EverTrust Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.35%, 6-month CD rates at 3.82% and 3-month CD rates at 2.02%. Current savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.75%. Credit Card rates are at 15.04%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates. EverTrust Bank's 3-Month CD rates are at 3.50%, 6-Month CD rates are at 3.45%, 9-Month CD rates are at 3.35%, 12-Month CD rates are at 3.30%. EverTrust Bank's savings rates are at 0.05%.

EverTrust Bank

To see how these rates compare to EverTrust Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from EverTrust Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with EverTrust Bank CD rates. You can also compare EverTrust Bank savings rates, MMA rates and mortgage rates using our other rate lists.

EverTrust Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at EverTrust Bank? Share your experience about EverTrust Bank by leaving a review below, or read customer reviews before you decide to use EverTrust Bank.

EverTrust Bank Texas Ratio

EverTrust Bank's Texas Ratio is at 1.92%, which is considered excellent. The Texas Ratio for EverTrust Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, EverTrust Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.30%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.05%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
EverTrust Bank
13191 Crossroads Pkwy N
City Of Industry, CA 91746
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

EverTrust Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
EverTrust Bank
EverTrust Bank
3-Month CD
3.50%
$20,000
EverTrust Bank
EverTrust Bank
6-Month CD
3.45%
$20,000
EverTrust Bank
EverTrust Bank
9-Month CD
3.35%
$20,000
EverTrust Bank
EverTrust Bank
12-Month CD
3.30%
$20,000
EverTrust Bank
EverTrust Bank
Savings
0.05%
$100

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare EverTrust Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
Primary Savings
5.50%
$5
Kanza Bank
Kanza Bank
High Interest Checking
5.00%
$25
Raymond James Bank
Raymond James Bank
24-Month CD
4.25%
$1,000
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
48-Month CD
4.18%
$500
Elevault
Elevault
Savings
4.08%
$0
First FSB of Mascoutah
First FSB of Mascoutah
48-Month CD
4.06%
$1,000
FinWise Bank
FinWise Bank
48-Month CD
4.00%
$500
Quaint Oak Bank
Quaint Oak Bank
18-Month CD
4.00%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
12-Month CD (CDARS)
3.77%
$250,000
Compass Savings Bank
Compass Savings Bank
18-Month CD
3.66%
$500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
60-Month CD
3.55%
$10,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
6-Month CD (Plus Jumbo)
3.50%
$200,000
Beal Bank
Beal Bank
60-Month CD
3.45%
$1,000
FSB of Randolph County
FSB of Randolph County
36-Month CD
3.40%
$500
City National B&T Co. of Lawton, OK
60-Month CD
3.25%
$500
S&T Bank
S&T Bank
36-Month CD
3.25%
$500
GreenLeaf Bank
GreenLeaf Bank
18-Month CD
3.15%
$1,000
AVB Bank
AVB Bank
12-Month CD
3.12%
$2,500
Grove Bank
Grove Bank
24-Month CD
3.02%
$1,000
Bank First, NA
Bank First, NA
6-Month CD
3.02%
$1,000
The Bank of Princeton
The Bank of Princeton
Premier Money Market
3.00%
$50,000
Security Federal Bank
Security Federal Bank
30-Month CD
3.00%
$500
Volunteer State Bank
Volunteer State Bank
24-Month CD
3.00%
$1,000
TD Bank
TD Bank
18-Month CD
3.00%
$250
Corebank
Corebank
60-Month CD
2.68%
$1,000
CSB Norwood Young America
CSB Norwood Young America
18-Month CD
2.63%
$500
Horicon Bank
Horicon Bank
36-Month CD
2.26%
$1,000
Bank of Elgin
Bank of Elgin
24-Month CD
2.02%
$500
Gorham Savings Bank
Gorham Savings Bank
48-Month CD
2.00%
$500
OAB One American Bank
OAB One American Bank
48-Month CD
1.96%
$500
One Community Bank
One Community Bank
36-Month CD
1.50%
$500
USAA
USAA
30-Month CD
1.30%
$1,000
Oakdale State Bank
Oakdale State Bank
36-Month CD
1.10%
$1,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
36-Month CD
1.00%
$1,000
Heritage Bank Wood River, NE
6-Month CD
1.00%
$1,000
First Bank Burkburnett, TX
First Bank Burkburnett, TX
3-Month CD
0.80%
$1,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
Interest Checking
0.50%
$1,000
Mifflinburg B&T CO.
Mifflinburg B&T CO.
18-Month CD
0.50%
$500
Greenstate Credit Union
Greenstate Credit Union
30-Month CD
0.50%
$500
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
60-Month CD
0.30%
$1,000
CNB of Park Rapids
CNB of Park Rapids
Statement Savings
0.30%
$10
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
Platinum Plus Savings
0.25%
$0
Bank of Magnolia
Bank of Magnolia
18-Month CD
0.25%
$1,000
United Republic Bank
United Republic Bank
Republic Savings
0.25%
$100
Bank of Greene County
Bank of Greene County
12-Month CD
0.25%
$1,000
Central State Bank State Center, IA
Central State Bank State Center, IA
Regular Savings
0.15%
$50
Pennsville National Bank
Pennsville National Bank
6-Month CD
0.10%
$500
First State Bank (MI)
First State Bank (MI)
60-Month CD
0.05%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
Primary Shares Savings
0.05%
$20
SSB Sherwood State Bank
SSB Sherwood State Bank
Statement Savings
0.02%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 28, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

EverTrust Bank Information

EverTrust Bank
13191 Crossroads Pkwy N
City Of Industry, CA 91746
Los Angeles
Established Date: 05/03/1995
FDIC Certificate #: 34010
Date of FDIC Deposit Insurance: 05/03/1995
Bank Holding Company: O-BANK CO LTD
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is EverTrust Bank FDIC Insured? Yes
What is EverTrust Bank's Cert number? 34010
What is the maximum amount for insured deposits? $250,000 per holder, per account

EverTrust Bank Financials

Total Assets:
$923,871,000
Total Deposits:
$681,944,000
Equity Capital:
$223,182,000
Domestic Deposits:
$681,944,000
Net Income:
$2,650,000
Return on Assets:
1.6457%
Quarterly Return on Assets:
1.1800%
Pretax Return on Assets:
1.6727%
Pretax Quarterly Return on Assets:
1.6700%
Return on Equity:
6.4900%
Quarterly Return on Equity:
4.7800%
Leverage Tier 1 (Core Capital) Ratio:
22.6330%
Total Interest Income (YTD):
6.3293%
 
 
Headquarters:
City Of Industry
FDIC Field Office:
Los Angeles
Regulator:
FDIC
County:
Los Angeles
# of Offices:
8
Metropolitan Statistical Area (MSA):
Los Angeles-Long Beach-Anaheim, CA
Consolidated Metropolitan Statistical Area (CMSA):
Los Angeles-Riverside-Orange County, CA
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-30-year-mortgage-rates-match-all-time-low30 year mortgage rates matched an all-time low of 4.78 percent for the week ending November 25, 2009 according to the latest Primary Mortgage Market Survey released by Freddie Mac. 30 year mortgage rates haven't been as low since the April 30, 2009 mortgage survey. Average mortgage discount points were 0.7 points.
By now you must have heard the news that the Federal Reserve will increase their key-benchmark interest rate in 2015. When the federal funds rate is increased, CD rates and other bank rates will also increase. Higher rates is good news but you should position your CD investments for higher rates.
30 year conforming mortgage rates and refinance rates are averaging 4.85 percent, up from last week’s average 30 year mortgage rate and refinance rate of 4.80 percent. 30 year rates in Ohio are slightly higher than the national average rate. Current 30 year rates in Ohio are averaging 4.87 percent.

Bank or Credit Union Offers and Deals

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The Best CD Rates: Credit Unions Offering 6.00% or Higher on CDs (Certificates)
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EverTrust Bank Reviews

Fred Worriton
★★★★☆
November 2, 2023
I had a great experience with EverTrust
Average Rating
★★★★☆
Total Reviews
1
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