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Alliance Credit Union Fenton, MO

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Alliance Credit Union Fenton, MO Rates & Review November 2026

Q: What are the current interest rates at Alliance Credit Union Fenton, MO?

Current rates for Alliance Credit Union Fenton, MO include: 12-Month CD: 3.90%, 18-Month CD: 4.15%, 24-Month CD: 4.21%, 60-Month CD: 3.80%, Savings: 10.00%, MMA: 3.00%

Q: What CD terms does Alliance Credit Union Fenton, MO offer?

Alliance Credit Union Fenton, MO CD rates are 4.01% APY for a 12 month CD, 4.06% APY for a 15 month CD, 4.15% APY for an 18 month CD, 4.21% APY for a 2 year CD and 3.80% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Alliance Credit Union Fenton, MO for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Alliance Credit Union Fenton, MO's CD of Deposit - 24 month rates are at 4.21%, CD of Deposit - 18 month rates are at 4.15%, CD of Deposit - 15 month rates are at 4.06%, CD of Deposit - 12 month rates are at 4.01%, CD of Deposit - 60 month rates are at 3.80%. Alliance Credit Union Fenton, MO's savings rates are at 10.00%. Alliance Credit Union Fenton, MO's money market rates are at 3.00%. Alliance Credit Union Fenton, MO's checking rates are as high as 4.00%. Alliance Credit Union Fenton, MO's 3/1 ARM rates are at 6.00%, Adjustable Rate Mortgage (ARM) Loan - 3/1 ARM rates are at 6.00%, 3/3 ARM rates are at 6.25%, Adjustable Rate Mortgage (ARM) Loan - 3/3 ARM rates are at 6.25%, Fixed-Rate Home Loans - 10-Year Fixed rates are at 6.25%. Alliance Credit Union Fenton, MO's Personal Loan Rates are as low as 9.99%. Alliance Credit Union Fenton, MO's CD rates are 27% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Alliance Credit Union Fenton, MO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.70%. Rates last updated and verified on 10/29/2026.

Alliance Credit Union Fenton, MO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alliance Credit Union Fenton, MO? Share your experience about Alliance Credit Union Fenton, MO by leaving a review below, or read customer reviews before you decide to use Alliance Credit Union Fenton, MO.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.70%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Alliance Credit Union Fenton, MO
Administrative Center & Branch

1280 S Highway Dr
Fenton, MO 63026-1913

https://alliancecu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Alliance Credit Union Fenton, MO CD Rates

Product	Rate	APY	Term
Certificate of Deposit - 24 month	4.15%	4.21%	24 Months
Min Deposit $1,000 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 4.21% ▲ 0.21 pts · high 4.21% / low 4.00% Oct 13, 20264.21%▲ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Certificate of Deposit - 18 month	4.09%	4.15%	18 Months
Min Deposit $1,000 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.95% → 4.15% ▲ 0.20 pts · high 4.15% / low 3.95% Oct 13, 20264.15%▲ from 3.95% Sep 14, 20263.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Certificate of Deposit - 15 month	4.00%	4.06%	15 Months
Min Deposit $1,000 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.92% → 4.06% ▲ 0.14 pts · high 4.06% / low 3.92% Oct 13, 20264.06%▲ from 3.92% Sep 14, 20263.92%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Certificate of Deposit - 12 month	3.96%	4.01%	12 Months
Min Deposit $1,000 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.90% → 4.01% ▲ 0.11 pts · high 4.01% / low 3.90% Oct 13, 20264.01%▲ from 3.90% Sep 14, 20263.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Youth Saver 12-Month CD	3.85%	3.90%	12 Months
Min Deposit $250 Details Ages: 0-19 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 3.90% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Certificate of Deposit - 60 month	3.75%	3.80%	60 Months
Min Deposit $1,000 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70% Oct 13, 20263.80%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Certificate of Deposit - 48 month	3.70%	3.75%	48 Months
Min Deposit $1,000 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.65% → 3.75% ▲ 0.10 pts · high 3.75% / low 3.65% Oct 13, 20263.75%▲ from 3.65% Sep 14, 20263.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Certificate of Deposit - 36 month	3.65%	3.70%	36 Months
Min Deposit $0 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.70% ▲ 0.15 pts · high 3.70% / low 3.55% Oct 13, 20263.70%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Certificate of Deposit - 9 month	3.46%	3.50%	9 Months
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Certificate of Deposit - 8 month	2.68%	2.70%	8 Months
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.70% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Certificate of Deposit - 7 month	2.53%	2.55%	7 Months
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.55% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Certificate of Deposit - 6 month	2.48%	2.50%	6 Months
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Certificate of Deposit - 3 month	2.14%	2.15%	3 Months
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%

Alliance Credit Union Fenton, MO Savings Rates

Product	Rate	APY
Star Student Savings Club	9.57%	10.00%
Min Deposit $5 Min Balance $100 Details Ages: 0-12; Balance: $0.00 - $500.00; The first $500 on deposit will earn 9.57% interest for an APY of 10.00%; All funds above $500 earn the same rate as a regular savings account; Receive $1 for every A or B on semester report card; Maximum payout $25/year per youth account; Only two report cards per school year per account; Open at any branch Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Basic Savings	0.05%	0.05%
Min Balance $100 Details Balance: $100 - $1,000 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Basic Savings	0.05%	0.05%
Min Balance $1,000 Details Balance: $1,000 - $10,000 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Basic Savings	0.05%	0.05%
Min Balance $10,000 Details Balance: $10,000+ Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%

Alliance Credit Union Fenton, MO Money Market Rates

Product	Rate	APY
Money Market	2.96%	3.00%
Min Deposit $10,000 Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Money Market	2.77%	2.80%
Min Deposit $10,000 Min Balance $75,000 Details Balance: $75,000 - $99,999 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.80% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Money Market	2.57%	2.60%
Min Deposit $10,000 Min Balance $50,000 Details Balance: $50,000 - $74,999 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.60% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Money Market	2.38%	2.40%
Min Deposit $10,000 Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.40% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Money Market	2.18%	2.20%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.20% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%

Alliance Credit Union Fenton, MO Checking Rates

Product	Rate	APY
Best Interest Checking	-	4.00%
Min Balance $0 Details Qualifying balance up to $10,000.00 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Best Interest Checking	0.10%	0.10%
Min Balance $10,001 Details Balance: $10,001 - $100,000+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%

Alliance Credit Union Fenton, MO Mortgage Rates

Product	Rate	Points	APR	Term
3/1 ARM	6.00%	-	6.097%
Details Adjustable Rate Mortgage (ARM) Loan; Payment Per $1,000 is not a rate Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 6.10% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Adjustable Rate Mortgage (ARM) Loan - 3/1 ARM	6.00%	-	6.097%
No additional details. Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.14% → 6.10% ▼ 0.04 pts · high 6.14% / low 6.10% Oct 9, 20266.10%▼ from 6.14% Sep 14, 20266.14%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
3/3 ARM	6.25%	-	6.347%
Details Adjustable Rate Mortgage (ARM) Loan; Payment Per $1,000 is not a rate Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 6.35% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Adjustable Rate Mortgage (ARM) Loan - 3/3 ARM	6.25%	-	6.347%
No additional details. Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.39% → 6.35% ▼ 0.04 pts · high 6.39% / low 6.35% Oct 9, 20266.35%▼ from 6.39% Sep 14, 20266.39%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Fixed-Rate Home Loans - 10-Year Fixed	6.25%	-	6.463%	10 years
Details APR based on $125,000 loan amount, 80% LTV, median credit score 730+, automatic payment Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.46% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
5/1 ARM	6.50%	-	6.597%
Details Adjustable Rate Mortgage (ARM) Loan; Payment Per $1,000 is not a rate Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 6.60% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Adjustable Rate Mortgage (ARM) Loan - 5/1 ARM	6.50%	-	6.597%
No additional details. Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.39% → 6.60% ▲ 0.21 pts · high 6.60% / low 6.39% Oct 9, 20266.60%▲ from 6.39% Sep 14, 20266.39%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Fixed-Rate Home Loans - 15-Year Fixed	6.50%	-	6.652%	15 years
Details APR based on $125,000 loan amount, 80% LTV, median credit score 730+, automatic payment Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.65% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
7/1 ARM	6.75%	-	6.847%
Details Adjustable Rate Mortgage (ARM) Loan; Payment Per $1,000 is not a rate Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 6.85% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Adjustable Rate Mortgage (ARM) Loan - 7/1 ARM	6.75%	-	6.847%
No additional details. Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.51% → 6.85% ▲ 0.33 pts · high 6.85% / low 6.51% Oct 9, 20266.85%▲ from 6.51% Sep 14, 20266.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
10/1 ARM	7.00%	-	7.097%
Details Adjustable Rate Mortgage (ARM) Loan; Payment Per $1,000 is not a rate Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 7.10% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Adjustable Rate Mortgage (ARM) Loan - 10/1 ARM	7.00%	-	7.097%
No additional details. Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.64% → 7.10% ▲ 0.46 pts · high 7.10% / low 6.64% Oct 9, 20267.10%▲ from 6.64% Sep 14, 20266.64%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Fixed-Rate Home Loans - 20-Year Fixed	7.00%	-	7.124%	20 years
Details APR based on $125,000 loan amount, 80% LTV, median credit score 730+, automatic payment Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.12% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Fixed-Rate Home Loans - 30-Year Fixed	7.25%	-	7.347%	30 years
Details APR based on $125,000 loan amount, 80% LTV, median credit score 730+, automatic payment Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.35% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%

Alliance Credit Union Fenton, MO Home Equity & HELOC

Product	Rate	Points	APR	Term
Adjustable-Rate HELOC	7.00%	-	7.00%
Details Home Equity Line of Credit; loan rates disclosed as APR; APR based on $125,000 loan amount, 80% LTV Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Oct 9, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
10-year Fixed-Rate Home Equity	7.25%	-	7.25%	10-year
Details Home equity loan; APR based on $125,000 loan amount, up to 80% LTV, median credit score 730+, automatic payment Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 6.50% → 7.25% ▲ 0.75 pts · high 7.25% / low 6.50% Oct 9, 20267.25%▲ from 7.00% Sep 18, 20267.00%▲ from 6.50% Sep 14, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
15-year Fixed-Rate Home Equity	7.50%	-	7.50%	15-year
Details Home equity loan; APR based on $125,000 loan amount, up to 80% LTV, median credit score 730+, automatic payment Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 6.75% → 7.50% ▲ 0.75 pts · high 7.50% / low 6.75% Oct 9, 20267.50%▲ from 7.25% Sep 18, 20267.25%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%

Alliance Credit Union Fenton, MO Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicle Loan	-	-	4.49%	1-36 Months
Details As Low As; Vehicle Loan Rates; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.49% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New Vehicle Loan	-	-	4.59%	37-48 Months
Details As Low As; Vehicle Loan Rates; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.59% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Used Vehicle Loan	-	-	4.74%	1-36 Months
Details As Low As; Vehicle Loan Rates; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.74% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New Vehicle Loan	-	-	4.89%	49-60 Months
Details As Low As; Vehicle Loan Rates; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.89% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Used Vehicle Loan	-	-	4.99%	37-48 Months
Details As Low As; Vehicle Loan Rates; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New Vehicle Loan	-	-	5.19%	61-72 Months
Details As Low As; Vehicle Loan Rates; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.19% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Used Vehicle Loan	-	-	5.24%	49-60 Months
Details As Low As; Vehicle Loan Rates; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.24% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Used Vehicle Loan	-	-	5.64%	61-72 Months
Details As Low As; Vehicle Loan Rates; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.64% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New Vehicle Loan	-	-	5.99%	73-84 Months
Details As Low As; Vehicle Loan Rates; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Used Vehicle Loan	-	-	6.49%	73-84 Months
Details As Low As; Vehicle Loan Rates; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.49% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Classic Car Loan - 60 Months	-	-	7.49%	60 Months
Details As Low As; Used Vehicle APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Classic Car Loan - Used Vehicle	-	-	7.49%	60 Months
Details As Low As; Used Vehicle APR Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New RVs and Boat Loan - New Vehicle	-	-	7.75%	1-60 Months
Details As Low As; Rates subject to change daily. Alliance will finance up to 100% NADA Retail Value. 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New RVs and Boat Loan - Used Vehicle	-	-	7.75%	1-60 Months
Details As Low As; Rates subject to change daily. Alliance will finance up to 100% NADA Retail Value. 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Classic Car Loan - 72 Months	-	-	7.99%	72 Months
Details As Low As; Used Vehicle APR Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Classic Car Loan - Used Vehicle	-	-	7.99%	72 Months
Details As Low As; Used Vehicle APR Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New Motorcycle, ATV & Jet Ski Loan - New Vehicle	-	-	8.00%	1-36 Months
Details As Low As; New Vehicle APR; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New Motorcycle, ATV & Jet Ski Loan - Used Vehicle	-	-	8.00%	1-36 Months
Details As Low As; Used Vehicle APR; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New Motorcycle, ATV & Jet Ski Loan - New Vehicle	-	-	8.25%	37-48 Months
Details As Low As; New Vehicle APR; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New Motorcycle, ATV & Jet Ski Loan - New Vehicle	-	-	8.25%	49-60 Months
Details As Low As; New Vehicle APR; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New Motorcycle, ATV & Jet Ski Loan - Used Vehicle	-	-	8.25%	37-48 Months
Details As Low As; Used Vehicle APR; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New Motorcycle, ATV & Jet Ski Loan - Used Vehicle	-	-	8.25%	49-60 Months
Details As Low As; Used Vehicle APR; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New RVs and Boat Loan - New Vehicle	-	-	8.75%	61-120 Months
Details As Low As; Rates subject to change daily. Alliance will finance up to 100% NADA Retail Value. 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New RVs and Boat Loan - Used Vehicle	-	-	8.75%	61-120 Months
Details As Low As; Rates subject to change daily. Alliance will finance up to 100% NADA Retail Value. 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New Motorcycle, ATV & Jet Ski Loan - New Vehicle	-	-	9.00%	61-72 Months
Details As Low As; New Vehicle APR; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New Motorcycle, ATV & Jet Ski Loan - Used Vehicle	-	-	9.00%	61-72 Months
Details As Low As; Used Vehicle APR; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New RVs and Boat Loan - New Vehicle	-	-	9.75%	121-144 Months
Details As Low As; Rates subject to change daily. Alliance will finance up to 100% NADA Retail Value. 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New RVs and Boat Loan - Used Vehicle	-	-	9.75%	121-144 Months
Details As Low As; Rates subject to change daily. Alliance will finance up to 100% NADA Retail Value. 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New RVs and Boat Loan - New Vehicle	-	-	10.75%	145-180 Months
Details As Low As; Rates subject to change daily. Alliance will finance up to 100% NADA Retail Value. 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New RVs and Boat Loan - Used Vehicle	-	-	10.75%	145-180 Months
Details As Low As; Rates subject to change daily. Alliance will finance up to 100% NADA Retail Value. 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 10.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%

Alliance Credit Union Fenton, MO RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
RVs and Boat Loan	-	7.75%	1-60 Months
Details As Low As; Vehicle: New; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 7.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New Motorcycle, ATV & Jet Ski Loan - 1-36 Months	-	8.00%	1-36 months
Details As Low As; New Vehicle APR; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New Motorcycle, ATV & Jet Ski Loan - 37-48 Months	-	8.25%	37-48 months
Details As Low As; New Vehicle APR; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New Motorcycle, ATV & Jet Ski Loan - 49-60 Months	-	8.25%	49-60 months
Details As Low As; New Vehicle APR; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
RVs and Boat Loan	-	8.75%	61-120 Months
Details As Low As; Vehicle: New; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 8.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
New Motorcycle, ATV & Jet Ski Loan - 61-72 Months	-	9.00%	61-72 months
Details As Low As; New Vehicle APR; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
RVs and Boat Loan	-	9.75%	121-144 Months
Details As Low As; Vehicle: New; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
RVs and Boat Loan	-	10.75%	145-180 Months
Details As Low As; Vehicle: New; Rates subject to change daily; Alliance will finance up to 100% NADA Retail Value; 10 years and older have different rates, terms, and conditions Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 10.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%

Alliance Credit Union Fenton, MO Personal Loan Rates

Product	APR	Term	View More
Personal Loan	9.99%
Details As Low As; Revolving Credit Terms; Up to $25,000 with flexible terms Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%

Alliance Credit Union Fenton, MO Other Rates

Product	Rate	Points	APY/APR
Daily Investment Fund (Product Discontinued)	0.05%	-	0.05%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $10,000; Product discontinued; Limited check writing (up to three per statement period) Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Daily Investment Fund (Product Discontinued)	0.05%	-	0.05%
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $25,000; Product discontinued; Limited check writing (up to three per statement period) Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Daily Investment Fund (Product Discontinued)	0.10%	-	0.10%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $50,000; Product discontinued; Limited check writing (up to three per statement period) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Daily Investment Fund (Product Discontinued)	0.13%	-	0.13%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $75,000; Product discontinued; Limited check writing (up to three per statement period) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.13% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Daily Investment Fund (Product Discontinued)	0.16%	-	0.16%
Min Deposit $2,500 Min Balance $75,000 Details Balance: $75,000 - $100,000; Product discontinued; Limited check writing (up to three per statement period) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.16% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
Daily Investment Fund (Product Discontinued)	0.20%	-	0.20%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 and over; Product discontinued; Limited check writing (up to three per statement period) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
IRA Account	0.25%	-	0.25%
Min Deposit $100 Min Balance $100 Details Balance: $100 - $5,000 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
IRA Account	0.35%	-	0.35%
Min Deposit $100 Min Balance $5,000 Details Balance: $5,000 - $25,000 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.35% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
IRA Account	0.45%	-	0.45%
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000 - $50,000 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.45% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
IRA Account	0.55%	-	0.55%
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000 - $75,000 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.55% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
IRA Account	0.65%	-	0.65%
Min Deposit $100 Min Balance $75,000 Details Balance: $75,000 - $100,000 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.65% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%
IRA Account	0.75%	-	0.75%
Min Deposit $100 Min Balance $100,000 Details Balance: $100,000+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.70%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Alliance Credit Union Fenton, MO’s Texas Ratio stayed near 4.91% in Q3 2023 to 4.70% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$423M	4.70%	5.0	A+
March 31, 2026	$422M	3.54%	5.0	A+
December 31, 2025	$399M	7.66%	5.0	A
September 30, 2025	$396M	4.05%	5.0	A+
June 30, 2025	$371M	3.40%	5.0	A+
March 31, 2025	$375M	3.81%	5.0	A+
December 31, 2024	$375M	5.05%	5.0	A+
September 30, 2024	$377M	6.25%	5.0	A
June 30, 2024	$381M	6.75%	5.0	A
March 31, 2024	$390M	6.00%	5.0	A
December 31, 2023	$390M	4.75%	5.0	A+
September 30, 2023	$380M	4.91%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Alliance Credit Union Fenton, MO is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Alliance Credit Union Fenton, MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Alliance Credit Union Fenton, MO's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Alliance Credit Union Fenton, MO

Website https://alliancecu.com

Address 1280 S Highway Dr, Fenton, MO 63026-1913

Phone 636-343-7005

Fax 636-343-4986

President Larry Markos

CEO Timothy Stephens

Full-Time Employees 84

Part-Time Employees 0

Branch Locations 6

ATM Locations 6

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.70%

Return on Assets (ROA)

0.3392%

Return on Equity (ROE)

3.0342%

Non-Performing Loans Ratio (NPL)

0.69%

Total Assets

423,113,688

Total Amount of Shares and Deposits

324,044,405

Total Shares and Deposits < 1 Year

305,452,762

Total Shares and Deposits 1 3 Years

14,494,833

Total Shares and Deposits > 3 Years

4,096,810

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

38,125,794

Total Uninsured Shares and Deposits > $250K (F+J)

38,125,794

Total Insured Shares and Deposits > $250K (item 17 less item K)

285,918,611

Total Interest Expense (Sum of items 6 8)

3,679,993

Share Certificates

2,482

Number of Accounts for Share Drafts

11,844

IRA KEOGH Accounts

536

Number of Accounts for Regular Shares

21,447

All other shares

2,188

Money Market Shares

1,215

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

19,723,236

Total Liabilities

375,811,206

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Alliance Credit Union Fenton, MO earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Alliance Credit Union Fenton, MO

Does Alliance Credit Union Fenton, MO offer CDs?

Yes. Alliance Credit Union Fenton, MO current CD rates include its CD of Deposit - 24 month at 4.21% APY, its CD of Deposit - 18 month at 4.15% APY and its CD of Deposit - 15 month at 4.06% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Alliance Credit Union Fenton, MO NCUA insured?

Yes. Alliance Credit Union Fenton, MO is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Alliance Credit Union Fenton, MO?

The highest Alliance Credit Union Fenton, MO CD rate is its CD of Deposit - 24 month at 4.21% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Alliance Credit Union Fenton, MO offer?

Alliance Credit Union Fenton, MO CD rates are 4.01% APY for a 12 month CD, 4.06% APY for a 15 month CD, 4.15% APY for an 18 month CD, 4.21% APY for a 2 year CD and 3.80% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Alliance Credit Union Fenton, MO for its full lineup.

What is the highest savings rate at Alliance Credit Union Fenton, MO?

The highest Alliance Credit Union Fenton, MO savings rate is its Basic Savings at 0.05% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Alliance Credit Union Fenton, MO?

The highest Alliance Credit Union Fenton, MO money market rate is its Money Market at 3.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Alliance Credit Union Fenton, MO?

The highest Alliance Credit Union Fenton, MO checking rate is its Best Interest Checking at 4.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest 30 year fixed mortgage rate at Alliance Credit Union Fenton, MO?

The lowest Alliance Credit Union Fenton, MO 30 year fixed mortgage rate is its Fixed-Rate Home Loans - 30-Year Fixed at 7.25%, verified by MonitorBankRates as of October 29, 2026. Alliance Credit Union Fenton, MO mortgage rates are 7.25% for a 30 year mortgage, 7.00% for a 20 year mortgage, 6.50% for a 15 year mortgage, 6.25% for a 10 year mortgage, 6.00% for a 3/1 ARM, 6.25% for a 3/3 ARM, 6.50% for a 5/1 ARM and 6.75% for a 7/1 ARM.

What is the lowest auto loan rate at Alliance Credit Union Fenton, MO?

The lowest Alliance Credit Union Fenton, MO auto loan rate is its New Vehicle Loan at 4.49% APR, verified by MonitorBankRates as of October 29, 2026. Alliance Credit Union Fenton, MO auto loan rates are 7.49% APR for a 60 month auto loan and 7.99% APR for a 72 month auto loan.

What is the lowest personal loan rate at Alliance Credit Union Fenton, MO?

The lowest Alliance Credit Union Fenton, MO personal loan rate is its Personal Loan at 9.99% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Alliance Credit Union Fenton, MO operate?

Alliance Credit Union Fenton, MO currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Alliance Credit Union Fenton, MO?

Yes, to access services at Alliance Credit Union Fenton, MO, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Alliance Credit Union Fenton, MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alliance Credit Union Fenton, MO provides members with tools to manage their accounts and build a solid financial history.

Does Alliance Credit Union Fenton, MO offer online and mobile banking?

Most modern institutions like Alliance Credit Union Fenton, MO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://alliancecu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Alliance Credit Union Fenton, MO rates compare?

Alliance Credit Union Fenton, MO's CD rates are 27% higher than the MonitorBankRates national average, and it has an A+ health rating. Alliance Credit Union Fenton, MO's top rates are its CD of Deposit - 24 month at 4.21% APY, its Star Student Savings Club at 10.00% APY, its Money Market at 3.00% APY, its Best Interest Checking at 4.00% APY, its 3/1 ARM at 6.00% and its Personal Loan at 9.99% APR, verified by MonitorBankRates on October 29, 2026.

Current Alliance Credit Union Fenton, MO Rates

12-Month CD3.90%
18-Month CD4.15%
24-Month CD4.21%
60-Month CD3.80%
Savings10.00%
MMA3.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Alliance Credit Union Fenton, MO Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Alliance Credit Union Fenton, MO Texas Ratio

Alliance Credit Union Fenton, MO Health Trend

Alliance Credit Union Fenton, MO CD Rates

Alliance Credit Union Fenton, MO Savings Rates

Alliance Credit Union Fenton, MO Money Market Rates

Alliance Credit Union Fenton, MO Checking Rates

Alliance Credit Union Fenton, MO Mortgage Rates

Alliance Credit Union Fenton, MO Home Equity & HELOC

Alliance Credit Union Fenton, MO Auto Loan Rates

Alliance Credit Union Fenton, MO RV, Boat and Powersport Loan Rates

Alliance Credit Union Fenton, MO Personal Loan Rates

Alliance Credit Union Fenton, MO Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Alliance Credit Union Fenton, MO earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Alliance Credit Union Fenton, MO

Does Alliance Credit Union Fenton, MO offer CDs?

Are CDs from Alliance Credit Union Fenton, MO NCUA insured?

What is the highest CD rate at Alliance Credit Union Fenton, MO?

What CD terms does Alliance Credit Union Fenton, MO offer?

What is the highest savings rate at Alliance Credit Union Fenton, MO?

What is the highest money market rate at Alliance Credit Union Fenton, MO?

What is the highest checking rate at Alliance Credit Union Fenton, MO?

What is the lowest 30 year fixed mortgage rate at Alliance Credit Union Fenton, MO?

What is the lowest auto loan rate at Alliance Credit Union Fenton, MO?

What is the lowest personal loan rate at Alliance Credit Union Fenton, MO?

How many branches does Alliance Credit Union Fenton, MO operate?

Is a member application needed to join Alliance Credit Union Fenton, MO?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Alliance Credit Union Fenton, MO offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Alliance Credit Union Fenton, MO rates compare?

Current Alliance Credit Union Fenton, MO Rates

Compare to Other Credit Unions