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Wabellco Federal Credit Union

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Wabellco Federal Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wabellco Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 20, 2026

Wabellco Federal Credit Union's Personal Loan Rates are as low as 8.49%. MonitorBankRates evaluates the financial stability of Wabellco Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.62%. Rates last updated and verified on 09/20/2026.

Wabellco Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wabellco Federal Credit Union? Share your experience about Wabellco Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Wabellco Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.62%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Wabellco Federal Credit Union
Wabellco Federal Credit Union

1277 Park Ave
Washington, PA 15301

https://www.wabfcu.org

Wabellco Federal Credit Union Savings Rates

Product	Rate	APY
Christmas Club	-	0.08%
No additional details. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Vacation Club	-	0.08%
No additional details. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%

Wabellco Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicle SPECIAL New Loans Only	-	-	5.05%	1-4 Years~
Details As Low As; 2024-Newer Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
New Vehicle SPECIAL New Loans Only	-	-	5.15%	1-5 Years~~
Details As Low As; 2024-Newer Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
New Vehicle SPECIAL New Loans Only	-	-	5.25%	6 Years
Details Term: 6 Years $35,000 minimum; As Low As; $70,000 maximum Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
New Vehicle SPECIAL New Loans Only	-	-	5.75%	7 Years
Details Term: 7 Years $40,000 minimum; As Low As; First title or purchased no more than 1 year prior to application date. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Recreational Vehicles SPECIAL (Campers, RVs, Over-sized Trucks) Loan	-	-	9.25%	~1 - 10 Years
Details As Low As; Maximum of $70,000; 2022-2026 Models; *** 80% of Lesser of cash price or JD Power value. Must be secured by a title. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Recreational Vehicles SPECIAL (Campers, RVs, Over-sized Trucks) Loan	-	-	9.75%	~~Over 5 - 7 Years
Details As Low As; Maximum of $70,000; 2022-2024 Models; *** 80% of Lesser of cash price or JD Power value. Must be secured by a title. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%

Wabellco Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
ATV & Cycle SPECIAL (ATVs, Quads, Motorcycles) Loan	-	6.49%	1-5 Years
Details As Low As; Maximum of $40,000; 2023-2026 Models; *** 80% of Lesser of cash price or JD Power value. Must be secured by a title. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
ATV & Cycle SPECIAL (ATVs, Quads, Motorcycles) Loan	-	6.49%	6 Years
Details As Low As; $20,000 - $40,000 Maximum; 2023-2026 Models; *** 80% of Lesser of cash price or JD Power value. Must be secured by a title. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Recreational Vehicles SPECIAL (Campers, RVs, Over-sized Trucks) Loan	-	9.25%	~1 - 10 Years
Details As Low As; Maximum of $70,000; 2022-2026 Models; *** 80% of Lesser of cash price or JD Power value. Must be secured by a title. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Recreational Vehicles SPECIAL (Campers, RVs, Over-sized Trucks) Loan	-	9.75%	~~Over 5 - 7 Years
Details As Low As; Maximum of $70,000; 2022-2024 Models; *** 80% of Lesser of cash price or JD Power value. Must be secured by a title. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
ATV & Cycle (ATVs, Quads, Motorcycles) Loan	-	11.99%	1-5 Years
Details As Low As; Maximum of $40,000; 2019-2026 Models; *** 80% of Lesser of cash price or JD Power value. Must be secured by a title. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%

Wabellco Federal Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal & Bill Consolidation Loan	8.49%	1-5 Years
Details As Low As; $10,000 max for qualified borrowers; Cosigner &/or Collateral required Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%

Wabellco Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Loan Special	-	-	5.80%	1 Year
Details As Low As; $2,000 max Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Loan Special	-	-	6.49%	2 Year
Details $3,000 max Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
New Trade-In Value Loan	-	-	6.05%	1 months
Details Term: 1-4 Years Up to $70,000; As Low As; 2024-2026 Models Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
New Trade-In Value Loan	-	-	6.15%	1 months
Details Term: 1-5 Years Up to $70,000; As Low As; **Lesser of cash price or JD Power value Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
New Trade-In Value Loan	-	-	6.25%	6 Years
Details Term: 6 Years Value of the Vehicle must be $35,000 - $70,000; As Low As Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Used Loan Value	-	-	11.99%	1-4 Years
Details As Low As; 2011-2015-Older Models, $35,000 maximum; *** 80% of Lesser of cash price or JD Power value. Must be secured by a title. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Used Trade-In Value Loan	-	-	6.55%	1 months
Details Term: 1-6 Years 6 Years - Value of the Vehicle must be $40,000 - $60,000; As Low As; 2021-2024 Models; $60,000 maximum Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Used Trade-In Value Loan	-	-	7.55%	1-4 Years
Details As Low As; 2016 to 2020 Models, $35,000 maximum Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Regular Shares	-	-	0.06%
Min Balance $100 Details Balance: $100 minimum balance for dividend $100 + Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Wabellco Federal Credit Union’s Texas Ratio rose from 0.00% in Q2 2023 to 0.62% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$12M	0.62%	5.0	A+
December 31, 2025	$12M	0.64%	5.0	A+
September 30, 2025	$12M	0.64%	5.0	A+
June 30, 2025	$12M	0.66%	5.0	A+
March 31, 2025	$12M	0.00%	5.0	A+
December 31, 2024	$12M	4.65%	5.0	A+
September 30, 2024	$13M	0.00%	5.0	A+
June 30, 2024	$13M	0.00%	5.0	A+
March 31, 2024	$14M	0.00%	5.0	A+
December 31, 2023	$13M	0.39%	5.0	A+
September 30, 2023	$14M	0.24%	5.0	A+
June 30, 2023	$14M	0.00%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Wabellco Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Wabellco Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Wabellco Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Wabellco Federal Credit Union

Website https://www.wabfcu.org

Address 1277 Park Ave, Washington, PA 15301

Phone 724-225-7522

Fax 724-225-8740

President Robb Meddings

CEO Jenny Dunmore

Full-Time Employees 3

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.62%

Return on Assets (ROA)

0.1511%

Return on Equity (ROE)

1.6370%

Non-Performing Loans Ratio (NPL)

0.22%

Total Assets

12,445,674

Total Amount of Shares and Deposits

11,296,821

Total Shares and Deposits < 1 Year

11,296,819

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

148,825

Total Uninsured Shares and Deposits > $250K (F+J)

148,825

Total Insured Shares and Deposits > $250K (item 17 less item K)

11,147,996

Total Interest Expense (Sum of items 6 8)

1,344

Number of Accounts for Share Drafts

680

Number of Accounts for Regular Shares

1,285

All other shares

Net Income (unless the amount is already included in Undivided Earnings)

18,803

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,210,763

Total Liabilities

11,297,046

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Wabellco Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Wabellco Federal Credit Union

How many branches does Wabellco Federal Credit Union operate?

Wabellco Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Wabellco Federal Credit Union?

Yes, to access services at Wabellco Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Wabellco Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wabellco Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Wabellco Federal Credit Union offer online and mobile banking?

Most modern institutions like Wabellco Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wabfcu.org.