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Farmers National Bank of Canfield Rates & Review October 2026

Farmers National Bank of Canfield's top rates as of October 7, 2026 are 3.00% APY on its 12-Months 12-Month Certificate, 0.08% APY on savings, 0.10% APY on money market accounts, 2.00% APY on checking, 9.99% on its Farmers Home Emergency Loan Program mortgage, and auto loans from 6.85% APR, according to rates verified by MonitorBankRates. Other Farmers National Bank of Canfield CD rates include 36-Months 36-Month Certificate at 2.00%, 48-Months 48-Month Certificate at 2.00%, and 60-Months 60-Month Certificate at 2.00%. MonitorBankRates evaluates the financial stability of Farmers National Bank of Canfield with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.45%. Rates last updated and verified on 10/07/2026.

Farmers National Bank of Canfield money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers National Bank of Canfield? Share your experience about Farmers National Bank of Canfield by leaving a review below, or read customer reviews before you decide to use Farmers National Bank of Canfield.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.45%
Excellent Lower than avg
Health Trend ?
Steady 12 quarters
Full history ›
The Farmers National Bank of Canfield
20 S Broad St
Canfield, OH 44406
https://www.farmersbankgroup.com
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Farmers National Bank of Canfield CD Rates

Product Rate APY Term View More
12 month Certificate 2.97% 3.00% 12 Months
Min Deposit $500
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
36 month Certificate 1.99% 2.00% 36 Months
Min Deposit $500
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
48 month Certificate 1.99% 2.00% 48 Months
Min Deposit $500
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
60 month Certificate 1.99% 2.00% 60 Months
Min Deposit $500
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
18 month Certificate 0.10% 0.10% 18 Months
Min Deposit $500
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
24 month Certificate 0.10% 0.10% 24 Months
Min Deposit $500
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
6 month (182 days) Certificate 0.10% 0.10% 6 Months
Min Deposit $500
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
182 days 6 month CD 0.10% 0.10% 182 days
Min Deposit $500
Last Updated 10/07/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
3 month (91 days) Certificate 0.03% 0.03% 3 Months
Min Deposit $1,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.03% APY · checked 6 times
0.00%0.27%0.53%Sep 18, 2026: 0.03% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
91 days 3 month CD 0.03% 0.03% 91 days
Min Deposit $1,000
Last Updated 10/07/2026
Rate History
No change since Sep 24, 2026 · 0.03% APY · checked 5 times
0.00%0.27%0.53%Sep 24, 2026: 0.03% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
1 Month (7 - 31 days) Certificate 0.01% 0.01% 1 Month
Min Deposit $1,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 6 times
0.00%0.26%0.51%Sep 18, 2026: 0.01% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%

Farmers National Bank of Canfield Savings Rates

Product Rate APY View More
Health Savings 0.08% 0.08%
Min Deposit $0
Min Balance $10,000
Details Balance: $10,000 and above
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.08% APY · checked 2 times
0.00%0.29%0.58%Oct 7, 2026: 0.08% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Health Savings 0.06% 0.06%
Min Deposit $0
Min Balance $5,000
Details Balance: $5,000-$9,999.99
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.06% APY · checked 2 times
0.00%0.28%0.56%Oct 7, 2026: 0.06% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Holiday Savings 0.05% 0.05%
Min Deposit $5
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Health Savings 0.04% 0.04%
Min Deposit $0
Min Balance $2,500
Details Balance: $2,500-$4,999.99
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.04% APY · checked 2 times
0.00%0.27%0.54%Oct 7, 2026: 0.04% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
IRA Savings 0.03% 0.03%
Min Deposit $500
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.03% APY · checked 6 times
0.00%0.27%0.53%Sep 18, 2026: 0.03% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Statement Savings 0.03% 0.03%
Min Deposit $100
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.03% APY · checked 6 times
0.00%0.27%0.53%Sep 18, 2026: 0.03% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Health Savings 0.02% 0.02%
Min Deposit $0
Min Balance $0
Details Balance: $0.00-$2,499.99
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 7, 2026: 0.02% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%

Farmers National Bank of Canfield Money Market Rates

Product Rate APY View More
Money Market Index 0.10% 0.10%
Min Deposit $5,000
Min Balance $25,000
Details Balance: $25,000 and above
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Money Market Index 0.08% 0.08%
Min Deposit $5,000
Min Balance $7,500
Details Balance: $7,500-$24,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.08% APY · checked 6 times
0.00%0.29%0.58%Sep 18, 2026: 0.08% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Money Market Index 0.05% 0.05%
Min Deposit $5,000
Min Balance $5,000
Details Balance: $5,000-$7,499.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%

Farmers National Bank of Canfield Checking Rates

Product Rate APY View More
Bonus Checking (Bonus Rate on Qualified Accounts) 1.98% 2.00%
Min Deposit $100
Details Up to $15,000
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 7, 2026: 2.00% APYOct 7, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Platinum Checking 0.08% 0.08%
Min Deposit $100
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.08% APY · checked 6 times
0.00%0.29%0.58%Sep 18, 2026: 0.08% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Bonus Checking Above 0.02% 0.02%
Min Deposit $100
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 3 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%

Farmers National Bank of Canfield Mortgage Rates

Product Rate Points APR Term View More
Farmers Home Emergency Loan Program - - 9.99% 60 months
Details Loan amount $10,000; Monthly payment of $212.42; Lower income borrowers only; Self-work is not eligible; 10% Contingency required if cost is not guaranteed price; Funds provided directly to contractor at time of completion with invoice signed by all parties; Single-Family, Owner-Occupied Property only; Monthly payment by ACH required.
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 9.99% APR · checked 4 times
9.49%9.99%10.49%Sep 27, 2026: 9.99% APRSep 27, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%

Farmers National Bank of Canfield Home Equity & HELOC

Product Rate Points APR Term View More
10 Year Fixed Rate Home Equity Fixed Installment Loan 6.25% - 6.39% 10 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 6.39% APR · checked 8 times
5.89%6.39%6.89%Sep 15, 2026: 6.39% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
20 Year Fixed Rate Home Equity Installment Loan 6.50% - 6.58% 20 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 6.58% APR · checked 8 times
6.08%6.58%7.08%Sep 15, 2026: 6.58% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
30 Year Variable Rate HELOC 7.25% - 7.25% 30 Year
Details Interest-Only Payment
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 7.25% APR · checked 8 times
6.75%7.25%7.75%Sep 15, 2026: 7.25% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
5 YEAR FIXED RATE HELOC 8.25% - 8.25% 5 YEAR
Details Interest-Only Payment
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 8.25% APR · checked 8 times
7.75%8.25%8.75%Sep 15, 2026: 8.25% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%

Farmers National Bank of Canfield Auto Loan Rates

Product Rate Points APR Term View More
Fixed Rate Auto Loan - 48 Months 6.15% - 6.85% 48 Months
Details Year of Vehicle: 2017-2025
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 6.85% APR · checked 7 times
6.35%6.85%7.35%Sep 15, 2026: 6.85% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Fixed Rate Auto Loan - 60 Months 6.40% - 6.97% 60 Months
Details Year of Vehicle: 2018-2025
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 6.97% APR · checked 7 times
6.47%6.97%7.47%Sep 15, 2026: 6.97% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%
Fixed Rate Auto Loan - 72 Months 6.65% - 7.13% 72 Months
Details Year of Vehicle: 2020-2025
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 7.13% APR · checked 7 times
6.63%7.13%7.63%Sep 15, 2026: 7.13% APRSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.45%

Financial Health History

Farmers National Bank of Canfield’s Texas Ratio stayed near 5.52% in Q3 2023 to 5.45% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 4.7 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 5.52% A Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A Q3 2025 A+ Q4 2025 A Q1 2026 5.45% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$7.2B5.45%5.0A+
March 31, 2026$7.2B7.27%5.0A
December 31, 2025$5.2B4.96%5.0A+
September 30, 2025$5.2B7.06%5.0A
June 30, 2025$5.2B5.77%5.0A+
March 31, 2025$5.1B4.44%5.0A+
December 31, 2024$5.1B5.24%5.0A+
September 30, 2024$5.2B4.11%5.0A+
June 30, 2024$5.1B3.01%5.0A+
March 31, 2024$5.1B2.80%5.0A+
December 31, 2023$5.1B3.53%5.0A+
September 30, 2023$5.0B5.52%4.7A
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Farmers National Bank of Canfield is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Farmers National Bank of Canfield rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Farmers National Bank of Canfield's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Farmers National Bank of Canfield
Bank Holding Company FARMERS NATIONAL BANC CORP
Address 20 S Broad St, Canfield, OH 44406  ·  Mahoning
FDIC Certificate # 6540
Established 18870217
FDIC Insurance Date 19340101
Domestic Offices 85
Total Branches 83
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
5.45%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.2896%
Return on Equity (ROE) 11.6400%
Non-Performing Loans (NPL) 0.62%
Total Assets $7,159,502,000
Total Deposits $5,868,532,000
Equity Capital $820,291,000
Net Income $42,138,000
Headquarters Canfield
Total Branches and Offices 85
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Farmers National Bank of Canfield earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/banks/farmers-national-bank-of-canfield-6540">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Farmers National Bank of Canfield

How many branches does Farmers National Bank of Canfield operate?

Farmers National Bank of Canfield currently maintains approximately 83 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Farmers National Bank of Canfield does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Farmers National Bank of Canfield provides members with tools to manage their accounts and build a solid financial history.

Does Farmers National Bank of Canfield offer online and mobile banking?

Most modern institutions like Farmers National Bank of Canfield provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.farmersbankgroup.com.

Current Farmers National Bank of Canfield Rates

  • 12-Month CD3.00%
  • 18-Month CD0.10%
  • 24-Month CD0.10%
  • 36-Month CD2.00%
  • 48-Month CD2.00%
  • 60-Month CD2.00%
  • Savings0.08%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.