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Community First Bank Rosholt, WI Rates & Review April 2026

You can compare Community First Bank Rosholt, WI rates to other rates in our database, including 12-month CD rates currently at 4.06%, 6-month CD rates at 0.19% and 3-month CD rates at 1.75%. Savings rates are at 0.25% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 5.65%. All these rates can be compared to Community First Bank Rosholt, WI rates. MonitorBankRates evaluates the financial stability of Community First Bank Rosholt, WI with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/16/2026.

Community First Bank Rosholt, WI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community First Bank Rosholt, WI? Share your experience about Community First Bank Rosholt, WI by leaving a review below, or read customer reviews before you decide to use Community First Bank Rosholt, WI.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Community First Bank Rosholt, WI
275 W Grand Ave
Rosholt, WI 54473
https://www.cfbwi.bank
Member FDIC

Community First Bank Rosholt, WI Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed Rate 5.88% - 6.12% 15
Details The information above assumes the purpose of the loan is to purchase a single-family primary residence located in Wisconsin. The APR is based on an assumed purchase price of $100,000 with 20% down resulting in a loan amount of $80,000.00. . The rates, APR's and monthly payments are based on a 60-day lock period, assuming a credit score equal to or greater than 740 and closing on the first day of the month. These rates are not guaranteed and subject to change. Your actual interest rate and APR may vary depending on many factors such as your loan product, loan amount, loan purpose, credit score, property value & occupancy status.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
10 Year Fixed Rate 5.88% - 6.22% 10
Details The information above assumes the purpose of the loan is to purchase a single-family primary residence located in Wisconsin. The APR is based on an assumed purchase price of $100,000 with 20% down resulting in a loan amount of $80,000.00. . The rates, APR's and monthly payments are based on a 60-day lock period, assuming a credit score equal to or greater than 740 and closing on the first day of the month. These rates are not guaranteed and subject to change. Your actual interest rate and APR may vary depending on many factors such as your loan product, loan amount, loan purpose, credit score, property value & occupancy status.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
20 Year Fixed Rate 6.38% - 6.68% 20
Details The information above assumes the purpose of the loan is to purchase a single-family primary residence located in Wisconsin. The APR is based on an assumed purchase price of $100,000 with 20% down resulting in a loan amount of $80,000.00. . The rates, APR's and monthly payments are based on a 60-day lock period, assuming a credit score equal to or greater than 740 and closing on the first day of the month. These rates are not guaranteed and subject to change. Your actual interest rate and APR may vary depending on many factors such as your loan product, loan amount, loan purpose, credit score, property value & occupancy status.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 Year Fixed Rate 6.50% - 6.73% 30
Details The information above assumes the purpose of the loan is to purchase a single-family primary residence located in Wisconsin. The APR is based on an assumed purchase price of $100,000 with 20% down resulting in a loan amount of $80,000.00. . The rates, APR's and monthly payments are based on a 60-day lock period, assuming a credit score equal to or greater than 740 and closing on the first day of the month. These rates are not guaranteed and subject to change. Your actual interest rate and APR may vary depending on many factors such as your loan product, loan amount, loan purpose, credit score, property value & occupancy status.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community First Bank Rosholt, WI is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community First Bank Rosholt, WI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community First Bank Rosholt, WI's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community First Bank Rosholt, WI
Bank Holding Company ROSHOLT BCORP INC
Address 275 W Grand Ave, Rosholt, WI 54473  ·  Portage
FDIC Certificate # 12512
Established 01/01/1904
FDIC Insurance Date 01/01/1934
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.6521%
Return on Equity (ROE) 11.4800%
Non-Performing Loans (NPL) 0.00%
Total Assets $106,343,000
Total Deposits $88,493,000
Equity Capital $8,527,000
Net Income $656,000
Headquarters Rosholt
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Community First Bank Rosholt, WI

Is Community First Bank Rosholt, WI a safe place to deposit money?

Yes, Community First Bank Rosholt, WI is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Community First Bank Rosholt, WI operate?

Community First Bank Rosholt, WI currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community First Bank Rosholt, WI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community First Bank Rosholt, WI provides members with tools to manage their accounts and build a solid financial history.

Does Community First Bank Rosholt, WI offer online and mobile banking?

Most modern institutions like Community First Bank Rosholt, WI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cfbwi.bank.