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First National Bank and Trust Co., Chickasha, Oklahoma Rates & Review September 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

First National Bank and Trust Co., Chickasha, Oklahoma rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.85%, 6-month CD rates at 2.75% and 3-month CD rates at 2.56%. Savings rates are at 0.89% and money market rates are at 1.22%. Mortgage rates on 30-year fixed loans are around 7.01%. These rates come from our rate database, not First National Bank and Trust Co., Chickasha, Oklahoma, and you can see how they compare in the First National Bank and Trust Co., Chickasha, Oklahoma rate tables below. MonitorBankRates evaluates the financial stability of First National Bank and Trust Co., Chickasha, Oklahoma with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.57%. Database rates last updated and verified on 09/23/2026.

First National Bank and Trust Co., Chickasha, Oklahoma money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank and Trust Co., Chickasha, Oklahoma? Share your experience about First National Bank and Trust Co., Chickasha, Oklahoma by leaving a review below, or read customer reviews before you decide to use First National Bank and Trust Co., Chickasha, Oklahoma.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
11.57%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
First National Bank and Trust Co., Chickasha, Oklahoma
302 W Chickasha Ave
Chickasha, OK 73018
https://www.bankfnbt.com
Member FDIC

Current Rate Availability

We're not currently displaying rates for First National Bank and Trust Co., Chickasha, Oklahoma, but our database is updated constantly, so check back soon for the latest offers.

Are you with First National Bank and Trust Co., Chickasha, Oklahoma? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Financial Health History

First National Bank and Trust Co., Chickasha, Oklahoma’s Texas Ratio stayed near 11.76% in Q3 2023 to 11.57% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.7% 2.0★ 9.3% 3.0★ 14% 4.0★ 18.7% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 11.76% A Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 11.57% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$1.1B11.57%5.0A
March 31, 2026$1.1B12.47%5.0A
December 31, 2025$1.1B12.67%5.0A
September 30, 2025$1.0B11.59%5.0A
June 30, 2025$1.0B13.83%5.0A
March 31, 2025$1.0B13.80%5.0A
December 31, 2024$1.0B8.73%5.0A
September 30, 2024$1.0B8.33%5.0A
June 30, 2024$1.0B8.61%5.0A
March 31, 2024$1.0B9.24%5.0A
December 31, 2023$996M8.87%5.0A
September 30, 2023$989M11.76%5.0A
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First National Bank and Trust Co., Chickasha, Oklahoma is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First National Bank and Trust Co., Chickasha, Oklahoma rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First National Bank and Trust Co., Chickasha, Oklahoma's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First National Bank and Trust Co., Chickasha, Oklahoma
Bank Holding Company FIRST INDEPENDENT BCORP INC
Address 302 W Chickasha Ave, Chickasha, OK 73018  ·  Grady
Website https://www.bankfnbt.com
FDIC Certificate # 4062
Established 18920821
FDIC Insurance Date 19340101
Domestic Offices 9
Total Branches 9
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 94/100
5.0
Exceptional Out of 5.0 Stars
11.57%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 2.0986%
Return on Equity (ROE) 16.3700%
Non-Performing Loans (NPL) 1.28%
Total Assets $1,070,151,000
Total Deposits $897,054,000
Equity Capital $137,065,000
Net Income $11,170,000
Headquarters Chickasha
Total Branches and Offices 9
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

First National Bank and Trust Co., Chickasha, Oklahoma earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/banks/first-national-bank-and-trust-co-chickasha-ok-rates-review-4062">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for First National Bank and Trust Co., Chickasha, Oklahoma yet. Feel free to create one below.
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Frequently Asked Questions About First National Bank and Trust Co., Chickasha, Oklahoma

How many branches does First National Bank and Trust Co., Chickasha, Oklahoma operate?

First National Bank and Trust Co., Chickasha, Oklahoma currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First National Bank and Trust Co., Chickasha, Oklahoma does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First National Bank and Trust Co., Chickasha, Oklahoma provides members with tools to manage their accounts and build a solid financial history.

Does First National Bank and Trust Co., Chickasha, Oklahoma offer online and mobile banking?

Most modern institutions like First National Bank and Trust Co., Chickasha, Oklahoma provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankfnbt.com.

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