Cowboy State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Cowboy State BankToday's 12-month CD rates can be found at 1.26%, 6-month CD rates at 0.10% and 3-month CD rates at 4.27%. Current savings rates are at 0.75% and money market rates are at 1.21%. Mortgage rates today on 30-year fixed loans are around 7.33%. Credit Card rates are at 8.90%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Cowboy State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cowboy State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cowboy State Bank CD rates. You can also compare Cowboy State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Cowboy State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cowboy State Bank? Share your experience about Cowboy State Bank by leaving a review below, or read customer reviews before you decide to use Cowboy State Bank.

Cowboy State Bank Texas Ratio

Cowboy State Bank's Texas Ratio is at 2.59%, which is considered excellent. The Texas Ratio for Cowboy State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Cowboy State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Cowboy State Bank
515 Us Highway 14
Ranchester, WY 82839
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Cowboy State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
6-Month CD
305.00%
$500
FSB of Rosemount
FSB of Rosemount
12-Month CD
4.24%
$500
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
18-Month CD
4.15%
$5,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
12-Month CD
4.04%
$1,000
Bankwell Bank
Bankwell Bank
High Yield Money Market
4.00%
$100,000
Tucumcari Federal S&L
48-Month CD
3.82%
$10,000
Vystar Credit Union
Vystar Credit Union
12-Month CD
3.80%
$500
Union Bank, Inc.
Union Bank, Inc.
6-Month CD
3.65%
$2,500
Peru Federal Savings Bank
Peru Federal Savings Bank
48-Month CD
3.60%
$1,000
City National B&T Co. of Lawton, OK
36-Month CD
3.50%
$500
Sikorsky Credit Union
Sikorsky Credit Union
30-Month CD
3.45%
$500
Versailles S&L Co.
Versailles S&L Co.
24-Month CD
3.08%
$1,000
Bank
Bank
36-Month CD (IntraFi)
3.07%
$100,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
30-Month CD
3.00%
$2,500
Henderson State Bank
Henderson State Bank
36-Month CD
2.93%
$500
SaviBank
SaviBank
18-Month CD
2.80%
$500
Bank of Prague
Bank of Prague
Money Market
2.53%
$5,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
24-Month CD
2.53%
$1,000
First National Bank of Bastrop
First National Bank of Bastrop
18-Month CD
2.52%
$500
Bank of Wolcott
Bank of Wolcott
12-Month CD
2.25%
$5,000
Comerica Bank & Trust, N.A.
Comerica Bank & Trust, N.A.
12-Month CD
2.25%
$5,000
Karnes County National Bank
Karnes County National Bank
12-Month CD
2.01%
$1,000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
48-Month CD
2.00%
$500
Charter Bank IA
Charter Bank IA
6-Month CD
2.00%
$1,000
OneLocal Bank
OneLocal Bank
60-Month CD
1.75%
$1,000
FNB Community Bank
FNB Community Bank
12-Month CD
1.71%
$1,000
The Apple Creek Banking Company
The Apple Creek Banking Company
48-Month CD
1.42%
$500
NCS Bank
NCS Bank
36-Month CD
1.26%
$500
First Commerce Bank (NJ)
First Commerce Bank (NJ)
Premier Money Market
1.25%
$10,000
Yampa Valley Bank
Yampa Valley Bank
Premier Money Market
1.05%
$0
SSB State Street Bank
SSB State Street Bank
18-Month CD
0.90%
$1,000
Greenfield Co-operative Bank
Greenfield Co-operative Bank
60-Month CD
0.90%
$500
West Plains S&L
West Plains S&L
36-Month CD
0.80%
$1,000
Cincinnatus S&L Co.
Cincinnatus S&L Co.
60-Month CD
0.65%
$500
The Huntington National Bank
The Huntington National Bank
60-Month CD
0.50%
$1,000
AB Federal Credit Union
AB Federal Credit Union
24-Month CD
0.45%
$1,000
Eastern Bank
Eastern Bank
24-Month CD (Business Select)
0.20%
$500
GSL Savings Bank
GSL Savings Bank
NOW Checking
0.15%
$100
Mercer Savings Bank
Mercer Savings Bank
Money Market
0.15%
$50,000
Canton Co-operative Bank
Canton Co-operative Bank
High Interest Checking
0.10%
$1,500
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
24-Month CD
0.10%
$500
Peoples First Savings Bank
Peoples First Savings Bank
Money Market
0.10%
$100
Peru Federal Savings Bank
Peru Federal Savings Bank
Statement Savings
0.10%
$10
SaviBank
SaviBank
Savings
0.10%
$0
EverTrust Bank
EverTrust Bank
Savings
0.05%
$100
FNB of Groton
FNB of Groton
Money Market
0.05%
$1,000
Town & Country B&T Co.
Town & Country B&T Co.
3-Month CD
0.05%
$1,000
Superior National Bank
Superior National Bank
Superior Savings
0.05%
$100
United Bank of Philadelphia
United Bank of Philadelphia
Statement Savings
0.02%
$150
Pataskala Banking Company
Pataskala Banking Company
Money Market
0.01%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Cowboy State Bank rate data right now, check back for updates, we are adding rates all the time.

Cowboy State Bank Information

Cowboy State Bank
515 Us Highway 14
Ranchester, WY 82839
Sheridan
Established Date: 01/01/1912
FDIC Certificate #: 8725
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: COWBOY STATE BCORP INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Cowboy State Bank FDIC Insured? Yes
What is Cowboy State Bank's Cert number? 8725
What is the maximum amount for insured deposits? $250,000 per holder, per account

Cowboy State Bank Financials

Total Assets:
$46,496,000
Total Deposits:
$41,002,000
Equity Capital:
$5,454,000
Domestic Deposits:
$41,002,000
Net Income:
$119,000
Return on Assets:
0.7929%
Quarterly Return on Assets:
1.0300%
Pretax Return on Assets:
1.0272%
Pretax Quarterly Return on Assets:
1.0300%
Return on Equity:
7.5000%
Quarterly Return on Equity:
8.9300%
Common Equity Tier 1 Capital Ratio:
16.5246%
Tier 1 Risk-Based Capital Ratio:
16.5246%
Leverage Tier 1 (Core Capital) Ratio:
11.3612%
Total Risk-Based Capital Ratio (YTD):
17.7784%
Total Interest Income (YTD):
5.9934%
 
 
Headquarters:
Ranchester
FDIC Field Office:
Billings
Regulator:
FED
County:
Sheridan
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

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