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 Family Security Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 12, 2026
Family Security Credit Union's 1 Year Super Jumbo CD rates are at 3.35%, 1 YR Roth Super Jumbo CD rates are at 3.35%, 1 YR Traditional Super Jumbo IRA CD rates are at 3.35%, 1 Year Jumbo CD rates are at 3.30%, 1 YR Roth Jumbo CD rates are at 3.30%. Family Security Credit Union's savings rates are at 2.12%. Family Security Credit Union's 7 Year Conventional Fixed Rate rates are at 4.25%, 10 Year Conventional Fixed Rate rates are at 4.75%, 15 Year Conventional Fixed Rate rates are at 5.00%, 20 Year Conventional Fixed Rate rates are at 5.38%, First Time Home Buyer 15 Year Conventional Fixed Rate rates are at 5.50%. Family Security Credit Union's Personal Loan Rates are at 6.34%. MonitorBankRates evaluates the financial stability of Family Security Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.42%. Rates were last updated on 04/12/2026. Family Security Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Family Security Credit Union? Share your experience about Family Security Credit Union by leaving a review below, or read customer reviews before you decide to use Family Security Credit Union. Family Security Credit Union
Administration II 2204 Family Security Pl SW
https://myfscu.com Decatur, AL 35603 
Family Security Credit Union CD Rates
Family Security Credit Union Savings Rates
Family Security Credit Union Mortgage Rates
Family Security Credit Union Home Equity & HELOC
Family Security Credit Union Credit Card Rates
Family Security Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Family Security Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Family Security Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Family Security Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Family Security Credit Union
Website
https://myfscu.com
Address
2204 Family Security Pl SW,
Decatur, AL 35603
Phone
256-340-2000
Fax
256-353-9740
President
James Jeffreys
CEO
Shane Nobbley
Full-Time Employees
222
Part-Time Employees
8
Branch Locations
23
ATM Locations
23
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.42%
Return on Assets (ROA)
1.4993%
Return on Equity (ROE)
7.7732%
Non-Performing Loans Ratio (NPL)
0.67%
Total Assets
1,037,966,113
Total Amount of Shares and Deposits
840,420,162
Total Shares and Deposits < 1 Year
804,467,564
Total Shares and Deposits 1 3 Years
24,440,013
Total Shares and Deposits > 3 Years
11,512,584
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
22,539,532
Total Uninsured Shares and Deposits > $250K (F+J)
22,539,532
Total Insured Shares and Deposits > $250K (item 17 less item K)
817,880,630
Total Interest Expense (Sum of items 6 8)
8,210,302
Share Certificates
2,958
Number of Accounts for Share Drafts
51,567
IRA KEOGH Accounts
1,749
Number of Accounts for Regular Shares
92,217
All other shares
299
Money Market Shares
4,429
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
237,068,153
Total Liabilities
847,447,481
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Family Security Credit UnionIs Family Security Credit Union a safe place to deposit money?Yes, Family Security Credit Union is considered a safe financial institution. With a Texas Ratio of 1.4226585965772%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Family Security Credit Union operate?Family Security Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Family Security Credit Union?Yes, to access services at Family Security Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Family Security Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Family Security Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Family Security Credit Union offer online and mobile banking?Most modern institutions like Family Security Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://myfscu.com. Current Family Security Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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