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Petit Jean State Bank

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Petit Jean State Bank Rates & Review May 2026

Q: How many branches does Petit Jean State Bank operate?

Petit Jean State Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Petit Jean State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Petit Jean State Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 16, 2026

You can compare Petit Jean State Bank rates to other rates in our database, including 12-month CD rates currently at 0.20%, 6-month CD rates at 2.93% and 3-month CD rates at 0.24%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.78%. All these rates can be compared to Petit Jean State Bank rates. MonitorBankRates evaluates the financial stability of Petit Jean State Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.25%. Rates were last updated on 05/16/2026.

Petit Jean State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Petit Jean State Bank? Share your experience about Petit Jean State Bank by leaving a review below, or read customer reviews before you decide to use Petit Jean State Bank.

Exceptional Health Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.25%

Excellent Lower than avg

Petit Jean State Bank

707 N Saint Joseph St
Morrilton, AR 72110

http://www.pjsb.com

Current Rate Availability

We do not have Petit Jean State Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Petit Jean State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Petit Jean State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Petit Jean State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Petit Jean State Bank

Bank Holding Company PETIT JEAN BANCSHARES INC

Address 707 N Saint Joseph St, Morrilton, AR 72110 · Conway

Website https://www.pjsb.com

FDIC Certificate # 35084

Established 02/16/1999

FDIC Insurance Date 02/16/1999

Domestic Offices 2

Total Branches 2

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.25%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.7124%

Return on Equity (ROE) 11.5200%

Non-Performing Loans (NPL) 0.04%

Total Assets $250,287,000

Total Deposits $201,453,000

Equity Capital $43,097,000

Net Income $4,429,000

Headquarters Morrilton

Total Offices 2

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

Petit Jean State Bank earned the Exceptional Health badge

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Frequently Asked Questions About Petit Jean State Bank

How many branches does Petit Jean State Bank operate?

Petit Jean State Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Petit Jean State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Petit Jean State Bank provides members with tools to manage their accounts and build a solid financial history.

Does Petit Jean State Bank offer online and mobile banking?

Most modern institutions like Petit Jean State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pjsb.com.