EverTrust Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.01%, 6-month CD rates at 0.25% and 3-month CD rates at 4.25%. Current savings rates are at 0.05% and money market rates are at 1.76%. Mortgage rates today on 30-year fixed loans are around 6.80%. Credit Card rates are at 9.99%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. EverTrust Bank's 6-Month CD rates are at 4.10%, 9-Month CD rates are at 3.85%, 12-Month CD rates are at 3.80%, 3-Month CD rates are at 2.90%. EverTrust Bank's savings rates are at 0.05%.

EverTrust Bank

To see how these rates compare to EverTrust Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from EverTrust Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with EverTrust Bank CD rates. You can also compare EverTrust Bank savings rates, MMA rates and mortgage rates using our other rate lists.

EverTrust Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at EverTrust Bank? Share your experience about EverTrust Bank by leaving a review below, or read customer reviews before you decide to use EverTrust Bank.

EverTrust Bank Texas Ratio

EverTrust Bank's Texas Ratio is at 0.04%, which is considered excellent. The Texas Ratio for EverTrust Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, EverTrust Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.80%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.05%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
EverTrust Bank
13191 Crossroads Parkway North
City Of Industry, CA 91746
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

EverTrust Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
EverTrust Bank
EverTrust Bank
6-Month CD
4.10%
$20,000
EverTrust Bank
EverTrust Bank
9-Month CD
3.85%
$20,000
EverTrust Bank
EverTrust Bank
12-Month CD
3.80%
$20,000
EverTrust Bank
EverTrust Bank
3-Month CD
2.90%
$20,000
EverTrust Bank
EverTrust Bank
Savings
0.05%
$100

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare EverTrust Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Banesco USA
Banesco USA
12-Month CD (special)
5.10%
$1,500
Woodruff Federal S&L
Woodruff Federal S&L
6-Month CD
5.09%
$1,000
FSB of Rosemount
FSB of Rosemount
24-Month CD
5.00%
$500
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
13-Month CD
5.00%
$500
The Citizens Bank Company
The Citizens Bank Company
18-Month CD
4.67%
$5,000
Crest Savings Bank
Crest Savings Bank
12-Month CD
4.50%
$500
LendingClub
LendingClub
24-Month CD
4.50%
$2,500
Y-12 Federal Credit Union
Y-12 Federal Credit Union
High Yield Money Market
4.50%
$25,000
WaterStone Bank
WaterStone Bank
25-Month CD (special)
4.25%
$5,000
Self-Help Credit Union
Self-Help Credit Union
48-Month CD
4.08%
$500
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
60-Month CD (Bump)
4.00%
$2,500
Golden Belt Bank, FSA
Golden Belt Bank, FSA
3-Month CD
3.95%
$1,000
1st Community Credit Union
1st Community Credit Union
24-Month CD
3.87%
$1,000
Merchants Bank of Indiana
Merchants Bank of Indiana
3-Month CD
3.67%
$1,000
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
12-Month CD
3.60%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
24-Month CD
3.53%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
18-Month CD
3.45%
$500
Abound Federal Credit Union
Abound Federal Credit Union
36-month CD
3.25%
$500
American State Bank of Grygla
American State Bank of Grygla
24-Month CD
2.62%
$500
Homewood Federal SB
Homewood Federal SB
36-Month CD
2.60%
$500
Grand Timber Bank
Grand Timber Bank
36-Month CD
2.52%
$500
Chase Bank
Chase Bank
24-Month CD
2.50%
$1,000
Axiom Bank
Axiom Bank
18-Month CD
2.50%
$500
Main Bank
Main Bank
60-Month CD
2.40%
$1,000
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
60-Month CD
2.30%
$500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
18-Month CD
2.27%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
6-Month CD
2.02%
$5,000
Charter Bank IA
Charter Bank IA
6-Month CD
2.00%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
48-Month CD
1.76%
$500
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
60-Month CD
1.66%
$500
Abri Credit Union
Abri Credit Union
6-Month CD
1.30%
$500
Liberty Bank for Savings
Liberty Bank for Savings
24-Month CD
1.25%
$5,000
New Mexico Bank and Trust
New Mexico Bank and Trust
60-Month CD
0.90%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
Hi-Fi Money Market
0.85%
$2,500
First Federal Community Bank N.A.
First Federal Community Bank N.A.
60-Month CD
0.80%
$500
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
24-Month CD
0.75%
$1,000
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
24-Month CD
0.60%
$500
CNB Clinton National Bank
CNB Clinton National Bank
24-Month CD
0.60%
$500
American Eagle Financial Credit Union
American Eagle Financial Credit Union
36-Month CD
0.60%
$500
Home Loan SB
Home Loan SB
24-Month CD
0.50%
$500
Eclipse Bank
Eclipse Bank
18-Month CD
0.50%
$1,000
BankPlus
BankPlus
48-Month CD
0.45%
$1,000
Middlesex Federal Savings
Middlesex Federal Savings
12-Month CD
0.40%
$500
Methuen Co-operative Bank
Methuen Co-operative Bank
Money Market
0.30%
$2,500
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
12-Month CD
0.25%
$1,000
Oxford Bank
Oxford Bank
36-Month CD
0.25%
$500
Century Bank of Florida
Century Bank of Florida
12-Month CD
0.20%
$500
Wheaton Bank & Trust
Wheaton Bank & Trust
18-Month CD
0.05%
$1,000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
Passbook Savings
0.05%
$10
First Hope Bank
First Hope Bank
Statement Savings
0.04%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 16, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
5.500%
5.908%
2.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

EverTrust Bank Information

EverTrust Bank
13191 Crossroads Parkway North
City Of Industry, CA 91746
Los Angeles
Established Date: 05/03/1995
FDIC Certificate #: 34010
Date of FDIC Deposit Insurance: 05/03/1995
Bank Holding Company: O-BANK CO LTD
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is EverTrust Bank FDIC Insured? Yes
What is EverTrust Bank's Cert number? 34010
What is the maximum amount for insured deposits? $250,000 per holder, per account

EverTrust Bank Financials

Total Assets:
$842,561,000
Total Deposits:
$604,892,000
Equity Capital:
$219,422,000
Domestic Deposits:
$604,892,000
Net Income:
$3,600,000
Return on Assets:
1.1047%
Quarterly Return on Assets:
1.7100%
Pretax Return on Assets:
2.4275%
Pretax Quarterly Return on Assets:
2.4300%
Return on Equity:
4.9100%
Quarterly Return on Equity:
6.6300%
Leverage Tier 1 (Core Capital) Ratio:
21.4367%
Total Interest Income (YTD):
3.7515%
 
 
Headquarters:
City Of Industry
FDIC Field Office:
Los Angeles (north)
Regulator:
FDIC
County:
Los Angeles
# of Offices:
9
Metropolitan Statistical Area (MSA):
Los Angeles-Long Beach-Anaheim, CA
Consolidated Metropolitan Statistical Area (CMSA):
Los Angeles-Riverside-Orange County, CA
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC

Explore Other Rate Deals

Mortgage applications for both home purchases and refinances declined in the final two weeks of 2012. The end of the year is a traditionally slower period for mortgage loans as the holidays slowed demand for mortgage loans. Higher mortgage rates slowed demand for homeowners looking to refinance their current loan.
weekly-money-market-account-savings-account-rates-updated-may-21-2009Money market account rates and savings account rates are dismal these days. The average rates for all account balances are under one percent. You can find promotional money market accounts and savings account rates that are a lot higher than the average rates.
Some consumers in Arizona who are having financial problems so severe they cannot afford to pay their mortgage bills may soon be able to find some relief.

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EverTrust Bank Reviews

Fred Worriton
★★★★☆
November 2, 2023
I had a great experience with EverTrust
Average Rating
★★★★☆
Total Reviews
1
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