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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
MINOT AREA SCHOOLS Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
You can compare MINOT AREA SCHOOLS rates to other rates in our database, including 12-month share certificate rates currently at 2.94%, 6-month share certificate rates at 0.35% and 3-month share certificate rates at 0.05%. Savings rates are at 0.25% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.03%. All these rates can be compared to MINOT AREA SCHOOLS rates. MonitorBankRates evaluates the financial stability of MINOT AREA SCHOOLS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.27%. Rates were last updated on 03/28/2026. MINOT AREA SCHOOLS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MINOT AREA SCHOOLS? Share your experience about MINOT AREA SCHOOLS by leaving a review below, or read customer reviews before you decide to use MINOT AREA SCHOOLS. Merchants Bank
Minot Area Schools Federal Credit Union 215 2nd St SE
http://www.masfcu.org Minot, ND 58701 
Current Rate AvailabilityWe do not have MINOT AREA SCHOOLS rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for MINOT AREA SCHOOLS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MINOT AREA SCHOOLS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with MINOT AREA SCHOOLS's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
MINOT AREA SCHOOLS
Website
http://www.masfcu.org
Address
215 2nd St SE,
Minot, ND 58701
Phone
701-857-4430
Fax
701-857-4462
President
Neil Moore
CEO
Mindy Faaiuaso
Full-Time Employees
2
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.27%
Return on Assets (ROA)
0.4868%
Return on Equity (ROE)
5.3202%
Non-Performing Loans Ratio (NPL)
0.06%
Total Assets
14,035,067
Total Amount of Shares and Deposits
12,729,867
Total Shares and Deposits < 1 Year
12,411,259
Total Shares and Deposits 1 3 Years
318,607
Total Insured Shares and Deposits > $250K (item 17 less item K)
12,729,867
Total Interest Expense (Sum of items 6 8)
123,474
Share Certificates
149
Number of Accounts for Share Drafts
426
Number of Accounts for Regular Shares
1,177
All other shares
221
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,689,122
Total Liabilities
12,750,912
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About MINOT AREA SCHOOLSIs MINOT AREA SCHOOLS a safe place to deposit money?Yes, MINOT AREA SCHOOLS is considered a safe financial institution. With a Texas Ratio of 0.2707617071148%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does MINOT AREA SCHOOLS operate?MINOT AREA SCHOOLS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join MINOT AREA SCHOOLS?Yes, to access services at MINOT AREA SCHOOLS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, MINOT AREA SCHOOLS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, MINOT AREA SCHOOLS provides members with tools to manage their accounts and build a solid financial history. Does MINOT AREA SCHOOLS offer online and mobile banking?Most modern institutions like MINOT AREA SCHOOLS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.masfcu.org. Compare to Other Credit Unions
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