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TULARE COUNTY Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

TULARE COUNTY's top rates as of October 10, 2026 are 3.87% APY on its 9-month CD, 0.05% APY on savings, 2.53% APY on money market accounts, and personal loans from 8.75% APR, according to rates verified by MonitorBankRates. Other TULARE COUNTY CD rates include IRA CD - 9 month at 3.87%, CD - 9 month at 3.87%, and IRA CD - 18 month at 3.25%. MonitorBankRates evaluates the financial stability of TULARE COUNTY with a 4.4 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 8.11%. Rates last updated and verified on 10/10/2026.

TULARE COUNTY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TULARE COUNTY? Share your experience about TULARE COUNTY by leaving a review below, or read customer reviews before you decide to use TULARE COUNTY.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 90/100
MonitorBankRates Rating ?
4.4
Excellent Out of 5.0 Stars
Texas Ratio ?
8.11%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
TULARE COUNTY
Tulare Corporate Branch
300 N K St
Tulare, CA 93274-4008
https://www.tularefcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

TULARE COUNTY CD Rates

Product Rate APY Term View More
9-month Share Certificate 3.80% 3.87% 9-month
Min Deposit $1,000
Details APY = Annual Percentage Yield. The deposit yield of 3.87% is based on an interest rate of 3.80% on a 9-month term with a $1,000 minimum deposit. Certificate rates are effective April 1, 2026. Early withdrawal penalties apply.
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 3.87% APY · checked 3 times
3.37%3.87%4.37%Sep 22, 2026: 3.87% APYSep 22, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
IRA Certificate - 9 month 3.80% 3.87% 9 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.87% APY · checked 4 times
3.37%3.87%4.37%Sep 14, 2026: 3.87% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Share Certificate - 9 month 3.80% 3.87% 9 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.87% APY · checked 7 times
3.37%3.87%4.37%Sep 14, 2026: 3.87% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
IRA Certificate - 18 month 3.20% 3.25% 18 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
IRA Certificate - 24 month 3.20% 3.25% 24 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
IRA Certificate - 36 month 3.20% 3.25% 36 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
IRA Certificate - 48 month 3.20% 3.25% 48 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
IRA Certificate - 60 month 3.20% 3.25% 60 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Share Certificate - 18 month 3.20% 3.25% 18 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Share Certificate - 24 month 3.20% 3.25% 24 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Share Certificate - 36 month 3.20% 3.25% 36 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Share Certificate - 48 month 3.20% 3.25% 48 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Share Certificate - 60 month 3.20% 3.25% 60 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
IRA Certificate - 12 month 3.15% 3.20% 12 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 4 times
2.70%3.20%3.70%Sep 14, 2026: 3.20% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Share Certificate - 12 month 3.15% 3.20% 12 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 7 times
2.70%3.20%3.70%Sep 14, 2026: 3.20% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
IRA Certificate - 6 month 0.75% 0.75% 6 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Share Certificate - 6 month 0.75% 0.75% 6 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 7 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
IRA Certificate - 3 month 0.50% 0.50% 3 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 4 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Share Certificate - 3 month 0.50% 0.50% 3 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%

TULARE COUNTY Savings Rates

Product Rate APY View More
Share Savings 0.05% 0.05%
Min Deposit $25
Min Balance $25
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%

TULARE COUNTY Money Market Rates

Product Rate APY View More
Money Market 2.50% 2.53%
Min Deposit $100,000
Min Balance $100,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 2.53% APY · checked 7 times
2.03%2.53%3.03%Sep 14, 2026: 2.53% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Money Market 1.50% 1.51%
Min Deposit $50,000
Min Balance $50,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 7 times
1.01%1.51%2.01%Sep 14, 2026: 1.51% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Money Market 1.00% 1.00%
Min Deposit $25,000
Min Balance $25,000
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 14, 2026: 1.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Money Market 0.75% 0.75%
Min Deposit $2,500
Min Balance $2,500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 7 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%

TULARE COUNTY Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - - 7.00%
Details As Low As; variable
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
6.25%6.88%7.50%Sep 14, 2026: 6.75% APRSep 18, 2026: 7.00% APRSep 14, 2026Oct 13, 2026
  • Sep 18, 20267.00%▲ from 6.75%
  • Sep 14, 20266.75%first recorded
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%

TULARE COUNTY Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.87% up to 72 months
Details As Low As; includes a 0.50% discount when enrolled in two of the following: TCFCU Checking, and automatic payment from TCFCU account or direct deposit. Payment example: monthly payment is87% APR.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 5.87% APR · checked 2 times
5.37%5.87%6.37%Oct 6, 2026: 5.87% APROct 6, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
New Autos (2023 and newer) - - 5.87% Up to 48 Months
Details Up to 100% of MSRP or Retail Kelley Blue book plus tax, title & licensing; As Low As; APR* To: 18.00%
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 5.87% APR · checked 5 times
5.37%5.87%6.37%Sep 22, 2026: 5.87% APRSep 22, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
New Autos (2023 and newer) - - 5.87% Up to 60 Months
Details Up to 100% of MSRP or Retail Kelley Blue book plus tax, title & licensing; As Low As; APR* To: 18.00%
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 5.87% APR · checked 5 times
5.37%5.87%6.37%Sep 22, 2026: 5.87% APRSep 22, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
New Autos (2023 and newer) - - 5.87% Up to 72 Months
Details Up to 100% of MSRP or Retail Kelley Blue book plus tax, title & licensing; As Low As; APR* To: 18.00%
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 5.87% APR · checked 5 times
5.37%5.87%6.37%Sep 22, 2026: 5.87% APRSep 22, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Used Autos (2022 and older) - - 6.37% Up to 48 Months
Details Up to 100% of Retail Kelley Blue book plus tax, title & licensing
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 6.37% APR · checked 5 times
5.87%6.37%6.87%Sep 22, 2026: 6.37% APRSep 22, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Used Autos (2022 and older) - - 6.37% Up to 60 Months
Details Up to 100% of Retail Kelley Blue book plus tax, title & licensing
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 6.37% APR · checked 5 times
5.87%6.37%6.87%Sep 22, 2026: 6.37% APRSep 22, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Used Autos (2022 and older) - - 6.37% Up to 72 Months
Details Up to 100% of Retail Kelley Blue book plus tax, title & licensing
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 6.37% APR · checked 5 times
5.87%6.37%6.87%Sep 22, 2026: 6.37% APRSep 22, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
New Autos (2023 and newer) - - 6.62% Up to 84 Months
Details Up to 100% of MSRP or Retail Kelley Blue book plus tax, title & licensing; As Low As; APR* To: 18.00%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.62% APR · checked 6 times
6.12%6.62%7.12%Sep 14, 2026: 6.62% APRSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Used Autos (2022 and older) - - 7.12% Up to 84 Months
Details Up to 100% of Retail Kelley Blue book plus tax, title & licensing
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.12% APR · checked 6 times
6.62%7.12%7.62%Sep 14, 2026: 7.12% APRSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Auto Starter Program - - 7.99% up to 60 months
Details Rates as low as; First Time Buyer Program. Minimal cash down requirements. Flexible approval criteria.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 7 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%

TULARE COUNTY RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Recreational Vehicles (2024 and newer) - Up to 60 Months Loan - 6.75% Up to 60 Months
Details Up to 100% of MSRP or Average Kelley Blue book; APR* To: 18.00%
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 6.75% APR · checked 2 times
6.25%6.75%7.25%Oct 6, 2026: 6.75% APROct 6, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Recreational Vehicle Loans - 6.75% up to 180 months
Details As low as; includes a 0.50% discount for RV loans when enrolled in two of the following: TCFCU Checking, and automatic payment from TCFCU account or direct deposit. Payment example: monthly payment is75% APR.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 6.75% APR · checked 2 times
6.25%6.75%7.25%Oct 6, 2026: 6.75% APROct 6, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
New Recreational Vehicles (2024 and newer) - Up to 72 Months Loan - 7.00% Up to 72 Months
Details Up to 100% of MSRP or Average Kelley Blue book; APR* To: 18.00%
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 7.00% APR · checked 2 times
6.50%7.00%7.50%Oct 6, 2026: 7.00% APROct 6, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Used Recreational Vehicles (2023 and older) Up to 100% of MSRP or High Blue Book Loan - 7.00% Up to 60 Months
Details Est. Monthly Payment based on "as low as" Rate:
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 7.00% APR · checked 2 times
6.50%7.00%7.50%Oct 6, 2026: 7.00% APROct 6, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Used Recreational Vehicles (2023 and older) Up to 100% of MSRP or High Blue Book Loan - 7.25% Up to 72 Months
Details Est. Monthly Payment based on "as low as" Rate:
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 7.25% APR · checked 2 times
6.75%7.25%7.75%Oct 6, 2026: 7.25% APROct 6, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
New Recreational Vehicles (2024 and newer) - Up to 84 Months Loan - 7.50% Up to 84 Months
Details Up to 100% of MSRP or Average Kelley Blue book; APR* To: N/A
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 7.50% APR · checked 2 times
7.00%7.50%8.00%Oct 6, 2026: 7.50% APROct 6, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Used Recreational Vehicles (2023 and older) Up to 100% of MSRP or High Blue Book Loan - 7.75% Up to 84 Months
Details Est. Monthly Payment based on "as low as" Rate:
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 7.75% APR · checked 2 times
7.25%7.75%8.25%Oct 6, 2026: 7.75% APROct 6, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
New Recreational Vehicles (2024 and newer) - Up to 96 Months Loan - 8.25% Up to 96 Months
Details Up to 100% of MSRP or Average Kelley Blue book; APR* To: N/A
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 8.25% APR · checked 2 times
7.75%8.25%8.75%Oct 6, 2026: 8.25% APROct 6, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Used Recreational Vehicles (2023 and older) Up to 100% of MSRP or High Blue Book Loan - 8.50% Up to 96 Months
Details Est. Monthly Payment based on "as low as" Rate:
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 8.50% APR · checked 2 times
8.00%8.50%9.00%Oct 6, 2026: 8.50% APROct 6, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
New Recreational Vehicles (2024 and newer) - Up to 120 Months Loan - 8.75% Up to 120 Months
Details Up to 100% of MSRP or Average Kelley Blue book; APR* To: N/A
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 8.75% APR · checked 2 times
8.25%8.75%9.25%Oct 6, 2026: 8.75% APROct 6, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Used Recreational Vehicles (2023 and older) Up to 100% of MSRP or High Blue Book Loan - 9.00% Up to 120 Months
Details Est. Monthly Payment based on "as low as" Rate:
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 9.00% APR · checked 2 times
8.50%9.00%9.50%Oct 6, 2026: 9.00% APROct 6, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
New Recreational Vehicles (2024 and newer) - Up to 144 Months Loan - 9.25% Up to 144 Months
Details Up to 100% of MSRP or Average Kelley Blue book; APR* To: N/A
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 9.25% APR · checked 2 times
8.75%9.25%9.75%Oct 6, 2026: 9.25% APROct 6, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
New Recreational Vehicles (2024 and newer) - Up to 180 Months Loan - 9.50% Up to 180 Months
Details Up to 100% of MSRP or Average Kelley Blue book; APR* To: N/A
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 9.50% APR · checked 2 times
9.00%9.50%10.00%Oct 6, 2026: 9.50% APROct 6, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Used Recreational Vehicles (2023 and older) Up to 100% of MSRP or High Blue Book Loan - 9.50% Up to 144 Months
Details Est. Monthly Payment based on "as low as" Rate:
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 9.50% APR · checked 2 times
9.00%9.50%10.00%Oct 6, 2026: 9.50% APROct 6, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Used Recreational Vehicles (2023 and older) Up to 100% of MSRP or High Blue Book Loan - 9.75% Up to 180 Months
Details Est. Monthly Payment based on "as low as" Rate:
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 9.75% APR · checked 2 times
9.25%9.75%10.25%Oct 6, 2026: 9.75% APROct 6, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%

TULARE COUNTY Personal Loan Rates

Product APR Term View More
Signature Loans 8.75% Up to 12 Months
Details Regular APR: 18.00%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 6 times
8.25%8.75%9.25%Sep 14, 2026: 8.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Signature Loans 9.25% Up to 24 Months
Details Regular APR: 18.00%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 9.25% APR · checked 6 times
8.75%9.25%9.75%Sep 14, 2026: 9.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Signature Loans 9.75% Up to 36 Months
Details Regular APR: 18.00%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 9.75% APR · checked 6 times
9.25%9.75%10.25%Sep 14, 2026: 9.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Line of Credit Signature 11.90%
Details Overdraft Protection
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 11.90% APR · checked 6 times
11.40%11.90%12.40%Sep 14, 2026: 11.90% APRSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%

TULARE COUNTY Other Rates

Product Rate Points APY/APR Term View More
Fixed Rate Second Mortgage - - 6.00% 20 years
Details As Low As; fixed
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Oct 6, 2026: 6.00% APROct 6, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Unsecure Solar Loan 8.25% - 8.25% Up to 84 months
Details Est. Monthly payment based on "as low as" rate:
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 8.25% APR · checked 5 times
7.75%8.25%8.75%Sep 22, 2026: 8.25% APRSep 22, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Unsecure Solar Loan 9.50% - 9.50% Up to 120 months
Details Est. Monthly payment based on "as low as" rate:
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 9.50% APR · checked 5 times
9.00%9.50%10.00%Sep 22, 2026: 9.50% APRSep 22, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Unsecure Solar Loan 10.25% - 10.25% Up to 180 months
Details Est. Monthly payment based on "as low as" rate:
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 10.25% APR · checked 5 times
9.75%10.25%10.75%Sep 22, 2026: 10.25% APRSep 22, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Holiday 0.05% - 0.05%
Min Deposit $25
Min Balance $25
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
HSA Account 0.05% - 0.05%
Min Deposit $0
Min Balance $5
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
IRA Shares 0.05% - 0.05%
Min Deposit $50
Min Balance $5
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
4.4
Star Rating
A-
Health Grade
◈ Texas Ratio: 8.11%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

TULARE COUNTY’s Texas Ratio rose from 6.52% in Q3 2023 to 8.11% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.4 and its Health Grade from A to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 6.52% A Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A Q4 2025 A Q1 2026 8.11% A- Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$167M8.11%4.4A-
March 31, 2026$157M6.95%4.9A
December 31, 2025$150M6.09%5.0A
September 30, 2025$147M4.05%5.0A+
June 30, 2025$143M4.32%5.0A+
March 31, 2025$140M2.83%5.0A+
December 31, 2024$136M5.23%5.0A+
September 30, 2024$133M7.52%5.0A
June 30, 2024$131M8.30%5.0A
March 31, 2024$133M6.04%5.0A
December 31, 2023$129M6.00%5.0A
September 30, 2023$129M6.52%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for TULARE COUNTY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TULARE COUNTY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TULARE COUNTY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name TULARE COUNTY
Website https://www.tularefcu.org
Address 300 N K St, Tulare, CA 93274-4008
Phone 559-686-1791
Fax 559-686-1116
President Vivian Hamilton
CEO Philip Clarey
Full-Time Employees 34
Part-Time Employees 4
Branch Locations 5
ATM Locations 5
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.4 / 5.0 ★
Overall Health & Safety Grade
A- (90/100)
Texas Ratio
8.11%
Return on Assets (ROA)
0.0539%
Return on Equity (ROE)
0.8381%
Non-Performing Loans Ratio (NPL)
0.74%
Total Assets
166,604,281
Total Amount of Shares and Deposits
143,899,910
Total Shares and Deposits < 1 Year
134,473,825
Total Shares and Deposits 1 3 Years
7,302,419
Total Shares and Deposits > 3 Years
2,123,665
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,361,367
Total Uninsured Shares and Deposits > $250K (F+J)
6,354,367
Total Insured Shares and Deposits > $250K (item 17 less item K)
137,545,543
Total Interest Expense (Sum of items 6 8)
894,206
Share Certificates
979
Number of Accounts for Share Drafts
7,354
IRA KEOGH Accounts
252
Number of Accounts for Regular Shares
11,423
All other shares
1,358
Non Member Deposits
19
Money Market Shares
178
Net Income (unless the amount is already included in Undivided Earnings)
89,858
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Adequately Capitalized
Net Worth Classification if credit union is a new credit union
Adequately Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
367,056
Total Liabilities
156,894,071
Source: NCUA — Last Updated 06/30/2026

Customer Reviews

There are no reviews for TULARE COUNTY yet. Feel free to create one below.
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About TULARE COUNTY

How many branches does TULARE COUNTY operate?

TULARE COUNTY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join TULARE COUNTY?

Yes, to access services at TULARE COUNTY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, TULARE COUNTY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TULARE COUNTY provides members with tools to manage their accounts and build a solid financial history.

Does TULARE COUNTY offer online and mobile banking?

Most modern institutions like TULARE COUNTY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tularefcu.org.

Current TULARE COUNTY Rates

  • 12-Month CD3.20%
  • 18-Month CD3.25%
  • 24-Month CD3.25%
  • 60-Month CD3.25%
  • Savings0.05%
  • MMA2.53%
Retrieved from our database of financial products. Rates subject to change.

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