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Empower Credit Union

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Empower Credit Union Rates & Review March 2026

Q: How many branches does Empower Credit Union operate?

Empower Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Empower Credit Union?

Yes, to access services at Empower Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Empower Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Empower Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 29, 2026

You can compare Empower Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.25%, 6-month share certificate rates at 3.56% and 3-month share certificate rates at 0.50%. Savings rates are at 0.50% and money market rates are at 0.86%. Mortgage rates on 30-year fixed loans are around 6.19%. All these rates can be compared to Empower Credit Union rates. MonitorBankRates evaluates the financial stability of Empower Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.76%. Rates were last updated on 03/29/2026.

Empower Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Empower Credit Union? Share your experience about Empower Credit Union by leaving a review below, or read customer reviews before you decide to use Empower Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.76%

Excellent Lower than avg

Empower Credit Union
Main Office

10635 W Greenfield Ave
West Allis, WI 53214

https://www.empower-cu.org/

Current Rate Availability

We do not have Empower Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Empower Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Empower Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Empower Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Empower Credit Union

Website https://www.empower-cu.org/

Address 10635 W Greenfield Ave, West Allis, WI 53214

Phone 414-988-6600

Fax 414-988-6699

President Jared Peccarelli

CEO Michael Brandt

Full-Time Employees 17

Part-Time Employees 2

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.76%

Return on Assets (ROA)

0.0300%

Return on Equity (ROE)

0.1485%

Non-Performing Loans Ratio (NPL)

1.31%

Total Assets

90,447,892

Total Amount of Shares and Deposits

70,986,389

Total Shares and Deposits < 1 Year

65,655,200

Total Shares and Deposits 1 3 Years

5,106,237

Total Shares and Deposits > 3 Years

224,952

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

5,363,481

Total Uninsured Shares and Deposits > $250K (F+J)

5,363,481

Total Insured Shares and Deposits > $250K (item 17 less item K)

65,622,908

Total Interest Expense (Sum of items 6 8)

302,628

Share Certificates

547

Number of Accounts for Share Drafts

1,996

IRA KEOGH Accounts

209

Number of Accounts for Regular Shares

6,285

Money Market Shares

199

Net Income (unless the amount is already included in Undivided Earnings)

27,140

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

3,110,231

Total Liabilities

72,249,184

Source: NCUA — Last Updated 03/31/2024

Customer Reviews

There are no reviews for Empower Credit Union yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Empower Credit Union

Is Empower Credit Union a safe place to deposit money?

Yes, Empower Credit Union is considered a safe financial institution. With a Texas Ratio of 4.7599920233959%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Empower Credit Union operate?

Empower Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Empower Credit Union?

Yes, to access services at Empower Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Empower Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Empower Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Empower Credit Union offer online and mobile banking?

Most modern institutions like Empower Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.empower-cu.org/.