EverTrust Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. EverTrust Bank Deposit Rates
Today's 12-month CD rates can be found at 2.15%, 6-month CD rates at 3.53% and 3-month CD rates at 2.78%. Current savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 13.75%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates. EverTrust Bank's 3-Month CD rates are at 3.40%, 6-Month CD rates are at 3.30%, 9-Month CD rates are at 3.20%, 12-Month CD rates are at 3.10%. EverTrust Bank's savings rates are at 0.05%.

EverTrust Bank

To see how these rates compare to EverTrust Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from EverTrust Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with EverTrust Bank CD rates. You can also compare EverTrust Bank savings rates, MMA rates and mortgage rates using our other rate lists.

EverTrust Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at EverTrust Bank? Share your experience about EverTrust Bank by leaving a review below, or read customer reviews before you decide to use EverTrust Bank.

EverTrust Bank Texas Ratio

EverTrust Bank's Texas Ratio is at 1.92%, which is considered excellent. The Texas Ratio for EverTrust Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, EverTrust Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.10%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.05%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
EverTrust Bank
13191 Crossroads Pkwy N
City Of Industry, CA 91746
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

EverTrust Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
EverTrust Bank
EverTrust Bank
3-Month CD
3.40%
$3,000
EverTrust Bank
EverTrust Bank
6-Month CD
3.30%
$3,000
EverTrust Bank
EverTrust Bank
9-Month CD
3.20%
$3,000
EverTrust Bank
EverTrust Bank
12-Month CD
3.10%
$3,000
EverTrust Bank
EverTrust Bank
Savings
0.05%
$100

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare EverTrust Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
mph.bank, a division of Liberty Savings Bank
mph.bank, a division of Liberty Savings Bank
Money Market
4.06%
$1
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
36-Month CD (Jumbo)
3.98%
$50,000
iGOBanking
iGOBanking
Money Market
3.90%
$25,000
First Enterprise Bank
First Enterprise Bank
12-Month CD
3.75%
$1,000
Milford Federal Bank
Milford Federal Bank
60-Month CD
3.75%
$1,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
36-Month CD (Plus Jumbo)
3.72%
$200,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
12-Month CD
3.65%
$500
First State Bank of Harvey
First State Bank of Harvey
12-Month CD
3.49%
$1,000
First National Bank in Olney
First National Bank in Olney
36-Month CD
3.45%
$500
Complex Community Federal Credit Union
Complex Community Federal Credit Union
36-Month CD
3.30%
$500
FCN Bank, N.A.
FCN Bank, N.A.
36-Month CD
3.28%
$1,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
24-Month CD
3.25%
$1,000
Harleysville Bank
Harleysville Bank
60-Month CD
3.25%
$500
Riverside Bank of Dublin
Riverside Bank of Dublin
60-Month CD
3.14%
$500
Woodlands National Bank
Woodlands National Bank
36-Month CD
3.13%
$1,000
ableBanking
ableBanking
48-Month CD
3.00%
$5,000
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
36-Month CD
3.00%
$0
Empire State Bank
Empire State Bank
30-Month CD
3.00%
$1,000
Security Federal Bank
Security Federal Bank
12-Month CD
3.00%
$500
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
48-Month CD
2.78%
$100
Leighton State Bank
Leighton State Bank
48-Month CD (step)
2.75%
$500
New Foundation SB
New Foundation SB
24-Month CD
2.75%
$1,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
24-Month CD
2.68%
$500
Marquette Savings Bank
Marquette Savings Bank
48-Month CD
2.52%
$500
First Southern State Bank
First Southern State Bank
18-Month CD
2.02%
$500
The Bank of the West
The Bank of the West
36-Month CD
2.02%
$1,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
Kasasa Savings
1.70%
$100
Delaware NB of Delhi
Delaware NB of Delhi
12-Month CD
1.61%
$100
Hilltop National Bank
Hilltop National Bank
12-Month CD
1.51%
$1,000
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
36-Month CD
1.51%
$500
First National Bank of Clarksdale
First National Bank of Clarksdale
48-Month CD
1.50%
$500
Highland Bank
Highland Bank
18-Month CD
1.40%
$1,000
Forward Bank
Forward Bank
24-Month CD
1.31%
$500
Hamler State Bank
Hamler State Bank
48-Month CD
0.90%
$500
Penn Community Bank
Penn Community Bank
12-Month CD
0.75%
$500
American Eagle Financial Credit Union
American Eagle Financial Credit Union
60-Month CD
0.75%
$500
Chemung Canal Trust Company
Chemung Canal Trust Company
48-Month CD
0.55%
$1,000
Chelsea Groton Bank
Chelsea Groton Bank
48--Month CD
0.45%
$500
Community Bank Delaware
Community Bank Delaware
60-Month CD
0.40%
$500
First National Bank in Pinckneyville
First National Bank in Pinckneyville
30-Month CD
0.40%
$500
Pillar Bank
Pillar Bank
48-Month CD
0.40%
$500
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
24-Month CD
0.30%
$1,000
Fulton Savings Bank
Fulton Savings Bank
24-Month CD
0.30%
$500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
Money Market
0.15%
$1,000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
Money Market
0.12%
$1,000
Transpecos Banks
Transpecos Banks
Simple Savings
0.10%
$25
Heritage Bank Minnesota
Heritage Bank Minnesota
Interest Checking
0.05%
$0
Phelps County Bank
Phelps County Bank
Personal Savings
0.05%
$50
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
First Plus Checking
0.01%
$1
PNB Community Bank
PNB Community Bank
Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

EverTrust Bank Information

EverTrust Bank
13191 Crossroads Pkwy N
City Of Industry, CA 91746
Los Angeles
Established Date: 05/03/1995
FDIC Certificate #: 34010
Date of FDIC Deposit Insurance: 05/03/1995
Bank Holding Company: O-BANK CO LTD
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is EverTrust Bank FDIC Insured? Yes
What is EverTrust Bank's Cert number? 34010
What is the maximum amount for insured deposits? $250,000 per holder, per account

EverTrust Bank Financials

Total Assets:
$923,871,000
Total Deposits:
$681,944,000
Equity Capital:
$223,182,000
Domestic Deposits:
$681,944,000
Net Income:
$2,650,000
Return on Assets:
1.6457%
Quarterly Return on Assets:
1.1800%
Pretax Return on Assets:
1.6727%
Pretax Quarterly Return on Assets:
1.6700%
Return on Equity:
6.4900%
Quarterly Return on Equity:
4.7800%
Leverage Tier 1 (Core Capital) Ratio:
22.6330%
Total Interest Income (YTD):
6.3293%
 
 
Headquarters:
City Of Industry
FDIC Field Office:
Los Angeles
Regulator:
FDIC
County:
Los Angeles
# of Offices:
8
Metropolitan Statistical Area (MSA):
Los Angeles-Long Beach-Anaheim, CA
Consolidated Metropolitan Statistical Area (CMSA):
Los Angeles-Riverside-Orange County, CA
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

AIG Bank is offering a high yield money market account, rates on the MMA are tiered, the higher your balance the higher the interest rate. The minimum opening deposit is $2,500. The annual percentage yield for deposits below $10,000 is 2.15% and on the high end the APY is 3.26% for balances over $250,000, here is the rate and yield table below.
Rising Bank CD Rates 2.05% APY 1-Year CD (Nationwide)Rising Bank CD rates are all above 2.00 percent right now, which is unusual to see these days. 1-year and 2-year CD rates at Rising Bank are at 2.03 percent with an APY of 2.05 percent. 2-year jumbo and regular 3-year CD rates from Rising Bank are at 2.08 percent with an APY of 2.10 percent. The minimum opening deposit for a regular certificate of deposit is $1,000 and a jumbo certificate of deposit minimum is $100,000. 18 month Rising CD rates are at 2.03 percent with an APY of 2.05 percent. 3-year Rising CD rates are at 2.08 percent with an APY of 2.10 percent. The minimum opening deposit for a Rising certificate of deposit is $25,000. Rising CD accounts allow you have the CD rate increased once during the CD term if rates move higher. Compare online CD rates with Rising Bank CD rates.

Bank or Credit Union Offers and Deals

Mortgage Rates: 30 Year Mortgage Rates Decline to 4.82% - MBA
Car Loan Rate Tables
NewDominion Bank MMA 50K Rates now at 0.69%
EverBank 18 Month Jumbo CD Rates now at 1.16%
Refinance Rates Move Lower Today, Expect Lower Rates in 2013
Washington Mutual 5.0% APY 13 Month CD
A Guide to Rebuilding Your Credit
Mortgage Rates 7/20: Today's Mortgage Rates on 30 Year Loans at 4.50%
Where's My Stimulus Payment (Tax Rebate)?
Mortgage Rates Higher on Conforming and Jumbo Loans: 30 Year Mortgage Rates at 4.05%

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates May 16-30 Year Mortgage Rates at 4.60% as Home Builder Confidence Remains Low
Apple Bank Savings Account Rates
Consumer Financial Protection Bureau Takes Complaints on Deposit Accounts
WTDirect Online Savings Account
Weekly Mortgage Rates: June 15 2009
Unemployment Rate Falls to 7.0%, Higher Interest Rates Coming
Customers Bank Money Market Rates
Central Illinois Bank Current CD Rates
Free Credit Score
Mortgage Rates Break Through Record Lows: 30 Year Rates at 3.49% Today

EverTrust Bank Reviews

Fred Worriton
★★★★☆
November 2, 2023
I had a great experience with EverTrust
Average Rating
★★★★☆
Total Reviews
1
Add Your Rating and Review for EverTrust Bank
Your Name:
Your Rating:

See how EverTrust Bank Compares to other banks