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Byline Bank Rates & Review March 2026

Byline Bank's 5-month promo CD rates are at 4.05%. Byline Bank's money market rates are at 3.20%. MonitorBankRates evaluates the financial stability of Byline Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.13%. Rates were last updated on 03/25/2026.

Byline Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Byline Bank? Share your experience about Byline Bank by leaving a review below, or read customer reviews before you decide to use Byline Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.13%
Excellent Lower than avg
Byline Bank
180 N La Salle St
Chicago, IL 60601
https://www.bylinebank.com
Member FDIC

Byline Bank CD Rates

Product Rate APY Term View More
5-month promo CD - 4.05% 5
Min Deposit $5,000
Min Balance $5,000
Details $5,000 minimum deposit to open and $5,000 balance required to earn 4.05% APY. Must be opened with new money, defined as new to Byline.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%

Byline Bank Money Market Rates

Product Rate APY View More
Advantage Money Market Account - 3.20%
Min Deposit $25,000
Min Balance $25,000
Details $25,000 minimum to open account. $25,000 minimum to earn 3.20% APY.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.13%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Byline Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Byline Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Byline Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Byline Bank
Bank Holding Company BYLINE BCORP INC
Address 180 N La Salle St, Chicago, IL 60601  ·  Cook
FDIC Certificate # 20624
Established 03/01/1972
FDIC Insurance Date 03/01/1972
Domestic Offices 56
Total Branches 56
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
5.13%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.4784%
Return on Equity (ROE) 12.7500%
Non-Performing Loans (NPL) 0.54%
Total Assets $9,630,743,000
Total Deposits $7,687,930,000
Equity Capital $1,354,170,000
Net Income $142,011,000
Headquarters Chicago
Total Offices 56
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

steveb34
★☆☆☆☆
October 21, 2023
I checked on their CD rates, the top rate is only 1.50% for a 5 year CD, move on!
Average Rating
★☆☆☆☆
Total Reviews
1
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Frequently Asked Questions About Byline Bank

Is Byline Bank a safe place to deposit money?

Yes, Byline Bank is considered a safe financial institution. With a Texas Ratio of 5.1299062048373%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Byline Bank operate?

Byline Bank currently maintains approximately 56 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Byline Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Byline Bank provides members with tools to manage their accounts and build a solid financial history.

Does Byline Bank offer online and mobile banking?

Most modern institutions like Byline Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bylinebank.com.

Current Byline Bank Rates

  • MMA3.20%
Retrieved from our database of financial products. Rates subject to change.