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Lehigh Valley Educators Credit Union Rates & Review November 2026

Lehigh Valley Educators Credit Union's 12 Month Share/IRA CD rates are at 4.00%, 3 Month Share/IRA CD rates are at 4.00%, 6 Month Share/IRA CD rates are at 4.00%, 60 Month Share/IRA CD rates are at 3.60%, 24 Month Share/IRA CD rates are at 3.50%. Lehigh Valley Educators Credit Union's savings rates are at 0.75%. Lehigh Valley Educators Credit Union's checking rates are as high as 0.02%. Lehigh Valley Educators Credit Union's Personal Loan Rates are as low as 9.99%. Lehigh Valley Educators Credit Union's Credit Card Rates are at 10.00%. Lehigh Valley Educators Credit Union's CD rates are 39% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Lehigh Valley Educators Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.73%. Rates last updated and verified on 10/29/2026.

Lehigh Valley Educators Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lehigh Valley Educators Credit Union? Share your experience about Lehigh Valley Educators Credit Union by leaving a review below, or read customer reviews before you decide to use Lehigh Valley Educators Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.73%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Lehigh Valley Educators Credit Union
Main Office
3720 Hamilton Blvd
Allentown, PA 18103
https://www.lvecu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Lehigh Valley Educators Credit Union CD Rates

Product Rate APY Term View More
12 Month Share/IRA Certificate 3.93% 4.00% 12 Months
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
3 Month Share/IRA Certificate 3.93% 4.00% 3 Months
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
6 Month Share/IRA Certificate 3.93% 4.00% 6 Months
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
60 Month Share/IRA Certificate 3.54% 3.60% 60 Months
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
24 Month Share/IRA Certificate 3.45% 3.50% 24 Months
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
36 Month Share/IRA Certificate 3.45% 3.50% 36 Months
Min Deposit $500
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 6 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%

Lehigh Valley Educators Credit Union Savings Rates

Product Rate APY View More
Alternate Shares 0.75% 0.75%
Details Dividends credited monthly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 9 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Holiday Shares 0.75% 0.75%
Details Dividends credited monthly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 9 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Regular Shares 0.75% 0.75%
Min Balance $5
Details Dividends credited monthly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 9 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Statement Savings 0.75% 0.75%
Details Dividends credited monthly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 9 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Super Saver 0.75% 0.75%
Details Dividends credited monthly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 9 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Vacation Shares 0.75% 0.75%
Details Dividends credited monthly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 9 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%

Lehigh Valley Educators Credit Union Checking Rates

Product Rate APY View More
Share Draft Checking 0.02% 0.02%
Details Dividend Rate: 0.02%; Dividends are credited to your account monthly.
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.02% APY · checked 9 times
0.00%0.26%0.52%Sep 14, 2026: 0.02% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%

Lehigh Valley Educators Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Rate Home Equity Loan - - 5.39% 36 months
Details As Low As; $5,000 minimum loan; Appointment required to apply
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 5.39% APR · checked 6 times
4.89%5.39%5.89%Sep 14, 2026: 5.39% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Home Equity Line of Credit (HELOC) - - 5.50% 10yr/10 years
Details As Low As; Variable rate = Prime - 1.50%; Rate floor = 4.00%; $5,000 minimum loan
Last Updated 10/29/2026
Rate History
1 change since Oct 13, 2026 · 5.25% → 5.50% ▲ 0.25 pts · high 5.50% / low 5.25%
4.75%5.38%6.00%Oct 13, 2026: 5.25% APROct 26, 2026: 5.50% APROct 13, 2026Nov 2, 2026
  • Oct 26, 20265.50%▲ from 5.25%
  • Oct 13, 20265.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Fixed Rate Home Equity Loan - - 5.59% 60 months
Details As Low As; $5,000 minimum loan; Appointment required to apply
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 5.59% APR · checked 6 times
5.09%5.59%6.09%Sep 14, 2026: 5.59% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Fixed Rate Home Equity Loan - - 5.89% 120 months
Details As Low As; $5,000 minimum loan; Appointment required to apply
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 5.89% APR · checked 6 times
5.39%5.89%6.39%Sep 14, 2026: 5.89% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Fixed Rate Home Equity Loan - - 6.34% 180 months
Details As Low As; $5,000 minimum loan; Appointment required to apply
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 6.34% APR · checked 6 times
5.84%6.34%6.84%Sep 14, 2026: 6.34% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Fixed Rate Home Equity Loan - - 6.99% 240 months
Details As Low As; $5,000 minimum loan; Appointment required to apply
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 6 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%

Lehigh Valley Educators Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 4.69% 36 Months
Details As Low As; Loan amount up to $125,000; Exceptions priced above regular auto loan rates: Over 115% - 125% LTV +1.00%; Over 125% - 150% LTV +2.00%; Recreational Vehicles +5.00%
Last Updated 10/29/2026
Rate History
No change since Sep 22, 2026 · 4.69% APR · checked 7 times
4.19%4.69%5.19%Sep 22, 2026: 4.69% APRSep 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
New Auto Loan - - 4.69% 48 Months
Details As Low As; Loan amount up to $125,000; Exceptions priced above regular auto loan rates: Over 115% - 125% LTV +1.00%; Over 125% - 150% LTV +2.00%; Recreational Vehicles +5.00%
Last Updated 10/29/2026
Rate History
No change since Sep 22, 2026 · 4.69% APR · checked 7 times
4.19%4.69%5.19%Sep 22, 2026: 4.69% APRSep 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
New Auto Loan - - 4.69% 60 Months
Details As Low As; Loan amount up to $125,000; Exceptions priced above regular auto loan rates: Over 115% - 125% LTV +1.00%; Over 125% - 150% LTV +2.00%; Recreational Vehicles +5.00%
Last Updated 10/29/2026
Rate History
No change since Sep 22, 2026 · 4.69% APR · checked 7 times
4.19%4.69%5.19%Sep 22, 2026: 4.69% APRSep 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Used Auto Loan - - 4.69% 36 Months
Details As Low As; Up to $125,000; Exceptions priced above regular auto loan rates: Over 115% - 125% LTV +1.00%, Over 125% - 150% LTV +2.00%, Recreational Vehicles +5.00%
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 4.69% APR · checked 6 times
4.19%4.69%5.19%Sep 18, 2026: 4.69% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Used Auto Loan - - 4.69% 48 Months
Details As Low As; Up to $125,000; Exceptions priced above regular auto loan rates: Over 115% - 125% LTV +1.00%, Over 125% - 150% LTV +2.00%, Recreational Vehicles +5.00%
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 4.69% APR · checked 6 times
4.19%4.69%5.19%Sep 18, 2026: 4.69% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Used Auto Loan - - 4.69% 60 Months
Details As Low As; Up to $125,000; Exceptions priced above regular auto loan rates: Over 115% - 125% LTV +1.00%, Over 125% - 150% LTV +2.00%, Recreational Vehicles +5.00%
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 4.69% APR · checked 6 times
4.19%4.69%5.19%Sep 18, 2026: 4.69% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
New Auto Loan - - 4.99% 72 Months
Details As Low As; Loan amount up to $125,000; Exceptions priced above regular auto loan rates: Over 115% - 125% LTV +1.00%; Over 125% - 150% LTV +2.00%; Recreational Vehicles +5.00%
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 8 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Used Auto Loan - - 4.99% 72 Months
Details As Low As; Up to $125,000; Exceptions priced above regular auto loan rates: Over 115% - 125% LTV +1.00%, Over 125% - 150% LTV +2.00%, Recreational Vehicles +5.00%
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
New Auto Loan - - 5.19% 84 Months
Details As Low As; Loan amount up to $125,000; Exceptions priced above regular auto loan rates: Over 115% - 125% LTV +1.00%; Over 125% - 150% LTV +2.00%; Recreational Vehicles +5.00%
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 5.19% APR · checked 8 times
4.69%5.19%5.69%Sep 14, 2026: 5.19% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Used Auto Loan - - 5.19% 84 Months
Details As Low As; Up to $125,000; Exceptions priced above regular auto loan rates: Over 115% - 125% LTV +1.00%, Over 125% - 150% LTV +2.00%, Recreational Vehicles +5.00%
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 5.19% APR · checked 7 times
4.69%5.19%5.69%Sep 14, 2026: 5.19% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
New Auto Loan - - 5.69% 120 Months
Details As Low As; Loan amount up to $125,000; 120 month term only for auto loans over $75,000; Exceptions priced above regular auto loan rates: Over 115% - 125% LTV +1.00%; Over 125% - 150% LTV +2.00%; Recreational Vehicles +5.00%
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 5.69% APR · checked 8 times
5.19%5.69%6.19%Sep 14, 2026: 5.69% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Used Auto Loan - - 5.69% 120 Months
Details As Low As; Up to $125,000; 120 month term only for auto loans over $75,000; Exceptions priced above regular auto loan rates: Over 115% - 125% LTV +1.00%, Over 125% - 150% LTV +2.00%, Recreational Vehicles +5.00%
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 5.69% APR · checked 7 times
5.19%5.69%6.19%Sep 14, 2026: 5.69% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%

Lehigh Valley Educators Credit Union Credit Card Rates

Product Rate APR View More
Visa Prestige - 10.00%
Details As Low As; Variable rate = Prime + 3% (changes quarterly); Term: Revolving; Maximum: $60,000
Last Updated 10/29/2026
Rate History
1 change since Oct 13, 2026 · 9.75% → 10.00% ▲ 0.25 pts · high 10.00% / low 9.75%
9.25%9.88%10.50%Oct 13, 2026: 9.75% APROct 26, 2026: 10.00% APROct 13, 2026Nov 2, 2026
  • Oct 26, 202610.00%▲ from 9.75%
  • Oct 13, 20269.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Visa Platinum - 12.90%
Details As Low As; 1% cash back; Term: Revolving; Maximum: $60,000
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 12.90% APR · checked 4 times
12.40%12.90%13.40%Oct 13, 2026: 12.90% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%

Lehigh Valley Educators Credit Union Personal Loan Rates

Product APR Term View More
Unsecured Personal Loan 9.99% 36 Months
Details As Low As; Loan amount up to $60,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 8 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Unsecured Personal Loan 10.99% 48 Months
Details As Low As; Loan amount up to $60,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 8 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Unsecured Personal Loan 11.39% 60 Months
Details As Low As; Loan amount up to $60,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 11.39% APR · checked 8 times
10.89%11.39%11.89%Sep 14, 2026: 11.39% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Unsecured Personal Loan 12.39% 72 Months
Details As Low As; Loan amount up to $60,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 12.39% APR · checked 8 times
11.89%12.39%12.89%Sep 14, 2026: 12.39% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Unsecured Personal Loan 13.39% 84 Months
Details As Low As; Loan amount up to $60,000
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 13.39% APR · checked 8 times
12.89%13.39%13.89%Sep 14, 2026: 13.39% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Personal Line of Credit (PLOC) 14.00% Revolving
Details As Low As; Rate: Prime + 7% - Changes Monthly; Up to $10,000 maximum
Last Updated 10/29/2026
Rate History
1 change since Oct 13, 2026 · 13.75% → 14.00% ▲ 0.25 pts · high 14.00% / low 13.75%
13.25%13.88%14.50%Oct 13, 2026: 13.75% APROct 26, 2026: 14.00% APROct 13, 2026Nov 2, 2026
  • Oct 26, 202614.00%▲ from 13.75%
  • Oct 13, 202613.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%

Lehigh Valley Educators Credit Union Other Rates

Product Rate Points APY/APR Term View More
Credit Builder Loan - - 3.75% Up to 60 months
Details As Low As; Up to $5,000 loan
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.75% APR · checked 9 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
Seasonal Loan - - 8.99% 12 months
Details As Low As; Balance: $500 to $2,500
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 8.99% APR · checked 9 times
8.49%8.99%9.49%Sep 14, 2026: 8.99% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%
IRA & Roth IRAs 0.85% - 0.85%
Details Dividends credited monthly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.85% APY · checked 9 times
0.35%0.85%1.35%Sep 14, 2026: 0.85% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.73%

Financial Health History

Lehigh Valley Educators Credit Union’s Texas Ratio stayed near 1.61% in Q3 2023 to 1.73% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.1% 2.0★ 2.2% 3.0★ 3.3% 4.0★ 4.3% 5.0★ Healthy zone – entire history below the 15% limit 1.61% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.73% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$485M1.73%5.0A+
March 31, 2026$483M1.78%5.0A+
December 31, 2025$474M1.85%5.0A+
September 30, 2025$463M1.79%5.0A+
June 30, 2025$462M2.45%5.0A+
March 31, 2025$452M2.59%5.0A+
December 31, 2024$438M3.21%5.0A+
September 30, 2024$428M2.71%5.0A+
June 30, 2024$429M1.81%5.0A+
March 31, 2024$422M2.03%5.0A+
December 31, 2023$412M2.87%5.0A+
September 30, 2023$394M1.61%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Lehigh Valley Educators Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lehigh Valley Educators Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lehigh Valley Educators Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Lehigh Valley Educators Credit Union
Address 3720 Hamilton Blvd, Allentown, PA 18103
Phone 610-820-0145
Fax 610-435-4374
President William Ayers
CEO Rosemarie Krantz
Full-Time Employees 23
Part-Time Employees 6
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.73%
Return on Assets (ROA)
0.4958%
Return on Equity (ROE)
3.2064%
Non-Performing Loans Ratio (NPL)
1.09%
Total Assets
485,185,366
Total Amount of Shares and Deposits
420,494,531
Total Shares and Deposits < 1 Year
408,975,614
Total Shares and Deposits 1 3 Years
9,687,576
Total Shares and Deposits > 3 Years
1,831,341
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
24,722,773
Total Uninsured Shares and Deposits > $250K (F+J)
24,722,773
Total Insured Shares and Deposits > $250K (item 17 less item K)
395,771,758
Total Interest Expense (Sum of items 6 8)
4,408,136
Share Certificates
5,247
Number of Accounts for Share Drafts
10,065
IRA KEOGH Accounts
1,934
Number of Accounts for Regular Shares
19,504
Money Market Shares
1,628
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
42,719,706
Total Liabilities
421,166,255
Source: NCUA — Last Updated 06/30/2026
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Frequently Asked Questions About Lehigh Valley Educators Credit Union

Does Lehigh Valley Educators Credit Union offer CDs?

Yes. Lehigh Valley Educators Credit Union current CD rates include its 12 Month Share/IRA CD at 4.00% APY, its 3 Month Share/IRA CD at 4.00% APY and its 6 Month Share/IRA CD at 4.00% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Lehigh Valley Educators Credit Union NCUA insured?

Yes. Lehigh Valley Educators Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Lehigh Valley Educators Credit Union?

The highest Lehigh Valley Educators Credit Union CD rate is its 12 Month Share/IRA CD at 4.00% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Lehigh Valley Educators Credit Union offer?

Lehigh Valley Educators Credit Union CD rates are 4.00% APY for a 3 month CD, 4.00% APY for a 6 month CD, 4.00% APY for a 12 month CD, 3.50% APY for a 2 year CD and 3.60% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Lehigh Valley Educators Credit Union for its full lineup.

What is the highest savings rate at Lehigh Valley Educators Credit Union?

The highest Lehigh Valley Educators Credit Union savings rate is its Statement Savings at 0.75% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Lehigh Valley Educators Credit Union?

The highest Lehigh Valley Educators Credit Union checking rate is its Share Draft Checking at 0.02% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Lehigh Valley Educators Credit Union?

The lowest Lehigh Valley Educators Credit Union auto loan rate is its New Auto Loan at 4.69% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Lehigh Valley Educators Credit Union?

The lowest Lehigh Valley Educators Credit Union personal loan rate is its Unsecured Personal Loan at 9.99% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Lehigh Valley Educators Credit Union?

The lowest Lehigh Valley Educators Credit Union credit card APR is its Visa Prestige Credit Card at 10.00% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Lehigh Valley Educators Credit Union operate?

Lehigh Valley Educators Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Lehigh Valley Educators Credit Union?

Yes, to access services at Lehigh Valley Educators Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Lehigh Valley Educators Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lehigh Valley Educators Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Lehigh Valley Educators Credit Union offer online and mobile banking?

Most modern institutions like Lehigh Valley Educators Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lvecu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Lehigh Valley Educators Credit Union rates compare?

Lehigh Valley Educators Credit Union's CD rates are 39% higher than the MonitorBankRates national average, and it has an A+ health rating. Lehigh Valley Educators Credit Union's top rates are its 12 Month Share/IRA CD at 4.00% APY, its Statement Savings at 0.75% APY, its Share Draft Checking at 0.02% APY, its Unsecured Personal Loan at 9.99% APR and its Visa Prestige Credit Card at 10.00% APR, verified by MonitorBankRates on October 29, 2026.

Current Lehigh Valley Educators Credit Union Rates

  • 12-Month CD4.00%
  • 24-Month CD3.50%
  • 60-Month CD3.60%
  • Savings0.75%
Retrieved from our database of financial products. Rates subject to change.