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DAKOTA PLAINS Rates & Review March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: March 28, 2026

You can compare DAKOTA PLAINS rates to other rates in our database, including 12-month share certificate rates currently at 2.25%, 6-month share certificate rates at 3.65% and 3-month share certificate rates at 3.03%. Savings rates are at 0.02% and money market rates are at 0.92%. Mortgage rates on 30-year fixed loans are around 6.00%. All these rates can be compared to DAKOTA PLAINS rates. MonitorBankRates evaluates the financial stability of DAKOTA PLAINS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.45%. Rates were last updated on 03/28/2026.

DAKOTA PLAINS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at DAKOTA PLAINS? Share your experience about DAKOTA PLAINS by leaving a review below, or read customer reviews before you decide to use DAKOTA PLAINS.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.45%
Excellent Lower than avg
Bank of Kremlin
Dakota Plains Federal Credit Union
519 Main Ave
Lemmon, SD 57638 1421
https://dakotaplainsfcu.com
Member NCUA

Current Rate Availability

We do not have DAKOTA PLAINS rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for DAKOTA PLAINS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather DAKOTA PLAINS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with DAKOTA PLAINS's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name DAKOTA PLAINS
Website https://dakotaplainsfcu.com
Address 519 Main Ave, Lemmon, SD 57638 1421
Phone 605-374-3880
Fax 888-886-7741
President Mike Schweitzer
CEO Brent Dirk
Full-Time Employees 19
Part-Time Employees 2
Branch Locations 5
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.45%
Return on Assets (ROA)
1.5810%
Return on Equity (ROE)
16.6330%
Non-Performing Loans Ratio (NPL)
0.46%
Total Assets
75,005,453
Total Amount of Shares and Deposits
66,606,664
Total Shares and Deposits < 1 Year
65,035,675
Total Shares and Deposits 1 3 Years
1,081,879
Total Shares and Deposits > 3 Years
489,107
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,220,115
Total Uninsured Shares and Deposits > $250K (F+J)
5,220,115
Total Insured Shares and Deposits > $250K (item 17 less item K)
61,386,549
Total Interest Expense (Sum of items 6 8)
513,495
Share Certificates
663
Number of Accounts for Share Drafts
2,680
IRA KEOGH Accounts
113
Number of Accounts for Regular Shares
5,311
Money Market Shares
39
Net Income (unless the amount is already included in Undivided Earnings)
292,513
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,798,195
Total Liabilities
67,875,985
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for DAKOTA PLAINS yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About DAKOTA PLAINS

Is DAKOTA PLAINS a safe place to deposit money?

Yes, DAKOTA PLAINS is considered a safe financial institution. With a Texas Ratio of 3.4536938801044%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does DAKOTA PLAINS operate?

DAKOTA PLAINS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join DAKOTA PLAINS?

Yes, to access services at DAKOTA PLAINS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, DAKOTA PLAINS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, DAKOTA PLAINS provides members with tools to manage their accounts and build a solid financial history.

Does DAKOTA PLAINS offer online and mobile banking?

Most modern institutions like DAKOTA PLAINS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://dakotaplainsfcu.com.

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