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Farmers National Bank of Canfield Rates & Review September 2026

Farmers National Bank of Canfield's 12-Months 12-Month Certificate rates are at 3.00%, 36-Months 36-Month Certificate rates are at 2.00%, 48-Months 48-Month Certificate rates are at 2.00%, 60-Months 60-Month Certificate rates are at 2.00%, 18-Months 18-Month Certificate rates are at 0.10%. Farmers National Bank of Canfield's savings rates are at 0.02%. Farmers National Bank of Canfield's money market rates are at 0.05%. Farmers National Bank of Canfield's Auto Loan Rates are as low as 6.85%. MonitorBankRates evaluates the financial stability of Farmers National Bank of Canfield with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.45%. Rates last updated and verified on 09/18/2026.

Farmers National Bank of Canfield money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers National Bank of Canfield? Share your experience about Farmers National Bank of Canfield by leaving a review below, or read customer reviews before you decide to use Farmers National Bank of Canfield.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.45%
Excellent Lower than avg
Health Trend ?
Steady 12 quarters
Full history ›
The Farmers National Bank of Canfield
20 S Broad St
Canfield, OH 44406
https://www.farmersbankgroup.com
Member FDIC

Farmers National Bank of Canfield CD Rates

Product Rate APY Term View More
12 month Certificate 2.97% 3.00% 12 Months
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
36 month Certificate 1.99% 2.00% 36 Months
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
48 month Certificate 1.99% 2.00% 48 Months
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
60 month Certificate 1.99% 2.00% 60 Months
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
18 month Certificate 0.10% 0.10% 18 Months
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
24 month Certificate 0.10% 0.10% 24 Months
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
6 month (182 days) Certificate 0.10% 0.10% 6 Months (182 days)
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
3 month (91 days) Certificate 0.03% 0.03% 3 Months (91 days)
Min Deposit $1,000
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
1 Month (7 - 31 days) Certificate 0.01% 0.01% 1 Month
Min Deposit $1,000
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%

Farmers National Bank of Canfield Savings Rates

Product Rate APY View More
Health Savings 0.08% 0.08%
Min Deposit $0
Details Balance: $10,000 and above
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
Health Savings 0.06% 0.06%
Min Deposit $0
Details Balance: $5,000-$9,999.99
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
Holiday Savings 0.05% 0.05%
Min Deposit $5
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
Health Savings 0.04% 0.04%
Min Deposit $0
Details Balance: $2,500-$4,999.99
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
IRA Savings 0.03% 0.03%
Min Deposit $500
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
Statement Savings 0.03% 0.03%
Min Deposit $100
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
Health Savings 0.02% 0.02%
Min Deposit $0
Details Balance: $0-$2,499.99
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%

Farmers National Bank of Canfield Money Market Rates

Product Rate APY View More
Money Market Index 0.10% 0.10%
Min Deposit $5,000
Min Balance $25,000
Details Balance: $25,000 and above
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
Money Market Index 0.08% 0.08%
Min Deposit $5,000
Min Balance $7,500
Details Balance: $7,500-$24,999.99
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
Money Market Index 0.05% 0.05%
Min Deposit $5,000
Min Balance $5,000
Details Balance: $5,000-$7,499.99
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%

Farmers National Bank of Canfield Checking Rates

Product Rate APY View More
Bonus Checking 1.98% 2.00%
Min Deposit $100
Details Up to $15,000; Bonus Rate on Qualified Accounts
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
Platinum Checking 0.08% 0.08%
Min Deposit $100
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
Bonus Checking Above 0.02% 0.02%
Min Deposit $100
Details $15,000
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%

Farmers National Bank of Canfield Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 5.25% 120 months
Details Term: 120 months (draw period); Introductory APR for 6 months; Variable rate after intro period based on Prime Rate; Rate will not vary above 20.00% APR or below 4.00% APR except during intro period; Minimum new money loan amount of $25,000 or minimum $25,000 increase to an existing line with a minimum credit score of 720 required; Auto debit from a Farmers National Bank checking account required for lowest rate; Owner-occupied, single family properties only; $60 annual fee; $400 Prepayment Penalty if terminated within first three years; Offer expires 9/30/2026.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
Home Equity Fixed Rate - 48 Months Loan 6.15% - 6.15% 48 Months
No additional details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
10 Year Fixed Rate Home Equity Fixed Installment Loan 6.25% - 6.25% 10 Year Fixed Rate
No additional details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
Home Equity Line of Credit - - 6.25% 60 months
Details Term: 60 months (draw period); Introductory APR for 5 years; Variable rate after intro period based on Prime Rate; Rate will not vary above 20.00% APR or below 4.00% APR except during intro period; Minimum new money loan amount of $25,000 or minimum $25,000 increase to an existing line with a minimum credit score of 720 required; Auto debit from a Farmers National Bank checking account required for lowest rate; Owner-occupied, single family properties only; $60 annual fee; $400 Prepayment Penalty if terminated within first three years; Offer expires 9/30/2026.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
10 Year Fixed Rate Home Equity Fixed Installment Loan 6.25% - 6.39% 10 Year
No additional details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
Home Equity Fixed Rate - 60 Months Loan 6.40% - 6.40% 60 Months
No additional details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
20 Year Fixed Rate Home Equity Installment Loan 6.50% - 6.50% 20 Year Fixed Rate
No additional details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
20 Year Fixed Rate Home Equity Installment Loan 6.50% - 6.58% 20 Year
No additional details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
Home Equity Fixed Rate - 72 Months Loan 6.65% - 6.65% 72 Months
No additional details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
30 Year Variable Rate HELOC 7.25% - 7.25% 30 Year
Details Interest-Only Payment
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
Home Equity 30 Year Variable Rate HELOC - - 7.25%
Details HELOC
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
5 YEAR FIXED RATE HELOC 8.25% - 8.25% 5 YEAR
Details Interest-Only Payment
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
Home Equity 5 YEAR FIXED RATE HELOC - - 8.25%
Details HELOC
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%

Farmers National Bank of Canfield Auto Loan Rates

Product Rate Points APR Term View More
Fixed Rate Auto Loan - 48 Months 6.15% - 6.85% 48 Months
Details Year of Vehicle: 2017-2025
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
Fixed Rate Auto Loan - 60 Months 6.40% - 6.97% 60 Months
Details Year of Vehicle: 2018-2025
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
Fixed Rate Auto Loan - 72 Months 6.65% - 7.13% 72 Months
Details Year of Vehicle: 2020-2025
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%

Farmers National Bank of Canfield Other Rates

Product Rate Points APY/APR Term View More
Home Emergency Loan Program - - 9.99% 60 months
Details Available to assist lower income borrowers with a loan for the purposes of: Plumbing and / or Septic Replacement or Repair Roofing Replacement or Repair Foundation or Structural Repairs Electrical Repair Furnace or Heating Source Replacement or Repair Hot Water Tank Replacement Estimates must be provided for the full repair or replacement. Estimate must reflect only qualified repairs. No cosmetic or other items to be included in the estimate. Self-work is not eligible. If cost is not a guaranteed price, 10% Contingency is required. Funds provided directly to contractor at time of completion with invoice signed by all parties. All borrowers must be at or below low to moderate income limit for the census tract of the property. Single-Family, Owner-Occupied Property only. Monthly payment by ACH required. Proof and verification of income required. Offer is subject to credit approval and program guidelines.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
Bonus Checking Account - - 2.00%
Min Deposit $100
Details Qualifications Required: 1 electronic direct deposit or automatic debit; make at least 10 purchases with your debit card that post to your account within the statement cycle; agree to receive your statement electronically; Variable rate currently 2.00% APY on the first $15,000.00 for qualified accounts; Otherwise the rate will be 0.02% APY; $5.00 per month service charge if daily balance falls below $500 anytime during the month; Offer subject to rate change or cancellation at any time; Fees may reduce earnings.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%

Financial Health History

Farmers National Bank of Canfield’s Texas Ratio stayed near 5.58% in Q3 2023 to 5.45% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 4.7 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 5.58% A Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A Q3 2025 A+ Q4 2025 A Q1 2026 5.45% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$7.2B5.45%5.0A+
March 31, 2026$7.2B7.27%5.0A
December 31, 2025$5.2B4.98%5.0A+
September 30, 2025$5.2B7.07%5.0A
June 30, 2025$5.2B5.84%5.0A+
March 31, 2025$5.1B4.50%5.0A+
December 31, 2024$5.1B5.29%5.0A+
September 30, 2024$5.2B4.15%5.0A+
June 30, 2024$5.1B3.07%5.0A+
March 31, 2024$5.1B2.83%5.0A+
December 31, 2023$5.1B3.57%5.0A+
September 30, 2023$5.0B5.58%4.7A
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Farmers National Bank of Canfield is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Farmers National Bank of Canfield rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Farmers National Bank of Canfield's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Farmers National Bank of Canfield
Bank Holding Company FARMERS NATIONAL BANC CORP
Address 20 S Broad St, Canfield, OH 44406  ·  Mahoning
FDIC Certificate # 6540
Established 18870217
FDIC Insurance Date 19340101
Domestic Offices 85
Total Branches 83
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
5.45%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.2896%
Return on Equity (ROE) 11.6400%
Non-Performing Loans (NPL) 0.62%
Total Assets $7,159,502,000
Total Deposits $5,868,532,000
Equity Capital $820,291,000
Net Income $42,138,000
Headquarters Canfield
Total Branches and Offices 85
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Farmers National Bank of Canfield earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/banks/farmers-national-bank-of-canfield-6540">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Farmers National Bank of Canfield

How many branches does Farmers National Bank of Canfield operate?

Farmers National Bank of Canfield currently maintains approximately 83 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Farmers National Bank of Canfield does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Farmers National Bank of Canfield provides members with tools to manage their accounts and build a solid financial history.

Does Farmers National Bank of Canfield offer online and mobile banking?

Most modern institutions like Farmers National Bank of Canfield provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.farmersbankgroup.com.

Current Farmers National Bank of Canfield Rates

  • 12-Month CD3.00%
  • 18-Month CD0.10%
  • 24-Month CD0.10%
  • 36-Month CD2.00%
  • 48-Month CD2.00%
  • 60-Month CD2.00%
  • Savings0.02%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.