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Lehigh Valley Educators Credit Union Rates & Review March 2026

Lehigh Valley Educators Credit Union's Share/IRA CD 12 month rates are at 4.00%, Share/IRA CD 3 month rates are at 4.00%, Share/IRA CD 6 month rates are at 4.00%, Share/IRA CD 24 month rates are at 3.50%, Share/IRA CD 36 month rates are at 3.25%. Lehigh Valley Educators Credit Union's savings rates are at 0.75%. Lehigh Valley Educators Credit Union's money market rates are at 0.00%. Lehigh Valley Educators Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Lehigh Valley Educators Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.82%. Rates were last updated on 03/27/2026.

Lehigh Valley Educators Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lehigh Valley Educators Credit Union? Share your experience about Lehigh Valley Educators Credit Union by leaving a review below, or read customer reviews before you decide to use Lehigh Valley Educators Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.82%
Excellent Lower than avg
Lehigh Valley Educators Credit Union
Main Office
3720 Hamilton Blvd
Allentown, PA 18103
https://www.lvecu.org
Member NCUA

Lehigh Valley Educators Credit Union CD Rates

Product Rate APY Term View More
Share/IRA Certificate 12 month 3.93% 4.00% 12 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Share/IRA Certificate 3 month 3.93% 4.00% 3 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Share/IRA Certificate 6 month 3.93% 4.00% 6 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Share/IRA Certificate 24 month 3.45% 3.50% 24 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Share/IRA Certificate 36 month 3.20% 3.25% 36 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Share/IRA Certificate 60 month 3.20% 3.25% 60 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%

Lehigh Valley Educators Credit Union Savings Rates

Product Rate APY View More
Statement Savings 0.75% 0.75%
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Super Saver 0.75% 0.75%
Min Balance $0
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%

Lehigh Valley Educators Credit Union Money Market Rates

Product Rate APY View More
Money Market 2.23% 2.25%
Min Balance $50,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Money Market 1.88% 1.90%
Min Balance $25,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Money Market 1.69% 1.70%
Min Balance $10,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Money Market 1.59% 1.60%
Min Balance $2,500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Money Market - 0.00%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%

Lehigh Valley Educators Credit Union Checking Rates

Product Rate APY View More
Share Draft Checking 0.02% 0.02%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%

Lehigh Valley Educators Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC)1Rate - - 5.25% 10yr/10yr
Details As Low As; Variable rate = Prime - 1.50%; Rate floor = 4.00%
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%

Lehigh Valley Educators Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 4.69% 36
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Used Auto Loan - - 4.69% 36
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
New Auto Loan - - 4.99% 72
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Used Auto Loan - - 4.99% 72
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
New Auto Loan - - 5.19% 84
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Used Auto Loan - - 5.19% 84
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
New Auto Loan - - 5.69% 120
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Used Auto Loan - - 5.69% 120
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%

Lehigh Valley Educators Credit Union Credit Card Rates

Product Rate APR View More
Visa® Prestige - 9.75%
Details As Low As; Variable rate = Prime + 3% (changes quarterly)
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Visa® Platinum 1% cash back - 12.90%
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%

Lehigh Valley Educators Credit Union Personal Loan Rates

Product Rate APR View More
Unsecured Personal Loan - 9.99%
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Unsecured Personal Loan - 10.99%
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Unsecured Personal Loan - 11.39%
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Unsecured Personal Loan - 12.39%
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Unsecured Personal Loan - 13.39%
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%
Personal Line of Credit (PLOC) Rate - 13.75%
Details As Low As; Variable Rate = Prime + 7% - Changes Monthly
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.82%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Lehigh Valley Educators Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lehigh Valley Educators Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lehigh Valley Educators Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Lehigh Valley Educators Credit Union
Address 3720 Hamilton Blvd, Allentown, PA 18103
Phone 610-820-0145
Fax 610-435-4374
President William Ayers
CEO Rosemarie Krantz
Full-Time Employees 27
Part-Time Employees 5
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.82%
Return on Assets (ROA)
0.5734%
Return on Equity (ROE)
3.7106%
Non-Performing Loans Ratio (NPL)
1.10%
Total Assets
463,380,817
Total Amount of Shares and Deposits
400,733,883
Total Shares and Deposits < 1 Year
390,317,885
Total Shares and Deposits 1 3 Years
8,644,427
Total Shares and Deposits > 3 Years
1,771,570
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
23,343,687
Total Uninsured Shares and Deposits > $250K (F+J)
23,343,687
Total Insured Shares and Deposits > $250K (item 17 less item K)
377,390,196
Total Interest Expense (Sum of items 6 8)
6,305,016
Share Certificates
4,967
Number of Accounts for Share Drafts
10,163
IRA KEOGH Accounts
1,965
Number of Accounts for Regular Shares
19,960
Money Market Shares
1,497
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
57,198,393
Total Liabilities
401,431,609
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Lehigh Valley Educators Credit Union

Is Lehigh Valley Educators Credit Union a safe place to deposit money?

Yes, Lehigh Valley Educators Credit Union is considered a safe financial institution. With a Texas Ratio of 1.8182811814586%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Lehigh Valley Educators Credit Union operate?

Lehigh Valley Educators Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Lehigh Valley Educators Credit Union?

Yes, to access services at Lehigh Valley Educators Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Lehigh Valley Educators Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lehigh Valley Educators Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Lehigh Valley Educators Credit Union offer online and mobile banking?

Most modern institutions like Lehigh Valley Educators Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lvecu.org.

Current Lehigh Valley Educators Credit Union Rates

  • 12-Month CD4.00%
  • 24-Month CD3.50%
  • 60-Month CD3.25%
  • Savings0.75%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.