|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Education First Credit Union Inc Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 10, 2026
Education First Credit Union Inc's top rates as of October 10, 2026 are 4.15% APY on its 60 Month CD, 1.00% APY on savings, 1.75% APY on money market accounts, 0.05% APY on checking, personal loans from 9.99% APR, and credit cards from 12.74% APR, according to rates verified by MonitorBankRates. Other Education First Credit Union Inc CD rates include 60 Month IRA CD at 4.15%, 48 Month CD at 4.00%, and 48 Month IRA CD at 4.00%. MonitorBankRates evaluates the financial stability of Education First Credit Union Inc with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.58%. Rates last updated and verified on 10/10/2026. Education First Credit Union Inc money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Education First Credit Union Inc? Share your experience about Education First Credit Union Inc by leaving a review below, or read customer reviews before you decide to use Education First Credit Union Inc. Education First Credit Union Inc
Columbus Branch / Corporate HQ 510 E Mound St
https://www.educu.org Columbus, OH 43215-5539  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Education First Credit Union Inc CD Rates
Education First Credit Union Inc Savings Rates
Education First Credit Union Inc Money Market Rates
Education First Credit Union Inc Checking Rates
Education First Credit Union Inc Home Equity & HELOC
Education First Credit Union Inc Auto Loan Rates
Education First Credit Union Inc RV, Boat and Powersport Loan Rates
Education First Credit Union Inc Student Loan Rates
Education First Credit Union Inc Credit Card Rates
Education First Credit Union Inc Personal Loan Rates
Education First Credit Union Inc Other Rates
Financial Health HistoryEducation First Credit Union Inc’s Texas Ratio rose from 8.05% in Q3 2023 to 13.58% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Education First Credit Union Inc is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Education First Credit Union Inc rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Education First Credit Union Inc's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Education First Credit Union Inc
Website
https://www.educu.org
Address
510 E Mound St,
Columbus, OH 43215-5539
Phone
614-221-9376
Fax
614-212-8127
President
David Dobos
CEO
Michael Wettrich
Full-Time Employees
32
Part-Time Employees
5
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.58%
Return on Assets (ROA)
0.5956%
Return on Equity (ROE)
5.9560%
Non-Performing Loans Ratio (NPL)
2.13%
Total Assets
145,690,688
Total Amount of Shares and Deposits
125,572,677
Total Shares and Deposits < 1 Year
119,285,861
Total Shares and Deposits 1 3 Years
5,425,322
Total Shares and Deposits > 3 Years
861,494
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,573,637
Total Uninsured Shares and Deposits > $250K (F+J)
6,573,997
Total Insured Shares and Deposits > $250K (item 17 less item K)
118,998,680
Total Interest Expense (Sum of items 6 8)
873,492
Share Certificates
1,155
Number of Accounts for Share Drafts
5,203
IRA KEOGH Accounts
254
Number of Accounts for Regular Shares
14,134
All other shares
995
Non Member Deposits
5
Money Market Shares
994
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,509,353
Total Liabilities
130,149,088
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Education First Credit Union Inc yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Education First Credit Union Inc
Frequently Asked Questions About Education First Credit Union IncHow many branches does Education First Credit Union Inc operate?Education First Credit Union Inc currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Education First Credit Union Inc?Yes, to access services at Education First Credit Union Inc, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Education First Credit Union Inc does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Education First Credit Union Inc provides members with tools to manage their accounts and build a solid financial history. Does Education First Credit Union Inc offer online and mobile banking?Most modern institutions like Education First Credit Union Inc provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.educu.org. Current Education First Credit Union Inc Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Local 355 MD Federal Credit Union
Yuma County Federal Credit Union
Latvian Federal Credit Union
Mt Airy Baptist Church Federal Credit Union
Peoples Credit Union Springfield, CO
Horizon Credit Union Macon, MO
Landmark Credit Union
Legacy Credit Union
Members Credit Union
DOY Federal Credit Union
Financial Security Credit Union
Rocky Mountain Credit Union
Chadron Federal Credit Union
Land Of Lincoln Credit Union
SHERWIN
Local 606 Electrical Workers Federal Credit Union
Keys Federal Credit Union
PEPCO Federal Credit Union
CN/IC Employees Credit Union
Radio Cab Credit Union
Dixie Line Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking