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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Northampton Area School District Employees FCU Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
You can compare Northampton Area School District Employees FCU rates to other rates in our database, including 12-month share certificate rates currently at 2.50%, 6-month share certificate rates at 3.65% and 3-month share certificate rates at 3.02%. Savings rates are at 0.75% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.66%. All these rates can be compared to Northampton Area School District Employees FCU rates. MonitorBankRates evaluates the financial stability of Northampton Area School District Employees FCU with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/17/2026. Northampton Area School District Employees FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northampton Area School District Employees FCU? Share your experience about Northampton Area School District Employees FCU by leaving a review below, or read customer reviews before you decide to use Northampton Area School District Employees FCU. Northampton Area School District Employees FCU
Office 2014 Laubach Ave
https://www.nasdecu.com Northampton, PA 18067 1351 
Northampton Area School District Employees FCU Mortgage Rates
Northampton Area School District Employees FCU Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Northampton Area School District Employees FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Northampton Area School District Employees FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Northampton Area School District Employees FCU's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Northampton Area School District Employees FCU
Website
https://www.nasdecu.com
Address
2014 Laubach Ave,
Northampton, PA 18067 1351
Phone
610-262-7811
Fax
610-262-8527
President
Richard Becker
CEO
Christine Kosman
Full-Time Employees
0
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.9901%
Return on Equity (ROE)
5.1843%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
12,164,199
Total Amount of Shares and Deposits
9,810,414
Total Shares and Deposits < 1 Year
9,810,414
Total Insured Shares and Deposits > $250K (item 17 less item K)
9,810,414
Total Interest Expense (Sum of items 6 8)
170,100
Number of Accounts for Regular Shares
842
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,571,307
Total Liabilities
9,841,188
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Northampton Area School District Employees FCUIs Northampton Area School District Employees FCU a safe place to deposit money?Yes, Northampton Area School District Employees FCU is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Northampton Area School District Employees FCU operate?Northampton Area School District Employees FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Northampton Area School District Employees FCU?Yes, to access services at Northampton Area School District Employees FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Northampton Area School District Employees FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Northampton Area School District Employees FCU provides members with tools to manage their accounts and build a solid financial history. Does Northampton Area School District Employees FCU offer online and mobile banking?Most modern institutions like Northampton Area School District Employees FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nasdecu.com. Compare to Other Credit Unions
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