River Valley Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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River Valley Community BankToday's 12-month CD rates can be found at 2.68%, 6-month CD rates at 0.50% and 3-month CD rates at 1.41%. Current savings rates are at 0.05% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 7.15%. Credit Card rates are at 16.95%. Personal Loan rates are at 11.04%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to River Valley Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from River Valley Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with River Valley Community Bank CD rates. You can also compare River Valley Community Bank savings rates, MMA rates and mortgage rates using our other rate lists.

River Valley Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at River Valley Community Bank? Share your experience about River Valley Community Bank by leaving a review below, or read customer reviews before you decide to use River Valley Community Bank.

River Valley Community Bank Texas Ratio

River Valley Community Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for River Valley Community Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, River Valley Community Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
River Valley Community Bank
1629 Colusa Hwy
Yuba City, CA 95993
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare River Valley Community Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Commerce Bank
Community Commerce Bank
12-Month CD
4.39%
$10,000
The Wilmington Savings Bank
The Wilmington Savings Bank
6-Month CD
4.39%
$50,000
Presidential Bank
Presidential Bank
Money Market Advantage
4.37%
$25,000
First Southwest Bank
First Southwest Bank
COLTAF Business Checking
4.20%
$0
USAlliance Financial
USAlliance Financial
24-Month CD
4.15%
$500
Goldwater Bank
Goldwater Bank
18-Month CD
4.15%
$500
First National Bank in Philip
First National Bank in Philip
24-Month CD
4.06%
$1,000
QCBT Quad City B&T Co.
QCBT Quad City B&T Co.
12-Month CD
4.03%
$500
Toyota Financial Savings Bank
Toyota Financial Savings Bank
6-Month CD
4.01%
$1
Skyone Federal Credit Union
Skyone Federal Credit Union
12-Month CD
4.00%
$1,000
Pacific Crest SB
Pacific Crest SB
36-Month CD
3.96%
$2,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
18-Month CD
3.92%
$1,000
Comerica Bank & Trust, N.A.
Comerica Bank & Trust, N.A.
6-Month CD
3.75%
$5,000
Investment Savings Bank
Investment Savings Bank
12-Month CD
3.75%
$500
Wintrust Bank
Wintrust Bank
11-Month CD
3.75%
$1,000
Citizens National Bank of Albion
Citizens National Bank of Albion
12-Month CD
3.53%
$1,000
Northern Bank Direct
Northern Bank Direct
60-Month CD
3.50%
$500
Premier Bank Omaha, NE
Premier Bank Omaha, NE
60-Month CD
3.29%
$500
Exchange Bank of Alabama
Exchange Bank of Alabama
36-Month CD
3.17%
$1,000
Bank of Clovis
Bank of Clovis
12-Month CD
3.14%
$5,000
KodaBank
KodaBank
24-Month CD
3.05%
$1,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
48-Month CD
2.93%
$500
The Bank of Romney
The Bank of Romney
60-Month CD
2.79%
$1,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
24-Month CD
2.53%
$1,000
Lea County State Bank
Lea County State Bank
36-Month CD
2.53%
$1,000
Service Federal Credit Union
Service Federal Credit Union
60-Month CD
2.50%
$500
Bristol Morgan Bank
Bristol Morgan Bank
48-Month CD
2.50%
$500
Johnson State Bank
Johnson State Bank
48-Month CD
2.32%
$1,000
First National Bank of Shiner
First National Bank of Shiner
48-Month CD
2.25%
$1,000
Bank of Vici
Bank of Vici
30-Month CD
2.18%
$1,000
Security Bank Minnesota
Security Bank Minnesota
12-Month CD
2.15%
$1,000
Campbell & Fetter Bank
Campbell & Fetter Bank
12-Month CD
2.01%
$1,000
Center National Bank
Center National Bank
Money Market Platinum
1.74%
$100,000
Consumers Credit Union
Consumers Credit Union
60-Month CD
1.50%
$250
The Apple Creek Banking Company
The Apple Creek Banking Company
48-Month CD
1.42%
$500
Vinton County Bank
Vinton County Bank
36-Month CD
1.26%
$1,000
The Bank of New Glarus
The Bank of New Glarus
18-Month CD
1.10%
$1,000
William Penn Bank
William Penn Bank
36-Month CD
1.01%
$500
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Business Money Market
0.90%
$25,000
Pathfinder Bank
Pathfinder Bank
12-Month CD
0.80%
$1,000
The Dime Bank
The Dime Bank
36-Month CD
0.70%
$2,500
Sullivan Bank
Sullivan Bank
12-Month CD
0.50%
$1,000
Verus Bank of Commerce
Verus Bank of Commerce
36-Month CD
0.30%
$1,000
Lake Elmo Bank
Lake Elmo Bank
Savings
0.17%
$200
The Bank of Elk River
The Bank of Elk River
Money Market
0.15%
$1,000
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
Money Market
0.10%
$2,500
Local Bank Hulbert, OK
Local Bank Hulbert, OK
NOW Checking
0.10%
$1,000
Pennsville National Bank
Pennsville National Bank
6-Month CD
0.10%
$500
Washington Financial Bank
Washington Financial Bank
Money Market
0.05%
$2,500
Westfield Bank
Westfield Bank
Classic Statement Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have River Valley Community Bank rate data right now, check back for updates, we are adding rates all the time.

River Valley Community Bank Information

River Valley Community Bank
1629 Colusa Hwy
Yuba City, CA 95993
Sutter
Established Date: 06/26/2006
FDIC Certificate #: 58276
Date of FDIC Deposit Insurance: 06/26/2006
Bank Holding Company: RIVER VALLEY COMMUNITY BCORP
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is River Valley Community Bank FDIC Insured? Yes
What is River Valley Community Bank's Cert number? 58276
What is the maximum amount for insured deposits? $250,000 per holder, per account

River Valley Community Bank Financials

Total Assets:
$598,142,000
Total Deposits:
$508,578,000
Equity Capital:
$46,001,000
Domestic Deposits:
$508,578,000
Net Income:
$1,092,000
Return on Assets:
1.0793%
Quarterly Return on Assets:
0.7400%
Pretax Return on Assets:
0.9965%
Pretax Quarterly Return on Assets:
1.0000%
Return on Equity:
16.6900%
Quarterly Return on Equity:
9.5900%
Common Equity Tier 1 Capital Ratio:
14.5931%
Tier 1 Risk-Based Capital Ratio:
14.5931%
Leverage Tier 1 (Core Capital) Ratio:
9.3405%
Total Risk-Based Capital Ratio (YTD):
15.8430%
Total Interest Income (YTD):
4.3406%
 
 
Headquarters:
Yuba City
FDIC Field Office:
Sacramento
Regulator:
FDIC
County:
Sutter
# of Offices:
4
Metropolitan Statistical Area (MSA):
Yuba City, CA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Liberty Bank for Savings headquartered in Chicago, Illinois, is advertising a Special 66 month CD rate, a Special 48 month Individual Retirement Account (IRA) CD rate, regular CD rates and "Gift" CD rates. Liberty Bank for Savings has been in business since 1898 and is a member of the Federal Deposit Insurance Corporation (FDIC). Certificate of deposit accounts are insured for up to $250,000.
Mortgage Rates: Current Mortgage Rates Hit New Low: 30 Year Mortgage Rates at 4.81%Mortgage rates are down again this week over last. 30 year mortgage rates have hit a new low for 2010. 30 year mortgage rates are now averaging 4.81 percent, down from the previous week's average 30 year mortgage rate of 4.90 percent. You can thank the financial trouble in the European Union for lower mortgage rates.
California First National Bank (CalFirst) is offering regular certificates of deposit and Individual Retirement Account (IRA) certificates of deposit that have terms between 3 months and 36 months. Regular CD accounts have a minimum balance of $5,000 and IRA CD accounts have a minimum balance of $2,000.

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