Time Employees
4
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.4 / 5.0 ★
Overall Health & Safety Grade
A- (90/100)
Texas Ratio
8.11%
Return on Assets (ROA)
0.0539%
Return on Equity (ROE)
0.8381%
Non-Performing Loans Ratio (NPL)
0.74%
Total Assets
166,604,281
Total Amount of Shares and Deposits
143,899,910
Total Shares and Deposits < 1 Year
134,473,825
Total Shares and Deposits 1 3 Years
7,302,419
Total Shares and Deposits > 3 Years
2,123,665
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,361,367
Total Uninsured Shares and Deposits > $250K (F+J)
6,354,367
Total Insured Shares and Deposits > $250K (item 17 less item K)
137,545,543
Total Interest Expense (Sum of items 6 8)
894,206
Share Certificates
979
Number of Accounts for Share Drafts
7,354
IRA KEOGH Accounts
252
Number of Accounts for Regular Shares
11,423
All other shares
1,358
Non Member Deposits
19
Money Market Shares
178
Net Income (unless the amount is already included in Undivided Earnings)
89,858
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Adequately Capitalized
Net Worth Classification if credit union is a new credit union
Adequately Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
367,056
Total Liabilities
156,894,071
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Tulare County Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Tulare County Credit Union
Frequently Asked Questions About Tulare County Credit UnionDoes Tulare County Credit Union offer CDs?Yes. Tulare County Credit Union current CD rates include its CD - 9 month at 3.87% APY, its CD - 18 month at 3.25% APY and its CD - 24 month at 3.25% APY, verified by MonitorBankRates as of October 30, 2026. Are CDs from Tulare County Credit Union NCUA insured?Yes. Tulare County Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Tulare County Credit Union?The highest Tulare County Credit Union CD rate is its IRA CDs - 9 month at 3.87% APY, verified by MonitorBankRates as of October 30, 2026. What CD terms does Tulare County Credit Union offer?Tulare County Credit Union CD rates are 3.87% APY for a 9 month CD, 3.20% APY for a 12 month CD, 3.25% APY for an 18 month CD, 3.25% APY for a 2 year CD, 3.25% APY for a 3 year CD, 3.25% APY for a 4 year CD and 3.25% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Tulare County Credit Union for its full lineup. What is the highest savings rate at Tulare County Credit Union?The highest Tulare County Credit Union savings rate is its Savings at 0.05% APY, verified by MonitorBankRates as of October 30, 2026. What is the highest money market rate at Tulare County Credit Union?The highest Tulare County Credit Union money market rate is its Money Market at 2.53% APY, verified by MonitorBankRates as of October 30, 2026. What is the lowest auto loan rate at Tulare County Credit Union?The lowest Tulare County Credit Union auto loan rate is its Auto Loans at 5.87% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest personal loan rate at Tulare County Credit Union?The lowest Tulare County Credit Union personal loan rate is its Line of Credit Signature at 11.90% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest credit card APR at Tulare County Credit Union?The lowest Tulare County Credit Union credit card APR is its Tulare Federal Visa Credit Card at 11.90% APR, verified by MonitorBankRates as of October 30, 2026. How many branches does Tulare County Credit Union operate?Tulare County Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Tulare County Credit Union?Yes, to access services at Tulare County Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Tulare County Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Tulare County Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Tulare County Credit Union offer online and mobile banking?Most modern institutions like Tulare County Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tularefcu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Tulare County Credit Union rates compare?Tulare County Credit Union's CD rates are 10% lower than the MonitorBankRates national average, and it has an A- health rating. Tulare County Credit Union's top rates are its IRA CDs - 9 month at 3.87% APY, its Savings at 0.05% APY, its Money Market at 2.53% APY, its Unsecure Solar Loan at 8.25% APR and its Tulare Federal Visa Credit Card at 11.90% APR, verified by MonitorBankRates on October 30, 2026. Current Tulare County Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Illinois State Credit Union
First South Financial Credit Union
Northwest Plus Credit Union
LOCOGA Federal Credit Union
Good Neighbors Federal Credit Union
Madison Fire Department Credit Union
Highway District 9 Credit Union
Membersfirst CT Credit Union
Blackstone River Federal Credit Union
Sylvania Area Federal Credit Union
Manville Area Federal Credit Union
Maun Federal Credit Union
Members Source Credit Union
Clifty Creek Employees Federal Credit Union
Hope Federal Credit Union
Valley Isle Community Federal Credit Union
Cutting Edge Credit Union
Radiant Credit Union
Members1st Community Credit Union
OAS Staff Federal Credit Union
Leominster Employees Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
