Exchange State Bank Ames, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Exchange State Bank Ames, IA Deposit Rates
Today's 12-month CD rates can be found at 1.20%, 6-month CD rates at 0.40% and 3-month CD rates at 2.25%. Current savings rates are at 0.75% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 7.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Exchange State Bank Ames, IA's 48-Month CD rates are at 2.00%, 36-Month CD rates are at 2.00%, 30-Month CD rates are at 2.00%, 24-Month CD rates are at 2.00%, 18-Month CD rates are at 2.00%. Exchange State Bank Ames, IA's savings rates are at 0.15%. Exchange State Bank Ames, IA's money market rates are at 0.50%.

Exchange State Bank Ames, IA

To see how these rates compare to Exchange State Bank Ames, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Exchange State Bank Ames, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Exchange State Bank Ames, IA CD rates. You can also compare Exchange State Bank Ames, IA savings rates, MMA rates and mortgage rates using our other rate lists.

Exchange State Bank Ames, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Exchange State Bank Ames, IA? Share your experience about Exchange State Bank Ames, IA by leaving a review below, or read customer reviews before you decide to use Exchange State Bank Ames, IA.

Exchange State Bank Ames, IA Texas Ratio

Exchange State Bank Ames, IA's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Exchange State Bank Ames, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Exchange State Bank Ames, IA is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.00%
18-Month CD
2.00%
24-Month CD
2.00%
36-Month CD
2.00%
48-Month CD
2.00%
60-Month CD
2.00%
Savings
0.15%
MMA
0.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Exchange State Bank Ames, IA
823 Wheeler St
Ames, IA 50010
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Exchange State Bank Ames, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
12-Month CD
2.00%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
6-Month CD
2.00%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
18-Month CD
2.00%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
24-Month CD
2.00%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
30-Month CD
2.00%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
36-Month CD
2.00%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
48-Month CD
2.00%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
60-Month CD
2.00%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
Money Market
0.50%
$2,500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
Regular Savings
0.15%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Exchange State Bank Ames, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
OAB One American Bank
OAB One American Bank
6-Month CD
4.52%
$500
GTE Financial Credit Union
GTE Financial Credit Union
60-Month CD (Jumbo)
4.33%
$100,000
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
6-Month CD
4.30%
$500
Bank of the Flint Hills
Bank of the Flint Hills
60-Month CD
4.25%
$500
E-Trade
E-Trade
Premium Savings
4.00%
$0
Navy Federal Credit Union
Navy Federal Credit Union
12-Month CD
4.00%
$1,000
Bank Five Nine
Bank Five Nine
60-Month CD
4.00%
$1,000
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
12-Month CD
3.94%
$1,000
Empower Federal Credit Union
Empower Federal Credit Union
36-Month CD
3.80%
$500
Global Bank
Global Bank
36-Month CD
3.75%
$1,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
36-Month CD
3.55%
$1,000
Vinton County Bank
Vinton County Bank
24-Month CD
3.30%
$2,500
NBT Financial Bank
NBT Financial Bank
24-Month CD
3.03%
$1,000
PSECU
PSECU
Money Market
3.00%
$100,000
Bank of Luxemburg
Bank of Luxemburg
Loyalty Checking
3.00%
$1
KeySavings Bank
KeySavings Bank
24-Month CD
2.98%
$500
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
36-Month CD
2.90%
$1,000
Greene County Commercial Bank
Greene County Commercial Bank
60-Month CD (Star)
2.90%
$1,000
705 Federal Credit Union
705 Federal Credit Union
24-Month CD
2.78%
$1,000
Collins State Bank
Collins State Bank
24-Month CD
2.50%
$1,000
Bank of Burlington
Bank of Burlington
Personal Checking
2.17%
$1
Fifth District Savings Bank
Fifth District Savings Bank
48-Month CD
2.00%
$1,000
JTNB
JTNB
24-Month CD
1.75%
$1,000
Delaware NB of Delhi
Delaware NB of Delhi
12-Month CD
1.61%
$100
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
Simplicity Consumer Checking
1.56%
$0
Security FSB
Security FSB
60-Month CD
1.55%
$500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
36-Month CD
1.50%
$500
FCNB Bank
FCNB Bank
36-Month CD
1.50%
$1,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Liquid Advantage Money Market
1.50%
$100,000
Mid-Missouri Bank
Mid-Missouri Bank
18-Month CD
0.75%
$1,000
FLC Bank
FLC Bank
60-Month CD
0.65%
$2,000
The Corner Stone Bank
The Corner Stone Bank
Regular Savings
0.60%
$50
Clinton Savings Bank
Clinton Savings Bank
60-Month CD
0.60%
$10
United Bank of Union
United Bank of Union
18-Month CD
0.55%
$500
MountainOne Bank
MountainOne Bank
Pinnacle Savings
0.50%
$25
Newtown Savings Bank
Newtown Savings Bank
24-Month CD
0.50%
$500
Milford Bank
Milford Bank
60-Month CD
0.35%
$1,000
The Valley State Bank
The Valley State Bank
24-Month CD
0.30%
$500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
Premium Checking
0.25%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
Golden Savings
0.25%
$25
Bank of Easton
Bank of Easton
3-Month CD
0.25%
$2,500
FNB of Absecon
FNB of Absecon
24-Month CD
0.15%
$0
FNB of River Falls
FNB of River Falls
Money Market
0.10%
$0
Westfield Bank
Westfield Bank
24-Month CD
0.10%
$1,000
Republic Bank of Chicago
Republic Bank of Chicago
Executive Money Market
0.10%
$2,500
Grand Rapids SB
Grand Rapids SB
Money Market
0.08%
$2,500
Androscoggin Savings Bank
Androscoggin Savings Bank
Companion Savings
0.05%
$0
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
Savings
0.05%
$25
Brenham National Bank
Brenham National Bank
Success Savings
0.01%
$0
Adirondack Bank
Adirondack Bank
Loyalty Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Exchange State Bank Ames, IA Information

Exchange State Bank Ames, IA
823 Wheeler St
Ames, IA 50010
Story
Established Date: 01/01/1902
FDIC Certificate #: 10132
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: MID AMERICA BANKS INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Exchange State Bank Ames, IA FDIC Insured? Yes
What is Exchange State Bank Ames, IA's Cert number? 10132
What is the maximum amount for insured deposits? $250,000 per holder, per account

Exchange State Bank Ames, IA Financials

Total Assets:
$134,151,000
Total Deposits:
$108,747,000
Equity Capital:
$12,991,000
Domestic Deposits:
$108,747,000
Net Income:
$586,000
Return on Assets:
1.9377%
Quarterly Return on Assets:
1.7600%
Pretax Return on Assets:
1.8500%
Pretax Quarterly Return on Assets:
1.8500%
Return on Equity:
21.5900%
Quarterly Return on Equity:
18.3800%
Leverage Tier 1 (Core Capital) Ratio:
10.4642%
Total Interest Income (YTD):
4.7494%
 
 
Headquarters:
Ames
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Story
# of Offices:
3
Metropolitan Statistical Area (MSA):
Ames, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-hovering-at-all-time-low-30-year-mortgage-rates-at-467Mortgage rates are hovering at all-time lows this morning. 30 year mortgage rates are averaging 4.67 percent. Mortgage rates have been heading lower since early June when the European debt crisis started and U.S. bond yields headed down. Mortgage rates continued to head lower this past week on news the U.S. economic recovery is slowing down.
Online Savings Rates Increase in 2019Online savings rates continue to move higher during the first week of 2019 as several banks increased rates. The best online savings rate for the first week of 2019 goes to CIT Bank with a rate of 2.45 percent on their Savings Builder savings account. The minimum opening deposit is $25,000.
Mortgage rates headed lower today, continuing the downtrend of the past several months. 30 year fixed mortgage rates hit a new low today of 4.28 percent, down from an average 30 year home mortgage interest rate of 4.40 percent. 30 year fixed mortgage rates in Rhode Island are slightly higher averaging 4.32 percent.

Bank or Credit Union Offers and Deals

CD Rates Will Remain Near Current Levels as Fed Stresses Low Interest Rate Policy
ableBanking, a division of Northeast Bank 6 Month CD Rates now at 0.80%
Mortgage Rates Decrease: Mortgage Applications Decrease
Mortgage Rates - Average Mortgage Rates May 2, 2011
Fed Funds Rate Cut to 0% to .25%
Low Savings Rates Discussed at House Finance Hearing
Auto Loan: Current Auto Loan Rates
Credit Cards, ATM Cards and Debit Cards: What to do if Your Cards are Lost or Stolen
Michigan First Credit Union Current CD rates
3 Banks Increase Rates - BankDirect 1 Year CD Rate Now at 1.25 Percent

Alternative Bank and Credit Union Offers to Explore

EverBank Promotional Money Market Account
Bank of Arizona Bank CD Rates
Car Loan Rate Tables
Home Loan Rates: 30 Year Mortgage Rates at 4.98% and 15 Year Mortgage Rates at 4.39%
Mortgage Rates Near All Time Low
Cross River Bank CD Rates
AloStar Bank of Commerce Savings Rates now at 1.04%
Savings Account Rates in California: Best Savings Rate at 1.10 Percent
First Internet Bank of Indiana Savings 50K Rates now at 0.60%
Mortgage Rates: Fixed Mortgage Rates Higher, 30 Year Mortgage Rates at 4.30%

Exchange State Bank Ames, IA Reviews

There are no reviews for Exchange State Bank Ames, IA yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Exchange State Bank Ames, IA
Your Name:
Your Rating:

See how Exchange State Bank Ames, IA Compares to other banks